Every Transaction Matters

What happens if a user makes a partial payment?
☑️☑️☑️☑️clients can rest easy knowing their users can simply pay the remaining amount, and the order will be automatically completed.

The process is simple:

☑️ User makes a partial payment
☑️ Payment updates the user's balance in the system
☑️ When the user adds the required amount to their balance, the transaction will proceed

You always have access to the balance data of all your users.

These and other payment innovations await you at paykassma.com.

Try @paykassma

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Local payment methods in Bangladesh

How to access 170 000 000 users from 8th most populated country in the world? Here are some insights on which local payment methods to use:

⭐️ bKash
Back in 2011 around 70% of Bangladesh citizens especially in rural areas didn’t have access to institutional banking, though they had mobile phones to conduct simple money exchange. Here is where bKash took the lead with some basic services like sending and accepting payments. As of now, it has much more features, covering not only personal, but corporate needs as well.

⭐️ Nagad
This payment system was born under authority of Bangladesh post office as a mean to send and accept cash transfers using the existing nation wide infrastructure.

⭐️ Rocket
One more digital wallet service emerged in 2016 offering P2P and B2P (Business-to-Person) payment options such as bill payments, merchant payments, mobile top up and even ATM top-ups and withdrawals.

Looking for a TOP-1 payment gateway in Bangladesh to serve all those payment methods within a single integration?

Welcome to Paykassma

Try @paykassma

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Payment methods in India

How to start a business in the most populated country in the world? At least you need a secure payment processing solution for the local market. Today we’re talking about the most popular payment methods in India.

⭐️ First, UPI, which stands for Unified Payment Interface, was developed by National Payments Corporation of India (NPCI) in 2016. The cause was exactly the same as for Bangladesh payment methods (as we mentioned in the previous post): back in 2010s it appeared that nearly 145 million families in the country had no access to banking whatsoever. Plus, the question of counterfeit cash flow was topical at the time. Under such circumstances unified payment interface sounds like a great decision.

How does UPI work? It’s a mix of PSP (payment service provider) in terms of front-end and classic bank back-end that settles the monetary transaction for the users instantly. The system was innovative to the extent that USA took it as an example while developing their real-time payment system (FedNow) as well as countries in EU, Latin America and CIS started exploring options to implement UPI-like solutions in their domestic markets.

⭐️ Following UPI success, State Bank of India developed their own mobile banking app. According to them, the app was meant to be a complete solution with its own marketplace aimed at the millennial generation. And SBI succeeded. Today YONO (short for “You Only Need One” by the way) offers more than 100 e-commerce companies including online shopping, travel planning, taxi, entertainment and educational tools. Moreover, SBI mobile banking options are implemented too.

In total, these UPI and SBI payment methods cover around 87% of all digital transactions on Indian market.

By the way, there is a simple and secure way to access these and other 100+ payment methods in one integration —

Try Paykassma

⭐️

☑️☑️☑️☑️has been supporting businesses across the globe in processing payments since 2019. We offer infrastructure solutions that set the standard in our markets, with a strong focus on building safe and secure online payment systems.

Telegram, the messenger app with over a billion monthly users, trusts Paykassma to process payments for 4 billion users globally.

As the official processing partner of Telegram, Paykassma is the go-to solution for global payment needs on the fastest-growing platform.

Try @paykassma

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What is a Rolling Reserve?

It is a percentage of a merchant’s revenue held back and gradually released. Rolling Reserve helps manage risks like chargebacks and fraud.

What is its purpose?
⭐️ Risk Mitigation: Rolling Reserve ensures funds are available to cover potential disputes and losses.
⭐️ Merchant Stability: Rolling Reserve provides a buffer against unexpected financial hits.
⭐️ Enhanced Trust: Rolling Reserve builds confidence between merchants and payment processors.

How does it work?
1. Withholding Period: A set percentage of transactions is held for up to 180 days. Usually PSP mark it with T+[Number of days]
2. Gradual Release: Funds are released on a rolling basis after the holding period.
For example, with a 10% Rolling Reserve and a 90-day hold period, 10% of all transactions are held and released after 90 days.

With Paykassma, clients receive uninterrupted and full access to their earned funds with T+0 settlement.
Leave Rolling reserves behind and take advantage of real flexibility in management and swift business expansion.

Try @paykassma

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How to integrate ☑️☑️☑️☑️?

The ability to accept payments for your goods and services is essential to the success of any business. Paykassma can help you start accepting payments from your customers all over the world, and it only takes one integration. All you need to do is follow three simple steps

1️⃣ Contact us
Contact Paykassma to get an individual offer along with the integration roadmap

2️⃣ Choose the convenient integration method
API or payment page? Choose what’s best for you. We explained pros and cons of each method in one of our previous posts

3️⃣ Customize your experience
Setup the workflow and connect the necessary payment methods for complete automatization

Paykassma makes your business more sustainable and competitive.
Start the integration today

Try @paykassma

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Payment methods in Pakistan

How do you successfully enter the market of a booming country with a population of more than 240 million people?
One of the key steps is to provide convenient and reliable payment methods for local customers. Today we are going to cover the most popular payment methods in Pakistan.

◻️ EasyPaisa

Launched in 2009, EasyPaisa has been the solution for millions of Pakistanis who did not have access to banking services. The app allows them to pay bills, transfer money and shop online. Today, EasyPaisa is one of the most popular mobile wallets in the country.

◻️ JazzCash

Launched in 2012, JazzCash quickly gained popularity due to its ease of use and wide range of services. Users can pay bills, transfer money, and even receive microloans. JazzCash is a reliable tool for millions of users.

◻️ Bank Alfalah

Bank Alfalah offers MasterCard and Visa cards that are accepted at most of the outlets and online stores in Pakistan. These cards provide secure and fast transactions while remaining an important part of the country's payment infrastructure.

Want to connect 100+ local payment methods, including the most popular in Pakistan, with one simple integration?

Just contact us

⭐️ Paykassma

How to Choose the Best Payment Gateway Integration Method for Your Business?

Choosing the right payment gateway integration method is crucial for the successful operation of your business. ☑️☑️☑️☑️offers two proven integration methods that are suitable for various business models:

☑️ API Integration

This method provides maximum flexibility and control over the payment process, allowing you to customize payments according to your business’s unique requirements. It’s ideal for large companies with in-house developers who can fully customize payment processes and create a unique user experience.

☑️ Payment Page

If simplicity and quick implementation are important to you, the payment page is an excellent choice. This method is particularly useful for small and medium-sized businesses that want to start accepting payments quickly without complex technical setups. It easily integrates into your website or application, providing a fast payment setup with a high level of security.

Get a reliable solution that precisely meets your business needs, ensuring scalability and security

Try @paykassma

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Security for Every Transaction

Are cyberattacks becoming increasingly sophisticated?

☑️☑️☑️☑️clients can rest assured: payments are protected by advanced technologies at every stage of the transaction

🔒 Data is encrypted at the payment gateway level
👁️ Suspicious activity is monitored 24/7
🔑 Access is verified through additional authentication

Trust the security of your payments to a reliable solution

Try @paykassma

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How to accept payments from your Kenyan customers?

M-PESA remains the most popular payment system in Kenya. Launched in 2007, it has changed the world of mobile payments.
M-PESA helps millions of people make transactions without a bank account: pay bills, transfer money and make purchases — a smartphone is enough for this. Due to its ease of use and accessibility, M-PESA has become a key solution for businesses operating in the African market.

Do you need one solution to accept payments from all over the world?
Try @paykassma

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How to set up a payment gateway in just a few minutes, even if you've never done it before?

With ☑️☑️☑️☑️, it’s fast and easy.

Just follow these steps:

1️⃣ Sign up for Paykassma and access your personal dashboard
2️⃣ Configure your payment gateway settings using the API keys from the documentation
3️⃣ Integrate the gateway into your website or app by following the step-by-step guide in our manual
4️⃣ Test payments in the sandbox environment before going live

Experience the convenience and reliability of modern payment processing today

Try @paykassma

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Business 101: The Key to Success

Q: What makes anyone in the world your potential customer?
A: The opportunity to pay for your goods and services

☑️☑️☑️☑️helps companies adapt to the customers’ payment preferences in various countries, providing access to more than 100 popular payment acceptance methods.

☑️Accept payments from around the world
☑️Grow conversion rate
☑️Scale financial flows without hassle

Make your business truly global with @paykassma

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Payment connections

What makes online payments possible?
Modern processing is built on payment gateways - invisible «bridges» connecting your customers' accounts with your company's accounts. Gateways ensure secure data transfer, verify card information and confirm that the customer's balance is sufficient for a successful transaction.

With ☑️☑️☑️☑️integrating new payment gateways becomes even easier:

☑️ Integration via APIs gives you flexible customization options
☑️ Integration via payment pages guarantees a fast start-up of processing for any business.
☑️ Support for over 100 localized payment methods worldwide allows you to instantly scale your marketing activities.

Everything you need to accept and send payments seamlessly —

Try @paykassma

How ☑️☑️☑️☑️opens the doors to the global market for your business?

A single payment processing solution supports over 100 local payment methods worldwide, allowing your business to instantly adapt to the financial specifics of each region.

Moreover, Paykassma guarantees the security and highest speed for all transactions, enabling you to build trust with your customers, no matter where they are.

The whole world is in your hands with @paykassma

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Advantages of Mobile Payments with Paykassma

It's hard to argue that mobile payments have become an integral part of modern commerce.
With ☑️☑️☑️☑️, your business can easily receive payments from customers through mobile payment systems worldwide.

We support the most popular local mobile payment platforms:

☑️ UPI — 🇮🇳India
☑️ bKash — 🇧🇩Bangladesh
☑️ M-Pesa — 🇰🇪Kenya
and many, many more

With @paykassma, you are always one step ahead.

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How can a business scale by ignoring traditional boundaries?

Entering the international market is always a challenge for any business.
☑️☑️☑️☑️allows ambitious companies to accept payments for their goods and services worldwide. Your customers have access to over 100 of the most popular payment methods, including bank transfers, mobile payment platforms, and much more.

The geography of your business can expand as rapidly as your ambitions —

with @paykassma

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Paykassma is already waiting for you at the fields of SIGMA EUROPE 2024, one of Europe's major marketing conferences.

🗓 November 11–14
🇲🇹 MMH Malta
🪧 Stand #1024

At our booth, you can learn all the details about payment processing worldwide and receive special offers from us and our partners. We have also prepared some unique souvenirs that will not leave you indifferent.

💌 Write to us at @paykassma or just drop by the booth — we will be happy to see you.

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The Future of Contactless Payments in Developing Markets

Technology is transforming our lives, and contactless payments are becoming familiar even in places where it seemed impossible just yesterday.
☑️☑️☑️☑️helps international businesses work with clients from India, Bangladesh, Sri Lanka, Kenya, and other rapidly developing countries by offering integration with the most popular contactless payment methods 💳📲

You only need one integration with Paykassma to accept payments from around the world.
Your clients simply need to choose a convenient payment method.
Just contact us – @paykassma

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The Brilliant Simplicity of the Payment Page

We are ready to surprise you if you think setting up a payment page on your website is complicated.
The Payment Page from ☑️☑️☑️☑️is a ready-made builder that easily adapts to the unique needs of your business. You have access to the most convenient integration methods: via API or iframe.
Now your customers will see a user-friendly and secure Payment Page that allows payments to be made in just a few clicks.

More freedom, less complexity

Try @paykassma

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Land of Opportunities: Myanmar

Internet payments are gaining increasing popularity in Myanmar, a country known for its unique payment methods.
The most popular ways to pay for goods and services in the country (such as WavePay) will become available to your business through a single integration processing by Paykassma

Take advantage of all the benefits of modern processing:

☑️ 100+ local payment methods worldwide through a single integration
☑️ Compliance with international security standards
☑️ Quick setup and 24/7 support

Try @paykassma

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