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https://bitcoinwarrior.net/2015/02/bitcoin-alternative-dnotes-digital-currency-retirement-savings-plans-provide-12-annual-interest-relief-for-underfunded-retirement-accounts-and-the-unbanked-worldwide/
Bitcoin Alternative DNotes Digital Currency Retirement Savings Plans Provide 12% Annual Interest; Relief For Underfunded Retirement Accounts And The Unbanked Worldwide