Good afternoon everyone! Here's this week's StashAway Market Commentary. :)

Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discussing the latest global events and their impact on the markets.

In this episode,
1. StashAway Market Commentary 12 Aug 2020 [00:00]

 2. Telegram Announcement  [00:42]

 3. Trump’s executive orders [01:14]
• President Trump signs executive orders to approve more stimulus spending amid an impasse in Congress. 

 4. US-China tensions [03:14]
• China has yet to retaliate against the Trump administration directly. 

 5. Hong Kong’s security law [05:19]
• The new security law could deter foreign investors from investing in Hong Kong.

 6. Putin approves a COVID-19 vaccine in Russia [07:07]
• The lack of transparency surrounding the vaccine’s development in Russia raises doubts about its efficacy. 

 7. Corrections can happen even in a bull market [09:42]
• No one can predict a market crash but you should always prepare for volatility and corrections.

https://youtu.be/xc4Xz9HV1KQ

Good morning everyone! Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discussing the latest global events and their impact on the markets in this week's episode of StashAway Market Commentary.

In this episode,

1. StashAway Market Commentary 19 Aug 2020 [00:00]

2. President Trump and the US Postal Service [01:14]
• President Trump attacks the US Postal Service in an attempt to create more confusion before the general elections. 

3. The US dollar is declining [01:50]
• The US Dollar is declining steadily since the Fed introduced its monetary stimuli.

4. US-China trade talks on hold indefinitely [05:00]
• The US ban on some Chinese companies have soured the relationship between the two countries.

5. Revisiting your risk level [06:40]
• If you’re uncomfortable with how much risk you’re taking, now’s the time to review and adjust your risk level.

6. Correlation between Gold prices and stock prices [08:50]
• Gold prices and stocks are going up purely because of the monetary stimuli.

7. How the Fed’s monetary stimuli help businesses [12:24]
• Companies don’t need to seek a bailout from the government as the Fed can provide financing for companies directly.

https://www.youtube.com/watch?v=-sYKyDWUxrw

Welcome to this week's episode of StashAway Market Commentary 🙂

Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discussing the latest global events and their impact on the markets.

In this episode,

1. StashAway Market Commentary 26 Aug 2020 [00:00]

2. US-China phase one trade deal [00:13]
 - The US confirms that the trade deal is progressing well and that both parties are still committed to the deal.

3. The S&P 500’s valuation [02:02]
 - Some parties think that the S&P 500 is overvalued while others think the index is undervalued. But the reality is that no one opinion is right.

4. Singapore’s industrial production declined in July [04:57]
 - Though Singapore reported worse-than-expected production numbers, the PMI indicates that purchasing managers expect economic improvement in the near future.

5. Is StashAway’s asset allocation decisions only driven by ERAA®? [06:48]
 - Our investment committee ensures the quality of the input data used in ERAA®, and ERAA® makes the allocation decisions using that data.

6. Upcoming Webinars [9:30]

https://youtu.be/6Lt8Xxh85dQ

Hi everyone! Welcome to this week's episode of market commentary. Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discussing the latest global events and their impact on the markets.

In this episode,
1. StashAway Market Commentary 02 Sep 2020 [00:00]

2. China restricts the export of artificial intelligence (AI) technology [00:22]
• The new restrictions on China’s AI-related exports could complicate TikTok’s sale to a US entity.

3.  President Trump rises in the polls [03:20]
• Trump may be gaining favour in recent weeks with his law-and-order approach. 

4. The Fed changes to a new inflation policy [07:09]
• The Fed switches from a 2% target inflation to a 2% average inflation.
• This means that the Fed could allow inflation to go above 2% in the future. 

5. AI or Machine Learning (ML) in ERAA® [09:04]
• ERAA doesn’t use AI or ML because those technologies at their current stage wouldn’t add value to investment decisions.

6. Q2 2020 earnings and forecast for the rest of 2020 [12:04]
• Earnings reports aren't a reliable indicator of the economy as it may not reflect the central banks’ policy stimuli. 
• The policy stimuli remains a key driver for asset returns for the rest of the year.

https://www.youtube.com/watch?v=T-_oPrfZCwk

It's almost the weekend! :)

Hi everyone - welcome to this week's episode of Market Commentary. Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discussing the latest global events and their impact on the markets.

In this episode,

1. StashAway Market Commentary 10 Sep 2020 [00:00]

2. The latest market correction [00:11]
• Markets faced a correction when retail investors and dealers closed their call option positions last week. 

3. ERAA®’s valuation pillar [03:36]
• ERAA® doesn’t adjust allocations solely based on the ETFs’ prices.
• Rather, ERAA® will recommend an adjustment when an ETF is overvalued relative to the market and economic factors we track. 

4. What are some safe havens for investors to keep their capital? [08:39]
• The greatest safe haven is a globally-diversified multi-asset portfolio that accounts for long-term economic trends and your risk tolerance. 

https://youtu.be/nz37OyDfgv8

Hi everyone! Here's this week's episode of market commentary 🙂

Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discussing the latest global events and their impact on the markets.

In this episode,
1. StashAway Market Commentary 16 Sep 2020 [00:00]

2. The tech sector correction [00:20]
 - The tech sector faced a correction likely because a large number of investors started unwinding their call option positions.

3. China’s economic growth [03:15]
 - China’s economic indicators show positive economic growth.

4. Will StashAway have ESG portfolios in the future? [04:50]
 - We have to assess whether ESG portfolios can maximise our clients’ returns while minimising their risk.
 - However, most of StashAway’s current portfolios have relatively good ESG scores based on the Morningstar and MSCI ratings.

5. Why doesn’t StashAway invest in gold mining ETFs? [07:49]
 - Unlike Gold bullion ETFs, gold mining ETFs have additional risk factors, such as exploration risk.

6. Upcoming Webinars [10:46]

https://youtu.be/NTkFZCcBhNM

Good evening everyone - here's to the start of the weekend! Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discussing the latest global events and their impact on the markets.

In this episode,

1. StashAway Market Commentary 24 Sep 2020 [00:00]

2. The Fed pushes Congress to provide more aid [00:16]

3. ByteDance files lawsuit in the US [02:22 ]

4. Global banks come under scrutiny for suspicious transactions [03:47]

5. Dollar-cost averaging versus lump sum investing [05:37]

6. What causes market corrections? [07:36]

7. Freddy’s book recommendations [09:16]

https://youtu.be/d_22feRhoj8

Happy first day of October! Welcome to this week's episode of StashAway Market Commentary. Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discussing the latest global events and their impact on the markets.

In this episode,

1. StashAway Market Commentary 30 Sep 2020 [00:00]

2. The US presidential debate descends into chaos [00:12]

3. China’s manufacturing and non-manufacturing PMIs show improvement [03:02]

4. StashAway invests in small-cap ETFs in our higher-risk portfolios because small-cap stocks tend to outperform the broader markets [05:24]

https://youtu.be/YwEPNt9TsTs

Technology stocks have largely driven the market’s recovery after March’s market crash. But, between 2 September and 11 September, barely a few weeks after markets reached new all-time highs, US technology stocks declined by 11.1%. With that, the tech sector dragged the S&P 500 and the NASDAQ down by 6.6% and 10% respectively. 

In this article, we’ll take a closer look at what could have caused the tech sector correction, and as always, we’ll look at how market activity fits into the larger picture of the global economy.

https://www.stashaway.sg/r/tech-sell-off-reminder-prepare-for-unexpected

These days, there are more cash management options than ever. With all of the different rates and account structures out there, deciding where to manage your cash isn’t so straightforward anymore.

In this video, StashAway’s Co-founder and CIO, Freddy breaks down the differences between cash management products so that you can make an informed decision on which cash management option is best for you.

https://youtu.be/WkQjrjuTFxk

Good evening everyone and welcome to this week's episode of StashAway's Market Commentary. Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discussing the latest global events and their impact on the markets.

In this episode:
1. The Fed reiterates its call for more government stimulus [00:45]
2. Tech giants under the microscope of antitrust probes [04:04] 
3. Why you should avoid subjecting your portfolio to concentration risk [06:20]

https://youtu.be/rP7fEhQVEho

Hope everyone’s having a great Sunday! Welcome to another episode of In Your Best Interest, your personal finance podcast. :)

In this episode, join Sunita Subramoniam, APAC Head of ETF and Index Investments Sustainable at BlackRock and Philipp Muedder, Head of Financial Planning and Partnerships at StashAway, to discuss why you need to include sustainable investments in your investment portfolio.

https://www.stashaway.com/podcast/ep-11-can-esg-investments-add-value-when-you-make-it-part-of-your-investment-portfolio

Thank you, investors, for supporting us and rating us as one of the best financial products of the year.

Happy investing!

https://blog.seedly.sg/best-financial-product-of-the-year/

Hi everyone, welcome to this week’s episode of StashAway Market Commentary :)

Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discuss the latest global events and their impact on the markets.

In this episode:

1. Monetary policy: Repeated calls from the Fed urging more government spending [0:45]
2. Fiscal policy divide between Democrats and Republicans [3:16]
3. The potential impact a Biden or Trump win can have on the markets [6:46]
4. Lowering your exposure to sector-rotation risk [9:47]


https://youtu.be/L3eBOrYWmFo

How much do you need to save for retirement? Planning and saving for your retirement now is really about buying the freedom of choice in the future.

In this short article, we’ve listed several questions in order to help you visualise what you want your retirement to look like so that you can figure out how much you need to save in preparation.

https://www.stashaway.sg/r/how-much-do-you-need-to-save-for-retirement

We have the US general election coming up in the midst of a recession. In this article, we break down how you should prepare your investments for it.

https://www.stashaway.sg/r/how-to-prepare-your-investments-for-the-us-election

Podcast episode 12 is now live!

In this episode, join Jennifer Petriglieri, Associate Professor of Organisational Behaviour at INSEAD and Philipp Muedder, Head of Financial Planning and Partnerships at StashAway, to discuss why it’s so important that you and your partner manage your money as a team.

https://www.stashaway.sg/podcast/ep-12-how-to-manage-money-with-your-partner

Happy weekend everyone! Welcome to this week's episode of StashAway Market Commentary. Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discuss the latest global events and their impact on the markets.

In this episode:
1. New developments in the antitrust arena [0:17]
2. How ERAA® looks at economic environment [2:03]
3. What’s the best split between income and growth portfolios? [4:13]
4. Are low expense-ratios the deciding factor when choosing an ETF? [5:54]

https://www.youtube.com/watch?v=ZQPOEMlEyS4 tv

How should you consider your home when you're planning for your retirement? The answer, like many answers in financial planning, is: It depends.

In this short article, we look at how you should fit your home into your retirement plan.

https://www.stashaway.sg/r/how-to-include-your-home-in-your-retirement-plan

Happy Thursday everyone! Welcome to this week's episode of StashAway Market Commentary.

Watch Freddy Lim, StashAway Co-founder and Chief Investment Officer, and Philipp Muedder, Head of Financial Planning and Partnerships, discuss the latest global events and their impact on the markets.

In this episode:
1. 1 more week to the US Presidential Elections [1:37]
2. COVID-19 resurgence in Europe [3:43]
3. Do I need such a high allocation to Gold in my portfolio? [6:45]

https://youtu.be/9rQtlpvvvQk