The company offers two main types of loans: individual loans for entrepreneurs, senior managers, and established professionals, and business loans for small and medium-sized companies that need working capital.
Unlike mass-market digital lenders that issue lots of small loans, TAZU works with fewer borrowers and offers larger loans. It reviews each borrower individually, checking their income, assets, and ability to repay.
Customers apply online, while the company uses M-Pesa to send out loans and collect repayments. TAZU combines digital services with direct relationships with its borrowers.
Key facts
🟢 Registered: 29 August 2025🟢 Location: Nairobi, Kenya🟢 Directors: Christine Moraa Onsongo and Deborah Nyatichi Momanyi🟢 Owner: NEXTINNO HOLDINGS LIMITED, equally owned by the two directors🟢 Industry: Digital lending and financial services🟢 Business type: Licensed non-bank digital lender🟢 Clients: Individuals, established professionals, entrepreneurs and small businesses🟢 Licensed by the Central Bank of Kenya as a Digital Credit Provider on 24 December 2025🟢 Started lending in January 2026🟢 Operates through its online platform and M-Pesa, with no physical branches🟢 Currently employs six people in Nairobi
Financial performance
🟢 Issued 140 loans worth €349,081 during its first eight months (January–August 2026)🟢 Generated €41,864 in revenue during the same period🟢 Made a net profit of €4,269 without any external funding🟢 Recorded no loan defaults so far🟢 Individual loans accounted for 70% of lending volume, while business loans accounted for 30%🟢 Plans to use the new facility to expand its loan portfolio and increase its lending activity🟢 Expects the highest lending volume in 2027, when the external facility will support further growth
Loan details
🟢 Total loan facility: €2,450,000🟢 Risk score: BBB🟢 Lending APR: 22.90%🟢 Debt-to-equity: 2.99🟢 LTV: 1.11x🟢 Credit history: 8/10
And we'll add TAZU Credit Ltd. to the platform once Tanir raises 50,000 USDC.
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20 Months of 8lends! 🤩
It's getting cold outside, isn't it? The weather is changing, but something never does: we keep sharing our monthly reports with you!
And here are some new numbers👇
As always, we'd like to thank you all for helping SMEs, us, and even yourselves grow! The community we've built in less than 2 years is just amazing, and it literally helps everyone who's part of it:
✅ SMEs receive the funding they need to grow and scale;
✅ You receive monthly interest from them and make your money grow;
✅ We scale and grow alongside you.
Isn't it amazing?
✨ Later this week, we'll also share our new PDF report. We've taken all your comments into account and tried to make this report better and clearer. So, if you notice any more room for improvement, tell us in the comments or chat, and we'll take it into account.
😉 We keep updating the platform, and even our website has gone through some changes recently. Maybe some of you haven't seen the update yet? Check it out below:
app.8lends.io/en/primary
It's getting cold outside, isn't it? The weather is changing, but something never does: we keep sharing our monthly reports with you!
And here are some new numbers
From October 1 to November 3:🔘 Raised: $2,732,409🔘 Total investors: 3,049🔘 Funded loans: $25,879,414🔘 Loans repaid: $12,998,007
As always, we'd like to thank you all for helping SMEs, us, and even yourselves grow! The community we've built in less than 2 years is just amazing, and it literally helps everyone who's part of it:
Isn't it amazing?
app.8lends.io/en/primary
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