**💰 Foreign Currency Non-Resident (FCNR) Deposits 💰

🔹 **In News: The Reserve Bank of India (RBI) has increased the interest rate ceilings on FCNR(B) deposits to attract more capital inflows.

🔹 What is FCNR?
- FCNR stands for Foreign Currency Non-Resident deposits.
- These are fixed deposits held by Non-Resident Indians (NRIs) in foreign currency with Indian banks.
- The deposits are maintained in currencies like USD, GBP, EUR, JPY, etc., and are immune to exchange rate fluctuations.

🔹 Key Features:
1. Principal and Interest: Fully repatriable in the chosen foreign currency.
2. Tenure: Typically ranges from 1 to 5 years.
3. Tax Benefits: Interest income is exempt from income tax in India for NRIs.
4. Risk-Free Returns: Protects against exchange rate volatility since it’s held in foreign currency.

#Economy

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🔬 Nanobubble Technology 🔬

🔹 In News: Recently government has launched Nanobubble Technology at the National Zoological Park, Delhi, to clean and purify water, promoting the health of aquatic animals.

🔹 What is Nanobubble Technology?
Nanobubbles are ultrafine gas bubbles (less than 200 nanometers) with unique properties like high stability and the ability to remain in liquids for extended periods.

🔹 Key Features:
1. Efficient Oxygenation: Enhances water quality by increasing dissolved oxygen.
2. Eco-Friendly: Reduces reliance on chemicals for cleaning and purification.
3. Stable and Effective: Can penetrate surfaces and improve oxidation processes.

🔹 Applications:
1. Water Treatment: Cleans and purifies water in lakes, aquariums, and wastewater systems.
2. Aquaculture: Enhances aquatic life health by improving water oxygen levels.
3. Agriculture: Increases crop productivity by oxygenating irrigation water.
4. Industrial Cleaning: Removes biofilms and pollutants effectively.

#science_Tech

Namewise

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