https://supremecourtonline.in/look-out-circular-banking-merely-looking-at-the-quantum-of-loss-caused-to-a-banker-it-cannot-be-presumed-that-there-was-a-fraud-committed-by-the-borrower-guarantor-moreso-when-no-cri/
Look Out circular  –  Banking – From quantum of loss caused to a banker, it cannot be presumed that there was a fraud committed by the borrower/guarantor, moreso when no criminal case alleging fraud has even been filed. PLRonline 414654