Seedly Personal Finance SG
✔
50.8K subscribers
10K photos
78 videos
4 files
11.1K links
Financial info that every Singaporean needs to know, from your friendly neighbourhood Seedly.sg

INVITE YOUR FRIENDS!
➡️ t.me/personalfinancesg

https://seedly.sg

https://instagram.com/seedlysg?igshid=YmMyMTA2M2Y=
Download Telegram
With cashback rates ranging from 1.6% to 1.75%, the differences may seem small, but spending requirements and extra perks could matter more. Which card gives you the best value in practice?

Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨

➡️ Join Discussion Here: https://bit.ly/TG-oct-sdlytoday_1426

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
Between COE, parking, petrol, insurance and maintenance, owning a car can cost much more than expected. For those who bought one, was the convenience worth the financial commitment?

Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨

➡️ Join Discussion Here: https://bit.ly/TG-oct-sdlytoday_1526

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
🥰2
Invest across US, HK, and SG stocks, ETFs, Options, Funds, and more with moomoo — all from one powerful app. Access smart trading tools and market insights while enjoying lifetime commission-free trading on US stocks.

Also, get a chance to score Apple AirPods Gen 5 (worth S$199), S$150 Cash via PayNow, S$160 Grab Voucher, or 9,000 Max Miles by HeyMax (worth S$162) when you open a Moomoo account, fund a minimum of S$2,000, and use the promo code SINGSAVER88. T&Cs apply.

Share your experience with moomoo Singapore on Seedly!

➡️ https://bit.ly/3Soo3Ie

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
❤1
The OCBC INFINITY Cashback Credit Card is a fuss-free unlimited cashback card with no minimum spend or cap. All cashback earned will be automatically credited to your OCBC INFINITY card account. ⭐️

Plus, get S$300 Cash + S$100 Grab Voucher Bundle, S$420 Shopee Voucher, 25,000 Max Miles by HeyMax, Dyson Airstrait, or Dyson V8 Cyclone cordless vacuum when you apply.

➡️Apply Now: https://bit.ly/4p8D2Wr

✍️Or, share your experience with OCBC INFINITY Cashback Credit Card on Seedly!
➡️ https://bit.ly/3H5wSm3

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
❤3🔥1
Low trading fees and FX spreads can help reduce investing costs, but market access and platform reliability matter too. Which brokerage has worked best for you, and why?

Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨

➡️ Join Discussion Here: https://bit.ly/TG-oct-sdlytoday_2026

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
❤1
Unlock one of the lowest interest rate in the market from as low as 1.00% p.a (EIR from 1.93% p.a.) and enjoy zero processing fees with the UOB Personal Loan! 🌟

✨Plus, apply for a loan amount at least S$8,000 and loan tenure at least 36 month to unlock up to S$1,900 in rewards or S$1,800 cashback. Limited time only! T&Cs apply.

➡️Apply Now: https://bit.ly/3GLQNtA

✍️Or, share your experience with UOB Personal Loan on Seedly!
➡️ https://bit.ly/UOBPLseedly

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
❤2
The usual 3–6 months' rule may not suit everyone, especially if you have dependants, an unstable income or fewer financial commitments. How did you decide on your emergency fund target, and how much do you keep easily accessible?

Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨

➡️ Join Discussion Here: https://bit.ly/TG-oct-sdlytoday_2126

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
A big purchase coming your way? Sign up for the CIMB Personal Loan now! ⭐️

Receive cash instantly upon approval, enjoy as low as 1.00% p.a. (EIR from 1.94% p.a.), apply for min. loan amount of S$2,000, and more! T&Cs apply.

Share your experience with the CIMB Personal Loan on Seedly!

Plus, receive up to S$2,000 Cash or S$2,100 Grab Voucher when you apply via SingSaver for a min. loan amount of S$8,000. T&Cs apply.

➡️ https://bit.ly/3FBjzZE

🎁 Redeem vouchers from various stores on SeedlyRewards
LOG IN NOW!
❤1
Saving aggressively can help you reach milestones sooner, but staying in a less-than-ideal situation just to save money has its trade-offs too. Would you spend more for independence, even if it means reaching your goals later?

Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨

➡️ Join Discussion Here: https://bit.ly/TG-oct-sdlytoday_2226

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
Trade smarter with Longbridge 🚀

Enjoy lifetime commission-free trading on U.S., SG, and HK stocks, and access a wide range of products including stocks, REITs, ETFs, HK warrants, CBBCs, U.S. options, and mutual funds—all in one platform.

Stay ahead with free real-time Level 1 quotes for SGX and HKEX, and take advantage of 24-hour U.S. market trading to seize opportunities anytime.

✨Enjoy exclusive SingSaver rewards with promo code SINGSAVE — get up to S$398 Upsized Cash via PayNow, 24,000 Max Miles by HeyMax (worth S$432), or an Apple AirPods Pro Gen 3 + S$50 Grab Voucher (total worth S$399) when you apply. T&Cs apply.

➡️Apply Now: https://bit.ly/LBseedly

✍️Or, share your experience with Longbridge on Seedly!

➡️ https://bit.ly/4gJTc5E

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
❤2
Cutting back doesn't have to mean giving up everything you enjoy, especially if small habit changes can make a difference. What's one money-saving hack that has genuinely helped you spend less?

Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨

➡️ Join Discussion Here: https://bit.ly/TG-oct-sdlytoday_2326

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
👍2
Have you considered GREAT Maid Protect Insurance? 🛡

It offers hospitalisation coverage and employer liability protection, giving you peace of mind while safeguarding your helper’s wellbeing.

Plus, enjoy 20% off with promo code 20MAID, and get up to S$110 via PayNow or S$120 Grab Voucher when you purchase now.

On top of that, the first policy purchase at 2PM daily stands a chance to win an Apple AirPods 5 (with Wireless Charging Case) & Apple Watch SE Gen 3 40mm (GPS) (worth S$568.00) bundle (min. S$400 premium applies).

Get reliable protection for domestic helpers with GREAT Maid Protect Insurance.

➡️ https://rebrand.ly/ge-dhi-4b502c

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
❤1
GXS offers 1.75% cashback, but its S$500 monthly spend condition could affect how useful it is for some cardholders. With UOB Absolute offering 2% on contactless spending until January 2027, which would you choose for daily expenses?

Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨

➡️ Join Discussion Here: https://bit.ly/TG-oct-sdlytoday_2626

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
For a limited time only, get a 2.0% p.a.* preferential rate on a 6-month SGD Time Deposit when you join Citigold. Plus, enjoy up to 7.51% p.a. interest when you open a Wealth First account. 🔑

Share your experience with the Citigold on Seedly!

➡️ https://bit.ly/3fbZRdo

What's more, get Up to S$1,800 Upsized Cash via PayNow, an Apple iPhone 18 Pro 512GB (worth S$2,199), an Apple iPad (A16) + Apple Watch Series 12 bundle (total worth S$1,318), or 75,000 Max Miles by HeyMax (worth S$1,350) when you successfully start a Citigold relationship and opt-in as an Accredited Investor. T&Cs apply.

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
❤2
SkillsFuture courses and Career Conversion Programmes may help workers build new skills, but finding the right opportunity is another challenge. If you've used these schemes, did they help you land a new role, and what advice would you give someone considering a career change?

Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨

➡️ Join Discussion Here: https://bit.ly/TG-oct-sdlytoday_2826

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
This media is not supported in your browser
VIEW IN TELEGRAM
🎉Upsized rewards. Lower deposit.

Enjoy more with Plus500 from just S$1,000 deposit (previously S$1,500)!

Choose from:

💰 S$350 Upsized Cash
🛍 S$380 Grab Vouchers
✈️ 22K Max Miles by HeyMax

Plus, get access to Plus500's trading platform with 0% commissions*, risk-free demo trading and up to S$13,000 in First-Time Deposit Bonuses!

⚡️ More to choose from, for a limited time.
👉 Sign up via SingSaver today.
❤2
Have you signed up for a DBS Personal Loan?💰

DBS Personal Loan features:
- Rates from as low as from 1.48% p.a. (EIR from 3.22%)
- Minimum loan amount of S$500
- Loan tenure period from a minimum of 6 months to a maximum of 5 years

Share your experience with the DBS Personal Loan on Seedly!

➡️ https://bit.ly/47UidJ7

Plus, get up to S$900 on top of up to 3% cashback when you apply for a loan min. S$10,000 with a min. tenure of 3 years. Use the promo code (SINGSAVER) upon application. T&Cs apply.

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
❤1
Using different cards for dining, groceries and online shopping could earn more rewards, but remembering which card to use isn't always easy. How do you balance maximising rewards with keeping your finances simple?

Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨

➡️ Join Discussion Here: https://bit.ly/TG-oct-sdlytoday_2926

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
❤1
From Wall Street to SG, Webull offers an intuitive investment platform designed for both new and experiences investors. Plus, enjoy diverse tradable products from Stocks, ETFs, Options, Mutual Funds, Bonds, REITs, Futures & more, with true 0 fees for US stock trading.


➡️ https://bit.ly/3hC5uT3

Share your experience with Webull on Seedly!

Plus, get up to S$260 Upsized Cash via PayNow, Apple Watch Series 12 Aluminum 42mm GPS (worth S$599), Samsung Galaxy Buds4 Pro + S$50 eCapitaVoucher or 13,000 Max Miles by HeyMax when you apply now via SingSaver. You can also choose the Dyson Cool™ AM07 Tower Fan (worth S$499) when you top up as low as S$35! T&Cs apply.

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!
Getting a card early could help students build good spending and repayment habits, but without a steady income, it may be harder to manage repayments. Would you encourage students to start early or wait until they have a full-time job?

Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨

➡️ Join Discussion Here: https://bit.ly/TG-oct-sdlytoday_3026

🎁 Redeem vouchers from various merchants on SeedlyRewards
LOG IN NOW!