Read these if you are beginner and Intend to Prepare for RBI, SEBI, NABARD, PFRDA etc. I have also shared Study Plan Excel sheet download them and open on Laptop/Computer to check all the sheets.

Some Recently Updated RBI FAQs - RBI Phase II 2026

Digital Rupee (e₹) – FAQs
https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=3686

Topic: NBFC

All you wanted to know about NBFCs
https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=1167

Topic: Priority Sector Lending (PSL)

FAQs on Priority Sector Lending (PSL)
https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=1105

Topic: Foreign Exchange

Swap Facility for FCNR (B) deposits, External Commercial Borrowings and Overseas Foreign Currency Borrowings
https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=3917

International Trade Settlement in Indian Rupees (INR)
https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=3373

Foreign Liabilities and Assets Information Reporting (FLAIR) – Online Web Based Reporting System
https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=3897

Liberalised Remittance Scheme
https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=1834#Q1

Topic: Payment System

FAQs on Cheque Clearing
https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=3878

Payment and Settlement Systems Act, 2007
https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=420

Prepaid Payment Instruments (PPIs)
https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=2812

NABARD Grade A Exam: AI In Agriculture - Why Does Indian Agriculture Need AI?

In this deep dive, we explore how AI is transforming Indian agriculture, the tools driving this change, and the critical challenges we must navigate to ensure no farmer is left behind.

https://www.brajeshmohan.in/2025/12/ai-in-agriculture-why-does-indian.html

Kunal Shah joins an elite list of global business leaders of Indian origin. Meta has named CRED founder Kunal Shah to lead WhatsApp globally.

RBI sets compliance blueprint for AI-driven finance under draft framework

RBI published the draft 'Guidance on Regulatory Principles for Model Risk Management' for public comments. As per the Draft, Regulated entities will be required to put in place a board-approved model risk management framework (MRMF) covering all models, including artificial intelligence and machine learning (AI/ML) models.
The proposed framework will apply irrespective of whether the models are developed internally, sourced from third parties, or built using a combination of both.

It applies across the entire regulated financial ecosystem: All type of Banks, Small Finance Banks, Payment Banks, Co-operative Banks, NBFCs, All-India Financial Institutions, ARCs and Credit Information Companies.

According to the draft, regulated entities will need to:
→ Maintain a kill switch to instantly override or deactivate any AI model
→ Build in documented human oversight
→ Disclose to customers when AI drives a decision
→ Manage risk from third-party AI vendors
→ Assign board-level accountability for AI governance

Model Risk Management Framework (MRMF)
→ An RE should put in place a Board-approved MRMF applicable to all models, including AI / ML models, irrespective of whether such models are developed internally, sourced from third-parties, or a combination thereof.

Role of the Board
→ The Board should be responsible for the oversight of an RE’s MRMF, including periodic review of the MRMF and delegation to the Risk Management Committee of the Board (RMCB) and any other Committee.

Three Lines of Defense:
→ An RE should assess model risk at both individual and enterprise-wide level, on an ongoing basis.
→ It should implement the three lines of defence with model owners being first line of defence, an independent model risk management and validation function being second line of defence, and a robust and independent internal audit function being third line of defence.

Risk based Model Tiering
→ An RE should establish and implement a risk-based model tiering structure, for classification of all models in the inventory. It should review the risk tier of all models at least annually, or earlier, as specified in the MRMF or in response to specific triggers.

For More Details: https://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=5089

Many NABARD Grade A students who are starting now are worried after seeing the voluminous content provided by different institutes.

I can assure you about the material provided by us.

Content Coverage:
→ Complete ARD Compendium: 345 + 71 = 416 Pages
→ ARD Schemes Compendium: 158 Pages
→ Monthly PIB Magazine: Around 100 Pages per month
→ Decision Making Compendium: 58 Pages
→ Computer: 135 Pages
→ Economics & Social Issues: Less than 150 Pages

Along with this, we are also providing a structured study plan covering these resources by targeting 4–5 hours of focused study daily.

The objective is not to give bulky material but to provide limited, relevant, and revisable content.

At the end, it is your choice whether you want to follow bulky material or preparation that is focused and executable.

RBI Selected total 571 for Mains against 40 Post.

RBI Grade B 2026 Not Cleared? I What to Do Now? I Upcoming Exams

If you could not clear the RBI Grade B Phase I Exam, you may be experiencing a mix of disappointment, self-doubt, and the urge to immediately figure out what to do next. These emotions are completely natural.

In this video, we discuss how to approach this situation rationally and make the right decision for your career instead of reacting emotionally.

https://youtu.be/gKRwrh2PJxg

Direction: Read the passage below and answer the question.

Frederick Herzberg’s research fundamentally altered how managers view employee satisfaction. He proposed that the factors causing job satisfaction are distinctly different from those causing job dissatisfaction. Elements like company policy, salary, job security, and working conditions do not actually motivate employees to work harder; they merely prevent dissatisfaction if adequately met. To truly generate positive motivation and drive higher performance, an organization must provide opportunities for achievement, recognition, meaningful responsibility, and career advancement.

Q. To combat high attrition rates, a major public sector financial institution revamps its compensation structure, offering highly competitive salaries, upgrading the office infrastructure, and enhancing the health insurance benefits. A year later, HR surveys reveal that while complaints about the workplace have dropped to zero, overall employee productivity and willingness to take on complex, unstructured projects remain completely stagnant. Based on Herzberg's framework, why did the institution's strategy fail to boost motivation?