🔥Shubhra Panda AIR 204

😣Failed 3 Prelims in a row!!!

😎4th Attempt : Cleared Prelims - Mains - Interview in one Go!!!!

Learn how She managed to keep herself Motivated after 3 Failures!!!

- Things to Avoid during Preparation !!!

📺 https://youtu.be/ymZGF45b06E

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Rashtriya Arogya Nidhi Scheme

- Established in : 1997 as a central sector scheme.

- Aim : To provide critical financial assistance to impoverished patients suffering from life-threatening diseases.

- Objective and components:

● To mitigate the financial burden of medical treatment for underprivileged patients battling life-threatening illnesses like heart ailments, kidney disorders, liver diseases, cancer, and more..

● To facilitate access to specialized healthcare services at government hospitals and institutes equipped with super-specialty facilities.

● To ensure equitable access to healthcare for individuals living below the poverty line, regardless of their socio-economic status.

● Maximum financial assistance is capped at Rs. 15 lakhs.

● Patients diagnosed with cancer can receive financial support including chemotherapy, radiation therapy, and surgical interventions.

Source : The Hindu


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🔥Vaibhav Anand Sharma (AIR 58)

😣Journey from High Paying MNC job to IAS officer.

😎Success in 3th Attempt : 3 Prelims - 2 Mains - 1 Interview (Rank)

Watch : https://youtu.be/6e0IOAQTD18?si=8O5TPbE07261xonN

Check his notes of Sankalp Mains Batch

International Maritime Organization

● Specialized agency of the United Nations responsible for improving safety, security, and environmental performance of international shipping

- Formation :

● Established as the Inter-Governmental Maritime Consultative Organization in 1948
● Became a specialized agency of the United Nations in 1959
● Renamed International Maritime Organization in 1982

- Structure :

● Assembly: Highest Governing Body, consists of all Member States
● Meets once every two years in regular sessions

- Committees: Five policy-making committees responsible for development, review, updating, and approval of guidelines and regulations

- Funding : Contributions by member states ,voluntary donations and commercial activities

- Membership : Currently 175 Member States

- Headquarters : London

Source : ANI News

#Ticket_to_Mains

तू न थकेगा कभी,
तू न रुकेगा कभी,
तू न मुड़ेगा कभी,
कर शपथ, कर शपथ, कर शपथ,
अग्निपथ अग्निपथ अग्निपथ।

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Pompe Disease

● Rare inherited disorder affecting one child per million

- Causes :

● Mutations in the GAA gene
● GAA gene produces enzyme acid alpha-glucosidase (acid maltase)
● Enzyme breaks down glycogen into glucose in lysosomes
● Mutations prevent effective breakdown of glycogen, leading to buildup in lysosomes

- Symptoms :

● Muscle weakness
● Respiratory issues
● Heart problems
● Difficulty swallowing

- Types :

● Infantile-onset: Symptoms start in first few months after birth
● Late-onset or delayed-onset: Symptoms appear later in childhood or adulthood

- Prevalence : Affects males and females equally

- Treatment : Enzyme replacement therapy (ERT)

Source : Indian Express

National Crime Records Bureau

● Repository of information on crime and criminals

- Establishment : 1986

- Affiliation : Comes under the Ministry of Home Affairs

- Origins : Set up based on recommendations of the Tandon Committee, National Police Commission (1977-1981), and Task Force of the Home Ministry
Functions

- Headquarters : New Delhi

- Key Initiatives :

● Crime and Criminal Tracking Network and System
● National Digital Police Portal
● National Database of Sexual Offenders
● Online Cyber-Crime Reporting Portal
● CyTrain
● Central Finger Print Bureau

- Publications : Compiles and publishes National Crime Statistics, including Crime in India, Accidental Deaths & Suicides, and Prison Statistics

Source : PIB

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🔥🔥Asset Reconstruction Companies (ARCs)🔥🔥

● In News:
- Reserve Bank of India (RBI) Releases Master Direction for Asset Reconstruction Companies (ARCs)

● About ARCs:
- ARCs are specialized financial institutions that purchase Non-Performing Assets (NPAs) from banks and financial institutions.

- NPAs are bad loans that are not generating income for the lenders.

- Role of ARCs:
1. Assist banks in cleaning up their balance sheets by acquiring their bad loans, allowing banks to focus on core banking activities.
2. Banks can sell their bad assets to ARCs at a mutually agreed value, relieving them from the burden of pursuing defaulters.

- ARCs are registered as companies under the Companies Act and with the RBI under section 3 of SARFAESI Act, 2002.

- Non-Banking Financial Companies under the RBI Act, 1934.

- 100% FDI is permitted.

- ARCs are prohibited from engaging in lending activities; they can only undertake securitization and reconstruction activities.

Business Standard

Green Turtle

- Scientific Name: Chelonia mydas

- Description:
● One of the largest sea turtles
● Sole herbivore among sea turtle species

- Coloration:
● Named for the greenish color of their cartilage and fat, not their shells
● In the Eastern Pacific, those with darker shells are called black turtles

- Diet: Grazes on seagrasses and algae

- Migration: Undertakes long-distance migrations between feeding grounds and hatching beaches

- Reproduction: Offspring sex determined by incubation temperature

- Distribution: Mainly found in tropical and subtropical waters

- Conservation Status:

● IUCN: Endangered
● CITES: Appendix I

Source : Forbes