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The toughest exam of the Nation & Dreams of many UPSC CSE.
Here we provide free materials related to all three stages of exam I.e. Prelims,Mains and Personality Test

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14th September editorial summary

#editorial

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πŸ”† International Literacy Day 2026: ULLAS Mela

πŸ“ Why in News?
The two-day International Literacy Day 2026 observance concluded in New Delhi with the ULLAS Mela, inaugurated by DoSEL Secretary Shri T. K. Anil Kumar.

πŸ“ ULLAS Mela
🟒 The Mela showcased literacy best practices through exhibition stalls.
🟒 28 States/UTs participated.
🟒 Key institutional participants included NCERT, NCTE and NIOS.
🟒 It serves as the annual public showcase of the ULLAS initiative.

πŸ“ ULLAS
🟒 Full Form: Understanding of Lifelong Learning for All in Society.
🟒 It is the Centre’s ongoing movement for adult literacy and functional literacy.
🟒 It extends the literacy agenda beyond basic reading and writing towards practical capabilities needed in everyday life.

πŸ“ Emerging Dimensions of Literacy
🟒 Financial literacy β€” understanding financial services and decisions.
🟒 Legal literacy β€” awareness of rights and legal provisions.
🟒 Digital literacy β€” ability to engage effectively with digital technologies.
🟒 Electoral literacy β€” awareness and informed participation in the electoral process.

πŸ“ Key Institutional Stakeholders
🟒 DoSEL: Department of School Education & Literacy.
🟒 NCERT: National Council of Educational Research and Training.
🟒 NCTE: National Council for Teacher Education.
🟒 NIOS: National Institute of Open Schooling.
🟒 States/UTs: Key partners in implementing and showcasing adult-literacy initiatives.

πŸ“ Key Takeaway
ULLAS reflects the changing meaning of literacyβ€”from traditional literacy towards lifelong, functional, financial, legal, digital and electoral literacy, supporting more informed and empowered citizens.

πŸ“Œ Prelims Quick Fact

ULLAS β†’ Understanding of Lifelong Learning for All in Society
ULLAS Mela β†’ 28 States/UTs + NCERT + NCTE + NIOS

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#Goodmorning  

⏳249 days  left CSP27 [ 23-05-27]
⏳338 days left CSM27 [ 20-08-27]

⏳95 days left EPFO 20 December
⏳81 days left UPPSC/RAS prelims 6 December
⏳75 Days left UKPSC 29 November
⏳71 days left Ifos mains 25 November
⏳61 days left KAS prelims 15 Nov
⏳43days left OPSC mains 29 Oct
⏳39 days left 72nd BPSC Prelims 25 oct

#Target
#TargetOnlyone
#Accountability

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14th September pib summary
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πŸ”† PENSION SAKHIS: BRIDGING THE PENSION AWARENESS GAP IN RURAL INDIA

πŸ“ Why in News?
🟒 The Department of Rural Development (DoRD) and the Pension Fund Regulatory and Development Authority (PFRDA) signed an MoU to establish and support a community-based outreach mechanism of Pension Sakhis across rural India.

πŸ“ About Pension Sakhis
🟒 Pension Sakhis are trusted community-level facilitators who promote pension awareness and retirement planning among rural households.
🟒 Target Groups: Self-Help Group (SHG) members, rural women, Lakhpati Didis and other rural participants.
🟒 Nodal Institutions: DoRD and PFRDA.
🟒 Core Focus: Pension enrolment, financial awareness and informed decision-making.

πŸ“ Key Features
🟒 Community-Based Outreach: Leverages the extensive institutional network of DAY-NRLM (Deendayal Antyodaya Yojana–National Rural Livelihoods Mission).
🟒 Women-Led Financial Inclusion: Utilises women-led SHGs, Banking Correspondent (BC) Sakhis and trained community resource persons to reach underserved households.
🟒 Doorstep Services: Provides information on pensions and retirement planning, facilitates enrolment and assists households in understanding pension-related services.
🟒 Pension Awareness: Promotes awareness and adoption of pension products, including the National Pension System (NPS).
🟒 Digital Monitoring: Uses digital dashboards, mobile and web-based solutions, and unique identifier-based tracking through Central Recordkeeping Agencies to monitor outreach, enrolment and performance.

πŸ“ Significance
🟒 Financial Inclusion: Expands access to pension-related information and services in rural areas.
🟒 Women’s Empowerment: Strengthens the role of rural women as community-level financial facilitators.
🟒 Social Security: Encourages retirement planning and awareness of old-age financial security.
🟒 Last-Mile Delivery: Uses trusted local networks to address barriers to accessing formal financial services.

πŸ”† UPSC MAINS QUESTION
πŸ“ β€œCommunity-based institutions can play a crucial role in deepening financial inclusion and expanding social security coverage in rural India.” Discuss with reference to the Pension Sakhi initiative. (GS-II: Governance / GS-III: Inclusive Growth)

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16th September editorial summary

#editorial

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UGC NET Dec Cycle exam will be conducted from 14-21 dec 2026
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