โ‚ฟ Justin Tew - Objective Finance ๐Ÿ“ˆ
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The content shared in this Telegram channel is for informational and educational purposes only.

The information, insights, and opinions expressed here are based on my own personal learnings and experiences.

They do not constitute financial advice!
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TLDR: Im not doing it...

1) I dont have $50k extra thats earning shit interest elsewhere
2) 8mpd and to sacrifice $50k of liquidity is not worth it to me ๐Ÿค“
To all clients,

This is everything you need to know for your AIA hospital plan.

The good news? If you don't make any changes before 31 March, your current plan stays as it is.

But here's what you should know:

VitalHealth A is being replaced by VitalHealth Pro A for all new applications
๐Ÿ’ฐ New premiums are ~30% cheaper - but you'll pay more out of pocket when you need treatment
๐Ÿฅ On a $123,500 bill, the difference between old and new rider could mean paying $3,000 vs $9,500

Premiums will only get more expensive over time as what we have seen in 2018 and all reforms in policy like this actually buy us time to plan ahead to ensure affordability
Nobody will say no to more comprehensive coverage on the day we truly need it.

Reply "WIN" and we will schedule a date for you and your parents before 31 Mar to properly review this upcoming changes and i will recommend for you accordingly.

Pay Less for Essentials that we don't need today, so we can Spend More on everything important to us everyday ๐Ÿ’ช๐Ÿป
๐Ÿ‡บ๐Ÿ‡ธPresident Trump all within 48 hours:

"I don't want to do a ceasefire with Iran"
"I'm winding down the war with Iran"
Trump is planning "peace talks with Iran"

This morning: "The US will obliterate Iran's power plants if Iran doesn't open the Strait of Hormuz within 48 hours"
๐Ÿคฃ1
You can't make this sh- up ๐Ÿ’ฉ

At 6:50 AM ET today, $1.5 BILLION in notional value worth of S&P 500 futures contracts were bought.

This trade was so large it sent the entire index +0.3% higher that minute.

Then, 14 minutes later at 7:04 AM ET, President Trump announced "productive discussions" with Iran were underway.

By 7:10 AM ET, the S&P 500 had added +$2 TRILLION in market cap.

That $1.5 billion position gained +$60 million in minutes.

Market manipulation at its finest? (Credits to KobeissiLetter)
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The tweet that started the pump ๐Ÿคก
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Netanyahu says heโ€™ll continue attacking Iran ๐Ÿคก๐Ÿคก๐Ÿคก:

Earlier today, I spoke with our friend President Trump.

President Trump believes that there is an opportunity to leverage the great achievements of the IDF and the US military to realize the goals of the war in an agreement, an agreement that will safeguard our vital interests.

In parallel, we continue to attack both in Iran and Lebanon.

We are methodically dismantling the missile program and the nuclear program and continue to hit Hezbollah hard.

Just a few days ago, we eliminated two more nuclear scientists and the hand is still outstretched.

We will safeguard our vital interests in any agreement.
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Senior Iranian official Mohsen Rezaee:

The war will continue until all damages are compensated, all economic sanctions are lifted, and a guarantee is obtained that the United States will not interfere in Iranโ€™s affairs.

This is the decision of our nation, our leader, and our armed forces. (Credits: Clash Report)

Looks like the war is still raging on ... ๐Ÿ‘€
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๐Ÿšจ๐Ÿ”ฅ๐Ÿ‡ฎ๐Ÿ‡ท IRAN: TALKS WILL NOT TAKE PLACE UNTIL FIVE CONDITIONS ARE MET.

Iran has laid out five key conditions for negotiations to proceed:

1) Complete cessation of "aggression and killings" by adversaries.
2) Establishment of specific mechanisms to ensure the war does not resume against the Islamic Republic.
3) Guaranteed and clearly defined compensation for military damages and reparations.
4) Conclusion of the war on all fronts and for all resistance groups involved in the region.
5) Assertion of Iran's sovereignty over the Strait of Hormuz.
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๐Ÿ›ข Chevron Warns California Risks Fuel Crisis Unless Iran War Eases ๐Ÿ’ฅ

Chevron issued a stark warning that California is โ€œcareening toward an energy crisisโ€ due to the combined pressures of the Iran war and aggressive state regulations.

Because California is disconnected from most US pipeline hubs, it relies on Asia for 20% of its refined fuels, a supply line now threatened as the blockade of the Strait of Hormuz forces Asian nations to hoard their own dwindling stocks.

Chevronโ€™s refining head, Andy Walz, stated that the company may cease refining operations in the state within a decade unless officials declare an โ€œenergy emergencyโ€ and roll back climate taxes and regulations, which Chevron estimates could cost them $500 million over the next five years.

With gasoline prices in the state already nearing $6 a gallon, the situation has become a political flashpoint between Governor Gavin Newsomโ€™s office and the Trump administration.

Chevron is currently taking the unusual and expensive step of shipping oil from the Gulf Coast through the Panama Canal to keep its West Coast refineries running as Middle Eastern shipments remain idle.
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Profesor Jiang was right ...
๐Ÿ‡บ๐Ÿ‡ธ Forecast Ahead (Events to Look Out For!) ๐Ÿšจ

Mar 30 - Jerome Powell Speech
- Markets move heavily based on Fed tone (hawkish vs dovish)
- Even wording changes can shift interest rate expectations

Apr 1 - ISM Manufacturing PMI
- Leading indicator of economic strength
- Above 50 = expansion, below 50 = contraction
- Strong influence on recession expectations

Apr 3 - Nonfarm Payrolls (NFP)
- The single most important monthly US data point
- Drives: USD, stocks, bonds
- Includes:
1. Jobs added (56K forecast)
2. Unemployment rate (4.4%)
3. Wage growth
Big surprises = big market volatility
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NEW: The UAE hikes fuel prices, with sharp increases of 30% to 70%.
๐Ÿ“ˆ March Market Round Up ๐Ÿ“‰

๐Ÿ›ข๏ธ Brent Surges 63% in March โ€” Biggest Monthly Gain Since 1988 as Hormuz Stays Shut
https://www.cnbc.com/2026/03/31/oil-price-today-wti-brent-trump-energy-sites-water-war-escalation-deal.html

๐Ÿšข Strait of Hormuz Effectively Closed โ€” Largest Oil Supply Disruption in History
https://en.wikipedia.org/wiki/2026_Strait_of_Hormuz_crisis

๐Ÿฆ Fed Holds Rates at 3.50โ€“3.75%; Signals Only One Cut in 2026 as Iran War Clouds Inflation Outlook
https://www.cnbc.com/2026/03/18/fed-interest-rate-decision-march-2026.html

๐Ÿ“‰ S&P 500 Falls 5.3% in March โ€” Worst Monthly Performance Since 2022; Nasdaq Down 4.8%, Dow Snaps 10-Month Winning Streak
https://www.cnbc.com/2026/03/30/stock-market-today-live-updates.html

๐Ÿฅ‡ Gold Corrects from $5,589 ATH to ~$4,578 by Month-End as Risk Sentiment Whipsaws on Ceasefire Rumours
https://fortune.com/article/current-price-of-gold-03-31-2026/

๐Ÿ—๏ธ Aluminium Hits 4-Year High of $3,500/tonne After Iranian Attacks on Gulf Smelters
https://markets.financialcontent.com/stocks/article/marketminute-2026-3-30-geopolitical-shockwaves-iranian-attacks-on-middle-east-smelters-send-aluminum-prices-to-4-year-highs-us-producers-surge

โšก OECD Cuts Global Growth Outlook, Raises G20 Inflation Forecast to 4.0% on Energy Shock
https://www.oecd.org/en/publications/oecd-economic-outlook-interim-report-march-2026_d4623013-en.html

๐Ÿ“Š S&P Global Raises Brent Forecast to $90/bbl for March; Warns of Persistent Disruptions
https://www.spglobal.com/market-intelligence/en/news-insights/research/2026/03/global-economic-outlook-march-2026

๐Ÿ‡บ๐Ÿ‡ธ Moody's AI Recession Model Hits 49% โ€” One Tick Below Threshold That's Historically Always Preceded a Recession
https://www.fool.com/investing/2026/03/28/stock-market-crash-in-2026-the-sp-500-sounds-an-al/

๐Ÿ‡ธ๐Ÿ‡ฌ MAS Poised to Tighten Policy as Import Inflation Builds โ€” Petrol Up ~20%, Diesel Up ~40% in March
https://www.theedgesingapore.com/news/singapore-economy/singapore-tighten-policy-over-inflation-risks-economists-say

๐Ÿ‡ธ๐Ÿ‡ฌ STI Breaks Above 5,000 Points for First Time Ever in March Before Pulling Back on Global Volatility
https://www.minichart.com.sg/2026/03/13/singapore-market-update-march-2026-sgx-hits-record-highs-key-stock-picks-institutional-fund-flows/
Stressed Trump is stressed ๐Ÿคก๐Ÿคก
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He has to be trolling... right?