https://www.markettradingessentials.com/2022/01/im-trying-not-to-work-people-into-a-downward-spiral-why-some-parents-should-brace-themselves-for-a-lower-tax-refund-in-2022/
‘I’m trying not to work people into a downward spiral’: Why some parents should brace themselves for a lower tax refund in 2022