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🇨🇦 Canada's 'Big Six' banks to launch interbank tokenized deposit initiative

Six of Canada's largest banks are exploring a Canadian-dollar tokenized deposit system designed to move money faster between financial institutions and eventually connect with other digital asset initiatives.

Bank of Montreal, Canadian Imperial Bank of Commerce, National Bank of Canada, Royal Bank of Canada, Scotiabank and TD Bank Group form the joint venture, whose first phase focuses on moving tokenized deposits across participating banks. The joint statement said more banks could join the project later.

“The first phase of the project aims to move tokenized deposits efficiently across Canadian financial institutions with a longer-term goal to connect with other emerging digital assets initiatives,” — they said.


The banks said the project aims to offer faster, more efficient and programmable payments to Canadian customers while preserving financial stability and regulatory oversight. 🚀

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🤖 Scientists Propose a Light–Matter Quantum State Inside Living Cells

Mitochondria have spent billions of years solving one of biology’s hardest problems: turning energy stored in food into a form cells can readily use. A new preprint proposes that part of their remarkable performance might involve a quantum interaction hidden inside their folded membranes.

Researchers detected an unusual infrared signal at 71 terahertz in living human cells, several mouse tissues and isolated mitochondria. The signal disappeared after biological samples were dried and ground, suggesting that it depended on organized mitochondrial structure rather than a single isolated molecule.

The team then developed a model in which infrared light couples with collective molecular vibrations inside mitochondrial membranes, producing a hybrid light-matter state called a polariton. When cultured cells were exposed to selected infrared frequencies, ATP production increased by about 10%.

The study was posted on bioRxiv on Sept. 15, 2026.

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🔥 CFTC Chairman Selig says US markets must prepare for "mass tokenization" as blockchains and AI are "adopted at scale."

Selig told the US Treasury Market Conference that "the next decade will likely bring more change to financial markets than the previous several decades combined."


The CFTC expanded eligible collateral to include stablecoins in February and is looking to drive further adoption across exchanges and clearinghouses.

"The U.S. is the financial markets capital of the world. We have innovative firms, world-class exchanges, strong market participants, and now, regulators committed to promoting market integrity while supporting responsible innovation," — Selig said.


Those advantages will help ensure the US continues to lead on the new frontier of finance.🏆🇺🇸

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🤖 22 countries back call to keep AI ‘under human control’

Several European countries were among a group of 22 nations that adopted a declaration Monday saying that AI “must remain under human direction, oversight and control” and suggesting to create a global supervisory regime.

The declaration, adopted on the sidelines of the United Nations General Assembly this week, acknowledged AI’s “potential to improve lives, advance science and strengthen our economies” but warned that “the rapid development of frontier AI models poses serious risks to safety and security if not appropriately managed.”

Neither the U.S. nor China are part of the new declaration.


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🪐 Pioneer Labs Takes Its First Step Toward Terraforming Mars

With equipment that fits into a single rocket launch, Martian dirt, water, and air can be transformed into enough building materials to construct a small city.

The breakthrough: the first microbe designed for Mars. Pioneer Labs identified a highly capable microbe on Earth and used evolution to teach it to source all the nutrients it needs directly from Martian materials. 🚀

One day, the first astronauts could arrive to find safe shelters already stocked with water, oxygen, and rocket fuel for the journey home. This marks a first step toward using biology to make Mars more habitable — living off the land while building the next great frontier.

And it’s only the first of five organisms needed to green Mars.

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🤖 Elon Musk Predicts “Universal High Income” in a Future of Personal Robots

“I think everyone would like to have a future where they can have their own personal robots. And then I think you'll see many companies where it's one person with hundreds, maybe thousands of robots. Like physical robots as well as digital robots.

So the productivity of one person will be greatly amplified. And my prediction is that there will be effectively universal high income. In fact, it's not clear to me that money will even matter in the future,” — Musk said.


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⚡️🇷🇺 Digital Ruble Becomes a Full-Fledged Payment Instrument, Putin Says

The digital ruble became a full-fledged payment instrument following its mass rollout on September 1, 2026, according to Russian President Vladimir Putin. 36 Russian banks are now connected to the digital ruble platform, with nearly 200,000 accounts already opened by citizens.

“The launch of the digital ruble went according to plan. This is an event we have prepared for very carefully. Citizens and businesses now have a new additional tool for making payments and settlements. In essence, our country now has all the components of a national payment infrastructure,” — said Bank of Russia Governor Elvira Nabiullina.


❗️The Bank of Russia plans to expand the functionality of the digital ruble platform. In the future, it could also be used for cross-border payments, Nabiullina added.

🔘The Bank of Russia plans to expand its functionality, including direct cash withdrawals from ATMs, and digital ruble accounts for people aged 14–18 by the end of 2027.

🔘The original concept of the digital ruble included the possibility of making offline payments. The Bank of Russia said a corresponding pilot project is planned for 2027.

🔘The Bank of Russia is also considering a pilot around 2029 that would allow digital ruble accounts to be held on commercial banks’ balance sheets, potentially enabling banks to offer deposits and loans linked to digital rubles.

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🤑 XRP Ledger retries upgrade that lets banks split payment and compliance duties

An XRP Ledger account could soon let another account make payments or approve customers on its behalf without handing over the keys that control everything else.

❗️The feature, called PermissionDelegationV1_1, entered a 14-day activation countdown on Sept. 21 after 29 of the network’s 35 trusted validators backed it. It could go live on Oct. 5 at 11:18 UTC if support remains at or above 80% throughout the period, according to the live amendment dashboard.

The upgrade could make the XRP Ledger more appealing as decentralized layer 1 infrastructure for institutional payments by allowing stablecoin issuers, custodians and other businesses to separate routine operations from the keys that secure their accounts.

That would let compliance and payment systems perform narrowly defined tasks without giving them broad authority over an issuer’s assets. 🚀

#Stellar

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⚡️🇺🇸 US Prepares Plan for 90-Day Diesel Export Ban

The Trump administration is preparing a plan to ban exports of diesel for 90 days, despite splits inside the administration and with the oil industry, in a bid to bring down energy prices. The legal process for such a ban remains unclear, though President Donald Trump is inclined to put a ban forward by week’s end.

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⚡️💳 The next era of Zebec Cards is almost here.

Two new card products. Coming soon. 👀

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🇨🇳🛰 China puts AI compute into orbit with Supercomputing-1 satellite

China has launched 9 satellites — including its first integrated “rocket and satellite” AI computing project — as part of its push to put AI computing in orbit. The Kinetica 1 Y18 rocket, operated by Chinese commercial launch provider CAS Space, lifted off on September 20, carrying the nine satellites to their planned orbits.

The payload of greatest interest is the “Supercomputing-1” satellite. Also known as the S-AIDC-1, the satellite is designed to capture and process Earth-observation data in orbit instead of sending data back to terrestrial data centers. Keeping the processing local is meant to cut cross-regional data processing times from hours to minutes. The satellite features both a high-res optical payload and the image-processing AI computer.

#BRICS

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🧠 Elon Musk on Neuralink in his new interview with CCTV:

“Biological enhancement with Neuralink. We want to try to solve the bandwidth constraint that humans have. Even in the most benign scenario where the AI is super friendly and wants to do everything it wants to make you happy, our rate of communication is too slow.

So, the peak human bandwidth is only about 100 bits per second, roughly. Our input bandwidth is much higher because of vision, you know, a megabit per second or a few megabits per second from our eyes, which are affected by cameras. But our output bandwidth is really low.

Computers are communicating at a trillion bits per second. Anything we can do to increase the communication speed of humans will improve, I think, the alignment of humans and machines, because otherwise to an AI that is communicating at a terabit a second, talking to a human will be like talking to a tree.”


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🤖 AI agents will soon buy their own computing power and data using stablecoins, according to BlackRock

AI could be one of the biggest drivers for digital asset adoption as autonomous agents begin buying services, moving money and sourcing computing power, according to a BlackRock paper.

The asset manager argues that AI provides “machine-native intelligence” while digital assets provide the payment and settlement infrastructure agents may need to act on their decisions. An agent carrying out a task could, for example, pay for a data request, book a service or purchase computing capacity without waiting for a person to to complete.

Stablecoins are likely to be the first major beneficiary. Their relatively stable value makes them useful for pricing services, while blockchain networks can support payments around the clock. BlackRock highlights Coinbase x402 protocol as one emerging way agents to pay for online resources, including API calls. It also acknowledges that existing payments networks are adapting to agentic commerce.

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⚡️🇺🇸🇨🇳President Donald J. Trump and First Lady Melania Trump welcome President Xi Jinping and Madame Peng Liyuan to the United States ahead of their state visit tomorrow at the White House

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🤑 Spectra is now live on Stellar with several markets facilitated by the orderbook!

Spectra is the first yield tokenization protocol on the Stellar network. It can support a wide range of assets issued on Stellar, from the popular ones to the expanding RWA sector.

🔜 One of the first markets is deJTRSY, the Janus Henderson treasury fund tokenized by Centrifuge. The order book underpins this deployment, bringing efficiency to the Spectra protocol and positioning it for further growth, no longer bound to the AMM Curve.

🔜 One can post a limit order straight from a wallet at whatever rate they want, and it just sits there until someone takes it. No price impact at any size and nothing gets locked up while the order rests in the book.

❗️Market creation becomes much easier with the OB in place.

“RWAs are a big part of Stellar's direction, with the DTCC connecting its tokenization service to the network next year. Fixed-term markets fit that direction. Great to see Spectra positioned for this,” — Gaspard Peduzzi, Co-founder of Spectra, said.


The deployment brings fixed-income markets to Stellar assets, traded through an order book. Yield that already accrues on the network becomes tradable at a rate its holder sets.

#Stellar

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🧬 Claude discovers a novel enzyme system with CRISPR-like repeats

Many discoveries that have revolutionized biology and medicine started with a scientist noticing something odd in the staggering diversity of molecular machines found in nature. CRISPR was first noticed as an unusual repeat sequence in the DNA of certain bacteria, and is now the foundation of gene editing-based medicines.

Claude has discovered a previously unknown enzyme system hidden in the DNA of bacteriophages. Beside the enzyme’s gene sits a long array of repeating DNA — a structure that looks somewhat similar to CRISPR.

The system that Claude found is based on a reverse transcriptase (RT), enzymes that copy RNA into DNA. While this underlying RT, found in a jumbo phage, had been identified in previous studies, Claude appears to be the first to notice the system’s defining features — an associated array of non-coding DNA sequences and an additional accessory protein of unknown function.

“This is an exciting example of how AI agents can contribute to biological discovery. The identification of RNA-repeat arrays associated with reverse transcriptases is genuinely intriguing and merits further investigation.

I hope this work encourages more scientists to explore how AI can support their research,” — Feng Zhang, one of the pioneers of CRISPR genome editing and a professor at MIT and the Broad Institute said.


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🤑 Seven years ago, Franklin Templeton set out to tokenize

Open source technology allowed Franklin Templeton to start building onchain, on Stellar. Seven years later, opennes1s is still the foundation of the Stellar network and the launchpad for the future 🚀

#Stellar

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