Save Invest Repeat
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After HCLTech, today airline company Indigo also invests in Sarvam AI.

Sarvam is a made in India competitor to ChatGPT, Gemini etc.

Try it out here indus.sarvam.ai
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Many donโ€™t yet realise that the more AUM arbitrage funds as a category get, the overall returns of the entire category decreases. Arbitrage disappears with more money flowing in.

Contrary point: Maybe due to lower return some AUM moves out to debt funds and it self balances.

- @InvestRepeat
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Accumulated 5425 Mutual Fund units last month.

My first 'personal' goal is to hit 2,00,000 units of this particular portfolio. (And no, goal isn't to buy any random funds with lower NAV just to reach 2L units)

Small small steps ๐Ÿƒ โ†’ Financial Freedom ๐Ÿ’ธ

More FIRE discussion inside SaveInvestRepeat.com/community
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After Edelweiss, now Motilal Oswal Mutual Fund has filed papers with SEBI for Nifty REITs & Realty Index Fund and ETF.

Multiple AMCs are coming into REITs now. Recently WhiteOak Capital launched a REITs heavy Dividend Yield Fund.

- @InvestRepeat
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Transparency time - Aug 2026:

๐Ÿ’ธ Savings rate
Last month 76.52%
Average 65.36%

๐Ÿ’ฐ Net Worth increased by 5.67% MoM.

More FIRE discussion inside SaveInvestRepeat.com/community
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Yesterday JM and Edelweiss Mutual Fund bought 41,90,846 shares of Pine Labs at an average price of โ‚น155.10.

- @InvestRepeat
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Interesting filing from WhiteOak Capital Mutual Fund.

They have filed for a Diversified Equity Small Cap Active Fund of Fund. Means this FoF will invest in other actively managed smallcap funds.

WhiteOak themselves doesn't run any smallcap fund & it seems like they have no intention of launching one anytime soon.

- @InvestRepeat
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Transparency time - Investing in Aug 2026:

๐Ÿ”ผ Increased Position:
Bitcoin
PPFAS DAAF
Physical Gold
Nifty Midcap 150

๐Ÿ”ฝ Decreased Position:
None

Charts show my total net worth when calculated in different assets or currency.

More mutual fund discussion inside SaveInvestRepeat.com/community
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WhiteOak Capital Mutual Fund won't launch a smallcap fund but rather going for a Smallcap Fund of Fund, which will invest in other AMC's smallcaps.

It's not too bad, to be honest. Anyway smallcap fund investors keep changing their funds; here they would get an expert doing it for them in a tax-efficient manner.

Anyway, data is very clear - 60-70% smallcap fund AUM will underperform the Nifty Midcap 150 index.

- @InvestRepeat
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Last 4 years SIP return of Nifty 50 is 5.7%
๐Ÿ˜ญ22๐Ÿ‘€10๐Ÿ‘2
2026 return so far

๐Ÿ‡บ๐Ÿ‡ธ Nasdaq 100: +37.93%

๐Ÿ‡บ๐Ÿ‡ธ S&P 500: +18.43%

๐Ÿฅ‡ Gold: +14.99%

๐Ÿฅˆ Silver: +3.63%

๐Ÿ‡ฎ๐Ÿ‡ณ Nifty 500: -2.74%

๐ŸŒ Bitcoin: -4.4%
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Monthly Reminder: Before buying any supplements, grocery etc. do check HealthyProducts.in โ˜€๏ธ

You don't need to use fake, adulterated products anymore.

Share this with your friends & family too. Bharat should consume clean products.
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> PPFAS Flexi Cap continues to fetch high inflows.

> HDFC Midcap & Flexi cap remains investor's favourite

> Bandan Small Cap fund continues its inflow trend

From mutual fund's platform Kuvera's last week platform data.

- @InvestRepeat
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Last 5 years SIP return of BSE Sensex is 5.5%
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Nifty 50 SIP Return
3Y: 2.5%
4Y: 5.69%
5Y: 6.92%

So technically for last 5 years Nifty 50 has failed to match 5Y FD returns.

Another reason why "asset allocation" is so important for a portfolio.

- @InvestRepeat
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Costs less than half of 1 Nifty Next 50 ETF once & you get access forever, including all future updates.

โœ… No repeated fees, no paywalls ever: SaveInvestRepeat.com/Income
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โšก๏ธ quant Mutual Fund in its monthly note to unitholders:

> In India, lack of AI exposure & over-dependence on high ticket imports such as Oil, Gold has impacted sentiments at
a broader level.
> Profit growth in Q1 FY27 for the Nifty, Nifty Next 50 and Nifty Midcap indices was quite healthy at 14%, 27% and 38%, excluding oil marketing companies.
> Our Predictive Analytics framework showcased its capabilities by preempting sharp movements in Copper and WTI
crude in the recent months, generating outsized returns.
> In 2020, whole world went for ESG, we understood the crowded trade & deployed an anti-ESG thesis in our portfolio, which worked very well. Our Behavioral Analytics is now identifying opportunities in the anti-AI trade.
> We are under-weight manufacturing, increased exposure to IT services.

- @InvestRepeat
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You have just received your salary.

Don't forget:
โšก๏ธ Save 'minimum' 30-40% of it.
โšก๏ธ Don't leave all of it in Savings account or FD.
โšก๏ธ Invest in yourself first (Courses, Study Materials, gym etc.)
โšก๏ธ Invest in a family health insurance. If sole earner, term insurance too.
โšก๏ธ Invest rest of the savings as per your asset allocation in index funds, gold, bitcoin.

- @InvestRepeat
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