JAAA & JTRSY ARE NOW LIVE AS COLLATERALS ON FALCON

Tokenized credit is hitting its next major milestone - it’s becoming productive collateral.

Falcon now supports @centrifuge’s JAAA and JTRSY as eligible assets to mint USDf, allowing you to:
- Use investment-grade corporate credit as onchain collateral
- Unlock capital efficiency while staying fully exposed to the underlying credit
- Stake minted USDf for competitive, sustainable yield

This marks a meaningful step forward for RWAs — transforming them from static holdings into programmable, productive assets within DeFi.

🔗 Read the full announcement here:
https://falcon.finance/news/falcon-finance-adds-centrifuges-jaaa-as-collateral-unlocking-onchain-liquidity-for-institutional-grade-credit

— Falcon Finance Team

TOMORROW ON NOV 27TH, ANDREI GRACHEV — FOUNDING PARTNER OF FALCON FINANCE — WILL BE JOINING CRYPTIC TALKS FOR A DEEP DIVE INTO:

Universal Collateralisation & the Era of Synthetic Money: What Falcon Finance Means for DeFi in 2026

🗓 Thursday, November 27
⏰ 02:00 PM UTC / 03:00 PM CET
Set your reminder: https://x.com/i/spaces/1MnxnPgmkDjGO

We’re excited for this discussion and hope to see many of you there!

— Falcon Finance Team

$ESPORTS STAKING IS NOW LIVE ON FALCON’S STAKING VAULTS 🎮

It’s official: $ESPORTS staking has arrived on Staking Vaults.

You can now earn yield in USDf while keeping full exposure to your $ESPORTS tokens.

$ESPORTS Vault Details:

- Estimated APR: 20% – 35%
- Lockup: 180 days
- Vault Cap: 25M $ESPORTS
- Rewards: Paid in USDf

This is a major step forward for the $ESPORTS community, turning a gaming ecosystem token into productive, yield-generating collateral.

A big shoutout to Yooldo_Games as we expand real utility to even more communities.

Start staking here:
👉 https://app.falcon.finance/earn/vaults

This is Falcon’s second supported token in Staking Vaults, and just the beginning of bringing long-term, sustainable utility across ecosystems.

— Falcon Finance Team

🥇 Gold just pushed close to $4,900, hitting a new all-time high. 📈

For the first time, gold isn’t just something you hold and wait on — it’s becoming programmable.

Tokenized gold has grown rapidly, with market cap expanding from $1.3B in Jan 2025 to over $4B by year-end. That shift isn’t about speculation — it’s about utility.

Today, gold can be used as DeFi collateral, traded 24/7, and owned in tiny fractions, down to 0.000001 oz.
What used to be static is now flexible.

The real opportunity comes at ATH.

Not selling tokenized gold — but earning on it.

With Falcon Finance, tokenized gold holders can:
> Stake XAUt and earn ~3–5% APR
> Use gold-backed token as collateral to mint USDf
> Keep exposure to gold while generating passive income

Gold exposure that works for you, even at all-time highs.

👉 Explore Falcon’s XAUt Vault

👉 Read more on how tokenized gold works HERE

— Falcon Finance Team

📢 USDf Fiat Off-Ramp Now Available!!

USDf holders can now off-ramp to fiat currencies through regulated financial rails.

Through our partnership with Synterra Connect, we have completed integration with Altery’s infrastructure (an FCA-authorized EMI), enabling USDf to be seamlessly converted into fiat within the traditional financial system. 🎉

🔹 Supported features
> Convert USDf → GBP / EUR / USD
> SEPA, SWIFT, and local bank transfers
> Transfers to bank cards supported

You can keep earning yield in sUSDf vaults while accessing fiat for payroll, vendor payments, and operating costs — no need to choose between on-chain yield and real-world liquidity.

✅ Available now! Card-linked solutions coming soon in selected regions.

👉 View full announcement HERE
👉 Earn yield with Falcon vaults

Catch the discussion on RWA trends shaping 2026, featuring:

🔸 Andrei Grachev — Founding Partner, Falcon Finance
🔸 Artem Tolkachev — RWA Chief Officer, Falcon Finance

along with other industry speakers!

🎥 Watch here:
https://www.youtube.com/watch?v=S-Uyk0CTtX4

— Falcon Finance Team

Falcon latest USDf reserve & supply update (Jan 21–27) 👇

> USDf supply: $2.06b
> Total reserves: $2.38b
> Backing ratio at 115.68%, overcollateralized
> sUSDf APY: 7.51% - 11.02% (for boosted yield)

📊 Main reserve assets breakdown:
> BTC $1.36b
> MBTC $322.07m
> ENZOBTC $272.71m
> ETH $231.82m
> Stablecoins $112.48m

🔐 Asset storage split:
> Multisig 93.5%
> Fireblocks 4.65%
> Ceffu 1.89%

📈 Yield strategy allocation:
> Options 61%
> Positive funding farming + staking 21%
> Remainder allocated across arbitrage and volatility strategies.

👉 View the dashboard here: https://app.falcon.finance/transparency

— Falcon Finance Team

Gold doesn’t pay yield.
Until now.

Falcon was featured in Fortune Magazine as a case study addressing the $4.6B tokenized gold market:
https://fortune.com/2026/01/27/libeara-theo-falcon-finance-yield-tokenized-gold/

✔️ ~4% annual yield
✔️ Delta-neutral structure
✔️ Gold exposure remains intact

This changes how gold works in DeFi.

👉 Explore Falcon’s tokenized gold (XAUt) vault here: https://app.falcon.finance/earn/vaults/xaut-staking-vault

— Falcon Finance Team

👀 New USDf yield products are now live on Pendle!

Two new pools with a June 18, 2026 maturity have just been activated:

> PT USDf (USDf) — LP APY 7.86%
> PT sUSDf (USDf) — LP APY 2.22%

The previous pools have matured, and new opportunities are now open.

Get in early to lock in fixed yields and start stacking Miles ahead of the crowd.

🫡 Falcon Miles rewards will be distributed retroactively for eligible participants.

👉 PT USDf (USDf): https://app.pendle.finance/trade/pools/0x2693b8cb85940e550d55a408e406f7c4e6e34b62/zap/in?chain=ethereum

👉 PT sUSDf (USDf): https://app.pendle.finance/trade/pools/0x42826337a249b3162d133f65d8f79b4a22e82f45/zap/in?chain=ethereum

— Falcon Finance Team

📢 Falcon Finance officially launched a $50M Ecosystem Fund

👉 Read the full announcement: https://falcon.finance/news/falcon-finance-launches-50m-ecosystem-fund-to-back-tokenized-treasury-and-gold-yield-infrastructure

This fund is focused on backing teams building real yield infrastructure, RWA integrations, and structured products that grow USDf demand and composability across Ethereum and BNB Chain.

The foundation is already here:
> ~$2.5B in TVL
> ~$2.1B USDf in circulation

Now we’re looking to support teams building what comes next.

Why this matters
Since early 2025, the tokenized RWA market has grown past $22B, with $9B+ in tokenized U.S. Treasuries alone.

But most of these assets are still sitting idle — siloed, not composable, and not being used productively.

We want to change that by backing teams building the core rails that make RWAs actually work on-chain.

What selected teams get
> Funding (50% cash / 50% $FF)
> Hands-on product and strategy support
> Intros to key protocols, exchanges, and institutional partners

If you’re building an USDf-based MVP, a staking vault, or a minting / yield mechanism, we’d love to talk.

Applications are open via falcon.finance/contact-us

Know a team we should meet? Share this with them 🤝

— Falcon Finance Team

📢 Falcon January Update

January set the tone for the year ahead at Falcon.

> USDf stayed above $2B supply and remained Top 10, with 108.88% overcollateralization
> sUSDf continued compounding, delivering 7.11% 30-day APY
> BTC Vault officially launched, enabling 3–5% APR without selling BTC
> $50M Ecosystem Fund announced to back builders on Falcon
> New Pendle pools went live
> Tokenized RWA market reached $22.5B, with USDf emerging as the dollar layer

Falcon Universal Collateral Layer continues to scale — quietly and steadily.

👉 Check out the full details on X: https://x.com/falconfinance/status/2018308452637147604?s=20

Falcon Finance ecosystem continues to expand, with 19 partners and integrations currently live.

USDf’s core stack connects payment rails, collateral, and markets across both DeFi and RWAs.

With the newly launched $50M Ecosystem Fund, projects building on Falcon can benefit from the ecosystem — including support and connections across partners already live on the stack.

👉 Check out how builders can join the Falcon Ecosystem here:
https://x.com/falconfinance/status/2017221635032682692?s=46

📢 SPYx Staking Vault Now Live

SPYx can now do more than track the S&P 500 — yield is now added on top.

Falcon has launched the SPYx Staking Vault on Solana in collaboration with @xStocksFi, enabling KYC’d users to earn yield on SPYx through a managed vault strategy. Access will continue expanding in the coming weeks.

Key details
> ~3% APR, rewards paid in USDf
> 180-day lockup
> Original SPYx returned in full at unlock

This introduces a stable, non-inflationary return layer on top of long-term S&P 500 exposure — putting idle index exposure to work.

Important notes
> Deposit SPYx on Solana only
> Depositing other assets or using a different network may result in loss of funds
> Lockup terms apply

👉 Stake your SPYx here:
https://app.falcon.finance/earn/vaults/spyx-180d-9fab-staking-vault

Binance co-CEO Yi He’s portfolio highlights:

BNB as core.
BTC as base.
And FF alongside them.

When industry leaders allocate, watch where conviction flows.

For those looking to trade, FF is available on Binance (spot and perps), as well as 20+ other exchanges.

👉 Trade FF and make your assets work: https://app.falcon.finance/earn/vaults/ff-staking-vault

One place where every asset earns.

> BTC, XAUt, SPYx Vault, 3% APR
> ESPORTS, VELVET, AIO Vaults, 20% APR
> USDf Classic, 6.81% APY
> USDf Boosted, up to 10.22% APY
> FF Vault, 12% APR

👉 Explore them here: https://app.falcon.finance/earn

Happy Lunar New Year to everyone celebrating! 🧧

Wishing you a year of clarity, resilience, and strong conviction.

May your wins be steady, your risks be smart, and your year ahead full of upside!

Messari x Falcon Finance: New Research Report Live

We don’t have a stablecoin problem.
We have a collateral problem.

Trillions in assets sit idle:
• Gold
• BTC
• Equities

Falcon Finance is building the infrastructure to turn them into working collateral.

Messari just published a deep dive on how USDf is evolving into a multi-collateral control tower, moving beyond funding-rate dependence and integrating:

• Gold (XAUt)
• Tokenized equities
• Mexican CETES
• AAA-rated credit

🔁 The goal?
Keep your price exposure.
Earn real yield on top.

To support this expansion, Falcon has also deployed a $50M ecosystem fund to:
• Expand RWA integrations
• Build real liquidity rails
• Bring institutional-grade yield fully onchain

Zoom out: A unified system where every asset becomes productive collateral.

👉 Read the full Messari report by Jeremy Koch:
https://messari.io/report/falcon-finance-interfacing-with-rwas

📢 Falcon February Update

February continued the momentum as Falcon keeps building through the volatility.

> SPYx Staking Vault live on Solana, adding a 3% APR layer on S&P 500 exposure
> USDf held 109%+ backing through the chop
> Ecosystem integrations expanded across DeFi + RWAs
> $50M Ecosystem Fund now actively backing builders
> Universal Collateral Layer continues to strengthen

Protocol metrics (Feb close):

> USDf supply: $1.62B
> sUSDf supply: $80.14M
> Reserves: $1.77B
> Backing ratio: 109.25%

Falcon’s Universal Collateral Layer keeps scaling — steady, disciplined, and focused.

👉 Check out the full February roundup:
https://falcon.finance/news/february-2026-spyx-vault-goes-live-usdf-holds-109-backing

“Women belong in all places where decisions are being made.” — Ruth Bader Ginsburg

Happy International Women’s Day!