Save Invest Repeat
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Accumulated 5388 Mutual Fund units last month.

My first 'personal' goal is to hit 2,00,000 units of this particular portfolio. (And no, goal isn't to buy any random funds with lower NAV just to reach 2L units)

Small small steps ๐Ÿƒ โ†’ Financial Freedom ๐Ÿ’ธ

More FIRE discussion inside SaveInvestRepeat.com/community
๐Ÿ‘8
India had one of its worst monsoon season in 10+ years. ๐ŸŒง

As per IMD, rainfall during the June to September 2026 monsoon season was 12.6% below the long-term average. Making this shortfall the worst since 2015.

This increases risk of food prices rising. ๐Ÿ‡ฎ๐Ÿ‡ณ

- @InvestRepeat
๐Ÿ˜ญ12๐Ÿ‘3
IT company Accenture Q4 revenue beats estimates.

Revenue up 6.3% YoY. Q4 bookings at $22.2 billion, up 4%. Full-year bookings at $84.5 billion.

EPS up 8%. Company executed 141 quarterly client bookings of $100 million or more, a record high.

Accenture expects revenue to increase 3% to 6%.

Shares up 19% pre-market.

- @InvestRepeat
๐Ÿ‘9
You have just received your salary.

Don't forget:
โšก๏ธ Save 'minimum' 30-40% of it.
โšก๏ธ Don't leave all of it in Savings account or FD.
โšก๏ธ Invest in yourself first (Courses, Study Materials, gym etc.)
โšก๏ธ Invest in a family health insurance. If sole earner, term insurance too.
โšก๏ธ Invest rest of the savings as per your asset allocation in index funds, gold, bitcoin.

- @InvestRepeat
๐Ÿ‘15
Transparency time - Sept 2026:

๐Ÿ’ธ Savings rate
Last month 86.29%
Average 65.6%

๐Ÿ’ฐ Net Worth increased by 4.13% MoM.

More FIRE discussion inside SaveInvestRepeat.com/community
๐Ÿ‘9
US electronics retail chain Best Buy is transitioning from its own GCC in India to handing it over completely to TCS.

One of the first such movement away from GCC to an Indian IT company.

TCS will now completely handle whatever Best Buyโ€™s own GCC was delivering.

- @InvestRepeat
๐Ÿ‘19
In the world of quantum & AI - importance of physical gold in personal custody increases.

With AI its much easier to crack encryption, hack into databases, mess with websites etc.

And at the end of the day - savings bank account, FD, stocks are all 0s & 1s in some database.

Not saying all of these are unsafe or sell everything; just saying to be mindful, be aware & be prepared.

SaveInvestRepeat.com/ProtectSavings
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ICICI Pru Mutual Fund's Equity Valuation Index is again in the "Invest in Equities" territory.

Its only the 2nd time since Covid that this index has flashed the green signal.

- @InvestRepeat
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Currently cyber attacks by a nation state is considered low to medium threat.

In an AI world, I believe that threat level will increase drastically.

Initial phases of war will be AI agents attacking each other. Chinese AI agents will try to bring down US grid system or get into banking infra; and vice versa.

Country with most data centers, GPUs & its own SOTA foundation model - will have much higher chance of winning future wars.

- @InvestRepeat
๐Ÿ‘14
> PPFAS Flexi Cap & Nifty 50 are both back in most bought list. The week prior it was out.

> Mid & Small Cap funds continue to fetch inflows.

> Seems like people are moving money from arbitrage to equity funds.

This is from mutual fund platform Kuvera's last week platform data: https://kuvera.in/blog/top-news-and-market-movers-this-week-01st-october-2026/
๐Ÿ‘6
Soon countries will allocate some portion of its defense budget in developing, maintaining & improving LLM models.

Now having a well trained LLM is as important as having a well trained military.

Not having an SOTA LLM is a national security threat.

- @InvestRepeat
๐Ÿ‘11
Data on average volatility of different hybrid mutual fund categories.

Data is of last 3 years annualised.

- @InvestRepeat
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Costs less than 3 Nifty ETFs once & you get access forever. No hidden fees, no monthly charge, no paywalls ever.

๐Ÿ‡ฎ๐Ÿ‡ณ Join India's best online FIRE group: SaveInvestRepeat.com/Community
๐Ÿ‘2
If the world goes agentic, what happens to the internet's ad model?

I can simply ask my AI agent to go buy 1kg whey protein of SIR brand on Amazon & it will do it.

Basically I don't see any ads in the whole process which is a major revenue source of many sites.

Lets not forget, Amazon makes more money from ads on its site than sales.

- @InvestRepeat
๐Ÿ‘7๐Ÿ‘€6
From all the EPFO issues I hear, these days EPF seems like a โ€˜forced-lotteryโ€™.

You are forced to save some amount in it each month for your entire working life.

And then when you need it & withdrawing - its like a lucky draw.

If youโ€™re lucky enough you will get the amount.

- @InvestRepeat
๐Ÿ˜ญ13๐Ÿ‘6
ICICI Pru Mutual Fund's Debt Valuation Index as of Sept 30th.

- @InvestRepeat
๐Ÿ‘9
During business travel, a hotel room that I used to book for โ‚น7,700 per night last year.

This year it's costing me โ‚น11,000; exact same room & exact same hotel.

That's 43% price increase in 1 year. Interesting. Seems like most Indians now travel a lot.

- @InvestRepeat
๐Ÿ‘23
Every Indian IT salaried folks should be doing the following:

โœ… Start working on other income sources. One place to get started SaveInvestRepeat.com/Income.

โœ… Keep minimum 12 months family expense in liquid or arbitrage mutual funds.

โœ… Start tracking your expenses in a tracker & do a serious audit on what can be cut out.
๐Ÿ˜ญ7๐Ÿ‘4
Monthly Reminder: Before buying any supplements, grocery etc. do check HealthyProducts.in โ˜€๏ธ

Amazon Sale is ongoing so you would get discounts.

Share this with your friends & family too. Bharat should consume clean products.
๐Ÿ‘5
Growing AUM may become a problem for all active schemes, but some get more affected than others.

Like Focused Mutual Funds.

If it performs too well, it will attract huge AUM but as per SEBI categorisation - only 30 stocks can be there in the portfolio.

- @InvestRepeat
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