🥇 We're updating 8LNDS tokenomics!

8LNDS now has its own buyback price

We've set up a dedicated USDC reserve for the token. We'll put part of our platform's proceeds into this reserve to help it grow.

📢 Buyback starts on October 29 and our cashback program will end on the same day.

We planned to pay out all vested tokens at 70% of the token's launch price.

But investors in our chat asked us to raise the price.

🤩 So, you asked, and we're delivering: we'll pay out all vested tokens in USDC at 85% of the token's launch price, or ≈ 0.014518 USDC per token*

*The price is based on the token's 3-day TWAP of ≈ 0.01708 USDC for October 27–29, 2026

We hear you, and every voice counts. Each of you can make a real impact by sharing your thoughts and discussing things with us in the chat.

What exactly is changing?

Previously, investors received 8LNDS as cashback on their investments. The tokens vested over 40 weeks, and their market price was determined by trading on Uniswap.

We're moving away from exchange prices. Instead of relying on Uniswap, we'll set the buyback price directly on the 8lends platform. We'll use the USDC reserve to buy back 8LNDS from holders.

How the buyback price works

We'll add a percentage of the fees from new investments to the USDC reserve. As 8lends grows, these contributions can grow too.

We calculate the buyback price using this formula:

⚖️ USDC in the reserve ÷ number of 8LNDS held by users

We sell new tokens at a price higher than the current buyback price. The difference goes into the reserve, adding more USDC to back the tokens users hold.

Every new token we sell brings more USDC into the reserve.

When a holder sells their tokens back to 8lends, we pay them from the reserve and remove those tokens from circulation. This doesn't lower the buyback price for the remaining holders.

Think of it as a pool of USDC. Each token represents a share of the money in the pool, and we add more USDC as we sell new tokens.

What happens to your current 8LNDS?

We'll pay out the dollar value of the tokens remaining in your vesting schedule according to the original timeline. The exchange rate was fixed on the announcement date.

You can still claim any tokens that have already vested but that you haven't claimed yet.

You'll have a 20–30-day transition window to decide what to do with the 8LNDS in your wallet. During this time, you can either sell them back to 8lends at the fixed rate or keep them. If you keep them, the new tokenomics will apply, including the new buyback price.

That's another big update we've brought you this year. So far, we've:

🔘 Funded over $25 million in business loans.
🔘 Returned over $12.5 million to investors.
🔘 Had zero defaults.

Most of our updates have the same goal: to help protect your money while helping real businesses grow on convenient terms.

🤩 We'll keep adding new projects from different regions and industries. We'll tell you more about some of them soon!

How do you feel about this update?

❤️ — Looking forward to the new tokenomics
🤔 — Already missing the old ones

Will You Make a Deal with the Devil? 😈

Would your business promise investors a 666% annual return? Or sell real estate in the afterlife?

🤩 To celebrate Halloween, we're launching a contest for the craziest business idea!

Your task is to come up with a business that people would actually want to invest in.

Here's what you need to do:

1. Come up with a company name.
2. Explain what your business does.
3. Offer investors a return and set the investment terms.
😈 Add something to the fine print: an unexpected condition hidden behind your tempting offer.
5. Submit your idea through our Google Form: Click here to fill in the form. Let your imagination run wild!

How will we choose the winners?

🔘 We'll accept ideas until November 4.
🔘 We'll choose the 5-6 best projects from all the ideas you've sent.
🔘 On November 5, we'll open a poll here: "Which of these 'hellish' businesses would you invest in?" with those 5-6 projects.
🔘 On November 6, we'll announce the three winners based on the poll results!

How to participate

🔘 Subscribe to this Telegram channel.
🔘 Register on the platform and complete KYC.

One entry per person.

Feel free to share your idea and invite your friends to vote for it!

No need to invest. All you need is your imagination and a sense of humor 😉

🤩 Prize pool: $1,000

🥇 1st place: $500
🥈 2nd place: $300
🥉 3rd place: $200

Take on the role of the devil and convince investors to put their money into your business.

When black cats prowl and pumpkins gleam, may luck be yours this Halloween! 🎃

🎃 The Halloween Contest Update!

For those who missed it, here's the list of updates:

🔘 If you want to submit your idea, do it through this Google Form.
🔘 Our team will choose 5 or more ideas from all the submissions.
🔘 On November 5, we'll open a poll here: "Which of these 'hellish' businesses would you invest in?" with the projects we've chosen.

After that, you'll choose 3 winners, and on November 6, we'll announce them — nothing changes here.

So, if you want to compete for the $1,000 prize pool and have some crazy business ideas to share, we'll be waiting for your project!

🤩 The 8lends team wishes you good luck and a productive week ahead!

20 Months of 8lends! 🤩

It's getting cold outside, isn't it? The weather is changing, but something never does: we keep sharing our monthly reports with you!

And here are some new numbers 👇

From October 1 to November 3:

🔘 Raised: $2,732,409
🔘 Total investors: 3,049
🔘 Funded loans: $25,879,414
🔘 Loans repaid: $12,998,007

As always, we'd like to thank you all for helping SMEs, us, and even yourselves grow! The community we've built in less than 2 years is just amazing, and it literally helps everyone who's part of it:

✅ SMEs receive the funding they need to grow and scale;
✅ You receive monthly interest from them and make your money grow;
✅ We scale and grow alongside you.

Isn't it amazing?

✨ Later this week, we'll also share our new PDF report. We've taken all your comments into account and tried to make this report better and clearer. So, if you notice any more room for improvement, tell us in the comments or chat, and we'll take it into account.

😉 We keep updating the platform, and even our website has gone through some changes recently. Maybe some of you haven't seen the update yet? Check it out below:

app.8lends.io/en/primary

THE MONTHLY REPORT FOR OCTOBER IS RIGHT HERE!

Thanks for your patience! As always, we’ve brought you quite a lot of updates last month.

On top of that, we’ve set a record for the last 6 months:

We paid out more in interest and principal than in any of the previous six months!

🤩 You’ll find the exact number in the attached report.

🤩 Have a warm and profitable November, everyone!