MoneySmart Singapore
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Read more on the MoneySmart blog: https://blog.moneysmart.sg/

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When an emergency hits far from home, sometimes you just need something to hold things together. ๐ŸŒ

A personal loan can help bridge the gap. As a foreigner in Singapore, though, not every lender will consider you, so it's worth knowing your options first.

๐Ÿ‘‰ Read: Complete Guide to Personal Loans for Foreigners (EP Holders) in Singapore 2026 ๐Ÿ”—

Image: Giphy
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There's one thing people forget when comparing rent: the bills that come after it. ๐Ÿงพ๐Ÿ˜ฑ

If you're deciding between a condo room and co-living, check what your monthly fee actually covers. One of these often bundles utilities in. ๐Ÿ‘€

๐Ÿ‘‰ Read: Is Co-Living in Singapore Cheaper Than Renting a Condo Room? ๐Ÿ”—

Image: Giphy
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Fresh pick in our rewards store. ๐ŸŽโœจ

The latest smartphone is now up for grabsโ€”all you need are your SmartPoints.
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Concert presales can sell out in minutes. โฑ๏ธ๐Ÿ”ฅ

๐Ÿ˜Ž The right card might get you in the queue before everyone elseโ€”and save you some heartbreak at checkout.

๐Ÿ‘‰ Read: Which Credit Cards Offer Ticketmaster Benefits in Singapore? ๐Ÿ”—

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๐Ÿ“ˆ New to investing? Learn from other investors' moves on eToro.

Fund up to S$6,700 and make at least 1 trade to enjoy:

๐Ÿ’ฐ Up to S$350 cash via PayNow from MoneySmart
โž• US$250 worth of stocks from eToro

Simply maintain the required funding amount for the stipulated holding period to qualify.

T&Cs apply. Minimum stock trade is US$10. Promotion eligibility is dependent on the first deposit.
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Can't do math? Neither can we. ๐Ÿงฎ

Good thing there's a calculator for that ๐Ÿ˜Ž See roughly what a $30,000 loan could cost you each month, then plug in your own rate and tenure for a closer estimate.

๐Ÿ‘‰ Read: What Is the Average Monthly Payment for a $30,000 Loan? ๐Ÿ”—

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Pop quiz: Which of these credit cards gives you up to 6 mpd on Shopee, Lazada and Taobao?
Anonymous Quiz
40%
OCBC Rewards Credit Card
19%
HSBC Revolution Card
19%
Citi Rewards Card
22%
DBS Womanโ€™s World Card
Buying furniture on Taobao? ๐Ÿšช๐Ÿ›๏ธ The platform may already help you save money, but don't miss out on earning up to 6 mpd too.

Here are the best credit cards to use if you're sprucing up your home, wherever you're buying from. ๐Ÿ  Happy shopping!

๐Ÿ‘‰ Read: 10 Best Credit Cards for Buying Furniture and Electronics (2026) ๐Ÿ”—

๐Ÿ’Œ Save this post for your next home refresh!
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Invest in US stocks and ETFs and get rewarded ๐Ÿ’ฐ

Open a Webull account via MoneySmart and enjoy up to S$260 in sign-up rewards, plus an extra S$50 cash during our limited time flash deal

๐Ÿ’ฐ Fund & maintain S$3,000 for 30 days
โ†’ S$110 cash or 1,650 SmartPoints

๐Ÿ”ฅ Fund & maintain S$10,000 for 90 days
โ†’ S$260 cash or 3,500 SmartPoints
โ†’ Plus S$50 cash bonus for 8 eligible applicants daily

๐Ÿ“… Until 20 Oct 2026 only
T&Cs apply.
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Which are the most affordable destinations from Singapore? โœˆ๏ธ

It's Wednesday, so it's time for some wanderlustโ€”this week, on a budget. ๐ŸคŒ๐Ÿป

Here's our guide to wallet-friendly SEA getaways and a few surprises further afieldโ€”plus when to go for better deals. ๐Ÿคฉ

๐Ÿ‘‰ Read: Cheapest Destinations from Singapore in 2026 ๐Ÿ”—

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Nervous about investing? You're in good company. ๐Ÿ“ˆ

Most investors don't start out feeling confidentโ€”they start small and figure it out along the way. If you've been putting it off, Longbridge makes that first step a lot simpler. โœจ
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Before you sign with a moneylender, know what they're allowed to charge you. ๐Ÿง

The law caps how much a lender can chargeโ€”so if you're asked to pay more, or to pay anything before your loan is approved, treat it as a red flag.

๐Ÿ‘‰ Read: What is the processing fee for a moneylender in Singapore? ๐Ÿ”—

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Whatโ€™s the most youโ€™ve ever given in a wedding ang bao? ๐Ÿงง
Anonymous Poll
7%
Under $100
18%
$100โ€“$199
32%
$200โ€“$299
43%
$300 and above
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Your entrance can be extra ๐Ÿ’ƒ๐Ÿป but your ang bao doesn't have to be.

If you're not close to the couple, covering the cost of your seat is generally considered enough. ๐Ÿ‘€ Here's a guide to help you figure that out.

๐Ÿ‘‰ Read: Wedding Ang Bao Rates in Singapore ๐Ÿ”—

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Your first $1,000 deposit could unlock up to $1,128 in cash rewards. ๐Ÿ’ฐ

Deposit at least $1,000 with Plus500 to get a $300 welcome bonusโ€”then earn 438 Trader Points or more to qualify for up to $828 extra.

T&Cs apply.
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Slips happen, even on the easiest trails. ๐Ÿž๏ธ

If one turns into a medical bill overseas, you'll want to know your travel insurance actually covers the hike you're on.

๐Ÿ‘‰ Read: Travel Insurance for Hiking ๐Ÿ”—

Image: Giphy
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My suitcase and I have the same problem after every holidayโ€”we both come back heavier. ๐Ÿงณ

Some credit cards can help with the first one, from extra baggage allowance to a brand-new suitcase as a sign-up gift.

๐Ÿ‘‰ Read: Credit Cards for Free Baggage and Luggage Perks in Singapore (2026) ๐Ÿ”—

Image: Giphy
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Hate paying fees? ๐Ÿ˜ฎโ€๐Ÿ’จ

Some banks and digital lenders in Singapore waive processing fees on personal loans, so you can skip the usual upfront charge.

๐Ÿ‘‰ Read: Which Bank in Singapore Offers Personal Loans With No Processing Fee? ๐Ÿ”—

Image: Giphy
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Going electric doesn't have to drain your wallet. ๐Ÿš—โšก

If your EV shortlist starts and ends with Tesla and BYD, you're missing out on some wallet-friendlier picks. Here are 3 to start with:

1. Dongfeng Box: made for new drivers navigating tight HDB carparks
2. Proton e.MAS 5: for couples who'd love some hidden extra storage
3. Omoda E5: for families who want long warranty cover

๐Ÿ‘‰ Read: Best Affordable Electric Cars in Singapore (2026) ๐Ÿ”—

Image: Giphy
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