🔆 Pradhan Mantri Fasal Bima Yojana (PMFBY): Affordable Crop Insurance for Every Farmer
📍 Why in News?
🟢 A PIB Backgrounder highlighted PMFBY’s role in strengthening farmer resilience, income security and climate-resilient agriculture.
🟢 The Union Budget 2026–27 has allocated ₹12,200 crore for the scheme.
📍 About PMFBY
🟢 Launched on 18 February 2016; implemented from Kharif 2016.
🟢 Provides comprehensive insurance coverage against crop losses from pre-sowing to specified post-harvest stages.
🟢 Covers both loanee and non-loanee farmers; tenant farmers and sharecroppers are also eligible subject to prescribed conditions.
📍 Premium Structure
🟢 Kharif foodgrains & oilseeds: Maximum farmer premium of 2%.
🟢 Rabi foodgrains & oilseeds:1.5%.
🟢 Commercial & horticultural crops:5%.
🟢 Remaining premium is subsidised by the Centre and States in a 50:50 ratio; for North-Eastern and Himalayan States/UTs, the ratio is 90:10.
📍 Risks Covered
🟢 Standing crops: Drought, dry spells, floods, inundation, cyclones, hailstorms, lightning, pests and diseases.
🟢 Prevented sowing: Claims up to 25% of the sum insured in specified cases.
🟢 Post-harvest losses: Coverage for up to 14 days for crops kept in “cut-and-spread” condition.
🟢 Localised calamities: Hailstorms, landslides, inundation, cloudbursts and natural fire at the individual farm level.
📍 PMFBY at a Glance
🟢 92.46 crore+ farmer applications insured since inception.
🟢 26.33 crore+ farmer applications have received claims.
🟢 Claims exceeding ₹2.06 lakh crore paid.
🟢 Implemented in 25 States/UTs in Kharif 2026.
🟢 As of 27 August 2026, Kharif 2026 had insured 241.38 lakh farmers and covered 278.12 lakh hectares.
🟢 Since 2018, over 1.44 crore tenant and sharecropper farmers have been enrolled.
📍 Technology-Driven Crop Insurance
🟢 NCIP: Digital platform for enrolment, subsidy administration, claim calculation and direct electronic transfer.
🟢 DigiClaim: Digital monitoring and settlement of claims; over ₹55,000 crore in claims processed through the platform.
🟢 YES-TECH: Uses remote sensing and technology-based methods for crop-yield estimation.
🟢 WINDS: Uses Automatic Weather Stations and Rain Gauges for hyperlocal weather data.
🟢 CCE-Agri App: Digital capture of Crop Cutting Experiment data.
🟢 CROPIC: Uses geo-tagged crop photographs to validate crop health and support future analytics.
🟢 CLAP: Digitally records crop losses at the individual farm level.
🟢 KRPH Helpline (14447): Addressed 26.12 lakh grievances with a 99.66% resolution rate.
📍 YES-TECH & WINDS — Important for Prelims
🟢 YES-TECH was launched for paddy and wheat in Kharif 2023 and expanded to soybean in Kharif 2024.
🟢 Its weightage in yield estimation has increased from at least 30% to up to 50% in certain States.
🟢 WINDS collects weather data at Block and Gram Panchayat levels.
📍 RWBCIS: Complementary Scheme
🟢 The Restructured Weather-Based Crop Insurance Scheme addresses weather-related risks using weather parameters as a proxy for crop damage.
🟢 Payouts are triggered when parameters such as rainfall, temperature, humidity and wind speed cross predefined thresholds.
🟢 Particularly relevant for fruits, vegetables and plantation crops.
📍 Why PMFBY Matters
🟢 Protects farmers against climate and production risks.
🟢 Reduces vulnerability to sudden income shocks.
🟢 Enables farmers to recover losses and invest in the next cropping season.
🟢 Supports adoption of modern inputs and better farming practices.
🟢 Strengthens the transition towards climate-resilient agriculture and national food security.
📌 Key State Developments
🟢 West Bengal rejoined PMFBY from Kharif 2026.
🟢 Bihar will implement the scheme from Rabi 2026–27.
🟢 Andhra Pradesh rejoined from Kharif 2022 and Jharkhand from Kharif 2024.
📍 Why in News?
🟢 A PIB Backgrounder highlighted PMFBY’s role in strengthening farmer resilience, income security and climate-resilient agriculture.
🟢 The Union Budget 2026–27 has allocated ₹12,200 crore for the scheme.
📍 About PMFBY
🟢 Launched on 18 February 2016; implemented from Kharif 2016.
🟢 Provides comprehensive insurance coverage against crop losses from pre-sowing to specified post-harvest stages.
🟢 Covers both loanee and non-loanee farmers; tenant farmers and sharecroppers are also eligible subject to prescribed conditions.
📍 Premium Structure
🟢 Kharif foodgrains & oilseeds: Maximum farmer premium of 2%.
🟢 Rabi foodgrains & oilseeds:1.5%.
🟢 Commercial & horticultural crops:5%.
🟢 Remaining premium is subsidised by the Centre and States in a 50:50 ratio; for North-Eastern and Himalayan States/UTs, the ratio is 90:10.
📍 Risks Covered
🟢 Standing crops: Drought, dry spells, floods, inundation, cyclones, hailstorms, lightning, pests and diseases.
🟢 Prevented sowing: Claims up to 25% of the sum insured in specified cases.
🟢 Post-harvest losses: Coverage for up to 14 days for crops kept in “cut-and-spread” condition.
🟢 Localised calamities: Hailstorms, landslides, inundation, cloudbursts and natural fire at the individual farm level.
📍 PMFBY at a Glance
🟢 92.46 crore+ farmer applications insured since inception.
🟢 26.33 crore+ farmer applications have received claims.
🟢 Claims exceeding ₹2.06 lakh crore paid.
🟢 Implemented in 25 States/UTs in Kharif 2026.
🟢 As of 27 August 2026, Kharif 2026 had insured 241.38 lakh farmers and covered 278.12 lakh hectares.
🟢 Since 2018, over 1.44 crore tenant and sharecropper farmers have been enrolled.
📍 Technology-Driven Crop Insurance
🟢 NCIP: Digital platform for enrolment, subsidy administration, claim calculation and direct electronic transfer.
🟢 DigiClaim: Digital monitoring and settlement of claims; over ₹55,000 crore in claims processed through the platform.
🟢 YES-TECH: Uses remote sensing and technology-based methods for crop-yield estimation.
🟢 WINDS: Uses Automatic Weather Stations and Rain Gauges for hyperlocal weather data.
🟢 CCE-Agri App: Digital capture of Crop Cutting Experiment data.
🟢 CROPIC: Uses geo-tagged crop photographs to validate crop health and support future analytics.
🟢 CLAP: Digitally records crop losses at the individual farm level.
🟢 KRPH Helpline (14447): Addressed 26.12 lakh grievances with a 99.66% resolution rate.
📍 YES-TECH & WINDS — Important for Prelims
🟢 YES-TECH was launched for paddy and wheat in Kharif 2023 and expanded to soybean in Kharif 2024.
🟢 Its weightage in yield estimation has increased from at least 30% to up to 50% in certain States.
🟢 WINDS collects weather data at Block and Gram Panchayat levels.
📍 RWBCIS: Complementary Scheme
🟢 The Restructured Weather-Based Crop Insurance Scheme addresses weather-related risks using weather parameters as a proxy for crop damage.
🟢 Payouts are triggered when parameters such as rainfall, temperature, humidity and wind speed cross predefined thresholds.
🟢 Particularly relevant for fruits, vegetables and plantation crops.
📍 Why PMFBY Matters
🟢 Protects farmers against climate and production risks.
🟢 Reduces vulnerability to sudden income shocks.
🟢 Enables farmers to recover losses and invest in the next cropping season.
🟢 Supports adoption of modern inputs and better farming practices.
🟢 Strengthens the transition towards climate-resilient agriculture and national food security.
📌 Key State Developments
🟢 West Bengal rejoined PMFBY from Kharif 2026.
🟢 Bihar will implement the scheme from Rabi 2026–27.
🟢 Andhra Pradesh rejoined from Kharif 2022 and Jharkhand from Kharif 2024.
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📚 Previous Year Paper (PYQ) Class
🎯 Prepare smarter with previous year questions! Understand the exam pattern, identify important topics, and boost your exam preparation with expert solutions.
🔥 Watch now : https://www.youtube.com/live/uoAKkLX-93U?si=gBNOYEQA3GscGCky
🎯 Prepare smarter with previous year questions! Understand the exam pattern, identify important topics, and boost your exam preparation with expert solutions.
🔥 Watch now : https://www.youtube.com/live/uoAKkLX-93U?si=gBNOYEQA3GscGCky
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📢 IBPS SO Mains Admit Card Is Now Available!
🔗 Download Your Admit Card Here:
https://ibpsreg.ibps.in/crpspxvimy26/oecla_oct26/login.php?appid=dfac30f9e85bd1986fb4190e0ef49a00
🔗 Download Your Admit Card Here:
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📢 CWC Exam 2026: Exam Date, Previous Year Cutoff & Competition Level Analysis 🎯
📊 Know the competition before you prepare. Plan your strategy smartly!
Watch Now: https://youtu.be/yD4CIIIKyjs?si=LUY9zaS5d0ynktRT
📊 Know the competition before you prepare. Plan your strategy smartly!
Watch Now: https://youtu.be/yD4CIIIKyjs?si=LUY9zaS5d0ynktRT
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❇️ 23 OCTOBER
🐯 International Snow Leopard Day
अंतर्राष्ट्रीय हिम तेंदुआ दिवस
Theme26: "Protecting the Mountain Guardian"
🐯To raise awareness about conservation and preservation of these splendid animals.
🐆First Observed In 2014 after the signing of the Bishkek Declaration on the conservation of snow leopard .
🐆Bishkek Declaration was Signed By 12 countries that have snow leopard range. India is also signed Bishkek declaration.
🐆GSLEP (Global Snow leopard & Ecosystem Protection) is a high level inter - govermental alliance of all the 12 snow leopard range countries.
🐆 Project Snow Leopard - 2009
🐯Tigons - a male tiger with a female lion
Ligers - a male lion with a female tiger
🟢 NEWS
🔷Kyrgyzstan Declares Snow Leopard As National Symbol
🔶 Ladakh Announces Snow Leopard As State Animal
🔷 Snow leopard are categorised as Vulnerable by IUCN
🔶 India's First Snow Leopard Park : Uttarkashi, Uttrakhand.
🐯 International Snow Leopard Day
अंतर्राष्ट्रीय हिम तेंदुआ दिवस
Theme26: "Protecting the Mountain Guardian"
🐯To raise awareness about conservation and preservation of these splendid animals.
🐆First Observed In 2014 after the signing of the Bishkek Declaration on the conservation of snow leopard .
🐆Bishkek Declaration was Signed By 12 countries that have snow leopard range. India is also signed Bishkek declaration.
🐆GSLEP (Global Snow leopard & Ecosystem Protection) is a high level inter - govermental alliance of all the 12 snow leopard range countries.
🐆 Project Snow Leopard - 2009
🐯Tigons - a male tiger with a female lion
Ligers - a male lion with a female tiger
🟢 NEWS
🔷Kyrgyzstan Declares Snow Leopard As National Symbol
🔶 Ladakh Announces Snow Leopard As State Animal
🔷 Snow leopard are categorised as Vulnerable by IUCN
🔶 India's First Snow Leopard Park : Uttarkashi, Uttrakhand.
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https://www.youtube.com/live/1kXnWvq4dTs?si=I4be11_E7xVBSejz
Central Silk Board Vacancy Notification Out, Total Posts - 23 (for Agriculture & Allied Graduates)
Central Silk Board Vacancy Notification Out, Total Posts - 23 (for Agriculture & Allied Graduates)
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📢 CWC Assistant Manager (Technical) – Professional Knowledge Model Paper Solution 🎯
▶️ Watch Now!
https://www.youtube.com/live/dKF9Bz4dBww?si=i4EXOaMci3f4b8Mr
▶️ Watch Now!
https://www.youtube.com/live/dKF9Bz4dBww?si=i4EXOaMci3f4b8Mr
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UPSSSC Junior Engineer Agriculture तैयारी का Last Lecture: भूमि सुधार एवं बिहड़ भूमि सुधार Live Now !
Link to Watch : https://www.youtube.com/live/_0tfRNYHU2U?si=HxzrGJulzSMiIORd
Link to Watch : https://www.youtube.com/live/_0tfRNYHU2U?si=HxzrGJulzSMiIORd
उत्तर प्रदेश कृषि विभाग में आई नई भर्ती 245 + पदों पर विज्ञापन जारी :
https://www.youtube.com/live/ZX2TtwEcjlk?si=_eeGSZ6e-dETWsRH
संपूर्ण जानकारी विडियो में
https://www.youtube.com/live/ZX2TtwEcjlk?si=_eeGSZ6e-dETWsRH
संपूर्ण जानकारी विडियो में
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recruitment_1792765411_Merit_list_dated_23102026_English.pdf
1.7 MB
Cotton corporation of India Result Out, Many Many Congratulations to all Selected Candidates.
All Our 'Agriculture & GK's students Kindly share their
Full Name -
Result-
Your Pic -
To WhatsApp 9473826765
All Our 'Agriculture & GK's students Kindly share their
Full Name -
Result-
Your Pic -
To WhatsApp 9473826765
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🔆 PRIME MINISTER DHAN-DHAANYA KRISHI YOJANA (PMDDKY)
🔆 NEWS
🟢 PMDDKY completes its first year on 11 October 2026, focusing on agricultural development across 100 Aspirational Agricultural Districts.
🔆 KEY FACTS
🟢 Approved: 16 July 2025 | Launched: 11 October 2025
🟢 Duration: 6 years, starting FY 2025–26.
🟢 Implementation: Convergence of 36 Central schemes across 11 Ministries/Departments, State schemes and private-sector participation.
📍 District Selection Criteria
🟢 Low agricultural productivity.
🟢 Low cropping intensity.
🟢 Low agricultural credit disbursement.
🔆 KEY OBJECTIVES
🟢 Enhance agricultural productivity and crop diversification.
🟢 Improve irrigation and sustainable farming practices.
🟢 Expand post-harvest storage and agricultural credit.
🟢 Strengthen governance and service delivery.
🔆 IMPLEMENTATION & MONITORING
🟢 District: District Collector/DM-led committee prepares the District Action Plan.
🟢 State: Chief Secretary-led committee reviews district plans.
🟢 National: Executive Committee is headed by the Union Agriculture Minister; Monitoring Committee by the Secretary, Agriculture Department.
🟢 Progress is tracked through 121 indicators — 74 output and 47 outcome indicators.
🔆 PROGRESS AFTER ONE YEAR
🟢 All 100 districts have prepared District Action Plans and submitted monitoring data.
🟢 Average district score increased from 18.85 (April 2026) to 46.89 (August 2026) — a rise of 28.04 points.
🔆 BEST PRACTICES
🟢 Gadchiroli, Maharashtra: Rice-processing unit and 900 MT warehouse; FPO turnover of ₹1.24 crore in FY 2025–26.
🟢 Tumakuru, Karnataka: FPO turnover of ₹1.60 crore in FY 2025–26 through improved market access for copra.
🟢 Jaisalmer, Rajasthan: Solar-powered sprinkler irrigation across 500 acres and IPM-based cumin cultivation.
🔆 SIGNIFICANCE
🟢 Reduces regional agricultural disparities through district-specific planning.
🟢 Promotes value addition, better market access and farmers’ income.
🟢 Encourages sustainable agriculture and efficient water use.
🟢 Strengthens convergence and data-driven governance.
🔆 NEWS
🟢 PMDDKY completes its first year on 11 October 2026, focusing on agricultural development across 100 Aspirational Agricultural Districts.
🔆 KEY FACTS
🟢 Approved: 16 July 2025 | Launched: 11 October 2025
🟢 Duration: 6 years, starting FY 2025–26.
🟢 Implementation: Convergence of 36 Central schemes across 11 Ministries/Departments, State schemes and private-sector participation.
📍 District Selection Criteria
🟢 Low agricultural productivity.
🟢 Low cropping intensity.
🟢 Low agricultural credit disbursement.
🔆 KEY OBJECTIVES
🟢 Enhance agricultural productivity and crop diversification.
🟢 Improve irrigation and sustainable farming practices.
🟢 Expand post-harvest storage and agricultural credit.
🟢 Strengthen governance and service delivery.
🔆 IMPLEMENTATION & MONITORING
🟢 District: District Collector/DM-led committee prepares the District Action Plan.
🟢 State: Chief Secretary-led committee reviews district plans.
🟢 National: Executive Committee is headed by the Union Agriculture Minister; Monitoring Committee by the Secretary, Agriculture Department.
🟢 Progress is tracked through 121 indicators — 74 output and 47 outcome indicators.
🔆 PROGRESS AFTER ONE YEAR
🟢 All 100 districts have prepared District Action Plans and submitted monitoring data.
🟢 Average district score increased from 18.85 (April 2026) to 46.89 (August 2026) — a rise of 28.04 points.
🔆 BEST PRACTICES
🟢 Gadchiroli, Maharashtra: Rice-processing unit and 900 MT warehouse; FPO turnover of ₹1.24 crore in FY 2025–26.
🟢 Tumakuru, Karnataka: FPO turnover of ₹1.60 crore in FY 2025–26 through improved market access for copra.
🟢 Jaisalmer, Rajasthan: Solar-powered sprinkler irrigation across 500 acres and IPM-based cumin cultivation.
🔆 SIGNIFICANCE
🟢 Reduces regional agricultural disparities through district-specific planning.
🟢 Promotes value addition, better market access and farmers’ income.
🟢 Encourages sustainable agriculture and efficient water use.
🟢 Strengthens convergence and data-driven governance.
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