Mutual fund Learning & Insights by Deepak taunk
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Registered Mutual fund Distributor & CFGP®. I help client in wealth creation, retirement & goal planning. Contact with Google form. link: https://forms.gle/S9QjV7eyegrsWzmz8


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THEY GOT VIEWS.
YOU GOT FEAR

Where are the “India is finished” experts now? Their fear-driven reels got views. But did they make you panic-sell, stop your SIP or abandon your investment plan? They moved to the next reel. You live with the consequences.

A market recovery doesn’t erase every risk. But a scary reel isn’t an investment strategy either. Your money deserves a plan—not a reaction. Follow @EarlyFinancialAzadi for more on investing behaviour. Save this before the next panic headline.

Has a reel ever made you doubt your investments? What did you do next? 👇

#InvestorMindset #BehaviouralFinance #LongTermInvesting #SIP #EarlyFinancialAzadi


panic selling, investing psychology, SIP discipline, market fear, financial influencers, goal-based investing. Did you stopped or sell your investments in last one year?
https://www.instagram.com/reel/DfWQwNnRB-N/?rpxt=MTdxYjZtbWR0ZmVwcw==
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Markets have recovered. Where are the people shouting, “India is finished”?
Their reels got views. But did their fear make YOU stop your SIP or panic-sell?
They posted another video. You were left with the consequences.
A recovery doesn’t erase every risk. But a scary reel isn’t an investment strategy.
Your money. Your goals. Why is someone else holding the remote?
Market Update-05/11/26
Sensex:79310.01(+2008.61)
Nifty:24536.60(+576.00)
10yrGSec:7.14
INR/USD:94.45
Gold-24k(1gm):14395
Silver-999(1Kg):187882
Crude Oil-Brent:95.94
YOUR MONEY SHOULD HAVE A PURPOSE.
Invest with clarity. Stay with discipline.

I help investors bring structure, clarity and discipline to their wealth journey:
🎯 Goal-based investment planning
📊 Regular portfolio review & monitoring
📐 Personalised asset allocation
🔄 Periodic portfolio rebalancing
💬 Market & investment insights on WhatsApp
📱 Transaction & portfolio support
🌐 Access to Diverse Investment Opportunities
Mutual Funds • SIFs • AIFs • PMS • GIFT City

Already investing?
A professional review can help you understand whether your portfolio is still aligned with your goals.

To start a conversation:
Detailed Google form for Mutual funds discussion : https://forms.gle/S9QjV7eyegrsWzmz8

Deepak Taunk
AMFI Registered Mutual Fund & SIF Distributor | ARN 288057
Chartered Financial Goal Planner®, NISM certified retirement planner
Happy Dhanteras! 🪔
May your home be filled with prosperity, your family with happiness, and your life with good health—the most precious wealth of all.


Warm wishes,

Deepak Taunk AMFI Registered MFD & SIF Distributor ARN: 288057
*Large caps and Banks are now decisively leading the rally. Now Nifty Rallies Over 10% in Seven Straight Sessions*

Sectoral action was broadly upbeat, with every index except Nifty Media ending in positive territory. *Private banks, financial services and consumer durables led the advance*.

The broader market, however, underperformed. Nifty Midcap 100 ended marginally lower at 0.02%, while Nifty Smallcap 100 shed 0.80%.

Market breadth deteriorated, with the BSE advance-decline ratio sliding to 0.75 - pointing to profit-taking across mid- and small-cap names even as large caps powered the rally.

The Indian rupee outperformed its Asian counterparts, logging its biggest single-day gain since October 12 by appreciating 56 paise to 93.91, a six-month high.

Thats why Asset allocation is important. We should have mid and small cap but we should not forget Large caps too.
Large cap and Banking & Finance rally starts. Happy that many client benefitted.

During small cap Frenzy we focused on asset allocation and did not forget Large cap.

Result: A much more better investing experience & Balanced return for investors.
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🪔 Happy Diwali! ✨
May this Diwali bring happiness, good health, peace, prosperity, and beautiful moments with your loved ones.
Wishing you and your family a wonderful Diwali and a prosperous year ahead! 🌸
Deepak Taunk
Is saving 0.5% in expense ratio costing you 50% in long-term compounding?

In the world of investing, everyone talks about minimizing costs. But the biggest cost in wealth creation is investor behavior.

Recent industry data from AMFI and Crisil reveals something shocking.

The Holding Period Reality: Direct vs. Regular SIPs

Over 5 Years: 34% of Regular SIP AUM stays invested for more than 5 years, compared to just 20% of Direct SIP AUM.

Under 1 Year: Nearly 29% to 30% of Direct SIP investments churn out within 12 months, whereas only 19% of Regular SIPs exit early.

That means an investor in a Regular Plan is 70% plus more likely to stay invested past the critical 5-year mark than a Direct Plan investor. Finfluencers with no responsibility hype Direct plans a wealth hack, but ignore that DIY investing leaves you completely exposed to costly behavioural mistakes and panic selling that ruin your long term compounding.

Why Do Regular Plan Investors Stay Longer?

Direct investing gives you DIY access, but it also leaves you vulnerable to behavioral traps:

Emotional Shock : When the market corrects by 15–20%, DIY investors often panic-sell or pause SIPs. Here MFDs acts as a behavioral coach, preventing impulsive exits at market bottoms.

Goal Orientation vs. Noise: Regular plans are typically tied to concrete financial goals (child’s education, retirement) rather than chasing short-term returns or top-performing funds of the month.

Structured Review: Market cycles require periodic rebalancing, asset allocation discipline, and perspective not reactive portfolio tweaking.

The Long-Term Math of Compounding. Compounding works like a hockey stick: the bulk of returns materialize in years 7, 10, and 15.

If saving on fund expense ratios leads to early exits during market downturns, the lost compounding dwarfs any fee savings. Think about that.



 
Source: Prudent corporate
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Deepak taunk
AMFI registered MFD and SIF distributor. Reg no. 288057

⚠️ Disclaimer: Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully.
LOT CAN HAPPEN IN 10 DAYS
Market Update-11/11/26
Sensex:81879.40(+772.75)
Nifty:25255.05(+210.40)
10yrGSec:7.22
INR/USD:93.81
Gold-24k(1gm):14081
Silver-999(1Kg):186495
Crude Oil-Brent:93.00
Where shall we focus in this month mutual fund portfolios?
Anonymous Poll
33%
Large cap
30%
Flexicap
21%
Large & Mid cap
30%
Mid
35%
Small
5%
Value
14%
Hybrid
ADITYA BIRLA SUN LIFE FLEXICAP
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