Answer: (B)
Statement 1 — Correct: The proposed Public Insurance Registry (PIR) is intended to provide an interoperable digital infrastructure for sharing verified insurance-related information across participating entities. This can reduce fragmentation of insurance data.
Statement 2 — Correct: By facilitating access to relevant and verified information, the PIR can help insurers reduce information asymmetry, improve underwriting and enable more efficient insurance services.
Statement 3 — Incorrect: The PIR is not intended to replace insurers or become an entity that issues and services insurance policies. It is a digital infrastructure/platform, while insurance activities remain with regulated insurers.
Statement 4 — Correct: A consolidated digital view of insurance relationships can help policyholders track their policies, claims and benefits, including facilitating access to unclaimed insurance amounts.
Therefore, option B is the correct answer.
Statement 1 — Correct: The proposed Public Insurance Registry (PIR) is intended to provide an interoperable digital infrastructure for sharing verified insurance-related information across participating entities. This can reduce fragmentation of insurance data.
Statement 2 — Correct: By facilitating access to relevant and verified information, the PIR can help insurers reduce information asymmetry, improve underwriting and enable more efficient insurance services.
Statement 3 — Incorrect: The PIR is not intended to replace insurers or become an entity that issues and services insurance policies. It is a digital infrastructure/platform, while insurance activities remain with regulated insurers.
Statement 4 — Correct: A consolidated digital view of insurance relationships can help policyholders track their policies, claims and benefits, including facilitating access to unclaimed insurance amounts.
Therefore, option B is the correct answer.
The programme aims to strengthen border security by encouraging people to remain in and contribute to the development of border areas, helping prevent out-migration.
It supports roads, connectivity, electricity, tourism, livelihood opportunities, skill development and basic infrastructure in border villages.
Important for UPSC: VVP → Border villages → Infrastructure + livelihoods → Prevent out-migration → Border security → Strategic development of frontier areas.
It supports roads, connectivity, electricity, tourism, livelihood opportunities, skill development and basic infrastructure in border villages.
Important for UPSC: VVP → Border villages → Infrastructure + livelihoods → Prevent out-migration → Border security → Strategic development of frontier areas.
Rajiv Gandhi (Rameshwaram) National Park located in Kadapa district of Andhra Pradesh, near Rameshwaram, on the northern bank of the Penna River.
It was notified as a National Park in 2005 and is also known as Rameshwaram National Park.
Important for UPSC: Rajiv Gandhi (Rameshwaram) NP → Andhra Pradesh → Kadapa → Penna River → Sandy terrain → Tropical dry deciduous forest → 2005.
It was notified as a National Park in 2005 and is also known as Rameshwaram National Park.
Important for UPSC: Rajiv Gandhi (Rameshwaram) NP → Andhra Pradesh → Kadapa → Penna River → Sandy terrain → Tropical dry deciduous forest → 2005.
With reference to the Specialized Investment Fund (SIF) framework introduced by SEBI, consider the following statements:
1. SIF is a new investment product category within the mutual fund framework.
2. The minimum investment requirement is ₹10 lakh per investor, subject to applicable exemptions.
3. SIFs permit sophisticated investment strategies, including long–short equity strategies.
1. SIF is a new investment product category within the mutual fund framework.
2. The minimum investment requirement is ₹10 lakh per investor, subject to applicable exemptions.
3. SIFs permit sophisticated investment strategies, including long–short equity strategies.
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Answer: (D)
Statement 1 is correct: The Securities and Exchange Board of India (SEBI) introduced the Specialised Investment Fund (SIF) as a novel asset class and investment product category operating within the traditional mutual fund framework
to bridge structural gaps in the market.
Statement 2 is correct: The regulatory framework mandates a minimum investment threshold of ₹10 lakh per investor at the PAN level to target experienced high-net-worth individuals willing to take higher risks.
Statement 3 is correct: SIF regulations grant fund managers significantly more freedom and flexibility compared to standard mutual funds, permitting advanced and sophisticated investment strategies such as long-short equity models, derivatives exposure, and investments across diverse asset classes.
Therefore, option D is the correct answer.
Statement 1 is correct: The Securities and Exchange Board of India (SEBI) introduced the Specialised Investment Fund (SIF) as a novel asset class and investment product category operating within the traditional mutual fund framework
to bridge structural gaps in the market.
Statement 2 is correct: The regulatory framework mandates a minimum investment threshold of ₹10 lakh per investor at the PAN level to target experienced high-net-worth individuals willing to take higher risks.
Statement 3 is correct: SIF regulations grant fund managers significantly more freedom and flexibility compared to standard mutual funds, permitting advanced and sophisticated investment strategies such as long-short equity models, derivatives exposure, and investments across diverse asset classes.
Therefore, option D is the correct answer.
Consider the following statements regarding the Unlawful Activities Prevention Act (UAPA)
1. The Central Government may designate an individual as a terrorist by including their name in the relevant Schedule to the Act.
2. The National Investigation Agency can investigate offences under UAPA in accordance with the law governing its powers.
3. The statutory restrictions on bail under UAPA can make obtaining bail more difficult than under ordinary criminal law.
1. The Central Government may designate an individual as a terrorist by including their name in the relevant Schedule to the Act.
2. The National Investigation Agency can investigate offences under UAPA in accordance with the law governing its powers.
3. The statutory restrictions on bail under UAPA can make obtaining bail more difficult than under ordinary criminal law.
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Answer: (D)
The Central Government can designate an individual as a terrorist by including their name in the Fourth Schedule of the UAPA. This power was introduced through the 2019 amendment to the Act. Hence, statement 1 is correct.
The National Investigation Agency (NIA) is empowered to investigate offences under UAPA in accordance with the NIA Act, 2008 and the provisions of UAPA. Hence, statement 2 is correct.
UAPA contains special and stringent conditions for granting bail. In particular, Section 43D(5) imposes a higher threshold for bail in specified cases, making bail more difficult compared with ordinary criminal cases. Hence, statement 3 is correct.
Therefore, option D is the correct answer
The Central Government can designate an individual as a terrorist by including their name in the Fourth Schedule of the UAPA. This power was introduced through the 2019 amendment to the Act. Hence, statement 1 is correct.
The National Investigation Agency (NIA) is empowered to investigate offences under UAPA in accordance with the NIA Act, 2008 and the provisions of UAPA. Hence, statement 2 is correct.
UAPA contains special and stringent conditions for granting bail. In particular, Section 43D(5) imposes a higher threshold for bail in specified cases, making bail more difficult compared with ordinary criminal cases. Hence, statement 3 is correct.
Therefore, option D is the correct answer
Consider the following statements regarding the National Human Rights Commission (NHRC):
1. It is a statutory body established under the Protection of Human Rights Act, 1993.
2. It consists of a Chairperson who has been the Chief Justice of India or a Judge of the Supreme Court.
3. It has the power to punish persons directly responsible for human rights violations.
1. It is a statutory body established under the Protection of Human Rights Act, 1993.
2. It consists of a Chairperson who has been the Chief Justice of India or a Judge of the Supreme Court.
3. It has the power to punish persons directly responsible for human rights violations.
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Answer: (A)
Statement 1 is correct: The National Human Rights Commission (NHRC) is a statutory body established on October 12, 1993, under the Protection of Human Rights Act, 1993 (amended in 2006 and 2019). It is not a constitutional body.
Statement 2 is correct: According to Section 3 of the Act, the Chairperson of the NHRC must be a person who has been a Chief Justice of India or a Judge of the Supreme Court.
Statement 3 is incorrect: The NHRC does not possess any direct penal or judicial power to punish persons or public officials responsible for human rights violations. It is fundamentally a recommendatory and advisory body. It can investigate human rights abuses (suo motu or via petitions), recommend the initiation of prosecution or departmental action, suggest immediate interim relief for victims, or approach the Supreme Court/High Courts for necessary directions, but it cannot directly penalize or sentence violators.
Therefore option A is the correct answer.
Statement 1 is correct: The National Human Rights Commission (NHRC) is a statutory body established on October 12, 1993, under the Protection of Human Rights Act, 1993 (amended in 2006 and 2019). It is not a constitutional body.
Statement 2 is correct: According to Section 3 of the Act, the Chairperson of the NHRC must be a person who has been a Chief Justice of India or a Judge of the Supreme Court.
Statement 3 is incorrect: The NHRC does not possess any direct penal or judicial power to punish persons or public officials responsible for human rights violations. It is fundamentally a recommendatory and advisory body. It can investigate human rights abuses (suo motu or via petitions), recommend the initiation of prosecution or departmental action, suggest immediate interim relief for victims, or approach the Supreme Court/High Courts for necessary directions, but it cannot directly penalize or sentence violators.
Therefore option A is the correct answer.
Consider the following statements:
1. The Great Indian Bustard is classified as Critically Endangered on the IUCN Red List.
2. It is primarily found in dense tropical evergreen forests of northeastern India.
3. The Great Indian Bustard is the state bird of Gujarat.
1. The Great Indian Bustard is classified as Critically Endangered on the IUCN Red List.
2. It is primarily found in dense tropical evergreen forests of northeastern India.
3. The Great Indian Bustard is the state bird of Gujarat.