CSE EXAM upsc prelims mains CAPF CDS NDA
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The toughest exam of the Nation & Dreams of many UPSC CSE.
Here we provide free materials related to all three stages of exam I.e. Prelims,Mains and Personality Test

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Maratha Kingdom under Shivaji Maharaj PYQ THEMES

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Tughlaq dynasty PYQ THEMES

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πŸ”† Personality in News: Thiruvalluvar

πŸ“ Context
βœ… Prime Minister paid tribute to Thiruvalluvar on the occasion of Thiruvalluvar Day.

πŸ“ About Thiruvalluvar
βœ… Renowned Tamil philosopher, poet, and ethical thinker
βœ… Believed to have lived in Mylapore (present-day Chennai)

πŸ“ Key Contributions
βœ… Tirukkural:
β€’ A timeless Tamil classic comprising 1,330 couplets
β€’ Covers ethics, statecraft, economy, family life, and love
β€’ Considered a guide for personal conduct and good governance

πŸ“ Structure of Tirukkural
βœ… Aram – Righteousness / Ethics
βœ… Porul – Wealth, polity, governance
βœ… Inbam – Love and human relationships

πŸ“ Statue & Legacy
βœ… Thiruvalluvar Statue located at Kanyakumari, Tamil Nadu
βœ… Sculpted by V. Ganapathi Sthapathi
βœ… Symbolises ethical wisdom standing at the confluence of cultures

πŸ“ Core Values
βœ… Righteousness
βœ… Compassion
βœ… Justice
βœ… Moral integrity
βœ… Universal humanism

#history #prelims #mains

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inflation, what is inflation, inflation explained, economy, finance, money, why are prices going up, cost of living, economics explained, federal reserve, recession, investing for beginners, financial literacy, personal finance, macroeconomics, interest rates, wealth, purchasing power, hyperinflation, business news, learn economics

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πŸ”† CURRENT AFFAIRS β€” 17 JANUARY 2026

πŸ”† REGULATORY / RBI

πŸ“ Integrated Ombudsman Scheme (RB-IOS), 2026
βœ… RBI authorises Ombudsman to award compensation up to β‚Ή30 lakh
πŸ“ Compensation Types
βœ… Consequential financial loss β†’ up to β‚Ή30 lakh
βœ… Non-financial loss (harassment, mental agony, time loss) β†’ up to β‚Ή3 lakh

πŸ“ Key Reforms
βœ… No monetary limit on dispute amount that can be taken to Ombudsman
βœ… Earlier limits removed β†’ enhances consumer protection

πŸ“ Applicability
βœ… Banks
βœ… NBFCs
βœ… PPI issuers
βœ… Credit Information Companies

πŸ“ Effective Date
βœ… 1 July 2026

πŸ“ CRPC
βœ… RBI to establish Centralised Receipt & Processing Centres (CRPCs)
πŸ“ Function
βœ… Central receipt
βœ… Digital processing of complaints

πŸ”† REGULATORY / SEBI

πŸ“ SWAGAT-FI Framework
βœ… SEBI operationalises Single Window Automatic & Generalised Access for Trusted Foreign Investors (SWAGAT-FI)
πŸ“ Coverage
βœ… Foreign Portfolio Investors (FPIs)
βœ… Foreign Venture Capital Investors (FVCIs)

πŸ“ Objective
βœ… Ease compliance
βœ… Faster onboarding
βœ… Single-window digital access

πŸ”† ECONOMY & EMPLOYMENT

πŸ“ Employment Trends
βœ… Unemployment rate remains 4.8% (Dec 2025)
βœ… Reflects stability in labour market

πŸ“ Exports
βœ… India’s exports cross USD 634 billion
βœ… Growth: ~4.3% (first 9 months of FY26)

πŸ”† INTERNATIONAL / REPORTS

πŸ“ Global Risks Report 2026
βœ… Released by World Economic Forum (WEF)
πŸ“ Top Global Risk (Short-term)
βœ… Geoeconomic confrontation

πŸ“ Long-term Risks
βœ… Extreme weather events
βœ… Biodiversity loss
βœ… Ecosystem collapse

πŸ”† NATIONAL AFFAIRS

πŸ“ Digital Commerce
βœ… Department of Posts completes first logistics delivery via ONDC
πŸ“ Significance
βœ… Govt participation in open digital commerce ecosystem

πŸ“ Education / Competitions
βœ… India Post launches UPSC International Letter Writing Competition for students

πŸ“ Women Entrepreneurship
βœ… Karnataka launches Gruha Lakshmi Digital Marketing Portal
πŸ“ Objective
βœ… Enable SHG women to market products online

πŸ“ Livestock & Agriculture
βœ… Karan Fries cattle breed registered by ICAR-NBAGR
πŸ“ Features
βœ… High milk yield
βœ… Climate-resilient
πŸ“ Parentage
βœ… Holstein Friesian Γ— Tharparkar

πŸ”† SCIENCE & TECHNOLOGY

πŸ“ Space / Medical
βœ… SpaceX conducts first medical evacuation from ISS
πŸ“ Crew returned safely via Dragon capsule

πŸ“ Climate Action
βœ… Microsoft signs deal to purchase 2.85 million soil-carbon credits
πŸ“ World’s largest such agreement
πŸ“ Supports regenerative agriculture

πŸ”† ENVIRONMENT

πŸ“ Species Conservation
βœ… BNHS launches Indian Skimmer Conservation Project
πŸ“ IUCN Status
βœ… Endangered
πŸ“ Focus
βœ… Riverine ecosystems

πŸ”† APPOINTMENTS

πŸ“ United Nations
βœ… D.B. Venkatesh Varma appointed Chair, UN Advisory Board on Disarmament Matters
βœ… First Indian to hold this post

πŸ”† SPORTS / AWARDS

πŸ“ ICC Monthly Awards (Dec 2025)
βœ… Men’s Player of the Month – Mitchell Starc
βœ… Women’s Player of the Month – Laura Wolvaardt

#CurrentAffairs

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#Goodmorning 

⏳126 days  left CSP26[ 24-05-26]
⏳215 days left CSM26 [ 21-08-26]

⏳182 days left CAPF AC 19 July
⏳134 days  left MPSC (MH) prelims [ 31-05-26]
⏳RAS PRELIMS may
⏳98  days Left MPPSC (MP) Prelims 26 April
⏳84 days Left CDS1 /NDA 12 April
⏳35 days CGPSC prelims 22 February

#Target
#TargetOnlyone
#Accountability

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Right against exploitation article 23&24

#notes

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Right to freedom of religion article 25-28

#notes

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πŸ”† Reserve Bank – Integrated Ombudsman Scheme (RB-IOS), 2026

πŸ“ Context
βœ… RBI has issued the RB-IOS, 2026 to strengthen customer grievance redressal
βœ… The scheme will come into effect from 1 July 2026
βœ… Applies to services provided by RBI-regulated entities

πŸ“ Objective of RB-IOS 2026
βœ… Provide a cost-effective, expeditious and non-adversarial alternative grievance redress mechanism
βœ… Ensure uniformity and simplicity in resolving customer complaints

πŸ“ Key Institutional Features
βœ… RBI Ombudsman
β€’ RBI may appoint one or more Ombudsman and Deputy Ombudsman
β€’ Tenure: Generally 3 years

βœ… Centralised Receipt & Processing Centre (CRPC)
β€’ To be established by RBI
β€’ Receives and processes all complaints centrally

πŸ“ Powers of RBI Ombudsman
βœ… No monetary limit on the dispute amount that can be taken up
βœ… Can award compensation up to β‚Ή30 lakh to the complainant

πŸ“ Grounds of Complaint
βœ… Any act or omission by a Regulated Entity
βœ… Resulting in deficiency in service

πŸ“ Appeal Mechanism
βœ… Either the Complainant or the Regulated Entity may appeal
βœ… Appeal to be filed before the Appellate Authority within 30 days

πŸ“ Role of Regulated Entities
βœ… Mandatory appointment of a Principal Nodal Officer at Head Office
βœ… Responsible for:
β€’ Furnishing information
β€’ Coordinating with RBI on complaints

#goverment_schemes

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Culture and education right article 29 -30

#notes

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πŸ”† India and 6G Technology

πŸ“ Why in News
βœ… India is preparing for the arrival of 6G wireless technology, with commercial deployment expected by 2030
βœ… India’s growing patent strength and global partnerships have positioned it as a key player in next-generation telecom

πŸ“ India’s Progress in 6G
βœ… 127+ international patents granted to India for 6G technologies
βœ… India’s breakthroughs have attracted global interest, including from the United States
βœ… India–US 6G Pact (G20 Summit 2023):
β€’ Joint push for high-end research and innovation in 6G

πŸ“ Bharat 6G Vision
βœ… Nodal Authority: Department of Telecommunications (DoT), Ministry of Communications
βœ… Institutional Mechanism: Technology Innovation Group on 6G (TIG-6G)
βœ… Target Year: 2030

πŸ“ Objective
βœ… To develop and deploy secure, intelligent, and pervasive 6G networks
βœ… Enable:
β€’ Enhanced quality of life
β€’ Seamless digital connectivity
β€’ Future-ready digital economy

πŸ“ Global Recognition
βœ… International Telecommunication Union (ITU):
β€’ UN body for telecom standards, spectrum & satellite orbit management
β€’ Has accepted the 6G Vision Framework
βœ… India played a key role in shaping this global framework through DoT

πŸ“ Why 6G Matters for India
βœ… Positions India as a technology leader, not just a consumer
βœ… Attracts foreign investment due to:
β€’ Large domestic market
β€’ High ROI potential
β€’ Supportive policy ecosystem
βœ… Strengthens strategic tech partnerships and digital sovereignty

#GS3
#prelims
#science_technology
#science_and_technology

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Day 32: 19 January target:

Art and culture
Topics:
Indian architecture
Sculpture

Pottery
Paintings
Handicrafts
Tangible and intangible heritage cultural sites

Current Affairs:
October 2025
Social Issues
History, Art and culture related

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