Best part about SIR Community group is, even insurance experts are helping others for free.

🙏 Grateful for the community. Learning so much from others in the group: SaveInvestRepeat.com/community

Top 5 holdings of HDFC Flexi Cap Mutual Fund cover 30.56% of its portfolio.

ICICI Bank - 9.18%
Axis Bank - 6.84%
HDFC Bank - 6.77%
SBI - 4.3%
SBI Life Insurance - 3.47%

The fund has deployed ₹1 Lakh Crore AUM into 70 stocks + 2 REITs + debt.

- @InvestRepeat

There are multiple credit cards giving points etc. Here is one card that is not even a credit card but gives you 1.5% cashback on every online & offline transaction.

Best part - This 1.5% cashback is in gold or bitcoin (whatever you choose)

Study Material on → https://www.saveinvestrepeat.com/how-to-earn-bitcoin-in-india/

Data on India's GDP per capita (PPP) relative to China 1990-2026.

After depreciating for decades, since 2013-14 India was able to stabilise it. And now its appreciating.

Hopefully the growth continues & even gets faster 🇮🇳 🚀

- @InvestRepeat

India has only 2 flexi cap mutual funds with AUM over ₹1 Lakh Crore. Approach of both:

PPFAS = 37 stocks (4 from US) + 3 REITs + debt

HDFC = 70 stocks + 2 REITs + debt

Parag Parikh Flexi Cap comparatively prefers a much concentrated portfolio than HDFC Flexi Cap.

- @InvestRepeat

If currently your income = your salary, please start working on increasing income sources.

And you don’t need to quit job for it. Work on additional sources parallely.

I have already listed 25 such income sources which you can get started with while you are working in a job: SaveInvestRepeat.com/income

Many people build their entire retirement portfolio with highly volatile mutual funds.

Their justification, "Am fine with volatility as I am in it for the long term".

These people don't understand the concept of "Sequence Risk" yet. Just because you're holding something longer doesn't mean your sequence risk decreases.

- @InvestRepeat

Top 5 sector holdings of HDFC Mid Cap Mutual Fund cover 48.96% of its portfolio.

Banks - 15.63%
Pharma - 11.38%
Auto Components - 9.18%
Industrial Products - 6.48%
IT Software - 6.29%

The fund has deployed ₹1 Lakh Crore AUM into 76 stocks + debt.

- @InvestRepeat

✅ Don't forget to join SIR's WhatsApp channel: https://whatsapp.com/channel/0029Va9aeRjHQbS9P2Akma2p

All the best posts are collated there for easier access.

Since independence, India's global research ranking has continued to improve under all political parties. 🇮🇳 🚀

Global research rankings evaluation is based on research performance metrics such as publication volume, citation impact, research reputation, international collaboration & other quality indicators.

- @InvestRepeat

It’s extremely risky to not invest in India. 🇮🇳 🚀

> Invest time
> Invest labour
> Invest money
> Invest resources

- @InvestRepeat

> PPFAS Flexi Cap is again out of the most bought list. 2nd such week in years. Seems like fresh inflows have reduced a bit.

> People continued to buy arbitrage funds.

> Bandhan Small Cap fund's trend continues.

> Mirae Asset Mutual Fund's schemes got heavily dumped.

From mutual fund platform Kuvera's last week platform data: https://kuvera.in/blog/top-news-and-market-movers-this-week-31st-july-2026/

Transparency time - July 2026:

💸 Savings rate
Last month 73.35%
Average 65.23%

💰 Net Worth increased by 2.39% MoM.

More FIRE discussion inside SaveInvestRepeat.com/community

Transparency time - Investing in July 2026:

🔼 Increased Position:
Stocks
Bitcoin
PPFAS DAAF
Physical Gold
Nifty Midcap 150

🔽 Decreased Position:
None

Charts show my total net worth when calculated in different assets or currency.

More investing discussion inside SaveInvestRepeat.com/community

Three of the worst run Govt organisations are

> NTA

> EPFO

> FSSAI

Massive changes & deep upgradation is desperately needed inside all these 3 organisations.

WhiteOak Capital Mutual Fund launches its Dividend Yield Fund.

Target Allocation of the fund
Up to 60% REITs
Up to 25% dividend paying stocks & Arbitrage
Up to 10% InvITs

- @InvestRepeat

You have just received your salary.

Don't forget:
⚡️ Save 'minimum' 30-40% of it.
⚡️ Don't leave all of it in Savings account or FD.
⚡️ Invest in yourself first (Courses, Study Materials, gym etc.)
⚡️ Invest in a family health insurance. If sole earner, term insurance too.
⚡️ Invest rest of the savings as per your asset allocation in index funds, gold, bitcoin.

Monthly Reminder: Before buying any supplements, grocery etc. do check HealthyProducts.in ☀️

You don't need to use fake, adulterated products anymore.

Share this with your friends & family too. Bharat should consume clean products.

As per the data am tracking, so far it seems like the real winners of SEBI's Closing Auction Session (CAS) is Arbitrage Funds.

They're buying stock cheaply in the cash market & selling it at a higher price in the futures market.

The massive difference between spot & derivatives market is like a gold mine for these arbitrage funds.

- @InvestRepeat

Across Bharat, Bhairava is re-emerging with his full glory.

🔱 Rajarshi Nandi ji building 8 Bhairava temples, educating masses on tantra.

🔱 Sadhguru building Bhairava temples. Sthapana already done for one.

🔱 Bhairava murti being recovered from a pond in Bengal after being there for centuries. And then a sudden massive political uprising & change happened.

🔱 Indian Army operating a new commando unit named “Bhairav Battalion”

And so much more. Great time to take up genuine tantra sadhana.

Inside the group, I have already shared detailed steps for beginners to start with Bhairava sadhana: SaveInvestRepeat.com/community Jai Bhairav Baba 🙏