How a pandemic-born idea became a big investing platform.

You've already heard a lot about Maclear from our posts.

But some of you still don't know what it is.

So, let us tell you one brief story 🔽

In 2019, the world changed.

Small businesses across Europe were struggling.
Banks were useless.

Alexander Lang and Denis Ustjev decided to build an alternative to banks.

🔘 In 2020, they acquired Maclear AG.

Maclear moved from software development to P2P lending.

🔘 In August 2023, the first fundraising campaign went live.

Maclear is based in Switzerland and operates under Swiss law.

Now it's a member of PolyReg SRO.

This means strict rules on compliance, AML, KYC, and data protection.

So, was the idea successful? Let the numbers answer.

For 5+ years:

🟥 Total funded: €75M+
🟥 Repaid: €17.6M+
🟥 Investors: 35,183
🟥 Defaults: 1

But there are always more opportunities around us...

What if we could take this model... and bring it on-chain? 🌐

What if we could combine the security of real-world lending with the speed and transparency of Web3?

That's why we decided to create 8lends 🔥

🟥 8lends is built with the same standards.
🟥 All deals are audited by Maclear before going live.
🟥 Now, anyone with a wallet can invest. From anywhere.

8lends is for a new generation of investors.

And it all started with two founders and one big question:

"How can we do lending better?"