Is AI effective for creating your own apps within Android?

I was an android users for many years until switching over to iPhone when the iPhone X came out. Still on iPhone now. Switched to Android last year and ended up coming back again to iPhone, but now I am realizing I can potentially use AI for android apps? I use AI for many at-home scripts, family dashboard, etc, so I'm very familiar with the process, but never thought about it creating actual apps.

As basic as this sounds, can I make a simple digital wallet to keep track of my purchases? I would manually plug in the expense myself to the app like I do now with "Checkbook" app, but is creating apk (assuming I'm using that term correctly) files that much easier these days to get the phone I would truly want?

Thank you for any insight.

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