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🔥 UPSC EPFO APFC 2026 – 3rd Edition
Set of 2 Focused Booklets
⭐ Prepared by serving/experienced EPFO Officers & IIT Alumni
Labour Codes • Industrial Relations • Social Security • Accounting • Auditing • Insurance • Computer • Quantitative Aptitude
✅ PYQs covered up to 2025
✅ Practice Questions + Quick Revision
✅ Focused specifically for UPSC EPFO/APFC 2026
💥
Use Coupon Code: TOPPERSKART
🚚 Delivery has started
🎁 Free Delivery on Limited Copies
🔥 Limited copies are available in the current batch. Once this batch is closed, availability may be limited.
👉 https://learnfinite.com/courses/upsc-epfo-2026?referral=76BQGGXC
❤2
UPSC EPFO APFC 2026_VOL 2 (ACCOUNTANCY).pdf
11.2 MB
Accountancy, Auditing,
Insurance, Computer &
Quantitative Aptitude
Insurance, Computer &
Quantitative Aptitude
❤3
🔆 Indian Ocean Dipole (IOD)
Subject: Geography (GS-I)
📍 Why in Focus?
✅ With forecasts of a Super El Niño, meteorologists are assessing whether a 1997-like positive Indian Ocean Dipole (IOD) could again offset its adverse impact on the Indian monsoon.
📍 What is the Indian Ocean Dipole (IOD)?
✅ An ocean-atmosphere phenomenon characterized by the difference in Sea Surface Temperatures (SSTs) between the western and eastern tropical Indian Ocean.
✅ Also known as the “Indian Niño”.
✅ Plays a crucial role in influencing the Southwest Monsoon.
📍 1997 Example
✅ Despite one of the strongest El Niño events on record, India received 2% above-normal monsoon rainfall.
✅ The surplus rainfall was largely attributed to a strong Positive IOD, which offset El Niño’s drying effect.
📍 Phases of IOD
✅ Positive IOD: Western Indian Ocean warmer; eastern Indian Ocean cooler → Generally strengthens the Indian monsoon.
✅ Negative IOD: Eastern Indian Ocean warmer; western cooler → Weakens the monsoon and increases dry spells.
✅ Neutral IOD: Minimal SST difference between east and west; limited influence on monsoon.
📍 How is IOD Measured?
✅ Measured using the Dipole Mode Index (DMI).
✅ Positive DMI: Western Indian Ocean warmer than eastern.
✅ Negative DMI: Eastern Indian Ocean warmer than western.
✅ Current Status: Neutral IOD.
📍 Impact of IOD
✅ Positive IOD
✅ Enhances Southwest Monsoon over India.
✅ Above-normal rainfall in East Africa.
✅ Drought and bushfires in Indonesia and Australia.
✅ Can partially offset El Niño-induced monsoon deficiency.
✅ Negative IOD
✅ Suppresses monsoon rainfall over India.
✅ Heavy rainfall in Indonesia and Australia.
✅ Drier conditions over East Africa.
✅ Neutral IOD
✅ Near-normal ocean and atmospheric conditions with limited impact on seasonal rainfall.
📍 Current Outlook
✅ IMD forecasts a Neutral IOD during the 2026 monsoon season.
✅ Australian Bureau of Meteorology indicates only a small possibility of a weak Positive IOD during August–September.
✅ If a Positive IOD develops late, it is unlikely to significantly counter a strong El Niño.
📍 UPSC Value Addition
✅ IOD vs El Niño
✅ IOD originates in the Indian Ocean; El Niño originates in the Pacific Ocean.
✅ A Positive IOD can weaken the adverse impact of El Niño on the Indian monsoon, whereas a Negative IOD can amplify drought conditions.
#mains #geography
Subject: Geography (GS-I)
📍 Why in Focus?
✅ With forecasts of a Super El Niño, meteorologists are assessing whether a 1997-like positive Indian Ocean Dipole (IOD) could again offset its adverse impact on the Indian monsoon.
📍 What is the Indian Ocean Dipole (IOD)?
✅ An ocean-atmosphere phenomenon characterized by the difference in Sea Surface Temperatures (SSTs) between the western and eastern tropical Indian Ocean.
✅ Also known as the “Indian Niño”.
✅ Plays a crucial role in influencing the Southwest Monsoon.
📍 1997 Example
✅ Despite one of the strongest El Niño events on record, India received 2% above-normal monsoon rainfall.
✅ The surplus rainfall was largely attributed to a strong Positive IOD, which offset El Niño’s drying effect.
📍 Phases of IOD
✅ Positive IOD: Western Indian Ocean warmer; eastern Indian Ocean cooler → Generally strengthens the Indian monsoon.
✅ Negative IOD: Eastern Indian Ocean warmer; western cooler → Weakens the monsoon and increases dry spells.
✅ Neutral IOD: Minimal SST difference between east and west; limited influence on monsoon.
📍 How is IOD Measured?
✅ Measured using the Dipole Mode Index (DMI).
✅ Positive DMI: Western Indian Ocean warmer than eastern.
✅ Negative DMI: Eastern Indian Ocean warmer than western.
✅ Current Status: Neutral IOD.
📍 Impact of IOD
✅ Positive IOD
✅ Enhances Southwest Monsoon over India.
✅ Above-normal rainfall in East Africa.
✅ Drought and bushfires in Indonesia and Australia.
✅ Can partially offset El Niño-induced monsoon deficiency.
✅ Negative IOD
✅ Suppresses monsoon rainfall over India.
✅ Heavy rainfall in Indonesia and Australia.
✅ Drier conditions over East Africa.
✅ Neutral IOD
✅ Near-normal ocean and atmospheric conditions with limited impact on seasonal rainfall.
📍 Current Outlook
✅ IMD forecasts a Neutral IOD during the 2026 monsoon season.
✅ Australian Bureau of Meteorology indicates only a small possibility of a weak Positive IOD during August–September.
✅ If a Positive IOD develops late, it is unlikely to significantly counter a strong El Niño.
📍 UPSC Value Addition
✅ IOD vs El Niño
✅ IOD originates in the Indian Ocean; El Niño originates in the Pacific Ocean.
✅ A Positive IOD can weaken the adverse impact of El Niño on the Indian monsoon, whereas a Negative IOD can amplify drought conditions.
#mains #geography
❤8
#Goodmorning
⏳230 days left CSP27 [ 23-05-27]
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⏳230 days left CSP27 [ 23-05-27]
⏳319 days left CSM27 [ 20-08-27]
⏳76 days left EPFO 20 December
⏳62 days left UPPSC/RAS prelims 6 December
⏳56 Days left UKPSC 29 November
⏳49 days left Ifos mains 22 November
⏳42 days left KAS prelims 15 Nov
⏳24 days left OPSC mains 29 Oct
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Half-off ends tonight!
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🔥 UPPCS Prelims Accelerator Program Anmol Vachan
⚡ Fast-Track Your Prelims Preparation with Daily Targeted Practice!
🎯 WHAT YOU GET:
✅ 40 High-Yield MCQs Daily bot quiz at 8:15 PM ( Sunday off)
✅Build speed, accuracy & question-solving consistency.
✅ 2500+ MCQs
PYQs + Various State PSC Questions + Current Affairs + Static Concepts + UP GK
✅ 60-Day Strong Revision Plan
A structured plan for consistent Prelims preparation.
✅ Detailed Explanations
Understand the concept behind every question.
✅ Daily Doubt Discussion
Clear your doubts and strengthen your weak areas.
✅ Daily Quiz Summary
Quick revision of your performance, mistakes & important concepts.
💥 WHY JOIN?
“Don’t wait until the last month to start solving MCQs.”
Build your Prelims accuracy, speed & revision habit from Day 1.
💰 PRE-ENROLMENT OFFER
Regular Fee: ₹599
🔥 PRE-ENROLMENT PRICE: ₹299 ONLY
🎉 50% OFF
⚠️ FIRST 100 ENROLMENTS ONLY
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✅Enroll https://t.me/studytoday_bot
✅Daily Quiz summary with themes wise arranged CLICK HERE
✅Demo questions
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📚 Practice Daily. Revise Regularly. Be Prelims Ready.
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✅Quick Revision Friendly: Built for last-minute memory mapping.
📚 Topics Covered:
• Indus Valley Civilization • Vedic Age • Mahajanapadas • Buddhism & Jainism • Mauryan & Post-Mauryan • Sangam Age • Gupta Age • South Indian Kingdoms • Ancient Art, Architecture & Literature.
💡 Formula: One-Liner Revision + Conceptual Clarity.
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🔆 Keeladi
📍 Context
✅ Researchers from the Birbal Sahni Institute of Palaeosciences reconstructed past climate records of peninsular India
✅ Study based on sediment analysis of Kondagai Inland Lake, located close to Keeladi in Tamil Nadu
📍 Location & Background
✅ Situated ~12 km southeast of Madurai, Tamil Nadu
✅ Located in Sivaganga district
✅ Bounded by the Vaigai River to the north
✅ Internationally known for evidence of a sophisticated Sangam-period urban civilisation
📍 Why Keeladi is Important
✅ Reveals advanced urban planning, literacy, craft production, and trade during the Sangam age
✅ Challenges earlier assumptions about early urbanisation being limited to North India
✅ Strengthens the case for an indigenous, secular, and literate Tamil civilisation
📍 Key Findings of the Climate Study
✅ Identified three major climatic phases during the Late Holocene period
✅ Clear links established between:
• Monsoon variability
• Lake hydrology
• Human settlement and activity in the Vaigai basin
📍 Significance of the Findings
✅ Helps reconstruct long-term monsoon patterns in peninsular India
✅ Useful for:
• Improved weather and climate forecasting
• Disaster vulnerability mapping
• Wetland and lake restoration strategies
• Understanding climate–civilisation interactions
#history #prelims #mains
Join https://t.me/CSE_EXAM https://t.me/Upsc_4_history
📍 Context
✅ Researchers from the Birbal Sahni Institute of Palaeosciences reconstructed past climate records of peninsular India
✅ Study based on sediment analysis of Kondagai Inland Lake, located close to Keeladi in Tamil Nadu
📍 Location & Background
✅ Situated ~12 km southeast of Madurai, Tamil Nadu
✅ Located in Sivaganga district
✅ Bounded by the Vaigai River to the north
✅ Internationally known for evidence of a sophisticated Sangam-period urban civilisation
📍 Why Keeladi is Important
✅ Reveals advanced urban planning, literacy, craft production, and trade during the Sangam age
✅ Challenges earlier assumptions about early urbanisation being limited to North India
✅ Strengthens the case for an indigenous, secular, and literate Tamil civilisation
📍 Key Findings of the Climate Study
✅ Identified three major climatic phases during the Late Holocene period
✅ Clear links established between:
• Monsoon variability
• Lake hydrology
• Human settlement and activity in the Vaigai basin
📍 Significance of the Findings
✅ Helps reconstruct long-term monsoon patterns in peninsular India
✅ Useful for:
• Improved weather and climate forecasting
• Disaster vulnerability mapping
• Wetland and lake restoration strategies
• Understanding climate–civilisation interactions
#history #prelims #mains
Join https://t.me/CSE_EXAM https://t.me/Upsc_4_history
❤1
Krishna Arjun Conversations - How do I find peace in the heat of the moment?
https://youtube.com/shorts/G_DFX2nGjIY?si=qtR_gGSI_OfpADtH
https://youtube.com/shorts/G_DFX2nGjIY?si=qtR_gGSI_OfpADtH
#Goodmorning
⏳229days left CSP27 [ 23-05-27]
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⏳55 Days left UKPSC 29 November
⏳48 days left Ifos mains 22 November
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⏳23 days left OPSC mains 29 Oct
⏳19 days left 72nd BPSC Prelims 25 oct
#Target
#TargetOnlyone
#Accountability
https://t.me/anmolvachan1
⏳229days left CSP27 [ 23-05-27]
⏳318 days left CSM27 [ 20-08-27]
⏳75 days left EPFO 20 December
⏳61 days left UPPSC/RAS prelims 6 December
⏳55 Days left UKPSC 29 November
⏳48 days left Ifos mains 22 November
⏳41 days left KAS prelims 15 Nov
⏳23 days left OPSC mains 29 Oct
⏳19 days left 72nd BPSC Prelims 25 oct
#Target
#TargetOnlyone
#Accountability
https://t.me/anmolvachan1