Financial security wasn’t something that Rachel had the privilege of growing up with — her father went bankrupt when the Asian Financial Crisis hit in 1997. But what that episode taught her was to work hard for the things she wanted, and that money never comes easy.

Read the Love, Bonito co-founder's story here: https://sg.endow.us/3YXIEp7

Rachel's story is one of the many in our client feature series, On The Money, in which we feature real clients opening up about the life stories that have shaped how they view money and wealth — as well as their journeys towards financial wellness.

🪺 How are you building your nest egg this Easter? As the adage goes, don't put all your eggs in one basket. Diversification is an important investing strategy that can help you reach your financial goals without taking excessive risk, while avoiding over-reliance on any single asset or market.

Learn how you can leverage the power of diversification: https://sg.endow.us/3zDCRuq

4 investing myths, debunked: Can you start an investment portfolio with just a small amount of money? How much of your savings should you invest? Is stock-picking the only way to go?

Good investing isn’t as hard as it looks. Learn more in this article as we dispel common misconceptions: https://sg.endow.us/3mg7ljm

With April being Financial Literacy Month, watch out for more finlit articles, webinars, and quizzes to help you start on your personal finance and investment journey with confidence. Check out our "Fin.Lit Academy" Instagram Story highlight to try your hand at the latest quiz.

Keen to own one of Singapore’s most affordable and tax-efficient funds? As an exclusive first on Endowus, we’ve launched four low-cost BlackRock iShares index funds that will give you exposure to key benchmarks such as the S&P 500 and the MSCI World Index. Learn more: https://sg.endow.us/41nITer

Investing made simple: How do you earn regular dividend income; how is a unit trust different from an ETF; and what makes up a stock or bond index? 📚 Unpack some common investing terms to get started in investing: https://sg.endow.us/412GJkJ

Upcoming webinar: Supercharging beyond 1M65 — Introducing the lowest-cost CPFIS funds from Amundi | 22 Apr, Sat, 3PM

Endowus, the first and leading digital advisor for CPF, today manages over $1 billion in CPF & SRS savings. In conjunction with this milestone, we’re also excited to introduce two lowest-cost passive index funds for the CPF Investment Scheme (CPFIS) from Amundi.

Join special guest Loo Cheng Chuan, founder of the 1M65 movement (@Loo1M65), and Samuel Rhee, Chairman and CIO of Endowus, as they take your questions and discuss:

1. Supercharging your 1M65 goals with the latest Amundi lowest-cost funds for CPFIS
2. How unit trusts from Endowus have beaten numerous ETFs on costs
3. How Endowus has unlocked a “secret” way to better track S&P 500 components
4. The differences between Amundi and Lion Global offerings

RSVP for the webinar here: https://sg.endow.us/3A355Px

To celebrate this CPF investing milestone with Endowus, register by 22 Apr, Sat, 12pm to get an exclusive promo code.

Upcoming webinar: Endowus Q1 2023 Market Insights & Performance Review | 21 Apr, Fri, 12.30PM

Given the recent banking turmoil, the Federal Reserve has sounded warnings of a mild recession in the US this year. With this in mind, how have markets done in recent times, and how should investors position themselves for the rest of the year?

In this quarterly update, join our Head of Investments, Sean Wong, and Director of Investment Research, Min Axthelm, as they discuss:

1. How key Endowus Portfolios performed in Q1 2023
2. How equities and fixed income markets moved during the quarter
3. Key macro events and news to look out for in the months ahead

RSVP for the webinar here: https://sg.endow.us/3KFTScA

LIVE at 12.30PM | Private Real Estate 101

Join our educational webinar with UBS Asset Management now to learn the basics of what private real estate investing is, and how it differs from listed REITs.

Watch it now: https://sg.endow.us/3A5vjRl

There will be a Q&A session at the end of the webinar. Submit your questions here: https://sg.endow.us/3MRmhzd

In the first quarter of 2023, growth stocks significantly outpaced value stocks, while emerging markets underperformed developed markets. In the fixed income space, investors flocked to the safety of high-grade sovereign debt, and bonds with longer durations also rallied in the face of slightly lower interest rates.

Read about how the Endowus advised portfolios performed against this backdrop: https://sg.endow.us/3A8Hopd

Upcoming webinar: Flagship Portfolios now made better with iShares, Amundi low-cost index funds | 25 Apr, Tue, 5PM

To make your investments work harder for you, Endowus is now recommending to upgrade the Flagship Portfolios by adding low-cost passive index funds by BlackRock’s iShares and Amundi. Clients can choose to opt in or out of such recommended changes.

In this interactive session, join Endowus Chairman and CIO, Sam Rhee, and CEO, Gregory Van, as they share:
1. How you can benefit from lower fees and better long-term results with our recommended changes to the Flagship Portfolios
2. How we have made it easy for clients to opt in to the portfolio changes
3. Endowus’ investment approach and our portfolio resilience during volatile times

RSVP for the webinar here: https://sg.endow.us/3zZRZmh

There will be a Q&A session at the end of the webinar. Submit your questions ahead of time: https://sg.endow.us/3mFY5Fp

Have you been watching the daily price fluctuations in the stock or bond market? Amid the banking sector troubles, sticky inflation, and recession fears, the first quarter proved to be a real rollercoaster ride for investors. So it may come as a surprise that global markets closed higher amid this turmoil.

One key lesson is that staying invested and dollar-cost averaging is an optimal way to ride out volatility and the uncertainty of recessions. Read more in our latest quarterly market update and outlook: https://sg.endow.us/41m8NQb

LIVE at 12.30PM | How did markets do in Q1?

Join our webinar now to learn why markets rallied in the first quarter of 2023 in spite of bank runs and inflation pains.

Watch it here: https://sg.endow.us/3UNfKY6

Have a question? Ask Sean and Min live: https://sg.endow.us/43KTNNn

Endowus Chairman & CIO, Samuel Rhee, went on Bloomberg Radio and TV to discuss movements in the global financial markets, and how investors should position their portfolios in the current environment. Given that markets and the Fed are largely in sync for the first time in this cycle, Sam does not expect major surprises in policies for the year ahead.

Nevertheless, now is a good time for investors to reassess their portfolios for the right level of risk and diversification, as concentrated bets have been blowing up performance. Sam's top tips for investors:

💡 While fixed income markets remain volatile as markets find the peak of the rates cycle, it still offers better risk-reward as compared to equities.
💡 However, equities could surprise on the upside, if earnings stay more resilient versus market expectations.
💡 Focus on value and quality over growth stocks, to safeguard against potential downside from a recession and an earnings downturn.

For more of Sam's views: https://sg.endow.us/3GZgqE8

Eid Mubarak to all our Muslim friends and families! May this Eid fill your life with joy, success, and happiness.

LIVE at 3PM | Looking to supercharge your CPF?

Join Loo Cheng Chuan, founder of the 1M65 movement, and Samuel Rhee, Endowus Chairman & CIO, as they share why the latest Amundi low-cost funds can boost your 1M65 goals.

Watch it here: https://sg.endow.us/41wtqcw

Have a question? Ask Loo and Sam live: https://sg.endow.us/3Abs0Is