CSE EXAM upsc prelims mains CAPF CDS NDA
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The toughest exam of the Nation & Dreams of many UPSC CSE.
Here we provide free materials related to all three stages of exam I.e. Prelims,Mains and Personality Test

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πŸ”† Role of SHGs (Self-Help Groups) in Governance

πŸ“ About SHGs
βœ… Informal associations of people who come together to improve their socio-economic conditions.

βœ… Originated in 1975, Bangladesh under the initiative of Muhammad Yunus.

βœ… Not governed by any specific Act; based on Article 19(1)(c) of the Constitution (Freedom to form associations).

πŸ“ Role of SHGs in Governance

βœ… Promoting Social Integrity
β€’ Mobilize communities against social evils such as dowry, alcoholism, and environmental degradation.

βœ… Voice to Marginalized Sections
β€’ Empower women, SCs, STs, and weaker sections through collective representation.
β€’ India has around 1.2 crore SHGs, nearly 88% women-led.

βœ… Financial Inclusion
β€’ Improve access to formal credit and banking services.
β€’ SHG-Bank Linkage Programme (NABARD) has reduced dependence on moneylenders.

βœ… Employment Generation
β€’ Promote micro-enterprises and rural entrepreneurship.
β€’ Examples: tailoring, grocery shops, handicrafts, repair services, etc.

βœ… Leadership Development
β€’ Create grassroots leaders and strengthen local governance.
β€’ Example: Andhra Pradesh created nearly 1.4 lakh women leaders through SHGs.

πŸ“ Issues & Challenges

βœ… Inadequate Rural Banking Infrastructure
β€’ High servicing costs discourage lending in remote areas.

βœ… Poor Coverage
β€’ Credit access remains weak in states like Bihar, Jharkhand, Uttar Pradesh, Madhya Pradesh, Rajasthan, and Odisha.

βœ… Lack of Professionalism
β€’ Weak accounting, record-keeping, and financial management.

βœ… Insufficient Training
β€’ Limited technical, managerial, and entrepreneurial skills.

βœ… Inadequate Financial Assistance
β€’ Credit availability often falls short of actual requirements.

βœ… Lack of Stability
β€’ Women-led SHGs may face disruptions due to migration after marriage.

βœ… Limited Market Access
β€’ SHG products often struggle to access larger markets.
β€’ GeM Portal is helping improve market linkages.

πŸ“ Way Forward

βœ… Strengthen Financial Infrastructure
β€’ Expand rural banking networks and institutional support through agencies like NABARD.

βœ… Expand SHGs to Urban & Semi-Urban Areas
β€’ Address growing urban poverty and livelihood challenges.
β€’ Example: Mission Shakti SHGs in Odisha.

βœ… Increase Coverage in Credit-Deficient Regions
β€’ Focus on North-East states, Rajasthan, Madhya Pradesh, etc.

βœ… Capacity Building & Training
β€’ Training in finance, bookkeeping, production, marketing, and digital literacy.

βœ… Greater Focus on Social Development
β€’ SHGs should actively contribute to health, sanitation, education, nutrition, and women empowerment.

πŸ“ Conclusion
βœ… SHGs have emerged as a powerful instrument of inclusive governance, financial inclusion, women empowerment, and grassroots development. Strengthening institutional support, training, and market access can further enhance their role in achieving sustainable and participatory governance.

#mains
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23 june editorial summary

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#Goodmorning

⏳59 days left CSM26 [ 21-08-26]

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πŸ”† CURRENT AFFAIRS – 23 JUNE 2026

πŸ”† ECONOMY
πŸ“ India’s Core Sector Growth Slows
βœ… Growth of Index of Eight Core Industries (ICI) slowed to 0.5% in May 2026
βœ… April growth revised to 1.8%
βœ… April-May cumulative growth stood at 1.1%
βœ… Covers Coal, Crude Oil, Natural Gas, Refinery Products, Fertilisers, Steel, Cement and Electricity
βœ… Released by Office of Economic Adviser

πŸ”† STATES
πŸ“ Indori Malwi Potato Receives GI Tag
βœ… Granted Geographical Indication (GI) status
βœ… Major Rabi crop under ODOP initiative
βœ… Known for low sugar and starch content
βœ… Ideal for chips, wafers and French fries
βœ… Other GI products include Garadu and Balam Cucumber

πŸ”† NATIONAL

πŸ“ India Becomes World Leader in Ship Recycling
βœ… India captured 35.4% global ship recycling share in 2025
βœ… Share increased from 30.1% in 2024
βœ… Recycling volume rose to 2.99 million GT
βœ… Achievement under Maritime India Vision 2030
βœ… Alang Ship Recycling Yard remains India’s largest recycling hub

πŸ“ India Launches First Digital Space Industry Repository
βœ… Indian Space Industry E-Catalogue launched during Indian Space Congress 2026
βœ… Developed by SIA-India
βœ… Showcases India’s space-sector capabilities
βœ… Supports industry collaboration and investment
βœ… Includes reports on orbital servicing and space-based computing

πŸ“ Osmania University Achieves Four ISO Certifications
βœ… First Indian university to receive 4 ISO certifications simultaneously
βœ… Certifications awarded by Bureau of Indian Standards (BIS)
βœ… Covers education, environment, energy and food safety management
βœ… University located in Hyderabad, Telangana

πŸ“ CPCL Upgraded to Navratna Status
βœ… Chennai Petroleum Corporation Limited (CPCL) upgraded from Miniratna-I to Navratna
βœ… Became India’s 28th Navratna CPSE
βœ… Approval granted by Finance Minister Nirmala Sitharaman
βœ… Provides greater financial and operational autonomy

πŸ“ NAFED Launches Digital Auction Platform
βœ… NAFEX.in launched by Union Minister Amit Shah
βœ… Enhances transparency and efficiency in agricultural auctions
βœ… DRISHTI Portal launched for inventory management
βœ… NAFED-KALYAN Scholarship introduced for farmers’ children
βœ… NAFED functions under Ministry of Cooperation

πŸ”† INDIA & THE WORLD

πŸ“ PM Modi’s Gifts Showcase India’s Heritage
βœ… Traditional Indian handicrafts gifted to foreign dignitaries
βœ… Included Kalamkari, Pochampally Silk, Kashmiri Carpet, Dokra Art, Thewa Art and Himroo Silk
βœ… Highlights India’s rich cultural diversity
βœ… Promotes traditional crafts globally

πŸ”† AGREEMENTS & MoUs

πŸ“ NSE Signs MoU with Bharat Metal Exchange
βœ… Focus on non-ferrous metal derivatives market
βœ… Promotes awareness of hedging and price-risk management
βœ… Supports development of commodity derivatives ecosystem

πŸ“ IITM & ARIES Sign MoU for Climate Observation Station
βœ… Climate observation station to be established at Devasthal
βœ… Part of Bharat Climate Observation Network (BCON)
βœ… Supports Mission Mausam
βœ… Enhances Himalayan climate and atmospheric research

πŸ“ Maharashtra Partners with Google for Education
βœ… Over 4 lakh teachers to receive AI training
βœ… Training period: 18 months
βœ… Conducted free of cost by Google
βœ… Strengthens digital education ecosystem

πŸ”† APPOINTMENTS & RESIGNATIONS
πŸ“ Tushar Mehta Reappointed Solicitor General
βœ… Reappointed as Solicitor General of India
βœ… Solicitor General is the second-highest law officer of India
βœ… Functions under the Union Government’s legal framework

πŸ”† SPORTS
πŸ“ Harmanpreet Kaur Creates Historic T20I Record
βœ… First cricketer in history to play 200 T20 International matches
βœ… Achieved milestone during Women’s T20 World Cup 2026
βœ… Surpasses all men’s and women’s T20I records
βœ… Reinforces India’s prominence in women’s cricket

πŸ”† DEFENCE
πŸ“ IAF to Acquire Retired Jaguar Aircraft from UK
βœ… India to acquire 9 retired SEPECAT Jaguar aircraft
βœ… Intended for spare parts and fleet sustainment
βœ… Jaguars inducted into IAF in 1979
βœ… Expected to remain operational till 2030–32
βœ… Will gradually be replaced by Tejas, Rafale and future indigenous fighters

πŸ”† ENVIRONMENT
πŸ“ ABS Framework Delivers Grassroots Benefits
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βœ… Access and Benefit Sharing (ABS) framework mobilised over β‚Ή266 crore
βœ… Around β‚Ή145 crore distributed to beneficiaries
βœ… Benefited 10,500+ Biodiversity Management Committees and local communities
βœ… Implemented under Biological Diversity Act, 2002
βœ… Red Sanders contributed highest ABS realization
βœ… Supports equitable sharing of benefits from biological resources

πŸ”† IMPORTANT DAYS
πŸ“ World Sickle Cell Day 2026
βœ… Observed on 19 June
βœ… Theme: β€œClosing the Survival Gap: Equity in Sickle Cell Disease”
βœ… Raises awareness about Sickle Cell Disease (SCD)

#CurrentAffairs
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23 june current affairs
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πŸ”† CURRENT AFFAIRS – 24 JUNE 2026

πŸ”† NATIONAL

πŸ“ VOC Port Launches India’s First PortGPT App
βœ… V.O. Chidambaranar Port Authority launched PortGPT
βœ… First major Indian port to deploy enterprise-grade Generative AI mobile platform
βœ… Port located at Thoothukudi, Tamil Nadu
βœ… Renewable energy offsets nearly 94% of energy consumption
βœ… Recognized as a Scope-2 Emission Free Port
βœ… MoU signed with Gati Shakti Vishwavidyalaya

πŸ“ India’s First Private Hybrid 2G Ethanol Project Gets Support
βœ… MoPNG approved β‚Ή150 crore assistance
βœ… Support for India’s first private-sector 91 KLPD Hybrid 2G Ethanol Biorefinery
βœ… Located at Wave Sugar, Uttar Pradesh
βœ… Uses agricultural residues like bagasse and crop stalks
βœ… Supports cleaner biofuel production and stubble management

πŸ“ DISHA 2.0 Scheme Approved
βœ… Designing Innovative Solutions for Holistic Access to Justice (DISHA 2.0)
βœ… Duration: 2026–2031
βœ… Total outlay: β‚Ή255 crore
βœ… Supports Articles 14, 21 and 39A
βœ… Target: Reach 3 crore beneficiaries
βœ… Aligns with Viksit Bharat 2047 and SDGs

πŸ”† INDIA & THE WORLD

πŸ“ Queen MΓ‘xima Visits India to Study UPI Ecosystem
βœ… Visited India as UNSGSA for Financial Health
βœ… Reviewed India’s UPI, Aadhaar and Account Aggregator Framework
βœ… Praised India’s Digital Public Infrastructure (DPI)
βœ… Emphasized focus on financial health beyond financial inclusion
βœ… Netherlands Capital: Amsterdam; Seat of Government: The Hague

πŸ”† AGREEMENTS & MoUs

πŸ“ BHASHINI Division Signs MoU with AISF
βœ… Promotes multilingual AI and language technology in Assam
βœ… Signed between Digital India BHASHINI Division and Assam Innovation & Startup Foundation
βœ… Supports digital access through regional languages
βœ… Encourages innovation in language technologies

πŸ“ NHAI Signs MoU with NCAER
βœ… Establishes NHAI Centre for Economics of Transportation, Mobility and Logistics
βœ… Focus on transport and logistics research
βœ… Strengthens evidence-based infrastructure policymaking
βœ… NCAER is India’s oldest independent economic policy research institute

πŸ”† DEFENCE

πŸ“ India Tests Indigenous Garudastra Mortar System
βœ… Successfully tested Garudastra 120 mm Vehicle-Mounted Mortar System
βœ… Developed by Nibe Limited
βœ… Tested at Infantry School, Mhow (Madhya Pradesh)
βœ… Range: 7–10 km
βœ… Can fire 12 rounds in 60 seconds
βœ… Supports shoot-and-scoot capability

πŸ“ US Announces Support Package for M777A2 Howitzers
βœ… US announces US$230 million sustainment package
βœ… Supports maintenance and operational readiness of M777A2 howitzers
βœ… M777A2 is a 155 mm ultra-light howitzer
βœ… Widely deployed in mountainous terrain by Indian Army

πŸ”† IMPORTANT DAYS

πŸ“ World Refugee Day 2026
βœ… Observed on 20 June
βœ… Theme: β€œUntil Everyone Is Safe”

πŸ“ World Hydrography Day 2026
βœ… Observed on 21 June
βœ… Theme: β€œTransforming How Ocean Data is Shared”

πŸ“ International Day of the Celebration of Solstice
βœ… Observed on 21 June

πŸ“ World Music Day 2026
βœ… Observed on 21 June
βœ… Theme: β€œMusic for Peace”

πŸ“ United Nations Public Service Day 2026
βœ… Observed on 23 June
βœ… Theme: β€œTransforming Public Institutions: Advancing Innovation, Participation and Inclusion”

#CurrentAffais
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24 june current affairs
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πŸ”† Deuterated Compounds & 24 kA Prototype Sodium Cell

πŸ“ Why in News?
βœ… Department of Atomic Energy (DAE) inaugurated a Deuterated Compounds Production Plant and commissioned a 24 kA Prototype Sodium Cell.

πŸ“ About Deuterated Compounds

βœ… Definition
β€’ Molecules in which specific hydrogen atoms are replaced by deuterium (Β²H or D).

βœ… About Deuterium
β€’ A stable, non-radioactive isotope of hydrogen.
β€’ Contains 1 proton and 1 neutron in its nucleus.
β€’ Approximately twice as heavy as ordinary hydrogen (protium), which has only one proton.

βœ… Applications
β€’ Advanced scientific research.
β€’ Nuclear and strategic technologies.
β€’ Pharmaceuticals and chemical studies.
β€’ Frontier technologies and isotope-based investigations.

πŸ“ 24 kA Prototype Sodium Cell

βœ… Definition
β€’ An electrochemical device developed for the indigenous production of nuclear-grade sodium.

βœ… Significance
β€’ Reduces dependence on imports for critical nuclear materials.
β€’ Enhances India’s self-reliance in nuclear technology.

βœ… Importance for India’s Nuclear Programme
β€’ Critical for the Fast Breeder Reactor (FBR) Programme.
β€’ Supports the Second Stage of India’s Three-Stage Nuclear Power Programme.

πŸ“ Three-Stage Nuclear Power Programme

βœ… Stage I: Pressurized Heavy Water Reactors (PHWRs) using natural uranium.

βœ… Stage II: Fast Breeder Reactors (FBRs) using plutonium and uranium-238 to generate more fuel.

βœ… Stage III: Thorium-based reactors utilizing India’s vast thorium reserves.

πŸ“ Key Takeaway
βœ… The new Deuterated Compounds Plant and Prototype Sodium Cell strengthen India’s capabilities in nuclear research, strategic technologies, and indigenous nuclear fuel-cycle development, supporting long-term energy security.

#GS3
#prelims
#science_technology
#science_and_technology

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CSE 2026-27 mains value addition

πŸ›‘ CLICK HERE πŸ›‘
πŸ”† Drunix Platform

πŸ“ Why in News?
βœ… NPCI launched the Drunix Platform to help organisations build and scale tokenisation platforms, digital asset ecosystems, and multi-organisation networks.

πŸ“ About Drunix
βœ… Definition
β€’ An open-source blockchain platform designed to support enterprise-grade digital asset and tokenisation solutions.
βœ… Launched By
β€’ National Payments Corporation of India (NPCI).
βœ… Aim
β€’ Accelerate blockchain readiness by providing foundational technologies for:
β€’ Experimentation
β€’ Interoperability
β€’ Real-world adoption

πŸ“ Key Features
βœ… Built as a high-performance distributed ledger platform.
βœ… Developed as an enhanced fork of Hyperledger Fabric.
βœ… Enables large-scale blockchain deployment.
βœ… Designed for enterprise and public infrastructure adoption.
βœ… Supports creation of:
β€’ Tokenisation platforms
β€’ Digital asset ecosystems
β€’ Multi-organisation networks

πŸ“ About Hyperledger Fabric
βœ… An open-source enterprise blockchain framework.
βœ… Developed under the Linux Foundation.
βœ… Provides a secure, scalable, and permissioned blockchain architecture for enterprises.

πŸ“ Significance
βœ… Strengthens India’s digital public infrastructure ecosystem.
βœ… Promotes indigenous blockchain innovation and adoption.
βœ… Enhances interoperability across digital networks.
βœ… Contributes to the global open-source technology ecosystem.

#goverment_schemes

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#Goodmorning

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πŸ”† Prosecution

πŸ“ Definition
βœ… Public Prosecutor is an agent of the State representing public interest in the criminal justice system.
βœ… Defined under Section 2(u) of CrPC, 1973.

πŸ“ Role of Public Prosecutor
βœ… Maintaining the Case File – Responsible for maintaining all case records.
β€’ Section 24, CrPC: Central Government may appoint one or more Public Prosecutors for conducting cases.

βœ… Representation in Court – Appears on behalf of the State and victim to ensure justice and punishment of the accused.
β€’ Tikam Singh vs State & Ors: Public Prosecutor’s office prevents private vengeance through legal processes.

βœ… Recording Evidence
β€’ Records evidence and conducts cross-examination of witnesses.

πŸ“ Issues & Challenges
βœ… Weak Directorate of Prosecution
β€’ Prosecution functions are often overridden by the executive.
β€’ Need for a uniform national authority.
β€’ States like Goa and Kerala have separate Directorates of Prosecution.

βœ… Lack of Separation
β€’ No clear boundary between investigation and prosecution in many states.
β€’ When prosecution is headed by senior police officers, independence gets compromised.

βœ… Lack of Independence & Responsibility
β€’ Prosecutors often play a limited role in crucial decisions such as initiating prosecution, collecting evidence, and withdrawal of cases.

βœ… Low Conviction Rate
β€’ Conviction rates remain low under existing arrangements.
β€’ NCRB 2019: Conviction rate was 41.9% in murder cases and 27.8% in rape cases.

πŸ“ Way Forward
βœ… Independent Directorate of Prosecution
β€’ Establish a separate Directorate with strict separation from the executive.
β€’ Law Commission (1958) recommended a dedicated Directorate of Prosecution with its own cadre.

βœ… Reduce Eligibility Experience
β€’ Lower required experience from 7 years to 3 years to attract more lawyers.

βœ… National Training Institute
β€’ Establish a national institution for professional training of prosecutors.

βœ… Improve Remuneration
β€’ Enhance salary and service conditions to attract and retain quality legal professionals.

πŸ“ Conclusion
βœ… A professional, independent, and well-trained prosecution system is essential for ensuring fair trials, higher conviction rates, and an efficient criminal justice system.

#mains
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πŸ‘©πŸ»β€πŸŽ“ [Jobs] 1500 probationary officers in SBI

https://sbi.bank.in/web/careers/current-openings
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24 june editorial summary

#editorial

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πŸ”† BHARATI Programme

πŸ“ Why in News?
βœ… APEDA successfully concluded the first cohort of its flagship export acceleration initiative, the BHARATI Programme.

πŸ“ About BHARATI Programme
βœ… BHARATI stands for Bharat’s Hub for Agritech, Resilience, Advancement and Incubation for Export Innovation.
βœ… A flagship export enablement and acceleration programme to promote an export-first mindset among Indian agri-food startups.
βœ… Nodal Agency: Agricultural and Processed Food Products Export Development Authority (APEDA).

πŸ“ Aim
βœ… Build a future-ready export ecosystem to achieve USD 50 billion in APEDA-scheduled product exports by 2030.
βœ… Support startups in product development, sustainability, logistics, quality compliance, and export readiness.

πŸ“ Eligibility
βœ… Agri-food startups, APEDA-registered exporters, Farmer Producer Companies (FPCs) and SPS solution providers.
βœ… Startup criteria:
β€’ Private Ltd., LLP or Registered Partnership
β€’ ≀5 years old
β€’ Annual turnover ≀ β‚Ή10 crore

πŸ“ Key Features
βœ… Selected 100 startups from 700+ applications.
βœ… Cohort included 68 agri-food startups, 26 export-tech startups, and 6 SPS innovators.
βœ… 120-hour acceleration programme covering branding, scaling, export compliance, and investor readiness.
βœ… Top 8 startups showcased at Gulfood 2026 (Dubai) for global B2B exposure.
βœ… Encouraged entrepreneurship across all age groups (17–75 years).

πŸ“ UPSC Prelims Facts
βœ… Implemented by: APEDA.
βœ… Focuses on agri-food exports and startup acceleration.
βœ… Supports India’s target of USD 50 billion agri-product exports by 2030.

#goverment_schemes

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25 june editorial summary

#editorial

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