#EMTheLongView – What to Look for in a Stock During a Market Downturn
When markets fall, every stock looks cheap. Here are the four key checks that separate a bargain from a trap, with the numbers to look for.
Looking for Stocks in a Correction?
Here’s an extract…
In a market downturn, the falling price of a stock tells you almost nothing useful. Everything falls together, the good businesses along with the bad ones.
The question worth asking is this – Which companies can get through the downturn without being forced into a decision they would not otherwise make?
Read on…
http://www.eqtm.in/Bw92X
When markets fall, every stock looks cheap. Here are the four key checks that separate a bargain from a trap, with the numbers to look for.
Looking for Stocks in a Correction?
Here’s an extract…
In a market downturn, the falling price of a stock tells you almost nothing useful. Everything falls together, the good businesses along with the bad ones.
The question worth asking is this – Which companies can get through the downturn without being forced into a decision they would not otherwise make?
Read on…
http://www.eqtm.in/Bw92X
#EMTheLongView – Gold is Rising. Oil is Surging. One of Them Could Hurt Your Portfolio
Gold is rising as investors seek safety, while higher oil prices could fuel inflation and hurt Indian equities. Here’s how investors can respond with smarter asset allocation.
Gold, Oil and Your Portfolio
Here’s an extract…
Gold and oil are both rising, but they carry very different implications for investors.
Gold can act as a portfolio diversifier during periods of uncertainty, while sustained higher crude prices can fuel inflation, pressure the rupee and hurt corporate earnings.
For Indian investors, the answer is not to chase gold or exit equities, but to build a well-diversified portfolio that can withstand different market outcomes.
Read on…
http://www.eqtm.in/Ti95W
Gold is rising as investors seek safety, while higher oil prices could fuel inflation and hurt Indian equities. Here’s how investors can respond with smarter asset allocation.
Gold, Oil and Your Portfolio
Here’s an extract…
Gold and oil are both rising, but they carry very different implications for investors.
Gold can act as a portfolio diversifier during periods of uncertainty, while sustained higher crude prices can fuel inflation, pressure the rupee and hurt corporate earnings.
For Indian investors, the answer is not to chase gold or exit equities, but to build a well-diversified portfolio that can withstand different market outcomes.
Read on…
http://www.eqtm.in/Ti95W
#EMTheLongView – Oil Above US$ 90: What it Means for Gold, Equities, and Your Portfolio Strategy
As Brent crude climbs towards US$ 100 here's how a well-diversified portfolio can help navigate the uncertainty.
Oil @ 90
Here’s an extract…
Oil prices have surged back to over US$ 90 as geopolitical tensions threaten global energy supplies, reviving concerns around inflation and economic growth.
While gold has regained its safe-haven appeal, equity markets are turning cautious.
Instead of reacting to headlines, investors should focus on diversification, maintaining strategic gold exposure, and staying invested in quality businesses to navigate market uncertainty with confidence.
Read on…
http://www.eqtm.in/Fw3a9
As Brent crude climbs towards US$ 100 here's how a well-diversified portfolio can help navigate the uncertainty.
Oil @ 90
Here’s an extract…
Oil prices have surged back to over US$ 90 as geopolitical tensions threaten global energy supplies, reviving concerns around inflation and economic growth.
While gold has regained its safe-haven appeal, equity markets are turning cautious.
Instead of reacting to headlines, investors should focus on diversification, maintaining strategic gold exposure, and staying invested in quality businesses to navigate market uncertainty with confidence.
Read on…
http://www.eqtm.in/Fw3a9
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#EMTheLongView – Gold is Rising but US Bond Yields Could be the Bigger Risk for Your Portfolio
Gold is rising, but higher US bond yields could pressure equities, valuations, and global markets. Learn how Indian investors can build a resilient portfolio.
Gold vs Bond Yields
Here’s an extract…
Gold is rising, but the bigger portfolio signal may be coming from US bond yields.
Higher yields can pressure expensive equities, strengthen the dollar, affect global flows, and push Indian bond yields higher.
For investors, the answer is not to abandon equities or chase gold, but to balance quality stocks, debt, gold, and asset allocation thoughtfully.
Read on…
http://www.eqtm.in/Eb2g3
Gold is rising, but higher US bond yields could pressure equities, valuations, and global markets. Learn how Indian investors can build a resilient portfolio.
Gold vs Bond Yields
Here’s an extract…
Gold is rising, but the bigger portfolio signal may be coming from US bond yields.
Higher yields can pressure expensive equities, strengthen the dollar, affect global flows, and push Indian bond yields higher.
For investors, the answer is not to abandon equities or chase gold, but to balance quality stocks, debt, gold, and asset allocation thoughtfully.
Read on…
http://www.eqtm.in/Eb2g3
#EMTheLongView – When Markets Stop Rewarding: How Should Investors Behave?
When markets stop rewarding investors, the answer is not to chase returns. Learn how equity, gold, debt, and asset allocation can help build a more resilient investment portfolio.
How to Invest Now
Here’s an extract…
Markets do not always reward the same strategy.
When equity returns slow, gold rallies, and debt becomes more attractive, investors can easily fall into the trap of chasing what worked yesterday.
A disciplined approach to asset allocation, rebalancing, and diversification can help investors stay focused on long-term wealth creation rather than short-term market noise.
Read on…
http://www.eqtm.in/p9S7L
When markets stop rewarding investors, the answer is not to chase returns. Learn how equity, gold, debt, and asset allocation can help build a more resilient investment portfolio.
How to Invest Now
Here’s an extract…
Markets do not always reward the same strategy.
When equity returns slow, gold rallies, and debt becomes more attractive, investors can easily fall into the trap of chasing what worked yesterday.
A disciplined approach to asset allocation, rebalancing, and diversification can help investors stay focused on long-term wealth creation rather than short-term market noise.
Read on…
http://www.eqtm.in/p9S7L
#EMTheLongView – 100 Stocks in Your Portfolio? The Real Questions You Should Ask
Owning more stocks does not automatically create a better portfolio. Duplication, dilution, and lack of conviction can weaken portfolio performance.
Real Portfolio Diversification
Here’s an extract…
Many investors mistake a long list of stocks for a well-diversified portfolio. But owning more stocks does not automatically reduce risk or improve returns.
A well-designed portfolio is about understanding your exposures, avoiding duplication, and giving every investment a clear purpose.
Read on…
http://www.eqtm.in/a8ZTe
Owning more stocks does not automatically create a better portfolio. Duplication, dilution, and lack of conviction can weaken portfolio performance.
Real Portfolio Diversification
Here’s an extract…
Many investors mistake a long list of stocks for a well-diversified portfolio. But owning more stocks does not automatically reduce risk or improve returns.
A well-designed portfolio is about understanding your exposures, avoiding duplication, and giving every investment a clear purpose.
Read on…
http://www.eqtm.in/a8ZTe
#EMTheLongView – How Many Stocks and Funds Should You Hold in Your Portfolio?
Owning too many stocks and mutual funds can lead to duplication, diluted returns, and a portfolio that is difficult to manage. A focused portfolio can bring greater clarity and purpose to your investments.
How Much is Too Much?
Here’s an extract…
Owning 50+ stocks and 20+ mutual funds may look like diversification, but it can often create overlap, dilute returns, and make your portfolio difficult to manage.
A focused portfolio of around 20–30 stocks and 6–8 funds can provide meaningful diversification while keeping your investments manageable.
The key is not owning more but knowing why you own each investment.
Read on…
http://www.eqtm.in/k4RLg
Owning too many stocks and mutual funds can lead to duplication, diluted returns, and a portfolio that is difficult to manage. A focused portfolio can bring greater clarity and purpose to your investments.
How Much is Too Much?
Here’s an extract…
Owning 50+ stocks and 20+ mutual funds may look like diversification, but it can often create overlap, dilute returns, and make your portfolio difficult to manage.
A focused portfolio of around 20–30 stocks and 6–8 funds can provide meaningful diversification while keeping your investments manageable.
The key is not owning more but knowing why you own each investment.
Read on…
http://www.eqtm.in/k4RLg
#EMTheLongView – How I Evaluate High-Potential Funds: The Right Fund Starts with the Client
Not every high-performing fund is right for every investor. Here’s how I evaluate funds based on client needs, risk, goals, asset allocation, and portfolio fit.
Choosing a mutual fund should start with the investor, not the fund.
A high-performing fund may not always be the right fit.
The real focus should be on understanding client goals, risk capacity, time horizon, asset allocation, portfolio overlap, and the role each fund plays in the overall portfolio.
A disciplined approach can help investors select funds that are not just attractive on paper, but genuinely useful in building long-term wealth.
Read on…
http://www.eqtm.in/Zq3i5
Not every high-performing fund is right for every investor. Here’s how I evaluate funds based on client needs, risk, goals, asset allocation, and portfolio fit.
Choosing a mutual fund should start with the investor, not the fund.
A high-performing fund may not always be the right fit.
The real focus should be on understanding client goals, risk capacity, time horizon, asset allocation, portfolio overlap, and the role each fund plays in the overall portfolio.
A disciplined approach can help investors select funds that are not just attractive on paper, but genuinely useful in building long-term wealth.
Read on…
http://www.eqtm.in/Zq3i5
#EMTheLongView – Oil at US$ 100! When Headlines Change, Should Your Portfolio Change Too?
With crude oil moving towards US$ 100 and geopolitical risks rising, investors need agile portfolios that can navigate market cycles without reacting to every headline.
Crude Oil @ US$100: My View
Here’s an extract…
Crude oil moving towards US$ 100 and renewed geopolitical uncertainty are testing investors.
But the answer isn't to react to every headline.
A well-reviewed portfolio, sensible diversification, and the willingness to adapt as funds and investment styles move through cycles can help investors through different market environments.
Read on…
http://www.eqtm.in/Fw2p9
With crude oil moving towards US$ 100 and geopolitical risks rising, investors need agile portfolios that can navigate market cycles without reacting to every headline.
Crude Oil @ US$100: My View
Here’s an extract…
Crude oil moving towards US$ 100 and renewed geopolitical uncertainty are testing investors.
But the answer isn't to react to every headline.
A well-reviewed portfolio, sensible diversification, and the willingness to adapt as funds and investment styles move through cycles can help investors through different market environments.
Read on…
http://www.eqtm.in/Fw2p9
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#EMTheLongView – How I Help Clients Uncover the Mistakes Hiding in Their Portfolio
A portfolio review is about more than checking returns. Here's how I identify hidden portfolio mistakes, concentration risks, overlapping investments, and gaps in asset allocation.
Uncovering Investing Mistakes
Here’s an extract…
A portfolio can hold good stocks and mutual funds and still have hidden problems.
Here’s how I review a client’s portfolio to uncover overlapping investments, excessive concentration, outdated holdings, and asset allocation gaps.
It helps ensure every investment has a clear purpose.
Read on…
http://www.eqtm.in/t3ELi
A portfolio review is about more than checking returns. Here's how I identify hidden portfolio mistakes, concentration risks, overlapping investments, and gaps in asset allocation.
Uncovering Investing Mistakes
Here’s an extract…
A portfolio can hold good stocks and mutual funds and still have hidden problems.
Here’s how I review a client’s portfolio to uncover overlapping investments, excessive concentration, outdated holdings, and asset allocation gaps.
It helps ensure every investment has a clear purpose.
Read on…
http://www.eqtm.in/t3ELi
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#EMTheLongView – Are Your Mutual Funds Doing Justice to Your Portfolio?
Owning several mutual funds does not necessarily mean you have a well-diversified portfolio. Here’s how to identify overlap, laggards, poor asset allocation, and other portfolio gaps.
Here’s an extract…
A portfolio can have several good mutual funds and still be poorly constructed.
Too much overlap, excessive diversification, weak asset allocation, or funds that no longer serve a purpose can quietly drag down returns.
A periodic portfolio review can help identify what's working, what's not, and whether every fund deserves its place.
Read on…
http://www.eqtm.in/k5WCw
Owning several mutual funds does not necessarily mean you have a well-diversified portfolio. Here’s how to identify overlap, laggards, poor asset allocation, and other portfolio gaps.
Here’s an extract…
A portfolio can have several good mutual funds and still be poorly constructed.
Too much overlap, excessive diversification, weak asset allocation, or funds that no longer serve a purpose can quietly drag down returns.
A periodic portfolio review can help identify what's working, what's not, and whether every fund deserves its place.
Read on…
http://www.eqtm.in/k5WCw
#EMTheLongView – Gold & Silver Prices: What Could Shape the Rest of 2026?
The Fed just reversed course and hiked rates for the first time since 2023. Central banks bought a record amount of gold anyway. Here’s what’s actually driving both metals.
Gold and Silver Outlook
Here’s an extract…
Gold touched an all-time high of US$ 5,589 an ounce on 28 January 2026.
By mid-September it was trading closer to US$ 4,300, a pullback of about 23%.
Silver fell harder still, down closer to 48% from its own peak over the same stretch.
Let’s find out what lies ahead for gold and silver by looking at actual factors that drive their prices.
Read on…
http://www.eqtm.in/d7CPk
The Fed just reversed course and hiked rates for the first time since 2023. Central banks bought a record amount of gold anyway. Here’s what’s actually driving both metals.
Gold and Silver Outlook
Here’s an extract…
Gold touched an all-time high of US$ 5,589 an ounce on 28 January 2026.
By mid-September it was trading closer to US$ 4,300, a pullback of about 23%.
Silver fell harder still, down closer to 48% from its own peak over the same stretch.
Let’s find out what lies ahead for gold and silver by looking at actual factors that drive their prices.
Read on…
http://www.eqtm.in/d7CPk
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#EMTheLongView – The Gold Allocation Rule: How Much is Enough and When is it Too Much?
Gold can add diversification and resilience to your portfolio. Discover how much gold Indian investors should own and why 10–15% could be a useful allocation.
Too Much Gold?
Here’s an extract…
Gold is no longer just a traditional store of value. With central-bank buying, geopolitical risks, currency movements, and changing interest-rate expectations influencing prices, gold has become an important portfolio diversifier.
But owning too much can create its own risks.
For investors, the real question is not whether to own gold, but how much.
Read on…
http://www.eqtm.in/Ym96S
Gold can add diversification and resilience to your portfolio. Discover how much gold Indian investors should own and why 10–15% could be a useful allocation.
Too Much Gold?
Here’s an extract…
Gold is no longer just a traditional store of value. With central-bank buying, geopolitical risks, currency movements, and changing interest-rate expectations influencing prices, gold has become an important portfolio diversifier.
But owning too much can create its own risks.
For investors, the real question is not whether to own gold, but how much.
Read on…
http://www.eqtm.in/Ym96S
#EMTheLongView – Is the Indian Equity Risk Premium Disappearing? A Valuation Reality Check
Rising US Treasury yields are narrowing the equity risk premium for Indian stocks, raising questions about valuations, earnings growth, and portfolio strategy.
Indian Markets and the US Bond Yield
Here’s an extract…
Rising US Treasury yields have pushed the Sensex earnings yield below the US 10-year Treasury yield, raising questions about the compensation investors receive for taking equity risk.
With valuations, currency, foreign flows, and earnings growth all in focus, investors may need to look beyond market headlines and reassess their asset allocation, and portfolio construction.
Read on…
http://www.eqtm.in/Xq89E
Rising US Treasury yields are narrowing the equity risk premium for Indian stocks, raising questions about valuations, earnings growth, and portfolio strategy.
Indian Markets and the US Bond Yield
Here’s an extract…
Rising US Treasury yields have pushed the Sensex earnings yield below the US 10-year Treasury yield, raising questions about the compensation investors receive for taking equity risk.
With valuations, currency, foreign flows, and earnings growth all in focus, investors may need to look beyond market headlines and reassess their asset allocation, and portfolio construction.
Read on…
http://www.eqtm.in/Xq89E
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#EMTheLongView - The Market Has Fallen. Don't Let Fear Make the Next Decision
Indian equities have fallen amid high oil prices, rising bond yields, rupee pressure, and global uncertainty. Here's how investors can use equities, gold, and asset allocation to navigate what comes next.
How to Invest Now?
Here’s an extract…
Indian equities are facing pressure from high oil prices, rising global bond yields, rupee weakness, and geopolitical uncertainty.
But a market correction is not necessarily a reason to exit. For long-term investors, the focus should shift towards quality equities, sensible valuations, gold as a diversifier, and the right asset allocation.
A disciplined portfolio strategy can help investors navigate volatility today while staying prepared for the opportunities that may emerge tomorrow.
Read on…
http://www.eqtm.in/Zb67M
Indian equities have fallen amid high oil prices, rising bond yields, rupee pressure, and global uncertainty. Here's how investors can use equities, gold, and asset allocation to navigate what comes next.
How to Invest Now?
Here’s an extract…
Indian equities are facing pressure from high oil prices, rising global bond yields, rupee weakness, and geopolitical uncertainty.
But a market correction is not necessarily a reason to exit. For long-term investors, the focus should shift towards quality equities, sensible valuations, gold as a diversifier, and the right asset allocation.
A disciplined portfolio strategy can help investors navigate volatility today while staying prepared for the opportunities that may emerge tomorrow.
Read on…
http://www.eqtm.in/Zb67M
#EMTheLongView – The Easy Money is Over. What Does That Mean for Indian Investors?
Indian equities face pressure from high crude oil prices, a weaker rupee, rising bond yields, and tighter monetary policy. Here’s how investors can navigate the changing market with better stock selection and asset allocation.
Here’s an extract…
Indian equities are entering a more demanding phase as high crude prices, rupee weakness, elevated global yields and tighter monetary policy put pressure on markets.
But this is not necessarily the end of the equity opportunity.
As valuations reset, investors can focus on quality businesses, earnings visibility and sensible valuations, while using gold, debt and cash to build a more resilient asset allocation.
Read on…
http://www.eqtm.in/Wj3x8
Indian equities face pressure from high crude oil prices, a weaker rupee, rising bond yields, and tighter monetary policy. Here’s how investors can navigate the changing market with better stock selection and asset allocation.
Here’s an extract…
Indian equities are entering a more demanding phase as high crude prices, rupee weakness, elevated global yields and tighter monetary policy put pressure on markets.
But this is not necessarily the end of the equity opportunity.
As valuations reset, investors can focus on quality businesses, earnings visibility and sensible valuations, while using gold, debt and cash to build a more resilient asset allocation.
Read on…
http://www.eqtm.in/Wj3x8
#EMTheLongView – Your Portfolio Looks Diversified. But What Happens When Everything Falls Together?
Owning stocks, mutual funds, and gold does not guarantee diversification. Learn how hidden risks and asset allocation can affect your portfolio during market turmoil.
Could Your Entire Portfolio Fall Together?
Here’s an extract…
A portfolio filled with stocks, mutual funds, gold, and alternative investments may look diversified, but hidden overlaps and common risk factors can leave it vulnerable when markets turn volatile.
Here’s how to assess concentration risk, test your portfolio against market shocks, and use asset allocation to protect your long-term wealth.
Read on…
http://www.eqtm.in/e7G2L
Owning stocks, mutual funds, and gold does not guarantee diversification. Learn how hidden risks and asset allocation can affect your portfolio during market turmoil.
Could Your Entire Portfolio Fall Together?
Here’s an extract…
A portfolio filled with stocks, mutual funds, gold, and alternative investments may look diversified, but hidden overlaps and common risk factors can leave it vulnerable when markets turn volatile.
Here’s how to assess concentration risk, test your portfolio against market shocks, and use asset allocation to protect your long-term wealth.
Read on…
http://www.eqtm.in/e7G2L
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#EMTheLongView – The Hidden Risk of Owning Too Many Mutual Funds
More funds do not mean more diversification. We looked at overlap data and the arithmetic of dilution to find out how many funds actually make sense.
How Many Mutual Funds to Own?
Here’s an extract…
Investors get stuck with the idea of holding too many funds, simply for achieving greater diversification or for additional returns.
The hidden risk in owning too many funds is not the number of funds itself.
It is that a long list of funds looks like they are providing diversification without actually doing it.
Read on…
http://www.eqtm.in/o8S5P
More funds do not mean more diversification. We looked at overlap data and the arithmetic of dilution to find out how many funds actually make sense.
How Many Mutual Funds to Own?
Here’s an extract…
Investors get stuck with the idea of holding too many funds, simply for achieving greater diversification or for additional returns.
The hidden risk in owning too many funds is not the number of funds itself.
It is that a long list of funds looks like they are providing diversification without actually doing it.
Read on…
http://www.eqtm.in/o8S5P
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#EMTheLongView – Buy the Dip or Wait? Five Ways to Position Your Portfolio for the Next Recovery
Indian equities face pressure from rising crude oil prices, foreign investor selling, and global uncertainty. Discover five portfolio strategies to navigate the market fall and benefit from the recovery.
Buy Now or Wait?
Here’s an extract…
Falling markets can unsettle investors, but a correction also offers an opportunity to reassess portfolio quality.
From identifying fundamentally strong businesses and investing gradually to reviewing earnings, reducing concentration, and maintaining an appropriate allocation to gold and other assets, five practical strategies can help investors navigate volatility and prepare for the next market recovery.
Read on…
http://www.eqtm.in/j5ANk
Indian equities face pressure from rising crude oil prices, foreign investor selling, and global uncertainty. Discover five portfolio strategies to navigate the market fall and benefit from the recovery.
Buy Now or Wait?
Here’s an extract…
Falling markets can unsettle investors, but a correction also offers an opportunity to reassess portfolio quality.
From identifying fundamentally strong businesses and investing gradually to reviewing earnings, reducing concentration, and maintaining an appropriate allocation to gold and other assets, five practical strategies can help investors navigate volatility and prepare for the next market recovery.
Read on…
http://www.eqtm.in/j5ANk
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#EMTheLongView – You Spent Years Building Your Wealth. Now, Can You Make it Last?
Built a sizeable portfolio? Learn how Indian investors can manage equity risks, plan retirement withdrawals, and protect wealth through market downturns.
Making Your Wealth Last
Here’s an extract…
A sizeable retirement corpus does not automatically guarantee financial security.
Market corrections, concentrated equity holdings, and withdrawals during downturns can put even a well-built portfolio under pressure.
For investors nearing retirement, the focus must shift from simply growing wealth to making it last.
A closer look at equity exposure, asset allocation, cash reserves, and professional advice can help investors prepare for the years ahead.
Read on…
http://www.eqtm.in/p5EBq
Built a sizeable portfolio? Learn how Indian investors can manage equity risks, plan retirement withdrawals, and protect wealth through market downturns.
Making Your Wealth Last
Here’s an extract…
A sizeable retirement corpus does not automatically guarantee financial security.
Market corrections, concentrated equity holdings, and withdrawals during downturns can put even a well-built portfolio under pressure.
For investors nearing retirement, the focus must shift from simply growing wealth to making it last.
A closer look at equity exposure, asset allocation, cash reserves, and professional advice can help investors prepare for the years ahead.
Read on…
http://www.eqtm.in/p5EBq