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Which of the following statement/metric holds true regarding 'Foreign Exchange' in banking regulations (Set 401)?
Anonymous Quiz
82%
Option A: Standard regulation under FEMA guidelines.
15%
Option B: Applicable only to foreign commercial branches.
3%
Option C: Governed directly by Ministry of Commerce.
0%
Option D: Excluded from statutory liquidity ratios.
What is the grace period allowed for paying annual insurance premiums in life insurance policies? (Exam Spec Q402)
Anonymous Quiz
37%
15 days
45%
30 days
11%
45 days
8%
60 days
What is the maximum compensation Ombudsman can award for mental agony and harassment? (Q403)
Anonymous Quiz
65%
Rs 1 Lakh
16%
Rs 2 Lakhs
16%
Rs 5 Lakhs
2%
Rs 50,000
Which of the following statement/metric holds true regarding 'CIBIL' in banking regulations (Set 404)?
Anonymous Quiz
88%
Option A: Standard regulation under CREDIT guidelines.
12%
Option B: Applicable only to foreign commercial branches.
0%
Option C: Governed directly by Ministry of Commerce.
0%
Option D: Excluded from statutory liquidity ratios.
What is the Priority Sector Lending (PSL) target for Domestic Scheduled Commercial Banks in India? (Exam Spec Q405)
Anonymous Quiz
68%
40% of ANBC
24%
75% of ANBC
8%
30% of ANBC
0%
50% of ANBC
Which of the following services CANNOT be rendered by Payments Banks in India? (Q406)
Anonymous Quiz
76%
Issue Credit Cards
5%
Issue Debit Cards
16%
Accept Savings Deposits
3%
Offer Net Banking
Which of the following statement/metric holds true regarding 'NPA Provisioning' in banking regulations (Set 407)?
Anonymous Quiz
94%
Option A: Standard regulation under NPA guidelines.
6%
Option B: Applicable only to foreign commercial branches.
0%
Option C: Governed directly by Ministry of Commerce.
0%
Option D: Excluded from statutory liquidity ratios.
Where is the paper mill of Security Printing and Minting Corporation of India Limited (SPMCIL) located? (Exam Spec Q408)
Anonymous Quiz
66%
Hoshangabad (Narmadapuram)
23%
Dewas
9%
Nashik
3%
Hyderabad
Within how many days must DICGC pay the insured deposit amount to depositors of a troubled bank under the amended Act? (Q409)
Anonymous Quiz
73%
90 days
18%
30 days
8%
60 days
3%
180 days
Which of the following statement/metric holds true regarding 'Kisan Credit Card' in banking regulations (Set 410)?
Anonymous Quiz
66%
Option A: Standard regulation under KCC guidelines.
17%
Option B: Applicable only to foreign commercial branches.
12%
Option C: Governed directly by Ministry of Commerce.
5%
Option D: Excluded from statutory liquidity ratios.
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🗓 26 October 2026 – Current Affairs One-Liners
🏦 RBI revises the leverage ratio framework for banks: The updated rules align India’s framework with Basel Committee standards and will take effect from 1 April 2027. Domestic systemically important banks must maintain a minimum leverage ratio of 4%, while other banks must maintain 3.5%.
RBI ने बैंकों के लीवरेज रेशियो फ्रेमवर्क में संशोधन किया है। नए नियम 1 अप्रैल 2027 से लागू होंगे। घरेलू प्रणालीगत रूप से महत्वपूर्ण बैंकों के लिए न्यूनतम लीवरेज रेशियो 4% और अन्य बैंकों के लिए 3.5% होगा।
📊 RBI updates operational-risk capital requirements: Revised rules for commercial banks specify the implementation of the Basel III standardised approach from 1 April 2027.
RBI ने वाणिज्यिक बैंकों के लिए परिचालन जोखिम से जुड़े पूंजी नियमों को अपडेट किया है। Basel III का संशोधित मानकीकृत दृष्टिकोण 1 अप्रैल 2027 से लागू होगा।
🏅 Ashoke Sen becomes the first Indian recipient of the Oskar Klein Medal: The theoretical physicist was honoured for his contributions to string theory, black-hole entropy and theoretical physics.
सैद्धांतिक भौतिक विज्ञानी अशोक सेन Oskar Klein Medal प्राप्त करने वाले पहले भारतीय बने। उन्हें स्ट्रिंग थ्योरी, ब्लैक होल एंट्रॉपी और सैद्धांतिक भौतिकी में योगदान के लिए सम्मानित किया गया।
💼 Deepak Reddy named CEO-designate of Bajaj General Insurance: He is scheduled to take over as Managing Director and CEO on 1 April 2027, subject to IRDAI approval. Tapan Singhel will continue until 31 March 2027.
दीपक रेड्डी को Bajaj General Insurance का CEO-designate नियुक्त किया गया है। IRDAI की मंजूरी के अधीन वे 1 अप्रैल 2027 से प्रबंध निदेशक और CEO का पद संभालेंगे। तपन सिंघल 31 मार्च 2027 तक पद पर बने रहेंगे।
🎶 Usha Mangeshkar to receive the inaugural Bhupen Hazarika National Award: The veteran playback singer has been selected for the first edition of the award instituted in honour of the legendary Assamese musician.
प्रसिद्ध पार्श्व गायिका उषा मंगेशकर को पहला भूपेन हजारिका राष्ट्रीय पुरस्कार प्रदान किया जाएगा। यह पुरस्कार महान असमिया संगीतकार भूपेन हजारिका के सम्मान में शुरू किया गया है।
♟ Bodhana Sivanandan sets a chess record: The Indian-origin English chess prodigy became the youngest female International Master, breaking a record held by Judit Polgar since 1988.
भारतीय मूल की ब्रिटिश शतरंज प्रतिभा बोधना शिवानंदन सबसे कम उम्र की महिला इंटरनेशनल मास्टर बनीं। उन्होंने 1988 से जूडिट पोल्गर के नाम दर्ज रिकॉर्ड तोड़ा।
🏏 S. Meghana announces retirement from cricket: Indian cricketer S. Meghana announced her retirement from all forms of cricket at the age of 30.
भारतीय क्रिकेटर एस. मेघना ने 30 वर्ष की आयु में क्रिकेट के सभी प्रारूपों से संन्यास लेने की घोषणा की।
🌱 Ladakh becomes India’s first fully organic Union Territory: The administration’s restrictions on chemical and synthetic fertilisers support its transition towards organic agriculture.
लद्दाख भारत का पहला पूर्णतः जैविक केंद्रशासित प्रदेश बना। रासायनिक और सिंथेटिक उर्वरकों पर लगाए गए प्रतिबंधों से जैविक खेती को बढ़ावा मिला है।
🧠 Punjab launches ‘Sangat’ mental-health clubs: The initiative has been introduced in 40 colleges to promote mental well-being and help prevent drug abuse among students.
पंजाब ने छात्रों के मानसिक स्वास्थ्य को बेहतर बनाने और नशे की समस्या रोकने के लिए 40 कॉलेजों में ‘संगत’ मानसिक स्वास्थ्य क्लब शुरू किए हैं।
🏆 Uttar Pradesh leads in Mission Karmayogi training: The state’s Home Department has completed over one crore training courses under the capacity-building initiative for government employees.
मिशन कर्मयोगी के तहत प्रशिक्षण में उत्तर प्रदेश सबसे आगे रहा। राज्य के गृह विभाग ने सरकारी कर्मचारियों की क्षमता बढ़ाने की इस पहल के अंतर्गत एक करोड़ से अधिक प्रशिक्षण पाठ्यक्रम पूरे किए हैं।
🛢 Sunil Kumar appointed ONGC Chairman: Sunil Kumar has been appointed to lead Oil and Natural Gas Corporation, one of India’s major public-sector energy companies.
🏦 RBI revises the leverage ratio framework for banks: The updated rules align India’s framework with Basel Committee standards and will take effect from 1 April 2027. Domestic systemically important banks must maintain a minimum leverage ratio of 4%, while other banks must maintain 3.5%.
RBI ने बैंकों के लीवरेज रेशियो फ्रेमवर्क में संशोधन किया है। नए नियम 1 अप्रैल 2027 से लागू होंगे। घरेलू प्रणालीगत रूप से महत्वपूर्ण बैंकों के लिए न्यूनतम लीवरेज रेशियो 4% और अन्य बैंकों के लिए 3.5% होगा।
📊 RBI updates operational-risk capital requirements: Revised rules for commercial banks specify the implementation of the Basel III standardised approach from 1 April 2027.
RBI ने वाणिज्यिक बैंकों के लिए परिचालन जोखिम से जुड़े पूंजी नियमों को अपडेट किया है। Basel III का संशोधित मानकीकृत दृष्टिकोण 1 अप्रैल 2027 से लागू होगा।
🏅 Ashoke Sen becomes the first Indian recipient of the Oskar Klein Medal: The theoretical physicist was honoured for his contributions to string theory, black-hole entropy and theoretical physics.
सैद्धांतिक भौतिक विज्ञानी अशोक सेन Oskar Klein Medal प्राप्त करने वाले पहले भारतीय बने। उन्हें स्ट्रिंग थ्योरी, ब्लैक होल एंट्रॉपी और सैद्धांतिक भौतिकी में योगदान के लिए सम्मानित किया गया।
💼 Deepak Reddy named CEO-designate of Bajaj General Insurance: He is scheduled to take over as Managing Director and CEO on 1 April 2027, subject to IRDAI approval. Tapan Singhel will continue until 31 March 2027.
दीपक रेड्डी को Bajaj General Insurance का CEO-designate नियुक्त किया गया है। IRDAI की मंजूरी के अधीन वे 1 अप्रैल 2027 से प्रबंध निदेशक और CEO का पद संभालेंगे। तपन सिंघल 31 मार्च 2027 तक पद पर बने रहेंगे।
🎶 Usha Mangeshkar to receive the inaugural Bhupen Hazarika National Award: The veteran playback singer has been selected for the first edition of the award instituted in honour of the legendary Assamese musician.
प्रसिद्ध पार्श्व गायिका उषा मंगेशकर को पहला भूपेन हजारिका राष्ट्रीय पुरस्कार प्रदान किया जाएगा। यह पुरस्कार महान असमिया संगीतकार भूपेन हजारिका के सम्मान में शुरू किया गया है।
♟ Bodhana Sivanandan sets a chess record: The Indian-origin English chess prodigy became the youngest female International Master, breaking a record held by Judit Polgar since 1988.
भारतीय मूल की ब्रिटिश शतरंज प्रतिभा बोधना शिवानंदन सबसे कम उम्र की महिला इंटरनेशनल मास्टर बनीं। उन्होंने 1988 से जूडिट पोल्गर के नाम दर्ज रिकॉर्ड तोड़ा।
🏏 S. Meghana announces retirement from cricket: Indian cricketer S. Meghana announced her retirement from all forms of cricket at the age of 30.
भारतीय क्रिकेटर एस. मेघना ने 30 वर्ष की आयु में क्रिकेट के सभी प्रारूपों से संन्यास लेने की घोषणा की।
🌱 Ladakh becomes India’s first fully organic Union Territory: The administration’s restrictions on chemical and synthetic fertilisers support its transition towards organic agriculture.
लद्दाख भारत का पहला पूर्णतः जैविक केंद्रशासित प्रदेश बना। रासायनिक और सिंथेटिक उर्वरकों पर लगाए गए प्रतिबंधों से जैविक खेती को बढ़ावा मिला है।
🧠 Punjab launches ‘Sangat’ mental-health clubs: The initiative has been introduced in 40 colleges to promote mental well-being and help prevent drug abuse among students.
पंजाब ने छात्रों के मानसिक स्वास्थ्य को बेहतर बनाने और नशे की समस्या रोकने के लिए 40 कॉलेजों में ‘संगत’ मानसिक स्वास्थ्य क्लब शुरू किए हैं।
🏆 Uttar Pradesh leads in Mission Karmayogi training: The state’s Home Department has completed over one crore training courses under the capacity-building initiative for government employees.
मिशन कर्मयोगी के तहत प्रशिक्षण में उत्तर प्रदेश सबसे आगे रहा। राज्य के गृह विभाग ने सरकारी कर्मचारियों की क्षमता बढ़ाने की इस पहल के अंतर्गत एक करोड़ से अधिक प्रशिक्षण पाठ्यक्रम पूरे किए हैं।
🛢 Sunil Kumar appointed ONGC Chairman: Sunil Kumar has been appointed to lead Oil and Natural Gas Corporation, one of India’s major public-sector energy companies.
What is the term for reducing the official value of a currency in relation to foreign currencies under a fixed exchange rate? (Exam Spec Q411)
Anonymous Quiz
52%
Devaluation
23%
Depreciation
13%
Demonetization
12%
Deflation