This Is How to Multiply Your Money With BTC or ETH

This strategy works best if you hold BTC or ETH long-term:

1️⃣ Lock your BTC in a protocol and borrow USDC against it
2️⃣ Invest that USDC in any project on 8lends with 22% APY
3️⃣ Collateral costs ~5% a year, but BTC's price growth covers that

The result:

☑️ Your BTC keeps growing in value
☑️ You earn ~17% extra in USDC on top

But keep in mind:

🔘 You can only borrow up to ~85% of your BTC
🔘 If BTC drops 15%, your loan may be liquidated (unless you add more collateral)

So manage it carefully: this strategy can build passive income, but there are always risks.

Don't put all your BTC or ETH into this one. Diversify.

⚠️ Not financial advice, just one way to make the most out of your holdings.

KYC Is Safe And We're Making It Simpler

We've received some questions from you about KYC:

Is KYC safe?

☑️ Yes. We're a regulated company operating under Swiss law.
☑️ Our activity is regulated, verified, and monitored by an SRO (Self-Regulatory Organization)

↗️ Read more here.

Right now, we're also working to make the KYC process simpler and faster for you.

❓ If you run into any issues, DM our support: @ceviz1389 or @daniel_8lends

↗️ Check our simple guide to passing KYC

What else would you like us to tell about KYC? 👋

What’s a Stage and What Do You Invest In?

When investing in different projects, you might ask yourself:

Why is the funding amount so small?

☑ Because it's a stage.

You may have also noticed that projects raise funds several times.

☑ That's because we divide one loan into multiple stages.

Here's how it works:

🔘 Suppose a company needs to raise $500,000.
🔘 We split this into 10 stages of $50,000 each.
🔘 Once a stage is funded, the company repays every investor principal + interest.
🔘 The cycle repeats until the company raises the full $500,000 and repays all investors.

This approach makes it easier for both investors and companies to track progress and manage investments.

⚡ Paid back to investors so far: $237,280

Is there anything else you'd like us to cover about stages and investments on 8lends? Tell us below ↪

8lends is audited and transparent (proof attached).

We don't feed you promises, and we don't ask you to trust us.

🔒 We're audited by CertiK & Cyberscope

This means:

☑️ Higher accountability on our side
☑️ Full transparency around smart contract security
☑️ Transparency and regular disclosures

Check our audits below 🔽

Cyberscope
CertiK

Tokenized DeFi Private Loans Hit $16B! ⚡

APR dropped below 10%, but it stays the same on 8lends 👍

Here's what data on rwa.xyz shows:

🔘 $15.95B active loans today (+14% since June)
🔘 $29.74B total loans across 2,952 deals
🔘 Average APR fell from 10.33% to 9.75%

The amount of deals slipped from 2,665 to 2,592, but that's NOT A BAD SIGN!

On the contrary, the quality of deals is rising! Deals become BIGGER! 📈

Competitors are growing too, but their focus has moved from money to security.

Defaults are still a headache for most DeFi lending protocols.

🔒 But not for 8lends and Maclear: 0 defaults in 5+ years.

The growing volumes prove one thing: DeFi lending is becoming the next big force in finance. And banks may struggle against this kind of competition...

🌐 DeFi lending is a decentralized system that protects everyone from monopolies.
Sooner or later, banks will be relics of the past.

What do you think? Is DeFi's future really as bright as we describe, or not quite?

They Make Your KYC Fast, Simple, and Secure 🕶

↗ Sumsub

They have a rich history, and some of you may already know them.

🔘 Started as a small team with one goal: to make KYC simple and secure
🔘 Trusted by major brands like ByBit, Duolingo, Gate, Toyota, Hyundai and more
🔘 By 2021, they served 600+ companies worldwide and grew 4x year over year
🔘 Today, verification rates reach 95% in the UK, with onboarding in under 50 seconds
🔘 Recognized worldwide: Best in Identity and Fraud Management (CybersecAsia), RegTech of the Year (FinTech Awards), Global Verification Platform of the Year (Fintech Breakthrough 2025) and more

From a basement startup to a global KYC leader. Not bad, right?

🔒 So, you can be confident your data is safe and private.

Real wealth is...

We don't often write about self-growth, but this time's an exception.

🤥 As we said before, some people tried to scam us. We won't be able to get rid of scammers, but we still want to tell you something.

There are two types of people: those who create value and those who consume it. This is how our society and nature work, and that's perfectly fine.

💲 We live in a time of heavy consumption.

We can eat and drink endlessly, buy more stuff and experiences, and live amazing lives.

💭 But imagine this: you haven't had water for a while, and suddenly someone gives you an unlimited supply, forcing you to drink it all. You'd die.

If you always try to consume everything, it turns into a destructive lifestyle.

But is that really wealth? An endless supply of everything...?

💎 Real wealth is having skills, loving your work, and bringing value to the world around you.

Money is just the result.

❓ What do you think about these types of posts? Should we keep doing them or not?

🚨 SCAM ALERT 🚨

Here's our only legit website:

😎 app.8lends.io

↗️ For your convenience, we've collected all relevant links in this post.

If you're unsure whether something connected to 8lends is legit or not, reach out to our supports: @daniel_8lends, @ceviz1389

⚠️ We do everything we can to fight scammers, but banning them all isn't easy. They've got plenty of accounts, websites, groups, phone numbers, etc.

👁 We recognize the problem, and we don't ignore it.

New Activity: 8lends Quiz! ⚡

This is how it goes:

🔘 We publish a question in our chat
🔘 You've got 5 minutes to answer
🔘 We publish the correct answer
🔘 The first 3 people with the right answer = winners. No answer = no winner.
🔘 10 questions in total

Love it? Share with friends and spread the word.

Everyone's welcome to join! 👍

We don't know what tomorrow brings.

We can predict. We can guess.
But we can't foresee everything.

💔 Nothing hits harder than the unpredictable.

That's why passive income is a must.

Here's everything you need to know about building it 🔽

📱 Click to watch

Struggling with crypto taxes?

Over 6.3M UK adults already own crypto.
If you're into 8lends, you probably own some too.

⚠️ But a lot of people are confused about crypto tax laws in their country and struggle because of it.

If you're from Europe and have no idea how crypto taxes work in your country, we're here to help you 👍

Read our recent article to nail taxes 🔽

European Cryptocurrency Tax Declaration Guide

RWAs on-chain!

Let's talk about one of the hottest narratives in crypto.

🗓 Today
🕧 4 PM UTC | 12 PM EDT

🎤 Join the discussion

What you think about becomes true ⭐️

🔘 Remember those days when you had no idea what you were going to do? Did they feel like a waste of time? Did they end in a blink of an eye, leaving you with nothing to remember?

🔘 But what about the days you actually planned ahead? Maybe you even wrote your plans down? Did such days feel fuller and somehow longer too?

🔒 The secret is in manifestation.

If you think about something as if it will happen no matter what, in most cases (unless it's humanly impossible, of course), it actually does. Because you know it's real, so you naturally act on it.

Here's what the data says about it:

🔘 "If-then" plans work (a lot). Making specific plans like "If it's 7:00 after dinner, then I put on shoes and walk 15 minutes" boosts goal success with medium-large effect across 94 (!) tests.
Learn more

🔘 Process imagery beats outcome daydreaming. Don't visualize making $10,000 a month, visualize working/starting a business/investing instead!
Learn more

If you can plan your day, that is, visualize it, what stops you from visualizing bigger things?

If you want to delve deeper into the topic, we highly recommend this book:

📕 Reality Transurfing by Vadim Zeland.

We already visualized you writing comments and leaving reactions under this post.

Will that come true? 🤔

Airdrops suck.

Retrodrop is the upgrade.

✔ Utility comes first
✔ Activity-based rewards
✔ Bitcoin-inspired approach

↗ Learn more

This is a real step forward for crypto.

Do you know what Prosper, Goldman Sachs, and BlackRock have in common?

They all invest in P2P lending. Why? There are a lot of reasons:

🟥 Higher returns than traditional bonds
🟥 Diversification with steady cash flows
🟥 Faster and more accessible than banks
🟥 Lending to SMEs and real businesses looks great for reports 😉
🟥 P2P lending gives crypto real utility

And we go on with the list in our new video 🔽

📱 Click to watch

Yes, We Visit Businesses in Africa 🔽

We got this question in our chat, and here's the answer.

For example, we traveled to a farm in Kenya and recorded it:

📱 Click to watch

Besides that:

🔘 Every loan is backed by real collateral and included in each borrower's agreement
🔘 We have a local partner in Africa who secures collateral and ensures legal protection
🔘 Every project is vetted carefully before listing

In addition, African businesses keep growing and developing year by year.

So, don't underestimate this region.

We cover the topics you asked for! 🎤

We'll discuss a lot with you and cover:

🔘 The most popular questions about 8lends
🔘 The freshest news

Today, October 2nd
16:00 UTC

📱 Right here in our Telegram channel.

See you!

Do you know the number that connects a week with 8lends?

⚡ It's 7.

It's been 7 months since the official 8lends launch! 🔥

During September, we:

🔘 Hosted and joined AMAs
🔘 Rewarded our best detectives for solving keys
🔘 Started a new activity in our chat
🔘 Shared insights about KYC, our platform, and security
🔘 Dropped several articles and videos
🔘 ...and more behind the scenes that we'll share soon

Here's what we've achieved in 7 months:

🟥

Raised this month: $772,495

🟥

Total Investors: 918

🟥

Funded Loans: $3,280,479

🟥

Interest repaid: $206,243

🟥

Principal repaid: $141,751

🟥

Referral repaid: $116,133

💎 This month, many projects finished repaying principal and interest, bringing strong returns for our investors.

↗️ Check our website and grow with 8lends! 😊

These projects are LIVE on 8lends! 🔥

APRs are higher than ever — the lowest is 21.9%!

Here's what you can invest in today:

🥭 Mango Wholesale (Hillah Investments Limited)

🇰🇪 Kenya

🟤 81.06% of 25,000 USDC funded
🟤 8 months
🟤 APR: 23.30%
🟤 Expires in 22 days

🌿 CBD Seeds (Kanaprima EOOD)

🇧🇬 Bulgaria

🟢 23.05% of 15,000 USDC funded
🟢 9 months
🟢 APR: 23.10%
🟢 Expires in 15 days

🚜 Industrial Logistics (Terex-M DOO BOR)

🇷🇸 Serbia

🔴 69.72% of 35,000 USDC funded
🔴 9 months
🔴 APR 22.50%
🔴 Expires in 22 days

🚗 Gold Car Rent (GOLD ROAD CAR RENTAL CO. L.L.C)

🇦🇪 UAE

🟡 97.41% of 19,000 USDC funded
🟡 9 months
🟡 APR: 22.90%
🟡 Expires in 8 days

🍓 Strawberry Cultivation (OSS HOLDING)

🇬🇪 Georgia

🔴 64.10% of 22,000 USDC funded
🔴 12 months
🔴 APR 21.90%
🔴 Expires in 1 days

Hurry up! Some stages are closing soon!

Build wealth with 8lends 🔽

app.8lends.io/en?project_status=Open