Endowus
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Singapore's first and only digital advisor for your Cash, CPF & SRS.
Licensed by the Monetary Authority of Singapore.
Invest better to live better.
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How to invest your first $100,000

Investing is a deeply personal journey โ€” act on it by first framing its purpose and your commitments to your loved ones. In our latest Science of Wealth column in The Business Times, Gregory Van, Endowus CEO, discusses how you can invest your first $100,000 right and save prudently based on your core life needs.

Read more: https://sg.endow.us/3RGiULE
๐Ÿฟ Planning a movie date for Valentine's Day? You may start to think about sunk costs if the movie turns out to be a drag โ€” but finishing it would mean falling for the sunk cost fallacy. In investing, we can avoid that behavioural bias by having a passive, globally diversified portfolio.

Explore the Endowus Fin.Lit Academy to learn more: https://sg.endow.us/3XbuJeV

๐Ÿง‘โ€๐ŸŽ“๐Ÿ“š &anotherthing is a series by Endowus Insights, where we demystify common terms in investing and economics so you can invest with confidence.
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๐ŸŽฏ We have raised payout targets for Endowus Income Portfolios. To learn more about the higher payout targets, the portfoliosโ€™ past performance, as well as the outlook ahead for fixed income and equities, read our latest article: https://sg.endow.us/3xcI0sk

Investment involves risk. Past performance is not an indicator nor a guarantee for future performance. Projected performance is not guaranteed. Please refer to our full disclaimer here. This advertisement has not been reviewed by the Monetary Authority of Singapore.
Should you start a joint savings or investment account with your partner? Joint accounts allow couples to pool their resources and make it easier to manage their finances together. But it can also raise difficult questions and potentially cause tension.

๐Ÿ’ Find out more about the pros and cons: https://sg.endow.us/3K3wnvp
Show yourself some love this Valentineโ€™s Day, and make a commitment to invest in your future-you. ๐Ÿซถ๐Ÿป

Investing isn't a journey you have to take alone โ€” build the future you deserve with a trusted wealth partner by your side.๐Ÿ’ฐโค๏ธ

Book a date with one of our licensed advisors today: https://sg.endow.us/3jXiR1C
Singaporeans โ€” especially parents, seniors, and lower- to middle-income households โ€” will get more help to cushion the impact of higher inflation and GST hikes, as part of measures announced in Budget 2023 on 14 Feb. From more CPF contributions to higher stamp duty on high-end properties, here are some key announcements to note.
The CPF monthly salary ceiling will hit $8,000 by 2026. This may cut your take-home pay by up to $400 per month, but also means more CPF money for retirement and housing.

Find out more: https://sg.endow.us/3jV3IOB
Planning to have kids? You'll get more financial help when it comes to raising your children, under measures announced at Budget 2023. They include a bigger Baby Bonus and more money for the Child Development Account. Lower- to middle-income working mothers can also benefit from the change in the tax relief amount.

๐Ÿผ Here's an overview: https://sg.endow.us/3SbiJZ9
Seeking passive income? Join us now at our live webinar for details on the higher projected payouts of the Endowus Income Portfolios, and find out which portfolio would work best for your life stage: https://sg.endow.us/3lHpwNT
Why should we invest? If you're risk-averse, you may be put off by the perceived high risks. Or you may find it daunting. But investing can actually be simple and come with low costs โ€” here are three reasons to begin your investment journey and start early: https://sg.endow.us/3k1TSuk

Explore our Fin.Lit Academy to learn more.
Fiscal 100: ๐Ÿ‹๏ธ Think your finances are a bust? Hang tight and let Endowus do the heavy lifting. By accessing our low-cost portfolios, you can get a head start from the pack, scale greater heights, and bridge your investing needs. You don't need to be the last one standing to get your finances in shape.