❗️ Stay Safe from Scams on Telegram ❗️

Online scams have become an inevitable part of the internet. That’s why we want to keep our community informed and protected.

In this video, we’ve covered the key things everyone should know to keep their funds safe.

Key rules to remember 👇

🔘 We will never message or call you first. If someone claims to be support and contacts you out of the blue — it’s a scam.

🔘 Always verify anyone you communicate with. If someone reaches out, don’t hesitate to ask for proof.

Our only official supports:

✨ @daniel_8lends
✨ @ceviz1389
✨ @henry_8lends

youtu.be/LxoB-ldR-Jo

🔈 Spaces of the Week

In this post, we’ve gathered all the sessions where we’ll either host or join as a guest.

This week, we’ll be part of 4 discussions:

🔘 01.04.26 at 12 PM UTC with uquidcard, ClusterProtocol, and GPT360_Official

Topic: RWA in 2025: Who Wins the Race — Banks, DeFi, or New Hybrid Models?

Role: Host

Link: x.com/i/spaces/1YxNrZQNWAOxw?s=20

🔘 01.04.26 at 15 PM UTC with useTria

Topic: How To Win in Volatile Markets

Role: Guest

Link: Will be shared later on the host’s X account

🔘 02.04.26 at 13 PM UTC with edgeX_exchange, OrderlyNetwork, FolksFinance, and QuickswapDEX

Topic: The New DeFi Stack: Liquidity, Execution & Sustainable Yield in 2026

Role: Host

Link: x.com/i/spaces/1AJEmOonPZbJL?s=20

🔘 03.04.26 at 15 PM UTC with edeldotfinance

Topic: RWAs Are Bringing Real Money On-Chain

Role: Guest

Link: Will be shared later on the host’s X account

Save this post and come back whenever you feel like joining the discussions.

We’ll be glad to see you at any of them.

See you there! 😉

ALL-TIME HIGH: $10,000,000 FUNDED ON 8LENDS 🤩

We believe our platform isn’t just about investments and returns; it’s a bridge designed to move people from the past to the future.

8lends connects people with different needs:

🔘 One group is tired of volatility and wants to build a stable source of income,
🔘 Another group needs funding to scale businesses that serve people worldwide.

On the surface, it’s just an investment platform. But if you look deeper, you’ll see potential that most are unable to see clearly.

2026 is a year of expansion for both us and you. Thank you for staying with us. We keep making the platform better and your experience smoother.

🌉 See you on the other side!

🤩 The Time Capsule for 8lends in 2025

We’ve created and sealed this time capsule today. It will be opened on December 31. You can follow and receive the notification by email once it's opened.

🤩 The Time Capsule

We’ll see if we managed to live up to your expectations.

If you want to be part of this time capsule and see your message (without your name or any personal information) when it’s opened, feel free to leave it in the form below:

docs.google.com/forms/d/e/1FAIpQLSe4Cw-ji8x4xGWVRfhSQTN_EtSlks8IRlBiW1zjr1r5m_i_mg/viewform?usp=dialog

13 months of 8lends! 🤩

It's been a month since our birthday, and we've already hit the ATH in total funded!

Let's keep it up and take a look at what we've achieved over the last two months:

🔘 Raised this month: $1,704,251
🔘 Total investors: 1655
🔘 Funded loans: $10,175,037
🔘 Loans repaid: $2,832,834

Last year, we built our foundation.

This year, we're planning to build on it. Any suggestions on what's coming in 2026? 😉

🔈 This Week in Spaces

This is your weekly schedule of all the live sessions we’ll be hosting or joining as guests.

Here’s what’s coming up:

🔘 07.04.26 at 13 UTC with integra_layer

Topic: Real Assets, Real Yield: Is It Possible to Invest In Real Estate On-Chain?

Role: Host

Link: x.com/i/spaces/1AxRnambErYxl?s=20

🎁 25 USDC for the two best comments during this Space.

🔘

08.04.26 at 13 UTC with

HoudiniSwap,

OrderlyNetwork,

and

crosscurvefi

Topic

: The Future of Unified DeFi: Liquidity, Routing, Privacy & Capital Efficiency

Role

: Host

Link

: x.com/i/spaces/1aKbdbBqogXJX?s=20

🔘

09.04.26 at 13 UTC with

CryptoRubic,

symbiosis_fi,

and

chimpxai

Topic

: From Cross-Chain Access to Capital Efficiency: What DeFi Still Needs in 2026

Role

: Host

Link

: x.com/i/spaces/1qKDzPOLYZVJV?s=20

Bookmark this post and try to join at least one session!

We’d love to hear your feedback and answer your questions during the Spaces.

See you there! 🫶

Why Do Funds Enter P2P Lending?

Before answering that, let’s look at the situation from the sidelines — the way funds see it.

Slowly but surely, SMEs are moving from banks to lending platforms. Despite being the oldest financial institutions, banks are losing ground as businesses look for faster, more accessible funding.

Why do they choose P2P lending?

Lower operational and administrative costs allow P2P platforms to offer:

🔘 Competitive interest rates
🔘 Faster loan approvals
🔘 Easier access to capital for businesses that may not qualify for bank financing

Funds see this change clearly, and they know what's coming. That's why they invest in this market:

🔘 Carlyle Group & Citigroup

Carlyle has partnered with Citigroup to provide asset-backed financing to fintech lenders. As head of asset-backed finance at Carlyle, Akhil Bansal noted:

"Demand for scalable and tailored asset-backed financing solutions from fintech lenders has increased as they mature and seek efficient ways to fund their growth."

🔘 Citigroup & Apollo Global

Citigroup has also partnered with Apollo Global Management on a $25B private credit and direct lending program. As global head of private credit at Moody's Ratings, Ana Arsov said:

"The partnership is yet another example of the rapid growth of Private Credit into mainstream finance."

🔘 Fortress Investment Group & Prosper Marketplace

Prosper Marketplace, one of the first P2P platforms in the U.S., signed a $500M forward flow agreement with Fortress Investment Group.

Under this agreement, institutional buyers commit to purchasing a portion of loans originated on the platform.

P2P lending is a strong alternative in volatile markets. The market size has already hit $176.50 billion in 2025 and is projected to increase from $222.90 billion in 2026 to approximately $1,602.5 billion by 2035.

Funds allocate capital here because it offers:

🔘 Real collateral
🔘 Transparency
🔘 Predictable cash flow

When institutional money enters a market, you know there's a clear reason behind it. They're not interested in gambling and risking their money.

You, as retail, can start investing in real businesses with as little as 100 USDC, and this market won't let you down.

Smart Money Doesn't Need Complex Strategies ❗️

After years of SPACs, derivatives, algorithmic trading, and tokens with complex tokenomics, smart money is moving the other way round — to simplicity.

Take private lending as an example.

Pension funds, underwriting firms, and major institutions like Citigroup, Apollo Global Management, and Fortress Investment Group are allocating capital to markets with a clear and significant rotation toward private markets.

✅ We already shared the numbers in this post. Now let's discuss the reasons behind the growing interest.

Smart money diversifies across many options with a clear and significant rotation toward private markets (like private lending), international equities, cash (MMFs), and gold.

Why do they choose private markets? Simple, because they're less volatile and more resilient than public markets. According to the BlackRock study 👇

🔘 Alternative assets make up 42% of the average family office portfolio (up from 39%).
🔘 Nearly one-third (32%) of family offices intend to increase their allocations to private credit (32%) and infrastructure (30%) in 2025-2026.
🔘 Institutional allocation to alternatives hits a record 20% average.

Private credit is straightforward:

A business raises funds from investors, provides collateral as a security layer, scales its operations, and repays the loan with interest.

Capital flows into the real economy, supporting real businesses, and news doesn't really impact the way these businesses operate and generate returns.

While most retail investors are looking for the next “big thing,” we prefer simple and time-proven structures that generate consistent cash flow.