Brajesh Mohan - RBI, NABARD, SEBI
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Official Telegram Channel of Brajesh Mohan, Mentor - Banking and Regulatory Exams.
About Me: https://www.brajeshmohan.in/p/about-us.html
Doubts/Help: @AskBrajesh
My Courses - https://courses.edugrade.in
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🚨 RBI Grade A/B 2027 Course Starting from 4th October 2026 and Valid till Phase II Exam.

Dear Students, We are starting the Enrollment for RBI Grade A/B 2027 Program. You have approximately 6 months, from October to March, to prepare yourselves and be ready for the examination.

With Vacancies Around 55-60, this is the right time to start with a structured preparation strategy, build strong conceptual clarity, cover the syllabus systematically, and get sufficient time for revision and practice.

✅3 Course Names:-
I. All in One Current Affairs - October 2026 to December 2027 - Rs.1499/-
Enroll: https://courses.edugrade.in/learn/Magazine-and-Power-Punch-Course-BM

II. Phase I & II Mock Test, Answer Writing and GA Course - Rs. 2499/-
Enroll: https://courses.edugrade.in/learn/RBI-Grade-B-Mock-Test-and-Magazine-BM

III. RBI Grade B 2027 Mentorship, Mock Test, GA Course - Rs.3499/- (Automatically includes above two course in it)
Enroll: https://courses.edugrade.in/learn/RBI-Grade-B-Mentorship-Program-BM

Or,
Enroll in All in One Regulatory Exam Course - Rs.4999/- (Valid Till December 2027)
https://courses.edugrade.in/learn/All-In-One-Regulatory-Exam-Couse-BM

Regards,
Brajesh Mohan
EduGrade Learning
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National Payments Corporation Of India (NPCI) has released the UPI - MDR framework on select UPI transactions effective 15 October 2026.
Brajesh Mohan - RBI, NABARD, SEBI
National Payments Corporation Of India (NPCI) has released the UPI - MDR framework on select UPI transactions effective 15 October 2026.
Meme, Cartoons have already started. From Economics and Innovation perspective, a charge may be needed for long term growth but from Consumer perspective, a part of this burden will be paid by consumer, just like when govt raise duties on crude Oil, oil companies don't pay, they transfer it to customer. Most importantly UPI has become a Public Good and its benefit is not derived directly from the Product rather from massive economic and social by-products.
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PIB FactCheck the Bank Amalgamation Image
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Brajesh Mohan - RBI, NABARD, SEBI
PIB FactCheck the Bank Amalgamation Image
One thing I don't understand is who creates such images. Do they even read Government policies, NITI Aayog documents and the overall broader discussion, or do they simply wake up one day, create an AI image and put it in a bank union group?

There is nowhere any discussion about SBI amalgamating with any other bank. Most importantly, considering the kind of market-cap growth SBI has seen over the last 3-4 years on the stock exchange and its clean balance sheet, I don't think the Government would merge any weak bank into SBI, unless a situation like Yes Bank arises.

In September 2025, a PSB Manthan was conducted, and in that, the Government said that it aspires to have at least 2 PSBs among the world's Top 20 banks by 2047, aligned with the Viksit Bharat vision.

The major discussion, based on NITI Aayog, is that there should be SBI + 3-4 large-scale PSBs that can compete globally and provide credit for major infrastructure projects.

Even as per Mint News in June 2026, the Finance Ministry is actively weighing a "Merger 2.0" proposal to consolidate India's 12 Public Sector Banks (PSBs) into 4 to 5 mega-entities. A high-level committee T V Somnathan was under discussion to shape these banking reforms, with discussions also exploring an increase in the foreign investment cap to 49%. (No News on the Committee Formation after it)

I believe, based on the balance sheet, deposit and credit profile, the possible names could be SBI, PNB, BoB, UBI and Canara Bank.

Most Importantly Government is already on Backfoot after NEET-UG GenZ Protest, their ratings have gone down and there is also Broader Unemployment related Youth Protest, I don't see any such hardcore reform in coming months.
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PFRDA Grade A 2025 Phase II Paper II Subject Wise Weightage.
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Brajesh Mohan - RBI, NABARD, SEBI
PFRDA Grade A 2025 Phase II Paper II Subject Wise Weightage.
Cut off Analysis of Past 3 PFRDA Grade A Exams (2021, 2022, 2025)

Phase I Cut-off:
The cut-off is not fixed in PFRDA Grade A examinations. It varies depending on the level of competition and candidates' performance. Candidates are required to secure separate cut-offs in each paper as well as the aggregate cut-off marks in Phase I to be shortlisted for Phase II.

Phase II Weightage & Cut off: In Phase II, Paper 1 carries 1/3 weightage, while Paper 2 carries 2/3 weightage. Candidates are required to secure separate cut-offs in each paper as well as the aggregate cut-off marks in Phase II to be shortlisted for Phase III.
Brajesh Mohan - RBI, NABARD, SEBI
Cut off Analysis of Past 3 PFRDA Grade A Exams (2021, 2022, 2025) Phase I Cut-off: The cut-off is not fixed in PFRDA Grade A examinations. It varies depending on the level of competition and candidates' performance. Candidates are required to secure separate…
Though in Notification for 2022 AND 2025, its written "Candidates are required to secure separate cut-offs in each paper as well as the aggregate cut-off marks in Phase I to be shortlisted for Phase II." But I checked Official Cut off PDF by PFRDA, No Aggregate Cut off was Released for Phase I Exam.
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Brajesh Mohan - RBI, NABARD, SEBI
PFRDA Grade A 2025 Phase II Paper II Subject Wise Weightage.
PFRDA Grade A Paper II Subject Wise Weightage in Phase I and Phase II Exam (2022 vs 2025)
Brajesh Mohan - RBI, NABARD, SEBI
PFRDA Grade A Paper II Subject Wise Weightage in Phase I and Phase II Exam (2022 vs 2025)
Phase I: Finance + Costing + Companies Act + Pension Sector: These four areas accounted for 35 questions in 2025 and 28 questions in 2022 based on the Collected Questions.

Phase II: Costing, Management, Pension Sector, Economics and Companies Act formed the core of the Phase II distribution in both years.

This year 3 New Subjects + PFRDA Act, Union Budget and ES has been added too, which will also have questions mainly in Phase II Exam. For Phase I Focus on Core Areas.
The next 6 months are going to be exciting for regulatory exams if the news coming in turns out to be true.
Keep working hard. The one who is ready will always have a better chance than the one who waits for the notification.
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PIB 360 Schemes for RBI Grade B : India Semiconductor Mission 2.0 | PM MUDRA Scheme | Women Farmers

In Today's Video we discuss about India Semiconductor Mission 2.0, 11 Years of PM MUDRA Scheme and Scheme for Empowerment of Women Farmers in Agriculture .

https://youtu.be/xMmzkp6v22k
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SEBI/PFRDA Q. Which book of accounts is known as the "book of original entry"?
Anonymous Quiz
52%
Journal
29%
Ledger
8%
Trial Balance
5%
Cash Book
5%
Balance Sheet
Which qualitative characteristic does this reflect?
Anonymous Quiz
9%
Reliability
19%
Comparability
5%
Timeliness
10%
Neutrality
56%
Materiality
All the 6 Explainers are coming on Sunday on AffairsTap Website. You can read Previous Explainers here https://www.affairstap.com/