Day 26: 13 January target:

History
Topics:
Jainism
Buddhism
South Indian kingdoms
Palas, pratiharas, rashtrakutas
Chola empire

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Current Affairs: July 2025
Social issues
History related

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​📵 Conversations for Inner Freedom: Breaking Bad Habits

​1. Arjun: I feel enslaved by my phone. I pick it up unconsciously, and hours vanish.
✅Krishna: You have become a servant to a tool. A king does not let his servant dictate his schedule. The device is meant to serve your purpose, not steal your time. You must reclaim the throne of your own mind.

​2. Arjun: But it happens so fast. I just check one notification, and suddenly I am scrolling endlessly.
✅Krishna: That is the trap of the senses. The senses are like wild horses; if you drop the reins, they will run toward the nearest patch of green grass (pleasure). You must tighten your grip. Awareness is the rein. Catch yourself in the act.

​3. Arjun: Why is it so hard to stop? It feels like I need it to relax.
✅Krishna: You are confusing "relaxation" with "numbing." Scrolling does not rest your brain; it overloads it with junk data. You are not seeking rest; you are seeking escape. You are trying to fill a void of boredom, but boredom is where creativity is born. Do not kill boredom; sit with it.

​4. Arjun: I often use it to procrastinate. I am afraid of the work, so I hide in the screen.
✅Krishna: Procrastination is not laziness; it is fear disguised as comfort. You fear the difficulty of the task, so you choose the easy dopamine of the screen. But remember: "The easy choice leads to a hard life. The hard choice leads to an easy life."

​5. Arjun: How do I break this cycle? My willpower feels weak.
✅Krishna: Do not fight the urge; remove the trigger. If there is poison in the room, do not test your immunity; simply remove the poison. Create distance. If the distraction is not within reach, the mind will eventually settle back to the work.

​6. Arjun: It feels empty without it. I feel a "Fear Of Missing Out" (FOMO).
✅Krishna: You are afraid of missing out on the world, but you are missing out on yourself. While you watch others live their lives on a screen, your own life is passing by unlived. Be the actor in your own movie, not the audience in someone else's.

​7. Arjun: What is the first step to freedom?
✅Krishna: Pratyahara (Withdrawal of the senses). Learn to disconnect to reconnect. Dedicate time to silence. When the noise of the world stops, the voice of your soul begins to speak. That voice will guide you.

​💡 A Small Tip
​The "Friction Rule" (20-Second Rule)
Bad habits are easy because they are convenient. Make them inconvenient.

✅​For Phone Addiction: Do not sleep with your phone in the bedroom. Buy a real alarm clock. Put your phone in a drawer or another room while studying. If you have to walk 20 seconds to get it, your brain will often decide it's not worth the effort.

✅​For App Addiction: Delete the shortcut from your home screen. Force yourself to type the app name in "Search" every time you want to open it. That tiny pause gives you a chance to ask: "Do I really need to do this?"


#geeta

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National income accounting PYQ THEMES

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Postponement of Notification of Civil Services Examination, 2026 and Indian Forest Service Examination, 2026

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Cloud Seeding.

🔆 CURRENT AFFAIRS — 13 JANUARY 2026

🔆 RBI

📍 FEMA Reforms
✅ RBI notifies Foreign Exchange Management (Guarantees) Regulations, 2026
✅ Replaces 2000 framework
📍 Key Shift:
✅ Principle-based regulation (less approvals)
✅ Expanded automatic route for cross-border guarantees
✅ Stricter disclosure & reporting norms
📍 Scope:
✅ Applies to all guarantees & counter-guarantees
✅ When any party is non-resident (unless exempted)

📍 Major Change
✅ Mandatory granular reporting of:
➡ Issuance
➡ Modification
➡ Invocation
➡ Honouring of guarantees

📍 Reporting
✅ Frequency: Quarterly
✅ Timeline: Within 15 days of quarter-end
✅ Channel: Authorised Dealer (AD) Banks → RBI
✅ New format: Form GRN

🔆 FINANCE

📍 Banking Sector Trends (SBI Report)
✅ Deposits: ₹18.4 lakh cr (FY05) → ₹241.5 lakh cr (FY25)
✅ Advances: ₹11.5 lakh cr → ₹191.2 lakh cr
✅ Banking assets = 94% of GDP (FY25)
📍 Insight:
✅ Advances growing faster than deposits

🔆 INTERNATIONAL AFFAIRS

📍 Renewable Energy Jobs
✅ Global renewable energy jobs growth slows despite record installations
📍 Report:
➡ Renewable Energy and Jobs – Annual Review 2025
➡ By IRENA + ILO
📍 Data:
✅ Global jobs (2024): 16.6 million
✅ Growth: +2.3%
📍 Reasons:
➡ Geopolitical tensions
➡ Automation in supply chains

🔆 NATIONAL AFFAIRS

📍 Digital Governance
✅ BHASHINI Samudaye Workshop on 13 Jan 2026
📍 Organised by:
➡ Digital India BHASHINI Division (MeitY)
📍 BHASHINI:
✅ AI-powered language translation platform
✅ Supports 22+ Indian languages
📍 Bhasadaan:
✅ Citizen-driven crowdsourcing of language data

📍 Parliamentary Diplomacy
✅ India to host 28th CSPOC Conference
📍 Chair:
➡ Om Birla (Lok Sabha Speaker)
📍 Participants:
➡ 60+ Commonwealth countries

📍 Agriculture & Fisheries
✅ India’s fish production doubles in a decade
📍 FY25:
➡ 197.75 lakh tonnes
➡ World Rank: 2nd largest producer
📍 Contribution:
➡ 7.43% of Agriculture GVA

📍 Exports
✅ APEDA opens regional office in Raipur (Chhattisgarh)
📍 Objective:
✅ Boost agri & processed food exports
📍 GI products:
➡ Jeera Phool Rice
➡ Nagri Dubraj Rice

📍 Inflation
✅ Retail inflation rises to 1.66% (Dec 2025)
📍 Note:
✅ Last CPI release on 2012 base year
✅ New CPI (2024 base) from Feb 2026

🔆 DEFENCE

📍 Missile Technology
✅ DRDO successfully flight-tests 3rd-gen MPATGM
📍 Features:
✅ Fire-and-Forget
✅ Top-attack capability
✅ Imaging Infrared (IIR) seeker
📍 Test Location:
➡ KK Ranges, Maharashtra

📍 Military Logistics
✅ Indian Army launches DIME platform
📍 Purpose:
✅ Real-time logistics, inventory & forecasting
📍 Developed with:
➡ BISAG-N

📍 Military Exercise
✅ Exercise Sanjha Shakti conducted
📍 Location:
➡ Dighi Hills, Pune
📍 Objective:
✅ Civil-military coordination & disaster preparedness

🔆 MoUs / INTERNATIONAL COOPERATION

📍 Agriculture
✅ ICAR–NDDB MoU
📍 Focus:
➡ Dairy research
➡ Innovation & capacity building

📍 India–Germany
✅ 19 MoUs signed during German Chancellor’s visit
📍 Key Areas:
➡ Defence
➡ Green energy
➡ Skill development
➡ Trade & investment

🔆 STATES

📍 Arunachal Pradesh
✅ Two new Slender-Armed Frog species discovered
📍 Published in:
➡ PeerJ

📍 Kerala
✅ Aralam declared state’s first Butterfly Sanctuary
📍 Location:
➡ Kannur

📍 Karnataka
✅ Cabinet approves ‘Akka Pade’ Scheme
📍 Objective:
✅ Safety of women & minor girls

📍 Delhi
✅ ITIs to be upgraded under PM-SETU scheme
📍 Model:
➡ Hub-and-Spoke with industry SPVs

📍 Gujarat
✅ Essar signs MoU to invest ₹5,100 crore in bio-fuel project


🔆 SCIENCE & TECHNOLOGY

📍 Robotics
✅ SCORP unveiled — India’s first legged mobile manipulator
📍 Developed by:
➡ xTerra Robotics (IIT Kanpur incubated)
📍 Use:
✅ Hazardous & unstructured environments

📍 Space
✅ Lachit-1 launched — Northeast India’s first satellite
📍 By:
➡ Assam Don Bosco University
📍 Launch Vehicle:
➡ PSLV-C62

🔆 APPOINTMENTS / AWARDS

📍 Awards
✅ Indian Army Major Swathi Shantha Kumar wins UN SG Award 2025
📍 Category:
➡ Gender & Peacekeeping

📍 Obituary
✅ Pulitzer Prize-winning historian Daniel Walker Howe passes away

🔆 SPORTS

📍 Khelo India
✅ Khelo India Beach Games 2026 conclude
📍 Top Teams:
➡ Karnataka
➡ Tamil Nadu
➡ Manipur

Day 27: 14 January target:

History
Topics:
Delhi Sultanate
Mughal & Afghans
Deccan Sultanate
Vijayanagar kingdom
Southern kingdoms
Cultural development of medieval period-Bhakti, sufi, Vaishnavaite, etc.
Related PYQs

Current Affairs: July 2025
Social Issues
History related

#UpscRevisionProgram

After completion of target post 'DONE'
In comment section. Targets are decided as per practical approach. In remaining time, you can study whatever you want.
Thank you.

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https://t.me/upsc_answer_written

​💔 Conversations for Inner Healing: Handling Heartbreak & Rejection

​1. Arjun: My heart feels heavy. I was rejected by someone I cared for deeply, and I feel worthless.
✅Krishna: Your value does not decrease based on someone’s inability to see your worth. A diamond does not turn into a stone just because a merchant refuses to buy it. You are the diamond; do not let a temporary situation define your permanent value.

​2. Arjun: But why does it hurt so much? I feel like a part of me has died.
✅Krishna: It hurts because you built a home for your happiness in someone else’s heart. When they left, your home collapsed. Build your home within yourself. When your happiness is anchored in your own soul, no one can walk away with it.

​3. Arjun: I keep asking, "Why me?" "What did I do wrong?"
✅Krishna: Rejection is often not about deficiency, but about misalignment. Sometimes, life closes a door because there is a storm behind it that you cannot see. Do not mourn the closed door; it is protecting you, not punishing you.

​4. Arjun: I can’t stop thinking about the memories. I want to go back.
✅Krishna: You are in love with a memory, not the reality. You are holding onto a rope that is burning your hands, hoping the fire will turn into a flower. It will not. Letting go is not weakness; it is the ultimate act of self-respect.

​5. Arjun: Will I ever feel happy again? The world feels empty now.
✅Krishna: The sky does not cease to be blue just because a cloud passes over it. This pain is a cloud. It is heavy, yes, but it is passing. Your nature is Joy (Ananda). You will laugh again, you will love again, and you will grow stronger from this winter.

​6. Arjun: How do I stop waiting for them to come back?
✅Krishna: Accept that their part in your story is over. Life is a book with many chapters. Just because one character leaves does not mean the book ends. Turn the page. A new chapter is waiting, but you cannot read it if you keep staring at the old one.

​7. Arjun: What is the lesson in this pain?
✅Krishna: To learn to love yourself. You give so much love to others; now, give that same love to the one person who has been with you since birth and will be with you until death—Yourself.

​💡 A Small Tip

✅​The "Write and Burn" Technique.
✅The mind loops because it feels unheard.
✅​Take a piece of paper.
✅​Write down everything you want to say to that person—your anger, your sadness, your questions, your "I miss yous." Pour it all out. Cry if you need to.
✅​Do not send it.
✅​Burn the paper (safely) or tear it into tiny pieces and flush it. This physical act signals to your brain that the thoughts have been expressed and released. It is a ritual of closure.

#geeta

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🔆 जनवरी 2026 | सप्ताह–2 करंट अफेयर्स कैप्सूल

📍 अर्थव्यवस्था

✅ विदेशी मुद्रा और बैंकिंग स्थिरता
• 🇮🇳 भारत के विदेशी मुद्रा भंडार लगभग $700 बिलियन (₹696.61 बिलियन)
• मजबूत बाहरी क्षेत्र की मजबूती
• घटक: FCAs, सोना, SDRs, IMF RTP

✅ संपत्ति गुणवत्ता और क्रेडिट जोखिम
• असुरक्षित रिटेल ऋण = कुल रिटेल स्लिपेज का 53.1%
• GNPA अनुपात: 1.8% (कुल बैंकिंग प्रणाली)
• सबसे अधिक स्लिपेज: स्मॉल फाइनेंस बैंक

✅ लाभांश भुगतान सुधार (RBI)
• लाभांश सीमा बढ़ाकर नेट प्रॉफिट का 75%
• पूर्व सीमा: 40%
• जुड़ा हुआ CET-1 पूंजी की मजबूती
• प्रस्तुत करता है 10-बकेट पूंजी ढांचा

✅ ऋण-जमा अनुपात (LDR)
• सिस्टम LDR 81% (रिकॉर्ड उच्च)
• क्रेडिट वृद्धि > जमा वृद्धि
• तरलता प्रबंधन की चिंताएं बढ़ती हैं

📍 वित्तीय संघवाद और राज्य

✅ वेज़ एंड मींस एडवांस (WMA)
• कुल WMA सीमा: ₹61,008 करोड़
• GNCTD शामिल (₹890 करोड़)
• कानूनी आधार: सेक्शन 17(5), RBI अधिनियम

✅ राज्य वित्त
• सबसे अधिक कर राजस्व वृद्धि: कर्नाटक
• सबसे अधिक पूंजी व्यय वृद्धि: गुजरात
• यूपी ने कुल खर्च में सबसे अधिक खर्च किया लेकिन गिरावट देखी

📍 राष्ट्रीय अर्थव्यवस्था और अवसंरचना

✅ संपत्ति गुणवत्ता सुधार
• GNPA घटकर 2.1% (10 साल का न्यूनतम)
• SMA-2 अनुपात में गिरावट → प्रारंभिक तनाव में कमी

✅ PPP पाइपलाइन
• 852 परियोजनाएं जिनकी कीमत ₹17 लाख करोड़
• 3-वर्षीय पाइपलाइन DEA, वित्त मंत्रालय द्वारा

✅ जमा बीमा (DICGC)
• 97.6% खाते बीमित
• कवरेज सीमा: ₹5 लाख
• जमा बीमा कोष: ₹2.29 लाख करोड़

📍 अंतरराष्ट्रीय अर्थव्यवस्था

✅ वैश्विक विकास पूर्वानुमान
• भारत GDP FY27: 6.9% (India Ratings)
• जोखिम: एल नीनो, आधार-वर्ष परिवर्तन

✅ UN DESA प्रक्षेपण
• FY26 विकास: 7.2%
• उपभोग + सार्वजनिक निवेश ने अमेरिकी टैरिफ का संतुलन किया

✅ तेल और ऊर्जा
• OPEC+ मार्च 2026 तक उत्पादन वृद्धि रोकता है
• वेनेजुएला के पास विश्व के सबसे बड़े तेल भंडार

📍 राष्ट्रीय शासन और योजनाएं

✅ डीप-टेक बढ़ावा
• स्टार्टअप के लिए 3-वर्षीय पात्रता शर्त हटाई गई
• DSIR मान्यता में आसानी

✅ कृषि
• 184 नई फसल किस्में जारी (ICAR)
• भारत विश्व का सबसे बड़ा चावल निर्यातक बन गया

✅ न्याय और डिजिटल शासन
• न्याय सेतु: व्हाट्सएप के माध्यम से मुफ्त कानूनी सहायता
• भारत की पहली AI क्लिनिक नोएडा के GIMS में शुरू

📍 विज्ञान, तकनीक और पर्यावरण

✅ मिशन मौसम
• 3D-प्रिंटेड स्वचालित मौसम स्टेशन
• बजट: ₹2,000 करोड़

✅ AI और सुपरकंप्यूटिंग
• PARAM SHAKTI IIT मद्रास में लॉन्च
• स्वदेशी PARAM RUDRA सिस्टम

✅ पर्यावरण
• व्हाइट-बेलिड हेरन अभी भी गंभीर रूप से संकटग्रस्त
• CBAM 2026 से पूर्ण रूप से लागू (EU)

📍 रक्षा और सुरक्षा

✅ रक्षा आधुनिकीकरण
• ICGS समुद्र प्रताप कमीशन किया गया
• सूर्यास्त्र लंबी दूरी की रॉकेट प्रणाली शामिल
• भैरव बटालियंस: ड्रोन-केंद्रित युद्ध इकाइयां

✅ रणनीतिक अवसंरचना
• एकीकृत कमांड और नियंत्रण केंद्र – अंडमान और निकोबार द्वीप समूह
• दिल्ली डोम में काउंटर-ड्रोन शील्ड जोड़ा गया

📍 महत्वपूर्ण दिवस (सप्ताह–2)
• 🗓 3 जनवरी – सावित्रीबाई फुले जयंती
• 🗓 4 जनवरी – विश्व ब्रेल दिवस
• 🗓 5 जनवरी – राष्ट्रीय पक्षी दिवस
• 🗓 9 जनवरी – प्रवासी भारतीय दिवस
• 🗓 10 जनवरी – विश्व हिंदी दिवस

#CurrentAffairs

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