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2. Consider the following statements about NATO.
1. It was formed during the Second World War to fight against Nazi Germany.
2. Collective Defence is the core idea of this organisation.
3. The United Kingdom and the United States are members of NATO
Which of the above statements is/are correct?
Anonymous Quiz
11%
A. 1 and 2 only
11%
B. 1 and 3 only
66%
C. 2 and 3 only
12%
D. 1, 2 and 3
Answer: C
Soln:
NATO:
● Formed in 1949 with the signing of the Washington Treaty, NATO is a political and
military alliance of 32 countries from North America and Europe.
● Established during the Cold War to counter Soviet aggression, NATO’s primary objective is
to protect the freedom and security of its members through both political and military
means. Hence, statement 1 is incorrect.
● Article 5 of the Washington Treaty states that an attack against one Ally is an attack
against all — is at the core of the Alliance, a promise of collective defence. Hence,
statement 2 is correct.
● A “NATO decision” is the expression of the collective will of all 32 member countries since
all decisions are taken by consensus.
● NATO is funded by Allies both directly and indirectly.
○ Direct contributions are made to NATO budgets and programmes on an agreed cost-
share formula, based on Gross National Income. Indirect funding is where allies
commit capabilities or troops to a military operation.
● NATO's Headquarters are located in Brussels, Belgium.
Members:
● At present, NATO has 32 members.

● In 1949, there were 12 founding members of the Alliance: Belgium, Canada, Denmark,
France, Iceland, Italy, Luxembourg, the Netherlands, Norway, Portugal, the United Kingdom
and the United States. Hence, statement 3 is correct.
● The other member countries are: Greece and Turkey (1952), Germany (1955), Spain
(1982), the Czech Republic, Hungary and Poland (1999), Bulgaria, Estonia, Latvia, Lithuania,
Romania, Slovakia and Slovenia (2004), Albania and Croatia (2009), Montenegro (2017)
North Macedonia (2020), Finland (2023) and Sweden (2024).
NATO Plus:
● NATO Plus is a security arrangement that brings together NATO and five aligned nations
(Australia, New Zealand, Japan, Israel, and South Korea) to enhance global defence
cooperation.
3. With reference to the Election Commission of India, consider the following statements:
1. Election Commission of India has the sole responsibility to conduct local body
elections.
2. To ensure a free and fair election, the Commission can cancel the polls in the event
of rigging, booth capturing and other irregularities.
3. It accords recognition and allots symbols to the political parties.
Which of the statements given above is/are correct?
Anonymous Quiz
1%
(a) 1 and 2 only
83%
(b) 2 and 3 only
8%
(c) 1 and 3 only
8%
(d) All the three
Answer: B

Soln:
● The superintendence, direction and control of the preparation of the electoral rolls
for, and the conduct of, all elections to Parliament and to the Legislature of every
State and of elections to the offices of President and Vice President held under the
Constitution shall be vested in an Election Commission.
● The Election Commission is not responsible for the conduct of local body elections.
State Election Commissions are responsible for local body election. Hence,
statement 1 is incorrect.
● The Election Commission of India has the powers to cancel the polls in the event of
rigging, booth capturing, violence and other irregularities. Hence, statement 2 is
correct.
● It accords recognition to the political parties as national or state parties, on the basis
of poll performance and allots symbols to the political parties for contesting elections. Hence, statement 3 is correct.
How many of the above statements is/are correct?
Anonymous Quiz
16%
A. Only one
58%
B. Only two
25%
C. All the three
1%
D. None of the above
4. Consider the following statements about Deposit Insurance and Credit Guarantee
Corporation (DICGC).
1. DICGC is a wholly owned subsidiary of RBI.
2. DICGC insures all bank deposits including deposits of state and central government.
3. DICGC does not cover deposits in a Non-Banking Financial Company (NBFC).
5. Consider the following statements.
1. Fly ash is a byproduct of coal fired power stations.
2. Fly ash is a non toxic, benign substance.
3. Fly ash is rich in Aluminium oxide.
Answer: B
Explanation
● Deposit Insurance and Credit Guarantee Corporation (DICGC) is a wholly owned subsidiary
of the RBI, created by an act of parliament in 1961. Hence statement 1 is correct.
● The idea behind the DICGC is to boost the faith of the public in the banking system, and
provide protection against the loss of deposits to a significant extent.
● DICGC insures all deposits such as savings, fixed, current and recurring including accrued
interest.
● Each depositor in a bank is insured up to a maximum of Rs 5 lakh for both principal and
interest amount held by them as on the date of liquidation or failure of a bank.
● Banks covered by Deposit Insurance Scheme: All commercial banks, Local Area Banks,
Regional Rural Banks and Co-operative Banks (Primary cooperative societies are not
insured by the DICGC).
● Deposit insurance facility of DICGC is not available to depositors of NBFCs. Hence,
statement 3 is correct.
● The DICGC insures all deposits such as savings, fixed, current, recurring, etc. deposits except
the following types of deposits
○ Deposits of foreign Governments;
○ Deposits of Central/State Governments; Hence, statement 2 is incorrect.
○ Inter-bank deposits;
○ Deposits of the State Land Development Banks with the State co-operative bank;
○ Any amount due on account of and deposit received outside India.
○ Any amount, which has been specifically exempted by the corporation with the
previous approval of Reserve Bank of India
How many of the above statements is/are correct?
Anonymous Quiz
7%
A. Only one
78%
B. Only two
15%
C. All the three
1%
D. None of the above
Answer: B
Soln:
Fly Ash
● Fly ash is a fine gray powder consisting mostly of spherical, glassy particles that are
produced as a byproduct in coal-fired power stations. Hence, statement 1 is correct.
● Fly ash has pozzolanic properties, meaning that it forms cement in the presence of water.
Issues with Fly ash
● Fly ash is a highly toxic substance known for causing health and environmental
problems. It can contain lead, arsenic, mercury, cadmium, and uranium. Hence,
statement 2 is incorrect.
● When fly ash is deposited in water bodies they contaminate aquaculture and may leach
into landmasses, leading to toxicity of agricultural land and drinking water.
● Fly ash cannot be disposed-off in the open field because it pollutes the air, soil and
groundwater.
● Long inhalation of fly ash causes serious respiratory problems.
● Fly ash also causes siltation problems.
Uses of Fly ash
● Fly ash composition, rich in silicon dioxide (SiO2), calcium oxide (CaO), and aluminum
oxide (Al2O3), makes it valuable for various applications, transforming potential waste
into useful material. Hence, statement 3 is correct.
● Fly ash can be used as prime material in many cement-based products, such as poured
concrete, concrete block, and brick. 
● One of the most common uses of fly ash is in Portland Cement Concrete pavement or PCC
pavement. 
● Road construction projects using PCC can use a great deal of concrete, and substituting fly
ash provides significant economic benefits. 
● Fly ash can be used in reclamation of wastelands and wastewater treatment.
● Fly ash has also been used as an embankment and mine fill.
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choose the correct answer
Anonymous Poll
15%
a
35%
b
52%
c
9%
d
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1. Consider the following statements about National Investigation Agency (NIA)
1. It is functioning as the Central Counter Terrorism Law Enforcement Agency in the country.
2. It was created under the NIA Act, 2008.
3. It is headquartered at Bengaluru.
How many of the above statements is/are correct?
Anonymous Quiz
10%
A. Only one
66%
B. Only two
21%
C. All the three
2%
D. None of the above
Answer: B
Soln:
National Investigation Agency:
● The National Investigation Agency (NIA) is functioning as the Central Counter Terrorism
Law Enforcement Agency in the country. Hence, statement 1 is correct.
● It is mandated to investigate all the offences:
○ affecting the sovereignty, security and integrity of India, friendly relations
with foreign states, and
○ the offences under the statutory laws enacted to implement international
treaties, agreements, conventions and resolutions of the United Nations, its
agencies and other international organisations.
○ These include terror acts and their possible links with crimes like smuggling of
arms, drugs and fake Indian currency and infiltration from across the borders.
● The agency has the power to search, seize, arrest and prosecute those involved in such
offences.
● Headquartered in Delhi, the NIA has its branches in several parts of the country. Hence,
statement 3 is incorrect.
When did the NIA come into being?
● In the wake of the 26/11 Mumbai terror attack in November 2008, the central
government decided to establish the NIA.
● The agency came into existence on December 31, 2008 under the NIA Act, 2008. Hence,
statement 2 is correct.
● NIA was created mainly to specialize in investigations into incidents of terrorist attacks
and bomb blasts in various parts of the country. Majority of such incidents were found to
have complex inter-state and international linkages while at the same time being linked
to drug and arms smuggling among other activities.
● The NIA Act was amended in the year 2019 to enlarge the mandate of the NIA by inclusion
of offences related to human trafficking, manufacture/sale of prohibited arms, cyber-
terrorism and offences under the Explosive Substances Act, 1908 and expanded its
jurisdiction beyond India.
How wide is the NIA's jurisdiction?
● The law under which the agency operates extends to:
○ whole of India and also applies to Indian citizens outside the country;
○ persons in the service of the government wherever they are posted;
○ persons on ships and aircraft registered in India wherever they may be;
○ persons who commit a scheduled offence beyond India against the Indian
citizen or affecting the interest of India.
2. Consider the following statements about the James Webb Space telescope.

1. It is the largest and most powerful telescope ever built on Earth.
2. It was built in cooperation between NASA, European and Canadian Space agencies.
3. It is positioned at the Earth-Sun L2 Lagrange point.
Which of the above statements is/are correct?
Anonymous Quiz
13%
A. Only one
44%
B. Only two
41%
C. All the three
1%
D. None of the above