Hi everyone! In light of the latest COVID-19 developments, our CEO and co-founder, Michele Ferrario, shares a few updates about StashAway.

https://www.stashaway.sg/r/an-update-from-our-ceo-26-march-2020

In this video, our co-founders Michele Ferrario, Nino Ulsamer, and Freddy Lim, talk about how StashAway came to be. *Link is now fixed!

https://youtu.be/P2brjfPydbo

Hello everyone! Welcome to another Weekly Market Commentary from StashAway. Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discussing the latest global events and their impact on the markets.

In this episode,
1. Biggest weekly gain since 1933 [00:37]
• As number of new cases increase in the US, we continue to monitor the incoming leading economic indicators
• The low economic output is substituted by fiscal and monetary policy bazookas
• Markets are in a stalemate until the number of cases peaks and lockdowns start to ease

2. Should I move my investments to a higher-risk portfolio now? [06:33]
• Don’t try to time the market, make sure you’re setting a risk level that you’re comfortable with before you start investing, and stick to your investment plan
• Stocks and bonds are deviating from the usual negative correlation because of the QE measures, which makes timing the market redundant.

Post your questions in the comments section of our YouTube video, and we'll answer them in our next video.

https://www.stashaway.sg/r/market-commentary-1-april-2020

Unlike other digital wealth managers, we combine a comprehensive data-driven investment strategy with technology to help you make the most of your money.

In this video, our co-founders discuss how StashAway is different from other robo-advisors.

https://youtu.be/HlBk8Ym0y7s

We’re dedicated to doing right by our clients and keeping ourselves accountable.

In this video, our co-founders share how StashAway is protecting your money.

https://youtu.be/DoPZYtue7As

We make investing intelligent, personalised, easy and affordable so you can focus on what matters.

In this short video, our co-founders discuss why investors should let StashAway manage their money.

https://youtu.be/zwazQNYK3KQ

Happy Good Friday in advance everyone! We're back with our Weekly Market Commentary with Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships. In this episode, they address some questions from our viewers as well.

1.  Positive movement in the markets this week [00:10]
·    Markets are likely focused on the rate of change of pandemic death tolls that seems to be slowing down in many regions

2.  The volatility is expected to persist [02:49]
·    Markets are still in a stalemate contributing to the high volatility
·    The volatility doesn’t impact long-term investors but it’s particularly harmful for leveraged traders and speculators

3.  Q&A: What return can I expect from each SRI level? [04:07]
·    Our portfolios are designed to maximise expected return on a good year and manage your downside on a bad year

4.  Q&A: Will StashAway consider shifting portfolio allocations to China assets?  [07:35]
·    We’re looking to add China innovations funds into the investable universe if the data shows that there’s opportunities to optimise the portfolios for those funds.

5.  Q&A: Why doesn’t StashAway use stop-loss and liquidate customers portfolios into cash to wait for good time to re-enter the market? [10:04]
·    Stop-loss are meant for leveraged trading accounts not for long-term investors
·    Investors who try to time the market often generate a lower return than those who stay invested
·    Professional traders hunt for stop-losses to push investors out of the market

Post your questions in the comments section of our YouTube video, and we'll answer them in our next video. Enjoy the long weekend!

https://youtu.be/11ObuUtjQDI

At StashAway, we build our General Investing and Goal-based portfolios using global ETFs that are denominated in USD. This means that when you deposit funds into your StashAway account, your funds are converted from SGD to USD to purchase the ETFs that make up your portfolio asset allocations. 

You may have noticed that your StashAway portfolios can display your returns either in USD, or SGD, and that the returns shown may be different in each currency. In this article, we’ll explore how currency impacts your returns and how we use currencies to manage your portfolios’ risk exposure.

https://www.stashaway.sg/r/how-currency-impacts-your-stashaway-portfolio

We’re constantly enhancing our investment products to keep providing the best financial advice for our clients.

In this short video, our co-founders discuss what investment vehicles StashAway invests in.

https://youtu.be/njK6SirvlpQ

Hi everyone! Welcome to another episode of our Weekly Market Commentary. Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discussing the latest global events and their impact on the markets.

In this episode,

1.  The Fed’s lending program [0:11]
·   The lending program creates a money multiplier effect in the economy
·   The program is done in an effort to make up for the loss of output caused by the lockdown

2.  President Trump starts conflicts again in the run-up to the US elections [04:25]
·   President Trump picked a fight with state governors over who has the ultimate authority to reopen the economy
·   Trump threatens to withhold funding from the World Health Organization (WHO)

3.  Q&A: How will Bank Negara’s 6-month moratorium impact consumers and the Malaysian economy? [06:27]
·   The moratorium helps prevent technical defaults in the markets
·   The impact on the consumer remains unclear

https://youtu.be/on_1SZKQ0SM

Privacy is important. Here’s what we’re doing to make sure your personal data is protected.

https://youtu.be/K9gmAkutCDw

Risk management is our priority, and we want to make sure you’re taking the right amount of risk on your investments.

In this short video, our co-founders discuss how your financial assessment affects your portfolios' risk settings.

https://youtu.be/8FkKTdPKSls

The decisions you make today and tomorrow can influence your financial wellbeing. Here are 4 Ways to invest in yourself (and your financial future).

https://www.stashaway.sg/r/4-ways-to-invest-in-yourself-and-your-financial-future

Good afternoon everyone. Welcome to another weekly episode of StashAway's Market Commentary. Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discussing the latest global events and their impact on the markets.

In this episode,

1. Oil futures prices drop dramatically [00:33]
- Oil traders that were long the May contracts rushed to close their positions to avoid taking physical delivery of crude oil.

2. Q&A: Should I create multiple portfolios at different risk levels? [05:02]
- The time horizon to your financial goal should determine the risk level of your portfolio.

3. Q&A: When I deposit funds in StashAway, will my money be invested into the markets on the same day? [06:52]
- If your funds are credited in your StashAway account before mid-day, your money will be invested on the same day.

4. Q&A: What is the impact of the Fed’s quantitative easing (QE) on my portfolios that are denominated in USD? [08:22]
- The status of the US dollar as a funding currency won’t change anytime soon
- To determine the impact of QE on USD’s purchasing power, you have to estimate the QE as a percentage of GDP

https://youtu.be/IgbTs0GD18I

This is how we help you invest your money.

In this short video, our co-founders explain how your money gets invested from the moment you make a transfer.

https://youtu.be/bNfqao0WRxM

We use data and technology to build, monitor and make adjustments to your portfolios.

In this short video, our co-founders discuss why you should use StashAway instead of investing the same ETFs on your own.

https://youtu.be/2PYpfsx60tQ

Welcome to another episode of StashAway Market Commentary! Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discussing the latest global events and their impact on the markets.

In this episode,

1. The money multiplier effect [01:21]
• By loaning money to borrowers, modern banks increase the circulation of money in the economy 
• The Fed reduced banks’ required reserve ratio to zero, which allows banks to lend as much as they can without holding any deposits in their reserves
• The money multiplier effect coupled with the Fed’s easing program could cushion the economic impact of the COVID-19 lockdowns

2. The impact of massive stimulus programs on Gold and the US dollar [04:31]
• The dilution of cash’s purchasing power can drive investors to invest in Gold
• Holding cash in a crisis and in an economic recovery can negatively impact your net worth

3. Q&A: How does StashAway determine which countries to invest in? [07:37]
• StashAway’s investable universe consists of 33 global ETFs but your portfolio isn’t invested in all 33 ETFs at once
• The algorithm may re-allocate your investments among any of the 33 ETFs over time based on the leading economic indicators, market valuations, and other factors

4. Q&A: Has StashAway’s AUM grown amidst the market volatility? [13:13]
• We saw strong net growth during the first quarter of 2020
• Our holistic platform caters to a number of your financial needs such as cash management, income-generation and long-term investing. 

https://youtu.be/0GnWLnXgScE

Catch up on some reading this long weekend with an interview from Sunday’s The Straits Times paper with our CEO and Co-Founder, Michele Ferrario, and how he manages his savings and investments.

Fun fact: He has more than 65% of his net worth in StashAway portfolios! Talk about skin in the game..

https://www.straitstimes.com/business/invest/keep-investing-even-when-the-going-gets-tough-says-entrepreneur

Good evening everyone! In this article by Philipp Muedder, Head of Financial Planning and Partnerships here at StashAway, he explains how to manage your cash effectively.

https://www.stashaway.sg/r/how-much-cash-you-should-actually-have

Happy Vesak Day everyone! In this episode, Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discuss the latest global events and their impact on the markets.

In this episode,

1. US politicians stir up conflict with China [1:14]
• President Trump uses anti-China rhetoric to win political favour with his electorate.
• Markets' reaction to Trump’s antics were subdued.
1. Markets react as countries reopen their economy [3:05]
• Markets are forward-looking and react to news quickly.
• We used ERAA® to assess what the markets are expecting in the economy.
1. Bitcoin undergoes halving [4:45]
• Halving is embedded in Bitcoin’s algorithm to control supply.
• Novice investors should be wary and not react to halving news.
1. Q&A: Is the current uptrend in the market a bull trap? [7:15]
• Data indicate markets priced a deep recession at first
• As policy bazookas roll out, the market revised its expectations to price an average recession. Hence, the upward trend. 
• We're not out of the woods and we will evaluate the new data as they come in.
1. Q&A: How will the markets be impacted when baby boomers start drawing down their pension funds? [10:30]
• It’s difficult to predict baby boomers’ impact on the markets as there are many market participants with different demographics.
• As you are invested in a diversified portfolio, the actions of one particular group in a specific asset class shouldn’t impact your portfolio.

https://www.youtube.com/watch?v=uE-63E19pSM