🔆 The Federal Fiscal Mismatch Architecture
📍 Context
✅ Economist Jayan Jose Thomas highlighted that the rising debt of Indian States is driven by a structural fiscal mismatch between expenditure responsibilities and revenue-raising powers.
📍 What is the Federal Fiscal Mismatch?
✅ The Union Government controls major tax sources, while States bear the bulk of expenditure on health, education, agriculture, irrigation, welfare, and local development.
✅ This imbalance forces States to depend heavily on market borrowings to finance developmental expenditure.
📍 Key Highlights
✅ Kerala generates 1.5 times the national average per capita own-tax revenue.
✅ Yet, its share in Central tax devolution is only 1.92%.
✅ Around 90% of Kerala’s expenditure is Revenue Expenditure, while only 10% is Capital Expenditure.
✅ Budget composition:
Salaries – 20%
Pensions – 15.3%
Interest Payments – 16.5%
✅ Kerala’s Credit-Deposit Ratio (CD Ratio) is 66%, against the national average of 76%.
✅ State Development Loans (SDLs) carry 6.5–7.5% interest, higher than Union Government borrowing costs.
📍 Key Challenges
✅ Limited fiscal space for infrastructure and capital investment.
✅ High debt servicing reduces funds for productive assets.
✅ Weak public investment leads to brain drain and slower economic growth.
✅ States cannot easily reduce spending without affecting health, education, and welfare services.
✅ Growing gap between private wealth and public finances.
📍 China’s Model
✅ Local governments finance infrastructure through:
Local Government Bonds (LGBs)
Land sales
Local Government Financing Vehicles (LGFVs)
✅ Access to low-cost domestic credit keeps borrowing costs around 2%.
📍 Way Forward
✅ Reform Finance Commission devolution to reward efficient tax mobilisation.
✅ Lower borrowing costs by strengthening the SDL framework.
✅ Channel excess bank deposits into State infrastructure financing.
✅ Increase Capital Expenditure on infrastructure, education, healthcare, and technology.
✅ Improve fiscal autonomy while ensuring cooperative federalism.
📍 UPSC PRELIMS FACTS
✅ State Development Loans (SDLs): Market borrowings by State Governments.
✅ Finance Commission (Article 280): Recommends tax devolution between the Union and States.
✅ Capital Expenditure: Creates productive assets.
✅ Revenue Expenditure: Day-to-day operational expenditure.
✅ Credit-Deposit Ratio (CD Ratio): Indicates the proportion of deposits deployed as loans by banks.
#mains
📍 Context
✅ Economist Jayan Jose Thomas highlighted that the rising debt of Indian States is driven by a structural fiscal mismatch between expenditure responsibilities and revenue-raising powers.
📍 What is the Federal Fiscal Mismatch?
✅ The Union Government controls major tax sources, while States bear the bulk of expenditure on health, education, agriculture, irrigation, welfare, and local development.
✅ This imbalance forces States to depend heavily on market borrowings to finance developmental expenditure.
📍 Key Highlights
✅ Kerala generates 1.5 times the national average per capita own-tax revenue.
✅ Yet, its share in Central tax devolution is only 1.92%.
✅ Around 90% of Kerala’s expenditure is Revenue Expenditure, while only 10% is Capital Expenditure.
✅ Budget composition:
Salaries – 20%
Pensions – 15.3%
Interest Payments – 16.5%
✅ Kerala’s Credit-Deposit Ratio (CD Ratio) is 66%, against the national average of 76%.
✅ State Development Loans (SDLs) carry 6.5–7.5% interest, higher than Union Government borrowing costs.
📍 Key Challenges
✅ Limited fiscal space for infrastructure and capital investment.
✅ High debt servicing reduces funds for productive assets.
✅ Weak public investment leads to brain drain and slower economic growth.
✅ States cannot easily reduce spending without affecting health, education, and welfare services.
✅ Growing gap between private wealth and public finances.
📍 China’s Model
✅ Local governments finance infrastructure through:
Local Government Bonds (LGBs)
Land sales
Local Government Financing Vehicles (LGFVs)
✅ Access to low-cost domestic credit keeps borrowing costs around 2%.
📍 Way Forward
✅ Reform Finance Commission devolution to reward efficient tax mobilisation.
✅ Lower borrowing costs by strengthening the SDL framework.
✅ Channel excess bank deposits into State infrastructure financing.
✅ Increase Capital Expenditure on infrastructure, education, healthcare, and technology.
✅ Improve fiscal autonomy while ensuring cooperative federalism.
📍 UPSC PRELIMS FACTS
✅ State Development Loans (SDLs): Market borrowings by State Governments.
✅ Finance Commission (Article 280): Recommends tax devolution between the Union and States.
✅ Capital Expenditure: Creates productive assets.
✅ Revenue Expenditure: Day-to-day operational expenditure.
✅ Credit-Deposit Ratio (CD Ratio): Indicates the proportion of deposits deployed as loans by banks.
#mains
❤5
🔆 Regional Connectivity Scheme (RCS) – Modified UDAN
📍 Why in News?
✅ The Union Cabinet approved the Modified UDAN Scheme to accelerate regional air connectivity and support the vision of Viksit Bharat 2047.
📍 Modified UDAN Scheme
✅ Duration: 10 years (FY 2026–27 to 2035–36).
✅ Outlay: ₹28,840 crore.
📍 Key Components
✅ 100 New Aerodromes: Development of airports from existing unserved airstrips.
✅ O&M Support: Operational and maintenance support for 3 years to around 441 RCS-only aerodromes.
✅ 200 Modern Helipads: To be developed in hilly, remote, island, and aspirational districts.
✅ Viability Gap Funding (VGF): ₹10,043 crore over 10 years to support regional airline operations.
✅ Atmanirbhar Bharat Aviation: Promotion of indigenous aircraft such as HAL Dhruv helicopters and HAL Dornier aircraft for regional connectivity.
📍 About UDAN Scheme
✅ Launch: October 2016 under the National Civil Aviation Policy (NCAP), 2016.
✅ Type: Central Sector Scheme.
✅ Ministry: Ministry of Civil Aviation.
✅ Implementing Agency: Airports Authority of India (AAI).
✅ Objective: Make air travel affordable, accessible, and widespread, while improving connectivity to Tier-2 and Tier-3 cities.
📍 Achievements
✅ 669 regional routes operationalised.
✅ Connectivity expanded across 95 airports, heliports, and water aerodromes.
✅ Benefited over 1.66 crore passengers.
✅ ₹4,593.28 crore released as Viability Gap Funding (VGF).
✅ India’s airport network expanded from 74 (2014) to 159 (2024).
#goverment_schemes
Join https://t.me/PIB_UPSC
https://t.me/upsc_government_scheme
📍 Why in News?
✅ The Union Cabinet approved the Modified UDAN Scheme to accelerate regional air connectivity and support the vision of Viksit Bharat 2047.
📍 Modified UDAN Scheme
✅ Duration: 10 years (FY 2026–27 to 2035–36).
✅ Outlay: ₹28,840 crore.
📍 Key Components
✅ 100 New Aerodromes: Development of airports from existing unserved airstrips.
✅ O&M Support: Operational and maintenance support for 3 years to around 441 RCS-only aerodromes.
✅ 200 Modern Helipads: To be developed in hilly, remote, island, and aspirational districts.
✅ Viability Gap Funding (VGF): ₹10,043 crore over 10 years to support regional airline operations.
✅ Atmanirbhar Bharat Aviation: Promotion of indigenous aircraft such as HAL Dhruv helicopters and HAL Dornier aircraft for regional connectivity.
📍 About UDAN Scheme
✅ Launch: October 2016 under the National Civil Aviation Policy (NCAP), 2016.
✅ Type: Central Sector Scheme.
✅ Ministry: Ministry of Civil Aviation.
✅ Implementing Agency: Airports Authority of India (AAI).
✅ Objective: Make air travel affordable, accessible, and widespread, while improving connectivity to Tier-2 and Tier-3 cities.
📍 Achievements
✅ 669 regional routes operationalised.
✅ Connectivity expanded across 95 airports, heliports, and water aerodromes.
✅ Benefited over 1.66 crore passengers.
✅ ₹4,593.28 crore released as Viability Gap Funding (VGF).
✅ India’s airport network expanded from 74 (2014) to 159 (2024).
#goverment_schemes
Join https://t.me/PIB_UPSC
https://t.me/upsc_government_scheme
❤3👏1
#Goodmorning
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⏳45 days left CSM26 [ 21-08-26]
⏳320 days left CSP27 [ 23-05-27]
⏳410 days left CSM27 [ 20-08-27]
⏳152 days left UPPSC/RAS prelims 6 December
⏳69 Day left CDS/NDA 2 13 Sept
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❤1
🔆 CURRENT AFFAIRS – 6 JULY 2026
🔆 SCIENCE & TECHNOLOGY
📍 Government Orders Removal of Battery Hacking Apps
✅ Apple and Google directed to remove BAT-BMS, Lossigy and Epoch Li-ion apps
✅ Apps could remotely stop Bluetooth-enabled e-rickshaws
✅ Highlights cybersecurity risks in EV Battery Management Systems (BMS)
✅ BMS monitors, protects and manages lithium-ion battery packs
🔆 SCHEMES
📍 LokOS Strengthens Rural Livelihood Digitisation
✅ Digital platform under DAY-NRLM
✅ Enables end-to-end digitisation of Self-Help Groups (SHGs)
✅ Aadhaar-linked digital IDs and financial transaction records
✅ Supports women entrepreneurs through SHE-LEAPS
✅ Ministry: Ministry of Rural Development
📍 Registration Extended for Navachar Mantra
✅ Registration deadline extended till 15 July 2026
✅ Flagship innovation platform of MSDE
✅ Implemented through NIESBUD and FITT
✅ Promotes entrepreneurship and startup innovation
📍 PM Launches Viksit UDAN
✅ Next phase of UDAN launched on 4 July 2026
✅ Total outlay: ₹29,000 crore
✅ Duration: 10 years
✅ Plans 100 new aerodromes and 200 helipads
✅ Supports regional connectivity and Viksit Bharat 2047
🔆 STATES
📍 Oldest Scientifically Dated Banyan Tree Identified
✅ Located in Munger, Bihar
✅ Estimated age: ~700 years
✅ Confirmed using AMS Radiocarbon Dating
✅ Research by Birbal Sahni Institute of Palaeosciences (BSIP)
📍 West Bengal Gets Three New GI Tags
✅ Jalbhara Sandesh (Chandannagar)
✅ Manohara (Janai)
✅ Balagarh Traditional Wooden Boats
✅ GI registration governed by GI Act, 1999
📍 Ladakh Announces Incentives for Pashmina Herders
✅ 25% production-based incentive through DBT
✅ ₹8 crore revolving fund approved
✅ Supports Changthangi goat rearers and Changpa community
🔆 NATIONAL
📍 NCW Launches Women Helpline 14490
✅ 24×7 toll-free helpline
✅ Provides counselling, complaint registration and grievance redressal
✅ Covers domestic violence, workplace harassment and gender-based violence
📍 India Inaugurates First Greenfield Refinery-Cum-Petrochemical Complex
✅ Located at Pachpadra, Rajasthan
✅ Project cost: ₹79,450 crore
✅ Joint venture: HPCL (74%) and Government of Rajasthan (26%)
✅ India’s first integrated Greenfield refinery-cum-petrochemical complex
📍 India Unveils First Indigenous EXIM Shipping Container
✅ Unveiled by Sarbananda Sonowal
✅ Manufactured by DCM Shriram Group
✅ Designed for international intermodal cargo transport
🔆 INTERNATIONAL
📍 IAEA Reports Power Loss at Zaporizhzhia Nuclear Plant
✅ Plant lost off-site power for the 21st time
✅ Located in Ukraine
✅ One of Europe’s largest nuclear power plants
✅ Report released by IAEA
📍 United States Marks 250th Independence Anniversary
✅ Celebrated on 4 July 2026
✅ Marks 250 years of the US Declaration of Independence (1776)
🔆 INDIA & THE WORLD
📍 India and Mali Launch Export Promotion Forum
✅ First institutional trade platform between both countries
✅ Theme: “Reinforcing Trade and Strategic Partnerships”
✅ FY 2025–26 bilateral trade: US$326.61 million
✅ Launched in Bamako
🔆 AGREEMENTS & MoUs
📍 India–Israel Bilateral Investment Agreement Comes into Force
✅ Agreement signed in September 2025
✅ Effective from 6 July 2026
✅ Promotes cross-border investment and economic cooperation
🔆 APPOINTMENTS & RESIGNATIONS
📍 Keiko Fujimori Wins Peru Presidential Election
✅ Conservative leader elected President of Peru
🔆 AWARDS & RECOGNITIONS
📍 651 Indian Army Personnel Receive UN Medal
✅ Awarded for peacekeeping service in DR Congo
✅ Serving under MONUSCO
✅ Recognises contribution to UN peacekeeping
📍 ICMR-MINDS Wins Gold at National e-Governance Awards
✅ Awarded at National Awards for e-Governance 2026
✅ Integrates mental health with Non-Communicable Diseases (NCDs)
🔆 SPORTS
📍 Australia Wins Record Seventh Women’s T20 World Cup
✅ Defeated England in the final
✅ Venue: Lord’s Cricket Ground
✅ Beth Mooney named Player of the Match
#CurrentAffairs
🔆 SCIENCE & TECHNOLOGY
📍 Government Orders Removal of Battery Hacking Apps
✅ Apple and Google directed to remove BAT-BMS, Lossigy and Epoch Li-ion apps
✅ Apps could remotely stop Bluetooth-enabled e-rickshaws
✅ Highlights cybersecurity risks in EV Battery Management Systems (BMS)
✅ BMS monitors, protects and manages lithium-ion battery packs
🔆 SCHEMES
📍 LokOS Strengthens Rural Livelihood Digitisation
✅ Digital platform under DAY-NRLM
✅ Enables end-to-end digitisation of Self-Help Groups (SHGs)
✅ Aadhaar-linked digital IDs and financial transaction records
✅ Supports women entrepreneurs through SHE-LEAPS
✅ Ministry: Ministry of Rural Development
📍 Registration Extended for Navachar Mantra
✅ Registration deadline extended till 15 July 2026
✅ Flagship innovation platform of MSDE
✅ Implemented through NIESBUD and FITT
✅ Promotes entrepreneurship and startup innovation
📍 PM Launches Viksit UDAN
✅ Next phase of UDAN launched on 4 July 2026
✅ Total outlay: ₹29,000 crore
✅ Duration: 10 years
✅ Plans 100 new aerodromes and 200 helipads
✅ Supports regional connectivity and Viksit Bharat 2047
🔆 STATES
📍 Oldest Scientifically Dated Banyan Tree Identified
✅ Located in Munger, Bihar
✅ Estimated age: ~700 years
✅ Confirmed using AMS Radiocarbon Dating
✅ Research by Birbal Sahni Institute of Palaeosciences (BSIP)
📍 West Bengal Gets Three New GI Tags
✅ Jalbhara Sandesh (Chandannagar)
✅ Manohara (Janai)
✅ Balagarh Traditional Wooden Boats
✅ GI registration governed by GI Act, 1999
📍 Ladakh Announces Incentives for Pashmina Herders
✅ 25% production-based incentive through DBT
✅ ₹8 crore revolving fund approved
✅ Supports Changthangi goat rearers and Changpa community
🔆 NATIONAL
📍 NCW Launches Women Helpline 14490
✅ 24×7 toll-free helpline
✅ Provides counselling, complaint registration and grievance redressal
✅ Covers domestic violence, workplace harassment and gender-based violence
📍 India Inaugurates First Greenfield Refinery-Cum-Petrochemical Complex
✅ Located at Pachpadra, Rajasthan
✅ Project cost: ₹79,450 crore
✅ Joint venture: HPCL (74%) and Government of Rajasthan (26%)
✅ India’s first integrated Greenfield refinery-cum-petrochemical complex
📍 India Unveils First Indigenous EXIM Shipping Container
✅ Unveiled by Sarbananda Sonowal
✅ Manufactured by DCM Shriram Group
✅ Designed for international intermodal cargo transport
🔆 INTERNATIONAL
📍 IAEA Reports Power Loss at Zaporizhzhia Nuclear Plant
✅ Plant lost off-site power for the 21st time
✅ Located in Ukraine
✅ One of Europe’s largest nuclear power plants
✅ Report released by IAEA
📍 United States Marks 250th Independence Anniversary
✅ Celebrated on 4 July 2026
✅ Marks 250 years of the US Declaration of Independence (1776)
🔆 INDIA & THE WORLD
📍 India and Mali Launch Export Promotion Forum
✅ First institutional trade platform between both countries
✅ Theme: “Reinforcing Trade and Strategic Partnerships”
✅ FY 2025–26 bilateral trade: US$326.61 million
✅ Launched in Bamako
🔆 AGREEMENTS & MoUs
📍 India–Israel Bilateral Investment Agreement Comes into Force
✅ Agreement signed in September 2025
✅ Effective from 6 July 2026
✅ Promotes cross-border investment and economic cooperation
🔆 APPOINTMENTS & RESIGNATIONS
📍 Keiko Fujimori Wins Peru Presidential Election
✅ Conservative leader elected President of Peru
🔆 AWARDS & RECOGNITIONS
📍 651 Indian Army Personnel Receive UN Medal
✅ Awarded for peacekeeping service in DR Congo
✅ Serving under MONUSCO
✅ Recognises contribution to UN peacekeeping
📍 ICMR-MINDS Wins Gold at National e-Governance Awards
✅ Awarded at National Awards for e-Governance 2026
✅ Integrates mental health with Non-Communicable Diseases (NCDs)
🔆 SPORTS
📍 Australia Wins Record Seventh Women’s T20 World Cup
✅ Defeated England in the final
✅ Venue: Lord’s Cricket Ground
✅ Beth Mooney named Player of the Match
#CurrentAffairs
❤6
🔆 IMPORTANT DAYS
📍 International Day of Cooperatives 2026
✅ Observed on 4 July
✅ Theme: “Cooperatives for a Peaceful World!”
🔆 SUMMITS & CONFERENCES
📍 India to Host BRICS Anti-Drug Agencies Meeting
✅ Venue: Guwahati, Assam
✅ Organised by NCB
✅ Focus on strengthening anti-drug cooperation
📍 India to Chair UN Consumer Protection Experts Meeting
✅ 9th Intergovernmental Group of Experts (IGE) session
✅ Held from 6–8 July 2026 in Geneva
✅ Organised by UNCTAD
✅ India represented by Nidhi Khare
🔆 OBITUARY
📍 Pandvani Exponent Teejan Bai Passes Away
✅ Legendary Pandvani folk artist from Chhattisgarh
✅ Popularised Mahabharata storytelling tradition
✅ Known for Kapalik and Vedamati performance styles
#CurrentAffairs
📍 International Day of Cooperatives 2026
✅ Observed on 4 July
✅ Theme: “Cooperatives for a Peaceful World!”
🔆 SUMMITS & CONFERENCES
📍 India to Host BRICS Anti-Drug Agencies Meeting
✅ Venue: Guwahati, Assam
✅ Organised by NCB
✅ Focus on strengthening anti-drug cooperation
📍 India to Chair UN Consumer Protection Experts Meeting
✅ 9th Intergovernmental Group of Experts (IGE) session
✅ Held from 6–8 July 2026 in Geneva
✅ Organised by UNCTAD
✅ India represented by Nidhi Khare
🔆 OBITUARY
📍 Pandvani Exponent Teejan Bai Passes Away
✅ Legendary Pandvani folk artist from Chhattisgarh
✅ Popularised Mahabharata storytelling tradition
✅ Known for Kapalik and Vedamati performance styles
#CurrentAffairs
👏2❤1
🔺️ UPPSC & SPSC Prelims Accelerator Program
6 July to 4 December
✅ Daily 9 PM bot Quiz | 30 MCQs
✅Sunday OFF
✅ State PSC PYQs + Current affairs + Statics
✅Full syllabus schedule included
✅ MCQs available anytime for revision.
• Total 4000+ MCQ
☆fee ₹699rs
✅UPSC prelims accelerator start 14 december
✅PSC+ UPSC prelims accelerator ( 6 July to 15 may )
✅ PYQS ( UPSC, CDS, CAPF, NDA, UPPSC, RAS JKPSC, HCS PPSC, Kas, MPSC, OPSC, etc3)
Total que 8000+ MCQ
✅ one page shorts Notes
✅Both fee 1499rs
Sample question https://t.me/+RMQ69mdaUI1iMmNl
📞- @studytoday_bot
Note - imp topics mains shorts notes
6 July to 4 December
✅ Daily 9 PM bot Quiz | 30 MCQs
✅Sunday OFF
✅ State PSC PYQs + Current affairs + Statics
✅Full syllabus schedule included
✅ MCQs available anytime for revision.
• Total 4000+ MCQ
☆fee ₹699rs
✅UPSC prelims accelerator start 14 december
✅PSC+ UPSC prelims accelerator ( 6 July to 15 may )
✅ PYQS ( UPSC, CDS, CAPF, NDA, UPPSC, RAS JKPSC, HCS PPSC, Kas, MPSC, OPSC, etc3)
Total que 8000+ MCQ
✅ one page shorts Notes
✅Both fee 1499rs
Sample question https://t.me/+RMQ69mdaUI1iMmNl
📞- @studytoday_bot
Note - imp topics mains shorts notes
🔆 Fascism/Nazism vs Communism
📍 Common Features
✅ One-party authoritarian rule.
✅ Rejection of liberal democracy.
✅ Extensive censorship, propaganda and secret police.
✅ Suppression of political opposition and civil liberties.
✅ Cult of personality and centralized control.
📍 Fascism/Nazism
✅ Based on ultra-nationalism; Nazism emphasized racial supremacy.
✅ State considered supreme over the individual.
✅ Private property retained but strictly controlled by the State (Corporatist model).
✅ Social support mainly from the middle class, industrialists and military.
✅ Examples: Nazi Germany, Fascist Italy, Francoist Spain.
📍 Communism (Marxism–Leninism)
✅ Based on class struggle and the goal of a classless society.
✅ Advocates state/collective ownership of the means of production.
✅ Economy based on central planning.
✅ Primarily supported by workers and peasants.
✅ Examples: USSR, Maoist China, Cuba, Vietnam.
📍 Key Difference
✅ Fascism/Nazism: Nation and race are supreme.
✅ Communism: Class equality and collective ownership are central.
📍 UPSC Value Addition
✅ Fascism: “Everything within the State, nothing outside the State, nothing against the State.” — Benito Mussolini
✅ Communism: “From each according to his ability, to each according to his needs.” — Karl Marx
#history #prelims #mains
Join https://t.me/CSE_EXAM https://t.me/Upsc_4_history
📍 Common Features
✅ One-party authoritarian rule.
✅ Rejection of liberal democracy.
✅ Extensive censorship, propaganda and secret police.
✅ Suppression of political opposition and civil liberties.
✅ Cult of personality and centralized control.
📍 Fascism/Nazism
✅ Based on ultra-nationalism; Nazism emphasized racial supremacy.
✅ State considered supreme over the individual.
✅ Private property retained but strictly controlled by the State (Corporatist model).
✅ Social support mainly from the middle class, industrialists and military.
✅ Examples: Nazi Germany, Fascist Italy, Francoist Spain.
📍 Communism (Marxism–Leninism)
✅ Based on class struggle and the goal of a classless society.
✅ Advocates state/collective ownership of the means of production.
✅ Economy based on central planning.
✅ Primarily supported by workers and peasants.
✅ Examples: USSR, Maoist China, Cuba, Vietnam.
📍 Key Difference
✅ Fascism/Nazism: Nation and race are supreme.
✅ Communism: Class equality and collective ownership are central.
📍 UPSC Value Addition
✅ Fascism: “Everything within the State, nothing outside the State, nothing against the State.” — Benito Mussolini
✅ Communism: “From each according to his ability, to each according to his needs.” — Karl Marx
#history #prelims #mains
Join https://t.me/CSE_EXAM https://t.me/Upsc_4_history
👍2👏1
#Goodmorning
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⏳44 days left CSM26 [ 21-08-26]
⏳319 days left CSP27 [ 23-05-27]
⏳409 days left CSM27 [ 20-08-27]
⏳151 days left UPPSC/RAS prelims 6 December
⏳68 Day left CDS/NDA 2 13 Sept
⏳62 l2day left Mppsc mains26 7 September
⏳30 days left Afcat 8 august
⏳30 days left mppsc mains 8 august
⏳18 days left 72nd BPSC PRELIMS 26 July
⏳10 days left CAPF AC 19 July
#Target
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👍1
🔆 CURRENT AFFAIRS – 7 JULY 2026
🔆 SCIENCE & TECHNOLOGY
📍 TRAI Seeks Powers Against Call Identification Apps
✅ Seeks authority under the IT Act, 2000
✅ Targets apps such as Truecaller, Hiya and Whoscall
✅ Concern over official commercial calls being marked as spam
✅ Official commercial numbering series: 1400 and 1600
📍 Government Issues Notice to Meta
✅ MeitY issues notice over alleged Child Sexual Exploitation and Abuse Material (CSEAM) on Instagram advertisements
✅ Action under IT Act, 2000 and POCSO Act, 2012
✅ Strengthens online child safety enforcement
📍 ISRO Successfully Tests SOLVE for Gaganyaan
✅ First ground test of SOLVE (Sub-Orbital Launch Vehicle for Experiments)
✅ Conducted at Satish Dhawan Space Centre, Sriharikota
✅ Validates Crew Module parachute and deceleration system
✅ Supports Gaganyaan Human Spaceflight Mission
🔆 STATES
📍 Goa Launches ‘Mhaje Driver App’
✅ Digitises Goa’s motorcycle taxi service
✅ Launched by CM Pramod Sawant
✅ Improves passenger convenience and driver earnings
📍 Delhi Launches ₹8,300 Crore Clean Air Programme
✅ Project: Clean Air, Healthy Delhi
✅ Supported by the World Bank
✅ Aims to accelerate National Clean Air Programme (NCAP) goals
✅ Focus on improving Delhi’s air quality
📍 Delhi Launches Mission Kayakalp
✅ Modernisation programme for Government schools
✅ Focus on better infrastructure, sanitation and laboratories
✅ Announced by CM Rekha Gupta
🔆 NATIONAL
📍 Indiahandmade Promotes Handloom & Handicrafts
✅ Digital marketplace developed by Digital India Corporation
✅ Ministry: Ministry of Textiles
✅ Promotes GI-tagged and ODOP products
✅ Provides direct market access to artisans and weavers
📍 Ministry of Cooperation Completes Five Years
✅ Established on 6 July 2021
✅ Theme: “Sahkar Se Samriddhi”
✅ Launched Sahakar CBS, Sahakar Sahayogi, NCDC 3.0 and other cooperative initiatives
✅ Union Minister: Amit Shah
🔆 INDIA & THE WORLD
📍 India and Russia Set US$50 Billion Investment Target
✅ Target year: 2030
✅ Focus sectors include Green Hydrogen, Critical Minerals, Advanced Manufacturing and Energy Storage
✅ Seeks deeper bilateral investment cooperation
🔆 AWARDS & RECOGNITIONS
📍 Tshering Choden Scales Mount Elbrus
✅ Mountaineer from Sikkim
✅ Climbed Mount Elbrus (5,642 m), Europe’s highest peak
✅ Part of the Seven Summits Challenge
🔆 SPORTS
📍 Neymar Retires from International Football
✅ Brazilian football legend announces retirement
✅ Decision follows Brazil’s FIFA World Cup 2026 exit
🔆 PERSON IN NEWS
📍 125th Birth Anniversary of Dr. Syama Prasad Mookerjee
✅ Founder of Bharatiya Jana Sangh (1951)
✅ Youngest Vice-Chancellor of University of Calcutta
✅ Former Minister for Industry & Supply
✅ Known as the “Lion of Parliament”
🔆 SCHEMES
📍 Ayushman Bharat Digital Mission Achieves Major Milestone
✅ Over 104 crore health records linked with 93+ crore ABHA accounts
✅ Nodal agency: National Health Authority (NHA)
✅ Strengthens India’s digital health ecosystem
📍 Aarogya Setu 2.0 Launched
✅ Introduces ABHA creation, OCR-based smart reports and insurance details
✅ Launched by J. P. Nadda
📍 National Health Claims Exchange (NHCX)
✅ Digital platform for health insurance claims
✅ Connects hospitals, insurers and patients
✅ Enables faster claim settlement
🔆 RANKS & REPORTS
📍 India Ranked 125th in Global Passport Index 2026
✅ Published by Global Citizen Solutions
✅ India slipped from 124th to 125th
✅ Overall score: 45.1
✅ Sweden ranked 1st
✅ Index evaluates Mobility, Quality of Living and Investment Opportunities
🔆 IMPORTANT DAYS
📍 World Zoonoses Day 2026
✅ Observed on 6 July
✅ Raises awareness about diseases transmitted between animals and humans
✅ Examples: Rabies, Nipah, Anthrax, Brucellosis and Bird Flu
🔆 DEFENCE
📍 INS Mahendragiri to be Commissioned
✅ Commissioning scheduled for 11 July 2026
✅ Indigenous stealth guided-missile frigate under Project 17A
✅ Built by Mazagon Dock Shipbuilders Limited (MDL)
✅ Sixth and final Nilgiri-class frigate
#CurrentAffairs
🔆 SCIENCE & TECHNOLOGY
📍 TRAI Seeks Powers Against Call Identification Apps
✅ Seeks authority under the IT Act, 2000
✅ Targets apps such as Truecaller, Hiya and Whoscall
✅ Concern over official commercial calls being marked as spam
✅ Official commercial numbering series: 1400 and 1600
📍 Government Issues Notice to Meta
✅ MeitY issues notice over alleged Child Sexual Exploitation and Abuse Material (CSEAM) on Instagram advertisements
✅ Action under IT Act, 2000 and POCSO Act, 2012
✅ Strengthens online child safety enforcement
📍 ISRO Successfully Tests SOLVE for Gaganyaan
✅ First ground test of SOLVE (Sub-Orbital Launch Vehicle for Experiments)
✅ Conducted at Satish Dhawan Space Centre, Sriharikota
✅ Validates Crew Module parachute and deceleration system
✅ Supports Gaganyaan Human Spaceflight Mission
🔆 STATES
📍 Goa Launches ‘Mhaje Driver App’
✅ Digitises Goa’s motorcycle taxi service
✅ Launched by CM Pramod Sawant
✅ Improves passenger convenience and driver earnings
📍 Delhi Launches ₹8,300 Crore Clean Air Programme
✅ Project: Clean Air, Healthy Delhi
✅ Supported by the World Bank
✅ Aims to accelerate National Clean Air Programme (NCAP) goals
✅ Focus on improving Delhi’s air quality
📍 Delhi Launches Mission Kayakalp
✅ Modernisation programme for Government schools
✅ Focus on better infrastructure, sanitation and laboratories
✅ Announced by CM Rekha Gupta
🔆 NATIONAL
📍 Indiahandmade Promotes Handloom & Handicrafts
✅ Digital marketplace developed by Digital India Corporation
✅ Ministry: Ministry of Textiles
✅ Promotes GI-tagged and ODOP products
✅ Provides direct market access to artisans and weavers
📍 Ministry of Cooperation Completes Five Years
✅ Established on 6 July 2021
✅ Theme: “Sahkar Se Samriddhi”
✅ Launched Sahakar CBS, Sahakar Sahayogi, NCDC 3.0 and other cooperative initiatives
✅ Union Minister: Amit Shah
🔆 INDIA & THE WORLD
📍 India and Russia Set US$50 Billion Investment Target
✅ Target year: 2030
✅ Focus sectors include Green Hydrogen, Critical Minerals, Advanced Manufacturing and Energy Storage
✅ Seeks deeper bilateral investment cooperation
🔆 AWARDS & RECOGNITIONS
📍 Tshering Choden Scales Mount Elbrus
✅ Mountaineer from Sikkim
✅ Climbed Mount Elbrus (5,642 m), Europe’s highest peak
✅ Part of the Seven Summits Challenge
🔆 SPORTS
📍 Neymar Retires from International Football
✅ Brazilian football legend announces retirement
✅ Decision follows Brazil’s FIFA World Cup 2026 exit
🔆 PERSON IN NEWS
📍 125th Birth Anniversary of Dr. Syama Prasad Mookerjee
✅ Founder of Bharatiya Jana Sangh (1951)
✅ Youngest Vice-Chancellor of University of Calcutta
✅ Former Minister for Industry & Supply
✅ Known as the “Lion of Parliament”
🔆 SCHEMES
📍 Ayushman Bharat Digital Mission Achieves Major Milestone
✅ Over 104 crore health records linked with 93+ crore ABHA accounts
✅ Nodal agency: National Health Authority (NHA)
✅ Strengthens India’s digital health ecosystem
📍 Aarogya Setu 2.0 Launched
✅ Introduces ABHA creation, OCR-based smart reports and insurance details
✅ Launched by J. P. Nadda
📍 National Health Claims Exchange (NHCX)
✅ Digital platform for health insurance claims
✅ Connects hospitals, insurers and patients
✅ Enables faster claim settlement
🔆 RANKS & REPORTS
📍 India Ranked 125th in Global Passport Index 2026
✅ Published by Global Citizen Solutions
✅ India slipped from 124th to 125th
✅ Overall score: 45.1
✅ Sweden ranked 1st
✅ Index evaluates Mobility, Quality of Living and Investment Opportunities
🔆 IMPORTANT DAYS
📍 World Zoonoses Day 2026
✅ Observed on 6 July
✅ Raises awareness about diseases transmitted between animals and humans
✅ Examples: Rabies, Nipah, Anthrax, Brucellosis and Bird Flu
🔆 DEFENCE
📍 INS Mahendragiri to be Commissioned
✅ Commissioning scheduled for 11 July 2026
✅ Indigenous stealth guided-missile frigate under Project 17A
✅ Built by Mazagon Dock Shipbuilders Limited (MDL)
✅ Sixth and final Nilgiri-class frigate
#CurrentAffairs
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