It's actually crazy when you realise - Nippon India Small Cap Fund was able to generate 22%+ XIRR in last 10 years.

If you did a monthly SIP of ₹10,000
You would have invested ₹12 lakh

And your overall corpus would be nearly ₹40 lakh. That's more than 3X return.

- @InvestRepeat

⚡️ Today Invesco & ICICI Mutual Fund bought Dr Agarwals Health Care at an average price of ₹502.82

Selling mainly came from FIIs.

⚡️ And SBI & HDFC Mutual Fund bought Tenneco Clean Air at an average price of ₹525

Selling mainly came from promoters.

- @InvestRepeat

As per an analysis on 21 years of data done by Abakkus Mutual Fund

If you stayed invested, your CAGR is 13.67%

If you timed the market & missed just the top 10 market days - your CAGR dropped to single digits at 9.75%

Summary: Missing a tiny fraction of best market days drastically reduces your CAGR across large, mid & small indices.

- @InvestRepeat

UTI Mutual Fund is also launching a Nifty 500 Index Fund now.

Basically now all major AMCs have Nifty 500 fund - ICICI, Axis, Motilal, SBI, HDFC (Tracks BSE 500)

UTI currently runs India's largest index fund by AUM - their Nifty 50 index.

- @InvestRepeat

Accumulated 3788 Mutual Fund units last month.

My first 'personal' goal is to hit 2,00,000 units of this particular portfolio. (And no, goal isn't to buy any random funds with lower NAV just to reach 2L units)

Small small steps 🏃 → Financial Freedom 💸

More FIRE discussion inside SaveInvestRepeat.com/community

Nifty 500 is a very interesting index for a 1 or 2 fund portfolio.

You don't miss out on stocks beyond large cap. 32% of Nifty 500 are mid & small cap stocks.

- @InvestRepeat

Bangladesh under severe energy crisis. As per govt notice

• Shopping malls, markets & shops must be closed by 8PM.

• All cultural events, fairs etc. have to be stopped by 8PM.

• All illuminated billboards should be turned off by 7PM.

• All decorative lights must remain switched off.

• Citizens are currently facing hours of electricity cut.

This reminds me how well Indian government has managed this global energy crisis.

Indian electric grids are currently hitting record load & everything running smoothly. 🇮🇳 🚀

Minimum once a year you should get a full body check-up done for your entire family. 🩻

If not aware which exact tests to do, HealthyProducts.in already lists them.

(Check the "Tests" section)

Payment of ₹15,000 for 10th instalment of Kalyan Jewellers Scheme is completed.

✅ This scheme allocates gold as per the price when I pay the instalment each month. Kinda like a SIP in physical gold.

Running multiple such schemes for a long time now.

Very interesting changes in Nifty 500 in last 15 years.

• GDP growing means financial services have to increase = Nifty 500 allocation reflects the same

• India rapidly increasing its manufacturing capabilities = Capital goods allocation increasing in Nifty 500

• Oil, Gas, IT = Kinda losing relevance over time. The index is decreasing allocation.

• Consumer Services = India's consumer base moving more towards organised players. Nifty 500 continues to increase allocation.

Nifty 500 = India's story 🇮🇳

- @InvestRepeat

Whoever does not have two-thirds of his day for himself, is a slave, whatever he may be: a statesman, a businessman, an official, or a scholar.

- Friedrich Nietzsche

Time freedom comes mainly from financial freedom. And financial freedom comes from increasing income sources.

I have already listed 25 different income source ideas to help you get started: SaveInvestRepeat.com/Income

Work + Fitness = No social life

Work + Social Life = No Fitness

Fitness + Social Life = No money

🔺 Is this an impossible triangle?

✅ All the datasets I share on the WhatsApp channel too: https://whatsapp.com/channel/0029Va9aeRjHQbS9P2Akma2p

So all data in 1 channel will help with ease of access for everyone for studying.

⚡️ Vetri Subramaniam, CEO of UTI Mutual Fund (then CIO) on its Nifty 50 Index Fund completing 25 years said:

We served around 12.5 lakh investors, of which 8.5 lakh remain invested in the fund today.

Out of that, only 2700 investors who started the journey 25 years ago are still invested.

- @InvestRepeat

✅No get-rich-quick scheme
✅No F&O trading discussion
✅13 different study materials
✅4 different group topics

Topics include sadhana, investments, generating more income & how to live healthy.

That's why SIR Community is the best online FIRE group in India: SaveInvestRepeat.com/community

Average deposit per customer
HDFC: ₹3.07 lakh
PNB: ₹0.93lakh
SBI: ₹1.14 lakh

Majority of Indians don't actually have that much savings.

- @InvestRepeat

For last 21 years of data, 5 year rolling return of Nifty 500 is nearly 17%.

- @InvestRepeat

Google plans to stop manufacturing Pixel smartphones, smartwatches and wireless earbuds in China from 2027, shifting production to Vietnam and India.

- @InvestRepeat

Talk of the town in Mutual Funds

2016: HDFC & ICICI
2017: Aditya Birla
2018-19: Axis, Mirae
2021: HDFC, ICICI
2022-23: quant
2024: Motilal
2025: New launched AMCs
Cycle continues.

Retail keeps trying to catch the "best fund" each year instead of buying more units of same fund they already own. And AMC shareholders keep getting rich.

- @InvestRepeat

Don't know if true or not, anyway what I have seen is IT folks are working from 9AM to 9PM these days.

Things might get worse - earlier your competition was with other developers. Now its with Claude's API as well. And the bad part - Claude doesn't need sleep or breaks.

Good part is, still you have time to start working on increasing income source. I have listed 25 different ones to get you started: SaveInvestRepeat.com/Income