10 months of 8lends 🔥

We hope you’re resting and enjoying the holidays!

As for us, in just 2 months, we’ll celebrate our first birthday — a strong way to start the year!

Here’s what we achieved over the past month:

🔘 Raised this month: $1,506,002
🔘 Total investors: 1279
🔘 Funded loans: $6,300,656
🔘 Loans repaid: $1,324,161

A small request: leaving a review on Google would be a great gift for us.

What would you wish us for the new year? Tell us in the comments! 👍

We’re back to work! 🛠

We want to start this year with planning.

✔️ Last year, around 70–80% of our plans worked well. That’s a good signal. So this year we want to dream more and build bigger!

Let’s zoom out and look at our three main areas:

⚡ Projects

We’re adding more businesses to invest in, with a clear focus on structure like real estate, energy, manufacturing, and similar sectors. Besides that, we’re expanding geographically to bring projects from around the world onto the platform.

The projects currently listed aren’t going anywhere — they stay with us, and we’ll continue scaling them.

💎 Token

Our main goal is to become one of the leading tokens in RWA and P2P with strong liquidity and a large, growing holder base.

We’re aiming for tier-1 listings and steady, organic growth, without sudden spikes. We want to build a standard other tokens will have to follow!

🔥 Platform

We’re focused on making the UI better. Our goal is a platform that’s comfortable, fast, and easy to understand.

On top of that, we’ll be sharing more about ourselves. Nothing to hide. We want to be as transparent as possible — about our projects, how we work, and by answering your questions directly!

Are you starting this year big with us? Show us with your reactions! 🔥

Passive Income in 2026: What Still Works, What Breaks First

If 2025 taught us anything, it’s this:

💀 betting everything on crypto narratives is... not a strategy.

Together with Wenaltseason, we’ll break down the best passive income options for 2026!

✖️ Jan 8 | 3 PM UTC on X Space

Let’s start the year strong!

8lends Needs YOU! 🔥

The year has started, and we already have a plan for our further development.

😊 And you’re part of this plan!

We want to hear more from you—to better understand what you’d like to see from 8lends so we can move in the right direction.

📈 Want to help us grow?

Leave your questions and suggestions in our form or in the comments.
🔘 Google Form

And we’ll really appreciate your honest reviews.
🔘 Google Reviews

If you’re into crypto, you should see this! 👀

We break down what’s behind stablecoins and how the US fits into the picture.

📱 Worth a watch

How do you like the new topics we’re covering?

Why did we call our platform 8lends? 8️⃣

Numbers are part of our everyday life. We live with them, work with them, and remember them — just like names.

We believe that a name, and the number behind it, plays an important role in the success of a brand.

So why 8lends?

♾ Infinity. Pretty obvious, right? But it fits us best.

Throughout history, people have always strived for growth: they created, built, discovered, and scaled. The technologies we use today are the result of past breakthroughs.

🏗 That’s why the process of creation and development is infinite — you can’t stop people from building.

We understand this foundation and help it grow. We find projects around the world that bring real value and give people the opportunity to build wealth by supporting real businesses.

🔥 With 8lends, opportunities are infinite.

TG Space: Habits & Mindset That Make an Investor Successful

Did you all rest well? Because we did, and we’re back with a new format: TG Space!

🔘 What makes an investor wealthier
🔘 8lends in 2026
🔘 P2P trends and solid structures

Sounds interesting, right? Come and join us 🔽

📱 13.01 at 14:00 UTC—right here in Telegram!

You lose money every day because of inflation!

If your money sits idle and you don’t invest it anywhere — you’re losing it.

And these aren’t our thoughts. This is what the data says 🔽

In 2025:

U.S.

🔘 Core inflation (YoY): 2.7%
🔘 Average savings yield: 0.62%

Europe

🔘 Core Inflation: 2.1%
🔘 Average Deposit Rate: 0.25%

That means:

🔘 Europe: ~2.05% lost per year
🔘 U.S.: ~2.0% lost per year

That’s why we encourage investing — putting money to work!

🔥 On 8lends, projects offer 20.9%–23.2% APR, which allows you to outpace inflation.

And if you don’t want to invest — at least spend the money. Take a trip. Enjoy it. Because otherwise it will quietly lose value anyway.

How do you fight inflation — spending or investing?

P2P Market Is Bigger Than You Might Think!

Some people still believe the only way to build wealth is through crypto and stocks. Both markets carry risk, especially crypto.

📉 In reality, most people don’t enter crypto for long-term work. They chase fast gains. That’s why most end up losing money.

Other investment options often feel inaccessible because of high entry barriers. But many people overlook one strong long-term option entirely: P2P lending.

📈 Here’s how far the P2P market had grown by 2025:

🔘 Global P2P lending revenue reached $176.5B
🔘 Retail investors accounted for 47.9% of the market
🔘 Individual investors made up 51.8% of total participation
🔘 North America led with 36.1% market share (vs. 37% in 2024)

↗️ Click to learn more

These are already massive numbers, especially considering the market is still relatively young.

⚡ And some projections estimate the P2P lending market could reach $1.38T by 2034!

That’s our take on the market. What’s yours? Share it in the comments! 🔽

🎤 X Space: Investing in 2026

We’re not slowing down, and we hope you aren’t either.

We’re up for another X Space where we’ll discuss:

🔘 Key investment trends in 2026
🔘 P2P crowdlending
🔘 Market growth and how you can benefit from it

✖️ 15.01 at 2:00 PM UTC on X Space

See you there!

What do you know about trust?

👁 Is it about personality? Data? Numbers? Reputation?

We believe trust comes only after questioning it. That’s why, before making any investment decision on our platform, you should ask yourself: “Can I trust P2P lending and 8lends?”

Trust doesn’t come from statements like “We’re transparent!”
It comes from infrastructure.

Most P2P lending platforms have 3 core problems:

🔘 No clear collateral
🔘 No visibility into who makes credit decisions and how
🔘 No real data on risks, only nice platform visuals

In such cases, when things go south, it’s always easy to blame the market or the news.

When we built 8lends, we started from a different question:

💭 What should a platform provide so that I’d put my money into it, and sleep well afterward?

That’s why:

🔘 Every loan is backed by real collateral (equipment, goods, property). All collateral details are clearly stated on each company’s page on 8lends.
🔘 A clear credit model and scoring system (click to learn more).
🔘 A Web3-based structure where all inflows are recorded on-chain via smart contracts. There are no grey zones. On every project’s page, you can see how much money was invested, including wallet addresses.

P2P lending isn’t ideal, and isn't risk-free. But there’s a big difference between investing in memecoins or in something that just feels promising, and investing in real businesses with a clear business model on a platform that hides nothing from you.

🔥 On 8lends, structure and capital protection come first. Only then come income and marketing, not the other way around.

We’re ready to show you more and explain more. Stay tuned!

$8LNDS will grow soon! 📈

Hope we don’t spoil you too much 💀

Investors from Maclear will have the option to convert their bonuses into $8LNDS!

This brings in more holders, and increased holder demand typically supports price growth.

Our infrastructure grows along with the price! 🔥

$8LNDS Heartbeat 💗

The New Year is here, but something was missing… our weekly check on $8LNDS!

Let’s fix this and take a look at how it’s doing 🔽

📈 $0.005643 → $0.008695

🔘 Liquidity: $591K
🔘 FDV: $869K
🔘 Market cap: $869K

🦅 Track on Dexscreener

🔼 As you can see, there was a strong spike yesterday, and we warned you about this one earlier in this post.

Everything’s moving according to the plan!

High returns = scam? ⚡

How to spot the difference between yield and fantasies?

Most people, when they see two digits in the APR field, instantly want to either run away or go all-in.

💀 Both options are bad.

It doesn’t matter how much a platform offers you—it’s much more important to understand what for.

🚫 Red flags in high APR:

🔘 It says that high returns are guaranteed with no risks.
🔘 Nothing about the source of cash flow. Where does a platform take money from? From “cool” investments?
🔘 No structure of loan security, payout priority, or proper contracts.
🔘 FOMO. If a platform focuses only on high APR and doesn’t explain its structure and mechanics.

🟢 Green flags in high APR:

Double digits in the APR field are fine if:

🔘 You understand where you put your money: business, sector, country.
🔘 You know what the loan is backed by: collateral, contract.
🔘 You can explain why a borrower pays this much instead of going to a bank.
🔘 The platform is honest about all possible risks and explains how they manage and offset them.

In such cases, APR isn’t magic—it’s an extra charge for:

🔘 Default risk
🔘 Low liquidity
🔘 Country/sector risks

So it’s not a “present.” It’s compensation for funding a specific loan with clear details and risks.

👁 Before you put in any of your money, run this checklist:

🔘 Can I explain in a few sentences where the money for payments comes from?
🔘 Do I understand who’s on the other side of the deal?
🔘 Do I see how my money is protected in a worst-case scenario?
🔘 Does the platform have history, statistics, and case studies?
🔘 Am I psychologically prepared for the fact that I could lose a part of my capital, like 30–50%?

If you can’t answer these questions, the problem isn’t high returns. It’s the platform.

It’s not an investment—it’s a fantasy wrapped in a fancy, vague APR number.