TLDR: Im not doing it...
1) I dont have $50k extra thats earning shit interest elsewhere
2) 8mpd and to sacrifice $50k of liquidity is not worth it to me ๐ค
1) I dont have $50k extra thats earning shit interest elsewhere
2) 8mpd and to sacrifice $50k of liquidity is not worth it to me ๐ค
To all clients,
This is everything you need to know for your AIA hospital plan.
The good news? If you don't make any changes before 31 March, your current plan stays as it is.
But here's what you should know:
VitalHealth A is being replaced by VitalHealth Pro A for all new applications
๐ฐ New premiums are ~30% cheaper - but you'll pay more out of pocket when you need treatment
๐ฅ On a $123,500 bill, the difference between old and new rider could mean paying $3,000 vs $9,500
Premiums will only get more expensive over time as what we have seen in 2018 and all reforms in policy like this actually buy us time to plan ahead to ensure affordability
Nobody will say no to more comprehensive coverage on the day we truly need it.
Reply "WIN" and we will schedule a date for you and your parents before 31 Mar to properly review this upcoming changes and i will recommend for you accordingly.
Pay Less for Essentials that we don't need today, so we can Spend More on everything important to us everyday ๐ช๐ป
This is everything you need to know for your AIA hospital plan.
The good news? If you don't make any changes before 31 March, your current plan stays as it is.
But here's what you should know:
VitalHealth A is being replaced by VitalHealth Pro A for all new applications
๐ฐ New premiums are ~30% cheaper - but you'll pay more out of pocket when you need treatment
๐ฅ On a $123,500 bill, the difference between old and new rider could mean paying $3,000 vs $9,500
Premiums will only get more expensive over time as what we have seen in 2018 and all reforms in policy like this actually buy us time to plan ahead to ensure affordability
Nobody will say no to more comprehensive coverage on the day we truly need it.
Reply "WIN" and we will schedule a date for you and your parents before 31 Mar to properly review this upcoming changes and i will recommend for you accordingly.
Pay Less for Essentials that we don't need today, so we can Spend More on everything important to us everyday ๐ช๐ป
You can't make this sh- up ๐ฉ
At 6:50 AM ET today, $1.5 BILLION in notional value worth of S&P 500 futures contracts were bought.
This trade was so large it sent the entire index +0.3% higher that minute.
Then, 14 minutes later at 7:04 AM ET, President Trump announced "productive discussions" with Iran were underway.
By 7:10 AM ET, the S&P 500 had added +$2 TRILLION in market cap.
That $1.5 billion position gained +$60 million in minutes.
Market manipulation at its finest? (Credits to KobeissiLetter)
At 6:50 AM ET today, $1.5 BILLION in notional value worth of S&P 500 futures contracts were bought.
This trade was so large it sent the entire index +0.3% higher that minute.
Then, 14 minutes later at 7:04 AM ET, President Trump announced "productive discussions" with Iran were underway.
By 7:10 AM ET, the S&P 500 had added +$2 TRILLION in market cap.
That $1.5 billion position gained +$60 million in minutes.
Market manipulation at its finest? (Credits to KobeissiLetter)
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Netanyahu says heโll continue attacking Iran ๐คก๐คก๐คก:
Earlier today, I spoke with our friend President Trump.
President Trump believes that there is an opportunity to leverage the great achievements of the IDF and the US military to realize the goals of the war in an agreement, an agreement that will safeguard our vital interests.
In parallel, we continue to attack both in Iran and Lebanon.
We are methodically dismantling the missile program and the nuclear program and continue to hit Hezbollah hard.
Just a few days ago, we eliminated two more nuclear scientists and the hand is still outstretched.
We will safeguard our vital interests in any agreement.
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Senior Iranian official Mohsen Rezaee:
The war will continue until all damages are compensated, all economic sanctions are lifted, and a guarantee is obtained that the United States will not interfere in Iranโs affairs.
This is the decision of our nation, our leader, and our armed forces. (Credits: Clash Report)
Looks like the war is still raging on ...๐
The war will continue until all damages are compensated, all economic sanctions are lifted, and a guarantee is obtained that the United States will not interfere in Iranโs affairs.
This is the decision of our nation, our leader, and our armed forces. (Credits: Clash Report)
Looks like the war is still raging on ...
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Iran has laid out five key conditions for negotiations to proceed:
1) Complete cessation of "aggression and killings" by adversaries.
2) Establishment of specific mechanisms to ensure the war does not resume against the Islamic Republic.
3) Guaranteed and clearly defined compensation for military damages and reparations.
4) Conclusion of the war on all fronts and for all resistance groups involved in the region.
5) Assertion of Iran's sovereignty over the Strait of Hormuz.
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๐ข Chevron Warns California Risks Fuel Crisis Unless Iran War Eases ๐ฅ
Chevron issued a stark warning that California is โcareening toward an energy crisisโ due to the combined pressures of the Iran war and aggressive state regulations.
Because California is disconnected from most US pipeline hubs, it relies on Asia for 20% of its refined fuels, a supply line now threatened as the blockade of the Strait of Hormuz forces Asian nations to hoard their own dwindling stocks.
Chevronโs refining head, Andy Walz, stated that the company may cease refining operations in the state within a decade unless officials declare an โenergy emergencyโ and roll back climate taxes and regulations, which Chevron estimates could cost them $500 million over the next five years.
With gasoline prices in the state already nearing $6 a gallon, the situation has become a political flashpoint between Governor Gavin Newsomโs office and the Trump administration.
Chevron is currently taking the unusual and expensive step of shipping oil from the Gulf Coast through the Panama Canal to keep its West Coast refineries running as Middle Eastern shipments remain idle.
Chevron issued a stark warning that California is โcareening toward an energy crisisโ due to the combined pressures of the Iran war and aggressive state regulations.
Because California is disconnected from most US pipeline hubs, it relies on Asia for 20% of its refined fuels, a supply line now threatened as the blockade of the Strait of Hormuz forces Asian nations to hoard their own dwindling stocks.
Chevronโs refining head, Andy Walz, stated that the company may cease refining operations in the state within a decade unless officials declare an โenergy emergencyโ and roll back climate taxes and regulations, which Chevron estimates could cost them $500 million over the next five years.
With gasoline prices in the state already nearing $6 a gallon, the situation has become a political flashpoint between Governor Gavin Newsomโs office and the Trump administration.
Chevron is currently taking the unusual and expensive step of shipping oil from the Gulf Coast through the Panama Canal to keep its West Coast refineries running as Middle Eastern shipments remain idle.
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๐บ๐ธ Forecast Ahead (Events to Look Out For!) ๐จ
Mar 30 - Jerome Powell Speech
- Markets move heavily based on Fed tone (hawkish vs dovish)
- Even wording changes can shift interest rate expectations
Apr 1 - ISM Manufacturing PMI
- Leading indicator of economic strength
- Above 50 = expansion, below 50 = contraction
- Strong influence on recession expectations
Apr 3 - Nonfarm Payrolls (NFP)
- The single most important monthly US data point
- Drives: USD, stocks, bonds
- Includes:
1. Jobs added (56K forecast)
2. Unemployment rate (4.4%)
3. Wage growth
Big surprises = big market volatility
Mar 30 - Jerome Powell Speech
- Markets move heavily based on Fed tone (hawkish vs dovish)
- Even wording changes can shift interest rate expectations
Apr 1 - ISM Manufacturing PMI
- Leading indicator of economic strength
- Above 50 = expansion, below 50 = contraction
- Strong influence on recession expectations
Apr 3 - Nonfarm Payrolls (NFP)
- The single most important monthly US data point
- Drives: USD, stocks, bonds
- Includes:
1. Jobs added (56K forecast)
2. Unemployment rate (4.4%)
3. Wage growth
Big surprises = big market volatility
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NEW: The UAE hikes fuel prices, with sharp increases of 30% to 70%.
๐ March Market Round Up ๐
๐ข๏ธ Brent Surges 63% in March โ Biggest Monthly Gain Since 1988 as Hormuz Stays Shut
https://www.cnbc.com/2026/03/31/oil-price-today-wti-brent-trump-energy-sites-water-war-escalation-deal.html
๐ข Strait of Hormuz Effectively Closed โ Largest Oil Supply Disruption in History
https://en.wikipedia.org/wiki/2026_Strait_of_Hormuz_crisis
๐ฆ Fed Holds Rates at 3.50โ3.75%; Signals Only One Cut in 2026 as Iran War Clouds Inflation Outlook
https://www.cnbc.com/2026/03/18/fed-interest-rate-decision-march-2026.html
๐ S&P 500 Falls 5.3% in March โ Worst Monthly Performance Since 2022; Nasdaq Down 4.8%, Dow Snaps 10-Month Winning Streak
https://www.cnbc.com/2026/03/30/stock-market-today-live-updates.html
๐ฅ Gold Corrects from $5,589 ATH to ~$4,578 by Month-End as Risk Sentiment Whipsaws on Ceasefire Rumours
https://fortune.com/article/current-price-of-gold-03-31-2026/
๐๏ธ Aluminium Hits 4-Year High of $3,500/tonne After Iranian Attacks on Gulf Smelters
https://markets.financialcontent.com/stocks/article/marketminute-2026-3-30-geopolitical-shockwaves-iranian-attacks-on-middle-east-smelters-send-aluminum-prices-to-4-year-highs-us-producers-surge
โก OECD Cuts Global Growth Outlook, Raises G20 Inflation Forecast to 4.0% on Energy Shock
https://www.oecd.org/en/publications/oecd-economic-outlook-interim-report-march-2026_d4623013-en.html
๐ S&P Global Raises Brent Forecast to $90/bbl for March; Warns of Persistent Disruptions
https://www.spglobal.com/market-intelligence/en/news-insights/research/2026/03/global-economic-outlook-march-2026
๐บ๐ธ Moody's AI Recession Model Hits 49% โ One Tick Below Threshold That's Historically Always Preceded a Recession
https://www.fool.com/investing/2026/03/28/stock-market-crash-in-2026-the-sp-500-sounds-an-al/
๐ธ๐ฌ MAS Poised to Tighten Policy as Import Inflation Builds โ Petrol Up ~20%, Diesel Up ~40% in March
https://www.theedgesingapore.com/news/singapore-economy/singapore-tighten-policy-over-inflation-risks-economists-say
๐ธ๐ฌ STI Breaks Above 5,000 Points for First Time Ever in March Before Pulling Back on Global Volatility
https://www.minichart.com.sg/2026/03/13/singapore-market-update-march-2026-sgx-hits-record-highs-key-stock-picks-institutional-fund-flows/
๐ข๏ธ Brent Surges 63% in March โ Biggest Monthly Gain Since 1988 as Hormuz Stays Shut
https://www.cnbc.com/2026/03/31/oil-price-today-wti-brent-trump-energy-sites-water-war-escalation-deal.html
๐ข Strait of Hormuz Effectively Closed โ Largest Oil Supply Disruption in History
https://en.wikipedia.org/wiki/2026_Strait_of_Hormuz_crisis
๐ฆ Fed Holds Rates at 3.50โ3.75%; Signals Only One Cut in 2026 as Iran War Clouds Inflation Outlook
https://www.cnbc.com/2026/03/18/fed-interest-rate-decision-march-2026.html
๐ S&P 500 Falls 5.3% in March โ Worst Monthly Performance Since 2022; Nasdaq Down 4.8%, Dow Snaps 10-Month Winning Streak
https://www.cnbc.com/2026/03/30/stock-market-today-live-updates.html
๐ฅ Gold Corrects from $5,589 ATH to ~$4,578 by Month-End as Risk Sentiment Whipsaws on Ceasefire Rumours
https://fortune.com/article/current-price-of-gold-03-31-2026/
๐๏ธ Aluminium Hits 4-Year High of $3,500/tonne After Iranian Attacks on Gulf Smelters
https://markets.financialcontent.com/stocks/article/marketminute-2026-3-30-geopolitical-shockwaves-iranian-attacks-on-middle-east-smelters-send-aluminum-prices-to-4-year-highs-us-producers-surge
โก OECD Cuts Global Growth Outlook, Raises G20 Inflation Forecast to 4.0% on Energy Shock
https://www.oecd.org/en/publications/oecd-economic-outlook-interim-report-march-2026_d4623013-en.html
๐ S&P Global Raises Brent Forecast to $90/bbl for March; Warns of Persistent Disruptions
https://www.spglobal.com/market-intelligence/en/news-insights/research/2026/03/global-economic-outlook-march-2026
๐บ๐ธ Moody's AI Recession Model Hits 49% โ One Tick Below Threshold That's Historically Always Preceded a Recession
https://www.fool.com/investing/2026/03/28/stock-market-crash-in-2026-the-sp-500-sounds-an-al/
๐ธ๐ฌ MAS Poised to Tighten Policy as Import Inflation Builds โ Petrol Up ~20%, Diesel Up ~40% in March
https://www.theedgesingapore.com/news/singapore-economy/singapore-tighten-policy-over-inflation-risks-economists-say
๐ธ๐ฌ STI Breaks Above 5,000 Points for First Time Ever in March Before Pulling Back on Global Volatility
https://www.minichart.com.sg/2026/03/13/singapore-market-update-march-2026-sgx-hits-record-highs-key-stock-picks-institutional-fund-flows/
CNBC
Brent oil price surges more than 60% in March, biggest monthly gain dating back to 1988
Reports indicate that the U.S. and Iran are open to ending the war.
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