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KISAN CREDIT CARD FACTS


✅First Kisan Credit Card Issued by- SBI

✅Short term loan limit under KCC scheme is upto- Rs. 3 Lakhs

✅Short term loan limit for New KCC holders is- Rs.2 Lakhs

✅Short term loans provided to farmers @ interest rate of -7 per annum and 4% interest per annum on Prompt repayment

✅ Animal Husbandry and Fisheries farmers now eligible for concessional short term loan through KCC.

✅ Banks to issue KCC on completion of application form within - 14 days

✅ Actual rate of interest -9%

✅ Interest subvention by RBI - 2%

✅ Subvention by GOI for prompt repay -3% (upto 3 lakh)

✅ Prompt repayee have to pay rate of interest for KCC - 4% (benefit- 5%)

✅The benefit of interest subvention will be available to small and marginal farmers having Kisan Credit Card for a further period of upto 6 months post harvest on the same rate as available to crop loan.

✅ Farmers who already have KCC based on their land ownership, can get their KCC credit limit enhanced, though interest subvention shall be available only to the extent of Rs 3 lakhs.

✅ Although the general limit for KCC credit without collateral remains Rs. 1.6 lakh, but the case of farmers whose milk is directly procured by Milk Unions
falls under tie up arrangements between the producers and processing units without any intermediaries, and hence the credit limits without Collateral can be upto Rs.3 lakh

Agronomy Important Quiz
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PART : 01
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For : PAT, ICAR, BHU, JET, UPCATET BCECE 2022 Exam
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https://youtu.be/tYbPQkpKqvQ

https://youtu.be/tYbPQkpKqvQ

https://youtu.be/tYbPQkpKqvQ