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https://agrdailynews.com/2020/11/20/no-payment-no-problem-in-rosy-world-of-forbearance-official-delinquencies-plunge-credit-scores-of-delinquent-borrowers-jump-wolf-street/
No Payment, No Problem: In Rosy World of Forbearance, Official Delinquencies Plunge, Credit Scores of Delinquent Borrowers Jump | Wolf Street