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Looking at world events through the lens of Stellar's future

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๐Ÿค‘๐Ÿค‘ Stellar and Ripple Are Sitting Right In Front of Hong Kongโ€™s Tokenization Wave

Sunny Cheung, Executive Director at Shanghai Commercial Bank, outlined the institutionโ€™s priorities in a video, emphasizing its commitment to โ€œcross-border connectivity, enable programmable finance and unlock new tokenized investment opportunities.โ€

He also stressed the importance of turning innovation into practical results, stating that โ€œinnovation is not a slogan, itโ€™s execution.โ€


โžก๏ธ Hong Kongโ€™s banking industry has a 2030 roadmap built around international connectivity, digital assets, and modern financial infrastructure.

โžก๏ธ The Hong Kong Monetary Authority has more than 40 Fintech 2030 initiatives covering programmable money, tokenized assets, payments, and settlement.

โžก๏ธ Hong Kong already issued HK$20B in digital green bonds, using tokenized deposits for settlement.

โžก๏ธ The HKMA plans to test tokenizing a market with more than HK$1.3T in Exchange Fund Bills.

โ—๏ธX Finance Bull highlighted the connections between Stellar, Ripple and Hong Kongโ€™s financial ecosystem.

Ripple worked with Fubon Bank under the HKMA on tokenized real estate, programmable lending, and digital money. Shanghai Commercial Bank works with HashKey, and HashKeyโ€™s institutional marketplace supports XRP and RLUSD.

โœ… XRP can serve as bridge liquidity, trading inventory, collateral, and settlement infrastructure as Hong Kongโ€™s tokenized finance system develops.

Nium connects Stellar to international payouts across 190 countries. TopNod integrated Stellar for stablecoins and tokenized RWAs. Marketnode, backed by SGX and Temasek, is working with Stellar around institutional settlement. DTCC plans to connect tokenized securities to Stellar in H1 2027.

In Q2 2026, Stellar recorded approximately $4B in tokenized RWAs, 67 investment products, 10 regulated issuers, and $11.4B in stablecoin transfer volume. Hong Kongโ€™s first regulated stablecoin licences, issued through HSBC and Anchorpoint and involving Standard Chartered, HKT, and Animoca Brands, add further weight to the picture. ๐Ÿ‘€

๐Ÿ‡ญ๐Ÿ‡ฐ Hong Kong is building infrastructure for tokenized money, tokenized bonds, 24/7 settlement, cross-border payments, and programmable finance. All of that requires liquidity, currency conversion, settlement, and financial infrastructure.

XRP Ledger and Stellar already provide those functions. The analyst believes the real opportunity arrives when banks stop issuing tokenized assets and start moving, financing, exchanging, and settling them daily. ๐Ÿš€

โ€œThey are building the financial system that XRP Ledger and Stellar are already prepared to serve,โ€ โ€” X Finance Bull wrote. โ€œThat is the connection Iโ€™m watching.โ€


#Stellar

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โšก๏ธ๐Ÿ‡บ๐Ÿ‡ธOCC calls on community banks to enter the stablecoin payments market

The U.S. Office of the Comptroller of the Currency (OCC) on Monday called on community banks to enter the stablecoin market, including by applying for permission to issue their own dollar-pegged tokens.

The regulator said it wants community banks to help shape the future of payments and encouraged them to apply directly or through subsidiaries to become permitted stablecoin issuers under the GENIUS Act.

โ€œThese opportunities complement the OCCโ€™s Community Bank Comeback initiatives to right-size regulation and tailor supervision so community banks can grow, compete, and continue serving their communities,โ€ โ€” said the OCC.


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๐Ÿง‘โ€โš–๏ธ As AI layoff fears mount, lawmakers weigh a bigger safety net for workers

Sen. Ron Wyden, a Democrat from Oregon, joined the push to protect workers with "The Stability and Opportunity for Workers Act," a bill that would expand unemployment benefits during "high unemployment periods."

The bill would extend unemployment benefits for 52 weeks if the unemployment rate reaches 8.5%, double the current standard of up to 26 weeks. The bill would also assist workers displaced by AI disruption by providing them with education and retraining for higher-paying jobs.

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๐Ÿค‘ Aviva Investors expands its tokenised offering with the launch of a Sterling Liquidity Fund tokenised share class

Aviva Investors, the global asset management business of Aviva plc, and Ripple have today announced the launch of a new tokenised share class of the Aviva Investors Sterling (GBP) Liquidity Fund โ€“ the firmโ€™s largest fund with approximately ยฃ22 billion in assets under management. ๐ŸŽ‰

โ—๏ธThis marks an expansion of Aviva Investorsโ€™ tokenised fund offering, following the launch of a tokenised share class for the firmโ€™s USD Liquidity Fund earlier this year.

๐Ÿ‡ช๐Ÿ‡บ This launch means that Aviva Investors is now one of the largest asset management providers of tokenised MMFs in Europe, with over ยฃ86m ($116m) invested across its two tokenised share class offerings. Aviva has invested in the new tokenised share class of the Sterling Liquidity Fund, with an investment of ยฃ50m ($66m).

The Fund is an Ireland-domiciled UCITS Money Markets Fund. The Fund uses the โ€œdigital twinโ€ model, an approach that allows us to introduce a digital access layer, where holdings can be represented on-chain while maintaining the integrity of the existing off-chain fund structure.

The XRPL will enable Aviva Investors to reliably issue and manage the tokenised share class of the GBP Liquidity Fund using fast, secure, low-cost blockchain transactions, in an energy efficient format. Since 2012, the network has processed more than 4 billion transactions, supports nearly 8 million active wallets, and is maintained by 130+ independent validators. ๐Ÿš€

#Stellar

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โšก๏ธ๐Ÿ‡บ๐Ÿ‡ธTrump offers $1,000,000 for anyone who reports voter fraud, in past or upcoming elections, that results in an arrest and conviction

Anybody reporting Voter Fraud in the past Elections, or the upcoming 2026 Midterm Election, will be paid $1,000,000 upon the arrest and conviction of those that created the Fraud!


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โšก๏ธ๐ŸŽ Apple Debuts $699 Water-Resistant iPad Mini With OLED Screen

Apple Inc. unveiled a revamped iPad mini with an OLED display, water-resistant design and faster chip, kicking off a week of product launches.

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๐Ÿค‘ Ripple Treasury Introduces Always-On Corporate Treasury Platform to Modernize Corporate Cash Management

Ripple
announced new capabilities for Ripple Treasury designed to enable global businesses, including American Airlines, Trax, Christian Louboutin, Subway, Adecco and Kingfisher, to manage cash, liquidity, and payments around the clock.

Unveiled at Swell 2026, the announcement marks a significant step toward always-on corporate treasury, bringing together established treasury management functionality, AI-powered orchestration and digital rail infrastructure.

โ—๏ธAt the center of the new Ripple Treasury experience is an orchestration layer that works with GSmart, Ripple Treasury's treasury-native AI capabilities, to coordinate and automate workflows across cash positioning, forecasting, reconciliation, liquidity management, and payments.

By connecting decisions with execution, Ripple Treasury helps finance teams reduce manual processes, respond faster to changing financial needs, and move toward truly always-on treasury operations. ๐Ÿš€

โ€œTreasury is moving from visibility to action, and the emerging challenge is orchestration: connecting trusted data, intelligence and the ability to move money so that better decisions turn into timely execution,โ€ โ€” says Kevin Permenter, Research Director of IDC.

โ€œPlatforms that bring those layers together, rather than assembling them across providers, are addressing the constraint that matters most.โ€ ๐Ÿค


#Stellar

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๐Ÿ‡ญ๐Ÿ‡ฐ In a global first, Hong Kong opens secondary trading for tokenised public funds

The Hong Kong Securities and Futures Commission (SFC) on Monday approved the worldโ€™s first-ever secondary trading of tokenised public funds, reinforcing the cityโ€™s push to build the regionโ€™s leading ecosystem for tokenised finance.

โ—๏ธInvestors can now trade two tokenised money market funds โ€“ the Hong Kong dollar and US dollar versions of the ChinaAMC Digital Money Market Fund โ€“ on an SFC-licensed virtual asset trading platform (VATP).

โ€œFor retail investors, this marks a vital upgrade in time sovereignty over fund management,โ€ โ€” said Katie He, head of strategic business at China Asset Management (Hong Kong), noting that trading was now available around the clock, including weekends and public holidays.

โ€œTogether, we have proven that liquidity can be unlocked without altering the legal structure of public mutual funds or lowering investor protection standards,โ€ โ€” He said.


The move comes as Hong Kong authorities and financial institutions step up efforts to expand the use of tokenisation, hoping to cement the cityโ€™s position as a fintech leader.

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๐Ÿ’ป Microsoft offers voluntary buyouts to 60,000 employees as AI leads to efficiency push

Microsoft is offering buyouts to a wide swath of employees as it strives to balance a costly AI infrastructure build-out with capital efficiency. The software maker announced a new voluntary exit offer for certain workers in the U.S., Canada, India and the United Kingdom at its experience level of 70 or below.

Around 60,000 people are eligible. The effort affects about 27% of Microsoftโ€™s total workforce of 223,000 people.

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๐Ÿ‡จ๐Ÿ‡ฆ Canada opens consultation on draft stablecoin rules, maintains ban on yields

The Canadian government started a 60-day public consultation on draft stablecoin regulations, which maintain a ban on yield payments and require non-bank issuers to deposit their reserves with Canadian financial institutions.

๐Ÿ—“ The consultation, which ends Dec. 23, comes as the country's banking industry presses for a ban on yield payouts, echoing concerns voiced in the U.S. that customers could move their money out of bank accounts, leaving traditional financial institutions with less to lend.

โ—๏ธThe government passed the Stablecoin Act earlier this year.

The draft regulations are โ€œrequired to bring the SCA into force and would prescribe the elements needed for issuers to register with the Bank of Canada,โ€ the government said.


Some crypto exchanges in Canada, however, are already paying rewards to stablecoin holders. โžก๏ธCoinbase Canada received permission from the Ontario Securities Commission (OSC) this year to offer yields on eligible tokens, provided it warned customers about the risks and made clear the funds are not covered by deposit insurance.

โžก๏ธ The federal fiat-pegged rule proposals would prohibit stablecoin issuers from paying interest, including through third parties, to encourage customers to hold their tokens. It would still allow rewards linked to transactions.

โžก๏ธ Under the draft rules, non-bank stablecoin issuers would have to hold reserves equal to the value of their circulating fiat-pegged tokens. They would have to place those reserves with qualified Canadian financial institutions, including banks, credit unions and trust companies.

โžก๏ธ Customers would have to be able to exchange their stablecoins for regular currency within three business days, with redemption fees capped at 1%.

The stablecoin framework is expected to come into effect toward the end of 2027.

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๐ŸŽ Apple responds to user reports of broken iPhone Duo screens on new foldable phone

Appleโ€™s first foldable phone, the iPhone Duo, hit store shelves on Friday. But some customers who were lucky enough to get the $1,999-and-up phone on its first weekend have been reporting a pretty big problem: the inner screen of the phone can break, showing horizontal bright lines emanating from the phoneโ€™s hinge.

Apple on Monday said it was aware of the issue, which it said affected a โ€œsmall numberโ€ of phones, and that it would replace the devices under its AppleCare warranty.

โ€œWe are aware of an issue impacting the inner display on a small number of iPhone Duo units,โ€ โ€” an Apple representative said.

โ€œIf users experience issues with their iPhone Duo display, they should contact AppleCare for a replacement.โ€


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๐Ÿ‡จ๐Ÿ‡ณ Chinese Team Claims World Record with 3.2 Petabits-Per-Second Optical Fiber Speed

A Chinese team has claimed a new world record for real-time data transfer speeds over a 24-core optical fiber cable, reaching 3.2 petabits per second โ€” fast enough to download more than 20,000 4K movies in just one second. ๐Ÿคฏ

#BRICS

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๐Ÿค– Scientists overcome a hidden obstacle to more powerful quantum computers

Silicon spin qubits could play a major role in the future of quantum computing because they can be produced using the same semiconductor manufacturing methods that make today's computer chips. However, researchers have faced a significant challenge.

When multiple silicon qubits are controlled at the same time, their operations tend to become less accurate. Building practical, large quantum computers will require scientists to control many qubits simultaneously while keeping errors to a minimum.

๐Ÿ“ Researchers at the RIKEN Center for Emergent Matter Science and their collaborators have now made important progress toward solving this problem. In a study published in Nature Physics, the team demonstrated highly accurate control of several silicon spin qubits operating simultaneously.

Their experiments used an array of five qubits connected to a shared microwave control line. By identifying a major cause of errors during simultaneous operation, the scientists developed a technique to reduce those errors and maintain precision.

"This shows that high-fidelity control can be maintained even when several qubits are operated at the same time and represents an important step toward scaling up silicon-based quantum processors," โ€” Leon Camenzind, a RIKEN research scientist, said.


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๐Ÿค‘ Ripple Receives Final OCC Approval to Establish National Trust Bank

The Office of the Comptroller of the Currency (OCC)
announced that Ripple has been granted final approval for chartering Ripple National Trust Bank (RNTB), a federally supervised national trust bank.

โœ… The approval marks the culmination of RNTBโ€™s organization process following conditional OCC approval in December 2025 and reinforces the company's longstanding commitment to building digital asset infrastructure within the regulated financial system.

โžก๏ธ RNTB's approved activities include managing the segregated reserves supporting Ripple USD (RLUSD), acting as collateral trustee of the reserves for the benefit of RLUSD holders, and providing fiduciary digital asset custody services.

โžก๏ธ RLUSD will continue to be issued by Standard Custody & Trust Company (SCTC), Ripple's New York Department of Financial Services (NYDFS)-regulated limited purpose trust company.

โžก๏ธ RNTB adds federal OCC supervision to the regulatory infrastructure supporting RLUSD, reinforcing Ripple's commitment to building digital asset products within rigorous state and federal regulatory frameworks.

โ€œFor years, weโ€™ve said crypto and banks work better together. Final approval for Ripple National Trust Bank is what that looks like in practice,โ€ โ€” said Brad Garlinghouse, CEO of Ripple.

โ€œWeโ€™ve spent over a decade building regulated financial infrastructure that institutions can actually use at scale. A national trust charter gives us an even stronger foundation for RLUSD and the institutional products weโ€™re building across payments, custody and capital markets.โ€


Ripple will continue to work closely with the OCC, NYDFS, and other regulators as RNTB begins operations and as the U.S. implements the regulatory framework established by the GENIUS Act. ๐Ÿš€

#Stellar

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๐Ÿ” ๐Ÿ” ๐Ÿ” ๐Ÿ” *๏ธโƒฃ๐Ÿ” ๐Ÿ” ๐Ÿ” ๐Ÿ” ๐Ÿ”  ๐Ÿ” ๐Ÿ” ๐Ÿ” ๐Ÿ” 

๐Ÿ‘‹ Hi everyone!

Weโ€™re excited to invite you to our next QSI Training Q&A + Meet & Greet Call! ๐Ÿ’ซ

Do you have any questions about our new learning platform? ๐Ÿค”
Is there something youโ€™re unsure about or donโ€™t quite understand?

โšก๏ธThis is the perfect opportunity to get your questions answered, clarify anything that feels confusing, and gain a better understanding of the training.

Donโ€™t be shy โ€” bring all your questions!
No question is too small, and weโ€™re here to help you feel more confident and comfortable with the material. ๐Ÿ“š

๐ŸŒˆ Itโ€™s also A GREAT FREE CHANCE to connect with other members, share experiences, exchange ideas, and learn from one another in a friendly and supportive environment.

โ—๏ธHOW TO JOIN:

Firstly, complete the course in
๐Ÿ‘‰ @QSITrainingBot.

โœ… Once youโ€™ve completed the course, youโ€™ll get access to the channel, where you can find the Zoom link for the call.

๐Ÿ”˜Thursday, October ๐ŸŒŒ๐ŸŒŒ

We look forward to seeing you all there!
Bring your curiosity, your questions, and your positive energy!
๐Ÿฅณ

๐Ÿ’™ Letโ€™s use this opportunity to learn, grow, and support each other!

โฑ Please keep in mind that daylight saving time may affect the call time in your time zone, so double-check the schedule.

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โš”๏ธ Alibaba wins injunction against Pentagon contract restrictions tied to China blacklist

A US federal judge on Monday granted Alibaba Group Holding's request for a preliminary injunction, ordering the US government not to deny Pentagon โ€‹contracts to companies because they, their parent companies or subsidiaries do business with firms that engage in โ€Œlobbying activities for the e-commerce giant.

Alibaba sued the US government in June after the Pentagon added it to a list of companies allegedly aiding China's military, alongside internet search provider Baidu, EV maker BYD and other major Chinese manufacturing and technology firms.

Monday's ruling means Alibaba will be able โ€‹to retain US lobbyists who also represent Pentagon contractors.

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โšก๏ธ๐Ÿค‘ Nasdaq-100 comes onchain as Janus Henderson and Centrifuge launch first licensed fund

Janus Henderson is launching the first-ever licensed tokenized fund tracking the Nasdaq-100 Index, marking Wall Streetโ€™s latest push to bring traditional assets onto the digital ledger that underpins cryptocurrencies.

Janus will manage the new fund, which will trade under the ticker โ€œJQQQโ€ and run on technology provided by the tokenization firm Centrifuge. It is initially available to eligible non-U.S. professional investors on the Stellar network, a blockchain focused on tokenized assets. The fund has a minimum investment of $100,000.

โ€œBringing the Nasdaq-100 onchain with Janus Henderson and Centrifuge shows how far tokenization has come, from cash-equivalent assets to the benchmarks that define global equity markets,โ€ โ€” said Denelle Dixon, CEO & Executive Director of the Stellar Development Foundation.

โ€œStellar was purpose-built for regulated finance, and we expect many more products like this to follow.โ€ ๐Ÿš€


#Stellar

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โšก๏ธ๐Ÿ’ป Anduril and Qualcomm Plan to Build Laptop With US Supply Chain

Defense tech startup Anduril Industries Inc. has joined forces with chipmaker Qualcomm Inc. to produce laptops that are designed and assembled in the US, an attempt to rebuild a manufacturing process that has largely moved overseas.

The companies unveiled a new product line on Tuesday called BlueChip intended to supply โ€œAmericaโ€™s most critical industries โ€” including government, defense, first responders and public safety,โ€ according to a statement.


The eventual goal is to establish an โ€œend-to-end American supply chainโ€ for the laptops and, more broadly, to rebuild US computer manufacturing, the companies said. ๐Ÿ‡บ๐Ÿ‡ธ

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