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https://phibetaiota.net/2013/02/theophillis-goodyear-subprime-mortgage-open-source-could-have-prevented-but-various-information-pathologies-corruption-of-government-being-one-of-them-enabled-the-fraud/
Theophillis Goodyear: Subprime Mortgage -- Open Source Could Have Prevented, but Various Information Pathologies (Corruption of Government Being One of Them) Enabled the Fraud