🌍 Tharwa Integrates Sharia-Compliant Stablecoin thUSD into Real Finance Ecosystem

📌 Tharwa has announced the integration of its Sharia-compliant stablecoin, thUSD, into the Real Finance blockchain ecosystem. This partnership aims to enhance access to sustainable on-chain yield and strengthen the infrastructure for tokenized real-world assets (RWA).

💼 The collaboration combines Tharwa’s yield-bearing thUSD with Real Finance’s advanced RWA infrastructure. The stablecoin is backed by a diversified portfolio that includes sukuk (Sharia-compliant bonds), gold, real estate, and short-term sovereign debt. This portfolio is actively managed using AI-driven financial models to optimize risk and returns.

🔗 According to a media statement, Real Finance is designed to support tokenized instruments with transparency, composability, and compliance at its core. By integrating thUSD, the platform gains deeper liquidity routes, new settlement options, and enhanced collateral choices for RWA-focused applications.

🚫 As a Sharia-compliant stablecoin, thUSD aligns with Real Finance’s mission to bridge institutional-grade financial products with decentralized access. The integration highlights a shared vision of building inclusive, ethical financial instruments with real-world utility.

📈 Interest in halal crypto assets has surged; however, the market still struggles to meet this demand. Analysts note that Sharia-compliant digital assets are scarce compared to conventional crypto offerings, creating a significant gap and opportunity for innovation. Sharia-compliant investing prohibits interest (riba) and emphasizes fairness, transparency, and risk-sharing.

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🌍 Global Markets Rally as Trump De-escalates Trade Tensions

📈 Global markets experienced a relief rally following U.S. President Donald Trump's decision to de-escalate trade tensions with Europe and Greenland. This shift came after Trump withdrew impending tariff threats against European allies, which had been a source of geopolitical strain.

💰 Bitcoin mirrored this volatility, initially plunging to $88,200 due to market jitters but rebounding to $90,000 by the end of the day. Despite this recovery, Bitcoin remains down 7% for the week. The cryptocurrency's fluctuations were influenced by Trump's comments about establishing a "crypto hub," which initially triggered a sharp decline.

📊 Traditional equity markets also surged in response to the easing trade tensions. In Asia, Japan's Nikkei 225 led the gains with a 1.73% increase, while in Europe, the FTSE 100 saw a slight rise of 0.12%. U.S. markets showed a strong "risk-on" sentiment, with the Dow Jones Industrial Average climbing over 423 points and the S&P 500 rising by more than 51 points.

Global markets shifted into a relief rally today as the shadow of a trans-Atlantic trade war began to lift.

📉 Bitcoin's recent performance has sparked a debate about its correlation with traditional markets. Critics argue that Bitcoin's tendency to move in tandem with tech stocks undermines its status as a safe-haven asset. Proponents, however, view this correlation as a temporary phase indicative of institutional adoption. They believe that Bitcoin's long-term scarcity will eventually allow it to decouple from traditional markets.

📈 Crypto ETFs Rebound: Ether and Bitcoin Turn Positive After Outflow Streak

📈 Crypto exchange-traded funds (ETFs) experienced a much-needed rebound this week, with ether ending a four-day outflow streak and bitcoin returning to positive territory. XRP and solana also showed gains, indicating a tentative shift in market sentiment.

After a bruising stretch of red, crypto exchange-traded fund (ETF) flows finally found their footing.

🚫 On Monday, January 26, ether spot ETFs led the recovery with a net inflow of $116.99 million, thanks to Fidelity’s FETH which pulled in $137.24 million. Despite Blackrock’s ETHA experiencing an outflow of $20.25 million, the overall performance was positive. Total value traded reached $1.23 billion with net assets settling at $17.62 billion.

Bitcoin spot ETFs posted a modest but symbolically important $6.86 million net inflow, snapping a five-day run of red.

🔄 Bitcoin spot ETFs also saw a small net inflow of $6.86 million, ending a five-day decline. Blackrock’s IBIT led with $15.93 million in inflows, followed by Grayscale’s Bitcoin Mini Trust and WisdomTree’s BTCW. However, some outflows from Bitwise’s BITB, Fidelity’s FBTC, and Ark & 21Shares’ ARKB nearly offset these gains. The total value traded was $3.19 billion with net assets closing at $113.54 billion.

💪 XRP ETFs showed resilience with a $7.76 million inflow, driven by Bitwise’s XRP which attracted $5.31 million. Canary’s XRPC and Franklin’s XRPZ also contributed to the gains. Trading activity reached $22.22 million with net assets steady at $1.36 billion.

Solana ETFs also finished higher, logging a $2.46 million inflow, entirely driven by demand for Bitwise’s BSOL.

📊 Overall, the session marked a shift in tone rather than a full reversal. Ether’s strong inflow set the pace, bitcoin stabilized, and smaller assets held their ground. This suggests that investors are cautiously testing the waters after last week’s sharp pullback.

☄️ Ethereum Price Prediction: $2.5B Liquidated as ETH Slides to $2,400 – Is $2,100 Next?

🚫 Ethereum is experiencing one of its biggest declines this cycle, dropping toward $2,400 as the wider crypto market turns cautious. While Bitcoin and other major altcoins are also falling, Ethereum’s losses are steeper in percentage terms. ETH has dropped about 9 to 10% in the last 24 hours, and trading volume has jumped above $50 billion. This suggests panic selling rather than normal profit-taking. Low liquidity and high leverage have made the sell-off worse, speeding up losses as the weekend approaches.

‼️ Aggressive forced liquidations have driven the sell-off. Over $2.5 billion in crypto positions were wiped out in one day, with Ethereum making up the biggest portion. Because many traders were betting on prices going up, ETH became vulnerable when key support levels broke, leading to a wave of margin calls. Meanwhile, large investors and institutions have added to the selling pressure. After months of buying, big holders are now reducing their positions. ETF flows and derivatives also show that investors are trying to lower their risk. As the total crypto market cap drops toward $2.6 trillion and fear levels stay high, market sentiment is still weak.

🕯 When ETH fell below $2,800, which had been a key support level, it confirmed that the downtrend is continuing. Recent price bars show strong selling pressure, with little sign that sellers are running out of steam. Momentum indicators also show weakness. The RSI has fallen into the mid-20s, which means ETH is deeply oversold but there are no signs of a reversal yet. In strong downtrends, this usually means selling could continue for now.

🚫 Incognito Market Founder Rui-Siang Lin Sentenced to 30 Years for $105M Crypto Drug Operation

⚠️ The darknet marketplace processed 640,000 cryptocurrency transactions across more than 400,000 buyer accounts before an exit scam shut it down in March 2024. Rui-Siang Lin, the 24-year-old Taiwanese founder of darknet drug marketplace Incognito Market, has been sentenced to 30 years in federal prison for operating a $105 million crypto-powered narcotics operation, the U.S. Department of Justice announced on Tuesday.

🔔 U.S. District Judge Colleen McMahon, presiding in the Southern District of New York, called the case the most serious drug crime she had encountered in over 27 years on the bench, labeling Lin a “drug kingpin.” Lin pleaded guilty in December 2024 to charges including engaging in a continuing criminal enterprise, narcotics conspiracy, and money laundering. The court also ordered $105,045,109.67 in forfeiture.

📈 Operating under the alias “Pharoah,” Lin ran the marketplace from October 2020 through March 2024. He facilitated sales of more than 1,000 kilograms each of cocaine and methamphetamine, alongside hundreds of kilograms of other controlled substances, including fentanyl-laced pills linked to at least one overdose death. “Today’s sentence puts traffickers on notice: you cannot hide in the shadows of the Internet,” U.S. Attorney Jay Clayton said. “The internet, ‘decentralization,’ ‘blockchain’ — any technology — is not a license to operate a narcotics distribution business.”

📌 At the center of Incognito Market’s operations was a custodial crypto wallet system called “Incognito Bank,” where users deposited BTC or Monero into on-site accounts, according to the DOJ. Transactions were processed internally between buyer and seller accounts, and the platform collected a 5% commission on every sale. According to court ruling details, Lin pocketed over $6 million in profits from fee compensations.

▶️ In March 2024, Lin shut down the marketplace in an exit scam, stealing at least $1 million held in user deposits and threatening to publish transaction histories unless vendors paid extortion fees ranging from $100 to $20,000. The scheme revealed that the marketplace’s promised encryption and message deletion features had never functioned — user data had been retained throughout the platform’s entire operation.

☄️ Bitcoin Logs $3.2B In Loss-Taking Wave, Beating Luna And FTX-Era Shock Levels

❗️ Bitcoin’s latest slide did more than knock prices lower, it forced investors to lock in losses at a pace rarely seen in crypto’s short history. On-chain analyst Murphy noted Friday that Bitcoin’s entity-adjusted realized loss hit a record $3.2B on Feb. 5, a sign that traders rushed for the exits as the market buckled. Murphy framed the move as capitulation, arguing the scale of loss-taking surpassed what the market absorbed during some of its most infamous shocks.

❓ It came as Bitcoin fell about 10% on Friday to around $64,000, sinking to its weakest level since late 2024 and unwinding the momentum that had built after Donald Trump’s election win. “On February 5th, the realized loss (after entity adjustment) of BTC reached a historic record high of $3.2 billion. After seeing this number, everything that came before is just small potatoes.”

🔔 He went further, listing crisis moments that he said failed to produce a comparable flush. “Whether it was the Luna collapse, the FTX bankruptcy, or the 312/519 black swan events — none of them ever triggered loss-taking on this massive scale.” Murphy also pointed to a past data wrinkle that some traders may cite when comparing extremes. “There was also one instance on 2025.11.21, but that time Coinbase reorganized wallet data afterwards and the figures were adjusted. This time, though… it really looks like genuine panic.”

📌 Murphy also pushed back on critics who prefer measuring realized losses in Bitcoin terms. “(Some people think we should use BTC-denominated statistics — this is a misunderstanding. The price of BTC is dynamic; only by measuring in USD value can we truly gauge the level of panic selling pressure the market was under at that moment.)”

🔥 The claim lands as traders debate what the washout means for the next phase of the cycle, especially as large swings in price can trigger forced selling and accelerate realized losses. Markets often watch this metric for clues on whether sellers have exhausted themselves, or whether fear still has room to run.

❓ Bybit becomes the title partner of Stockholm Open

🔔 Bybit EU has secured a three-year title partnership with the Stockholm Open, renaming the tournament the Bybit Stockholm Open from 2026 to 2028. Bybit EU, the European arm of Bybit and a MiCAR-licensed crypto-asset service provider, is entering a three-year title partnership with the Stockholm Open that will see the tournament compete under the name Bybit Stockholm Open from 2026 through 2028.

⚠️ The partnership marks a long-term commitment from Bybit EU and provides the historic tennis tournament with a stable partner to support its continued development for players and spectators. As part of the agreement, the tournament will reclaim its classic name, reinforcing its identity and long-standing ties to Stockholm and Swedish tennis.

🔖 Bybit views the Nordic region as a strategically important market and considers the Stockholm Open a strong platform for building a lasting presence. Gustav Buder, Regional Partner Nordics at Bybit EU, said the tournament’s strong history, high credibility, and audience that values quality and long-term commitment made it a natural fit. He noted that the partnership represents an important step in establishing trust and a durable presence in the Nordic market.

🚫 Ripple Advocates for Federal Reserve Payment Account Reforms to Support Stablecoin Issuers

🌐 Ripple Labs Inc. is urging the Federal Reserve to amend its Reserve Bank Payment Account framework to better support stablecoin issuers and digital payment facilitators. In a comment letter submitted on February 6, Ripple proposed four key changes: granting limited-purpose Discount Window access for permitted payment stablecoin issuers, allowing Interest on Reserve Balances to prevent reserve concentration within commercial banks, replacing the static $500 million overnight cap with a proportional asset-based threshold, and incorporating a pre-funded ACH settlement model to eliminate credit risk.

💬 Ripple’s Chief Legal Officer, Stuart Alderoty, emphasized the importance of the PA prototype for Permitted Payment Stablecoin Issuers (PPSIs), stating that it offers a critical pathway to eliminate counterparty risk by holding 1:1 reserves directly at a Federal Reserve Bank. He noted that Ripple’s stablecoin, RLUSD, and the cryptocurrency XRP underpinning these solutions enable Ripple and its customers to shape the modern financial system.

🏦 In addition to advocating for these reforms, Ripple has taken steps to expand its role beyond a software provider. The company applied for a National Trust Bank Charter through the Office of the Comptroller of the Currency (OCC) on July 2 last year and received conditional approval in December to establish Ripple National Trust Bank. This charter allows Ripple to provide institutional digital asset custody, meet federal stablecoin issuance requirements under the GENIUS Act, and operate nationwide under a single federal framework.

GramFi – Telegram-Native InfoFi

📌 About the Project:

GramFi is a Telegram-native InfoFi platform designed to transform on-chain and social attention into measurable value.
While Kaito introduced the concept of “yapping” on X to farm influence and visibility, GramFi brings this dynamic directly into the Telegram ecosystem — where crypto communities already communicate, share insights, and grow.

Telegram channel KOLs and users can participate, build reputation, and earn rewards natively within their existing environment.
By analyzing large-scale Telegram data, GramFi generates meaningful crypto intelligence, trend signals, and participation metrics — turning raw conversations into actionable insights.

🚀 Current Status:

🔹 Product already launched
🔹 Currently in pre-farming phase
🔹 Official farming rewards are planned to be distributed via partner tokens or the GramFi token before TGE
🔹 Coin-mention farming in Telegram has not started yet — users can currently accumulate baseline points only

Stay tuned for upcoming updates and early participation opportunities.

🌐 Official Links:

Website: https://gramfi.ai
Docs: https://docs.gramfi.ai

👥 Community:

Telegram: https://t.me/GramFi_Official
X (Twitter): https://x.com/gramfi_ai

🔴 Parsec Shuts Down After Five Years Amidst Shifting DeFi Landscape

📉 On February 19, 2026, on-chain analytics firm Parsec announced its closure after five years in the decentralized finance (DeFi) sector. CEO Will Sheehan attributed the shutdown to a fundamental shift in market structure caused by the 2022 collapse of FTX. This event, he noted, permanently altered the spot lending leverage environment that Parsec was designed to track.

According to Sheehan, the collapse of FTX in late 2022 fundamentally broke the spot lending leverage environment that Parsec was built to track.

🔄 Despite efforts to secure financial support and temporary spikes in user engagement, Parsec struggled to maintain a stable position in the market. High-traffic events like the Polymarket election dashboard and the Friendtech craze did not provide lasting stability against what Sheehan described as the "creeping ephemerality" of the cryptocurrency ecosystem.

📊 Parsec's journey reflected the volatile nature of the DeFi era. Initially a side project monitoring decentralized exchange (DEX) activity, it became a vital tool during the 2020 "DeFi summer" and the subsequent 2021 bull run. The firm gained significant prominence during the industry's challenging times in 2022 when it served as a key resource for traders amidst major collapses like OlympusDAO and the Terra Luna ecosystem.

💰 Circle's Strong Q4 Performance and USDC Growth

📈 Circle Internet Group reported impressive results for the fourth quarter, highlighting the growing adoption of its USDC stablecoin and its digital asset infrastructure. USDC circulation reached $75.3 billion at the end of the year, representing a 72% increase year-over-year. On-chain transaction volume also saw a significant rise, surging 247% to $11.9 trillion in Q4.

💵 For the quarter, Circle's total revenue and reserve income rose by 77% to $770 million, with net income from continuing operations increasing to $133 million, up from a loss of $129 million in the previous year. For the entire fiscal year 2025, revenue and reserve income grew 64% to $2.7 billion. However, Circle reported a net loss of $70 million due to $424 million in stock-based compensation related to its IPO.

🌍 Beyond USDC, Circle experienced strong growth in other products. EURC circulation jumped 284% year-over-year to €310 million, and USYC assets reached $1.5 billion. The company's Arc public testnet surpassed 166 million transactions with nearly 100% uptime, staying on track for its mainnet launch later this year.

📌 Circle's Payments Network is also expanding, with 55 financial institutions enrolled and an annualized transaction volume of $5.7 billion. The company deepened its enterprise partnerships in 2025, with Visa enabling USDC settlements for U.S. issuers and acquirers, and Intuit signing a multi-year integration agreement. Circle also partnered with Polymarket and received conditional approval from the OCC to establish a national trust bank.

🪙 Tether's USAT Stablecoin Achieves Overcollateralization in First Reserve Report

📊 Anchorage Digital Bank and Tether have released their inaugural reserve report for the USAT stablecoin, revealing that it is fully backed by dollar-denominated assets with a slight surplus as of January 31. The report, dated February 27, complies with the American Institute of Certified Public Accountants’ (AICPA) 2025 criteria for stablecoin reporting.

💰 As of the cutoff date, there were 17,501,391 USAT tokens in circulation, with total reserve assets amounting to $17,604,716, exceeding the outstanding tokens by $103,325. An independent accountant verified that the reserve report was prepared according to AICPA standards and found it to be fairly stated.

🔍 The reserve composition includes $3,654,716 in cash and $13,950,000 in reverse repurchase agreements backed solely by U.S. Treasury securities. All issued USAT tokens are redeemable at a 1:1 ratio in U.S. dollars. The cash is held in FDIC-insured banks and SIPC-insured broker-dealers in the U.S. The reverse repurchase agreement had a short maturity window and was supported by U.S. Treasury securities at fair value.

📈 USAT is issued directly by Anchorage Digital Bank, making it a federally supervised, U.S.-regulated dollar-backed digital asset. This partnership combines Tether’s global stablecoin experience with Anchorage’s banking charter and regulatory oversight.

🔔 Banco do Brasil Expands Pix Payments to Argentina

🌍 Banco do Brasil, a state-controlled Brazilian bank, has introduced a new feature that allows Brazilian customers to use the Pix payments system in Argentina. This marks the first time Pix has been extended beyond Brazil's borders. The service was developed in collaboration with Banco Patagonia, an Argentine bank under Banco do Brasil's control.

💬 Felipe Prince, Vice President of Internal Controls and Risk Management at Banco do Brasil, emphasized the significance of this launch:

The launch of Pix abroad reinforces Banco do Brasil’s international presence and our commitment to innovation in payment methods focused on people’s well-being.

📱 Brazilian customers can now make payments in Argentina by scanning a QR code with their preferred banking app. The Pix system manages all background operations, including converting Brazilian reais to Argentine pesos and transferring funds to the merchant.

🌐 Looking ahead, Banco do Brasil is considering expanding this service to other countries, particularly in Latin America, Europe, and Asia, where there are large Brazilian communities.

⭐️ Pix has become Brazil's most popular payment system, used by over 160 million individuals and 15 million businesses, accounting for nearly half of all financial transactions in the country. Transactions are free for retail users 24/7, and fees for merchants are lower compared to credit cards and other payment options.

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