1.With reference to Regional Rural Banks (RRBs), consider the following statements:

1. RRBs are owned by the Central Government, the State Government and the sponsoring bank.

2. RRBs can provide loans only to the weaker sections.

Which of the statements given above is/are correct?
(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2

2. Which of the following are the objectives of the cooperative credit system in India?

1. To provide cheap credit to farmers

2. To encourage thrift and self-help

3. To provide credit only to large farmers

Select the correct answer using the code below.
(a) 1 and 2 only
(b) 2 and 3 only
(c) 1 and 3 only
(d) 1, 2 and 3

3. Which of the following statements regarding Payment Banks is/are correct?

1. They can accept demand deposits but cannot issue loans.

2. They can issue ATM/debit cards but not credit cards.

Select the correct answer using the code below.
(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2

4. Which one of the following is not a public sector bank?
(a) Punjab National Bank
(b) Indian Bank
(c) IDBI Bank
(d) HDFC Bank

5. Which of the following functions are performed by NABARD?

1. Refinancing cooperative banks

2. Providing direct loans to farmers

3. Supervising Regional Rural Banks

Select the correct answer using the code below.
(a) 1 and 2 only
(b) 1 and 3 only
(c) 2 and 3 only
(d) 1, 2 and 3

States with legislative council in India.

@upscwithkunal

Can you tell how many states do not have any Ramsar sites.?

Comment your answer including name of states.

#upsc


Answer on @civilsdream

Article on Data Embassy.

Subsidies and Public Debt are not just budgetary terms—they define the quality of governance and fiscal sustainability.

This notes-style visual simplifies core GS Paper III concepts, linking welfare expenditure with fiscal deficit and debt dynamics, exactly the way UPSC expects in Prelims and Mains answers.

Revise smart. Write better. Think structurally.

Pragati Mentorship – Where Concepts Meet Examination Relevance


@pragati_mentorship
#UPSC
#PragatiMentorship

Read this article on export preparedness.. important for GS 3

MAJOR DURGA MALLA
The Gorkha community for long has been associated with the military history of our country. The story of Major Durga Malla stands out as he sacrificed his life for our nation at the young age of 31. Born on 01 July 1913 in a small village called Dobraha in Dehradun (Uttarakhand), to Ganga Ram Malla who was a jamadar (present-day naib subedar) in the Gorkha Rifles in the military, Durga Malla was a laborious, dedicated, and bright student in his childhood. In 1931, when he was only 18, he joined the 2/1 battalion of the Gorkha Rifles. Seeing his excellent performance in the training, he was quickly promoted to the post of Signal Hawaldar. In 1941, during World War II, when the Japanese aggression had intensified, the 2/1 battalion of Gorkha Rifles were ordered to advance towards the war field. However, the Allied forces were routed by the Japanese army in South East Asia and it was then that a group of Indian soldiers became convinced that they served no purpose fighting for the British. In 1942, they decided to break away and form the Indian National Army (INA) under the leadership of Netaji Subhas Chandra Bose. Durga Malla was one of the key figures responsible for the formation of the INA, and his presence was largely responsible for encouraging his fellow men of the Gorkha Battalion to join the INA.