When a Mutual Fund scheme says that they hold 12% of their portfolio in cash, many think it is just in a bank account earning nothing.

No.

Mutual funds actually keep cash in products like Tri-Party Repo (TREPS). That means the cash is earning a 6-7% yield (return).

- @InvestRepeat

As of September, Parag Parikh Flexi Cap Fund holds 9.7% in cash.

After a decent amount of time PPFAS cash holding is in single digits.

- @InvestRepeat

Truth is 99% won't achieve financial freedom without high income or decent inheritance.

Greater truth is 99% trying to achieve financial freedom isn't talking about this at all. They're busy with returns.

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