P2P Investing from Scratch (7).pdf
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Practice Makes Perfect! π
Thank you for joining us! If today's AMA inspired you, we recommend checking out our crypto course β perfect for anyone new to the space:
β Maclear Free Crypto Course
And if you'd like to refresh your understanding of P2P lending and the 8lends platform, take a look at our presentation with some awesome mini-lessons.
π Find it above this post.
Thank you for joining us! If today's AMA inspired you, we recommend checking out our crypto course β perfect for anyone new to the space:
β Maclear Free Crypto Course
And if you'd like to refresh your understanding of P2P lending and the 8lends platform, take a look at our presentation with some awesome mini-lessons.
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Memecoins are like fast food π
Tasty at first β until you face the consequences.
Want to taste a fine steak? π₯©
Check out our latest article on RWA and real cryptoπ½
www.cryptobreaking.com/beyond-memecoins-the-crypto-opportunities/
Tasty at first β until you face the consequences.
Want to taste a fine steak? π₯©
Check out our latest article on RWA and real crypto
www.cryptobreaking.com/beyond-memecoins-the-crypto-opportunities/
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Crypto Breaking News
Beyond MemeCoins: The Crypto Opportunities Hiding in Plain Sight
While memecoins symbolize hype and community-driven speculation, the real opportunity lies in coins that connect blockchain to the real economy.
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The TV series Billions is more realistic than you might think.
We picked apart the popular show and pulled out some insights for you.
π‘ Success isn't luck β it's a pattern.
Let's break it all down togetherπ½
https://youtu.be/p6eoMykrxw8
We picked apart the popular show and pulled out some insights for you.
Characters don't act out a fictional script β they follow the same rules that work in the real world.
This series shows how people actually become billionaires in real life.
Let's break it all down together
https://youtu.be/p6eoMykrxw8
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YouTube
Billions: Real Stories of Success
Ever wondered what Billions can teach you about real investing?
Spoiler: a lot more than you think.
In this video, Ivan Marchena from Maclear shares 9 real-world lessons from the show β about money, power, and how to stay cool when the market goes wild.
β¦
Spoiler: a lot more than you think.
In this video, Ivan Marchena from Maclear shares 9 real-world lessons from the show β about money, power, and how to stay cool when the market goes wild.
β¦
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This post is for those who want to dive deeper into 8lends.
Many of you have asked about the transparency of some of our projects.
π― In fact, each project card contains a lot of valuable information, and today we'll walk through one example to make the process of choosing projects for investment simpler and more transparent.
Let's take the Industrial Logistics project as an example.
We'll attach screenshots from the website, where each key piece of information is marked by numbersπ½
These are the key points of every project card.
π Always DYOR before investing, and if anything looks unclear, our support team is here to help:
@daniel_8lends
@ceviz1389
β‘ Was this post helpful? Tell us in the comments!
Many of you have asked about the transparency of some of our projects.
Let's take the Industrial Logistics project as an example.
We'll attach screenshots from the website, where each key piece of information is marked by numbers
1. Borrower's wallet β shows the total amount of funds collected.
2. Project table β includes deadlines, interest rates, total amount, and funding stages.
3. Risk score β click to learn more.
4. Debt-to-equity ratio β shows how much the borrower owes vs. their own funds, helping to assess overall risk. A ratio close to 1 indicates minimal deviation between debt and equity.
5. The Loan-to-Value (LTV) ratio measures the loan amount against the value of the collateral, a key metric for investment safety. In the case of Industrial Logistics, it's 55%, which means the collateral value is nearly double the loan.
In practice, a $500,000 loan will be backed by βΌ$1,000,000 in collateral.
This 2-to-1 coverage protects your capital. Even in case of a default, the ample collateral secures full repayment for all investors.
6. Financial performance β all borrower reports are relevant, real, and verified.
7. Planned use of borrowed funds β we don't require proof of every expense, but we encourage borrowers to share how funds are used. This is part of our ongoing transparency improvements.
8 & 9. Loan collateral β the collateral is legally fixed and forms the foundation of the transaction. It's the most important part of any deal. As mentioned above, the 55% LTV is mitigated by our stage-based approach and collateral reinvestment strategy.
10. Borrower's website β direct link for more info.
11. Company registration number β you can check it if the company's registry is public in that country.
12. Recent activity β every investor transaction is on-chain, so you can see where the funds are going.
These are the key points of every project card.
@daniel_8lends
@ceviz1389
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What do investors say about 8lends? π
Your opinion means a lot to us.
That's why we're asking you β our investors who have already used the platform β to share your honest opinion about 8lends:
π Trustpilot
And if you haven't invested with 8lends yet, you can read what others say about us there.
π If you'd like to ask our seasoned investors some questions, join our community chat.
Your opinion means a lot to us.
That's why we're asking you β our investors who have already used the platform β to share your honest opinion about 8lends:
And if you haven't invested with 8lends yet, you can read what others say about us there.
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Trustpilot
8lends is rated "Excellent" with 4.7 / 5 on Trustpilot
Do you agree with 8lends's TrustScore? Voice your opinion today and hear what 170 customers have already said.
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$19B in crypto liquidations. $1.6T wiped out from the market π©Έ
It's been a while since that bloody Friday, so it's time to talk about it.
π Many in crypto started calling it the top. Institutions and whales pulled out massive amounts, and billions were liquidated in a single day.
Just one day... Why did it even happen?
The U.S. decided to impose 100% tariffs on Chinese imports. Trump's not giving up on the tariff wars.
π₯ Thatβs exactly what weβre working to bring to crypto.
Because nothing will truly change in this industry until it becomes useful in real life.
We see that crash as a correction β a signal that something has to change.
The future of crypto is utility. 8lends is making it happenπ
It's been a while since that bloody Friday, so it's time to talk about it.
Just one day... Why did it even happen?
The U.S. decided to impose 100% tariffs on Chinese imports. Trump's not giving up on the tariff wars.
β‘ Do you know what asset didn't even react to this news?Gold.
Because it's utility-based. It's a real asset, not digital, and it doesn't care about news. Its value isn't speculation; it's utility.
Because nothing will truly change in this industry until it becomes useful in real life.
We see that crash as a correction β a signal that something has to change.
The future of crypto is utility. 8lends is making it happen
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You Share Your Experience With 8lends β We Pay! π²
If you've been investing with us for a while, you've probably got some thoughts about us.
We want to hear them, and reward you for sharing.
π₯ DM our support team: @daniel_8lends or @ceviz1389
π₯ They'll tell you what to talk about β what to cover
π₯ Record your video review and send it back
π₯ Get your reward right in your wallet
Your story will help newcomers understand 8lends better.
We're building transparency through the real stories of our investors.
Thanks for staying with 8lendsπ
If you've been investing with us for a while, you've probably got some thoughts about us.
We want to hear them, and reward you for sharing.
Your story will help newcomers understand 8lends better.
We're building transparency through the real stories of our investors.
Thanks for staying with 8lends
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They erase your identity and power β οΈ
Mass media doesn't just report the newsβthey feed you a curated reality designed for you to believe in.
πΏπΌ They don't tell you directly; they're smarter than that. They don't tell you what's good or bad; they show you. They show you what everyone's buying, what everyone is investing in.
βοΈ Poor thinking isn't about being broke. It's about being dependent on outer factors. Instead of doing what YOU want, you're chasing trends.
Here are 3 things you can do right now to take control of your life back.
In a world where everyone is trying to sell you a certain lifestyle, the best thing you can do is learn to think for yourself.
Mass media doesn't just report the newsβthey feed you a curated reality designed for you to believe in.
Here are 3 things you can do right now to take control of your life back.
π₯ Limit your content consumption.
Choose no more than 3 sources of information for a whole day. Don't fall into scrollingβseek knowledge.π Set up a power hour.
One hour a dayβno screens, no notifications, no background noise. Just your thoughts, paper, and your goals.π Learn to create instead of consuming,
Write, build, analyze. It doesn't matter if it's text, code, a project, or an idea. When you create, you stop being a spectator and reclaim your power as the author.
In a world where everyone is trying to sell you a certain lifestyle, the best thing you can do is learn to think for yourself.
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We're telling you this so you don't feel FOMO later.
β οΈ You have 1 month left to get bonuses for investing.
For those who need a refresher:
Once we launch the token and the retrodrop ends, the bonus program is over. So if you want in, now's the time.
Still have questions? Ask in the comments or DM our support teamπ½
@daniel_8lends
@ceviz1389
For those who need a refresher:
π Invest $100 or more in any projectπ Get a 100% bonus on every investment during the retrodrop. Each new investment = a new bonus.π Track all your bonuses in your 8lends personal account.π When the retrodrop ends, your bonuses convert to $8LENDS tokens to sell or reinvest.
Once we launch the token and the retrodrop ends, the bonus program is over. So if you want in, now's the time.
Still have questions? Ask in the comments or DM our support team
@daniel_8lends
@ceviz1389
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8lends Official
Whoβs Behind 8lends? π₯ Behind every successful project is a team that makes it happen. π Our team comes from Maclear β a Swiss lending company with 5+ years of experience and a spotless record: zero defaults, all investors paid. This isnβt some DAO withβ¦
The 8lends team is bigger than you think π₯
We told you about the founders, but have you ever wondered about the rest of the team?
π₯ Product development department
π₯ Blockchain analysts and coders
π₯ Designers, operators, and editors
π₯ Product managers and marketers
π₯ Content and support team
π₯ Technical specialists
π₯ Security and legal staff
Every week, we dedicate over 200 hours to 8lends.
Our team is growing unbelievably fast, and this train won't stop.
We're getting better thanks to you. Show us some love!π₯
We told you about the founders, but have you ever wondered about the rest of the team?
Every week, we dedicate over 200 hours to 8lends.
Our team is growing unbelievably fast, and this train won't stop.
We're getting better thanks to you. Show us some love!
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1,000 investors on 8lends! π₯
Thank you everyone who's building their passive income with us.
We all have different worldviews, goals, and life experiences.
π But we have one thing in common: 8lends.
No matter how different we are, we're part of one big platform.
π Join our chat. Let's connect and help each other grow.
Thank you everyone who's building their passive income with us.
We all have different worldviews, goals, and life experiences.
No matter how different we are, we're part of one big platform.
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Small and medium-sized businesses don't need banks.
π Imagine you've built a business and need funds to grow.
If you search for solutions, the first answer is always "go to a bank."
So, what's the alternative?
Let's break it down togetherπ½
www.cryptobreaking.com/liquidity-without-borders-the-new/
If you search for solutions, the first answer is always "go to a bank."
π But the moment you look closer, you're immediately buried in paperwork. And that's not the worst part.
So, what's the alternative?
Let's break it down together
www.cryptobreaking.com/liquidity-without-borders-the-new/
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Crypto Breaking News
Liquidity Without Borders: The New Era of Cross-Border Lending
Decentralized platforms are transforming into global liquidity networks that connect investors directly with productive businesses worldwide.
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