CSE EXAM upsc prelims mains CAPF CDS NDA
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The toughest exam of the Nation & Dreams of many UPSC CSE.
Here we provide free materials related to all three stages of exam I.e. Prelims,Mains and Personality Test

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PRADHAN MANTRI SHRAM YOGI MAAN DHAN (PM-SYM) YOJANA
βœ…To provide Social Security to unorganized sector employees.
βœ…Central Sector Scheme
βœ…Operates as a voluntary and contributory pension scheme on a 50:50 basis
βœ…Implementing Agency-LIC
βœ…Subscribers are guaranteed a minimum pension of Rs 3000/- per month upon reaching the age of 60.
βœ…In the event of the subscriber’s demise, the spouse is entitled to receive 50% of the pension as family pension. Family pension applies exclusively to the spouse.
βœ…Eligible individuals can join PM-SYM in addition to the Atal Pension Yojana (APY).
βœ…If a subscriber misses continuous contributions, they can regularize payments by settling all outstanding dues, including any applicable
government determined penalty charges.
βœ…Eligibility criteria - only for Unorganised Workers ( age 18-40 years and monthly income β‚Ή15000 or below )

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Schemes for Urea Production in India:
1.    Nutrient-Based Subsidy (NBS): Encourages balanced fertilisation and optimises subsidy allocation for nitrogen, phosphorus, and potassium.
2.    Neem-Coated Urea: Introduced in 2015 to curb diversion for non-agricultural uses and improve nitrogen use efficiency.
3.    Nano Urea: Launched in 2021 to reduce overuse of conventional urea and enhance crop productivity.
4.    Energy Efficiency Norms: Mandated adoption of energy-efficient technologies for new urea plants.
5.    Atmanirbhar Bharat Initiative: Boosts domestic manufacturing capacity to reduce reliance on imports.

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India’s Initiatives Related to Children Welfare
βœ…Saksham Anganwadi & Poshan 2.0
βœ…Mission Vatsalya
βœ…Beti Bachao Beti Padhao
βœ…PM CARES Fund
βœ…Digital Infrastructure for Knowledge Sharing (DIKSHA)
βœ…The Right to Education Act 2009
βœ…Child Labour Prohibition and Regulation Act, 2016
βœ…Pencil Portal
βœ…National Child Labour Project (NCLP) Scheme, 1988
βœ…Protection of Children from Sexual Offences (Amendment) Act, 2019
βœ…Child Abuse Prevention and Investigation Unit
βœ…The Juvenile Justice (Care and Protection of Children) Act, 2015
βœ…Digital Personal Data Protection Act (DPDPA) 2023


#mains #social_issue
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🩺 National Health Mission (NHM): Transforming Public Health in India

πŸ“Š Achievements of NHM:
βœ… Maternal Mortality Ratio (MMR) reduced by 83% since 1990, surpassing the global decline of 45%.
βœ… Infant Mortality Rate (IMR) dropped from 39 in 2014 to 28 in 2020.
βœ… Total Fertility Rate (TFR) decreased from 2.3 (2015) to 2.0 (2020), aiding SDG targets for maternal and child health.

πŸ’Ό Human Resources Expansion:
βœ… FY 2021-22: Engaged 2.69 lakh healthcare workers, including AYUSH doctors, specialists, and staff nurses.
βœ… FY 2022-23: Added 4.21 lakh healthcare workers, including 1.29 lakh Community Health Officers (CHOs).
βœ… FY 2023-24: Engaged 5.23 lakh workers, bolstering India’s healthcare infrastructure.

πŸ›‘οΈ Health Impact:
βœ… Improved management of tuberculosis, sickle cell anemia, and other diseases.
βœ… Strengthened response to health emergencies and expanded access to healthcare across rural and urban regions.

🌍 Global Recognition:
NHM positions India as a leader in achieving the UN SDG targets for maternal, child, and infant mortality by 2030.

A game-changer for India’s public health system! 🌟

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πŸ”† Annapurna Scheme: Food Security for the Elderly

πŸ“ Overview
βœ… Launched in 2000-2001 by the Ministry of Rural Development under the National Social Assistance Program (1995).
βœ… Provides 10 kg of food grains per month to seniors who are eligible for the National Old Age Pension Scheme (NOAPS) but do not receive it.

πŸ“ Goals
βœ… Ensure food security for indigent elderly people aged 65 years or older who lack regular income and are not receiving a pension.

πŸ“ Key Features
βœ… Central Sector Scheme with implementation at state and district levels.
βœ… Gram Panchayats issue entitlement cards to beneficiaries selected by the Gram Sabha.
βœ… Food grains are supplied at BPL rates (β‚Ή4.90/kg since 2000) through the Food Corporation of India (FCI).

πŸ“ Eligibility
βœ… Must be 65 years or older.
βœ… Should live in extreme poverty with no regular income.
βœ… Pensioners under NOAPS or state pension schemes are not eligible.

πŸ“ Implementation
βœ… State Departments of Food & Civil Supplies and District Collectors/Zila Panchayats manage the scheme.
βœ… Funds are provided by the Central Government, and food grains are distributed through FCI at subsidized rates.

πŸ“ Significance
βœ… Targets 20% of those eligible for NOAPS but excluded due to various reasons, ensuring a safety net for vulnerable seniors.


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πŸ”† Nandini Sahakar Yojana

πŸ“ Overview
βœ… Aims to support women cooperatives in business model-based activities under the National Cooperative Development Corporation (NCDC).
βœ… Provides financial assistance, project support, capacity development, and hand-holding for women-led initiatives.

πŸ“ Funding Features
βœ… No minimum or maximum limit on financial assistance.
βœ… Interest Subvention:
2% subvention for new and innovative activities.
1% subvention for all other activities, reducing borrowing costs.

πŸ“ Eligibility
βœ… Cooperative societies with 3+ months of operation can apply for infrastructure term loans.
βœ… Must be women cooperatives or cooperatives with 50% women as primary members.

πŸ“ Significance
βœ… Enhances the socio-economic status of women.
βœ… Supports women’s entrepreneurial dynamism through cooperative frameworks.
βœ… Provides a comprehensive approach to business planning, credit, subsidies, and capacity building.

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Guru-Shishya Parampara Scheme
βœ…It is being implemented by The Ministry of Culture implements the β€œFinancial Assistance for Promotion of Guru-Shishya Parampara (Repertory Grant)” 
βœ…It provides financial assistance to cultural organizations engaged in performing arts (music, dance, theatre, folk art, etc.) for training artists (shishyas) under the guidance of a Guru.
βœ…Eligibility: Cultural organizations across the country are eligible to apply, provided they follow the Guru-Shishya Parampara.
βœ…Target Group: The scheme supports shishyas aged 3 years and above in dance, music, theatre, and traditional art forms.
βœ…Financial Assistance: The scheme offers financial support of Rs. 15,000 per month for each Guru/Director. A maximum of 18 Shishyas in theatre and 10 Shishyas in music and dance can receive assistance under each Guru.
βœ…Objective: The goal is to ensure regular training of shishyas by their respective Gurus, following the traditional Guru-Shishya Parampara.


#gs1
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πŸ”† STARS Project: Ministry of Education Initiative

πŸ“ Context
βœ… The Ministry of Education and the World Bank organized a workshop under the STARS Project to enhance school education.
βœ… STARS is a centrally sponsored scheme implemented in six states: Himachal Pradesh, Maharashtra, Odisha, Rajasthan, Madhya Pradesh, and Kerala.

πŸ“ STARS Program Overview
βœ… It is carved out of Samagra Shiksha, focusing on elements directly supporting school education enhancement.

πŸ“ Two Major Components
βœ… National Level:
Strengthening learning assessment systems
Establishing the National Assessment Center (PARAKH)

βœ… State Level:
Strengthening Early Childhood Education
Enhancing classroom instruction
Focusing on Vocational education

#Government_Schemes
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πŸ”† Cyber Surakshit Bharat (CSB) Initiatives

πŸ“ Context
βœ… National e-Governance Division (NeGD) under Cyber Surakshit Bharat (CSB) organized the 36th CISO Deep-Dive Training Programme to enhance cybersecurity awareness among Chief Information Security Officers (CISOs) and government IT officials.

πŸ“ Objectives
βœ… Strengthen cybersecurity awareness across government departments.
βœ… Build capacity among CISOs and IT officials to combat cyber threats.

πŸ“ Related Development
βœ… India’s first Centre for Cyber Operations & Security (CenCOPS) is being developed by DRDO in Chandigarh.
βœ… Part of the Cyber Crime Prevention against Women & Children (CCPWC) Scheme under the Ministry of Home Affairs.


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πŸ”† Clean Plant Programme (CPP)

πŸ“ Context
βœ… The Union Cabinet launched the Clean Plant Programme (CPP) under the Mission for Integrated Development of Horticulture (MIDH) with a budget of β‚Ή1,766 crore.

πŸ“ About Clean Plant Programme (CPP)
βœ… Objective: Enhance horticulture quality by ensuring high-quality, virus-free planting material.
βœ… Under MIDH: Supports farmers & horticulture sector by increasing crop yield, health, and quality.
βœ… Implementation: Led by National Horticulture Board (NHB) in collaboration with ICAR.
βœ… Core Components:
Clean Plant Centers (CPCs): Establish 9 state-of-the-art CPCs in Pune, Srinagar, Bengaluru, etc.
Certification & Legal Framework: Quality control under Seeds Act, 1966.
Infrastructure Support: Large nurseries to propagate virus-free planting material.

πŸ“ About MIDH (Mission for Integrated Development of Horticulture)
βœ… Launch: 2014-15, under the Ministry of Agriculture and Farmers Welfare.
βœ… Objective: Holistic growth of fruits, vegetables, spices, flowers, aromatic plants, coconut, cashew, and cocoa.
βœ… Key Components:
National Horticulture Mission (NHM): Launched in 2005 for horticulture development.
Horticulture Mission for Northeast & Himalayan States (HMNEH): Special focus on NE & Himalayan regions.
National Bamboo Mission (NBM): Supports bamboo cultivation.
Coconut Development Board (CDB): Promotes the coconut sector, HQ in Kochi, Kerala.
Central Institute of Horticulture (CIH): Provides training in Nagaland, primarily for NE farmers.

πŸ“ Additional Info
βœ… NHB: Established in 1984, HQ in Gurugram.
βœ… Father of Indian Horticulture: M.H. Marigowda.


#Government_Schemes
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πŸ”† Ayushman Vay Vandana Yojana

πŸ“ Launched: September 2018, by PM in Ranchi, Jharkhand

πŸ“ Structural Mandate
βœ… Nodal Agency: Ministry of Health and Family Welfare
βœ… Administered under PM-JAY for structured implementation of India's health insurance network
βœ… Implemented in empaneled hospitals across urban and rural areas
βœ… Centralized digital system for tracking treatments and expenses for accountability

πŸ“ Aims and Objectives
βœ… Universal healthcare for senior citizens
βœ… Reduces financial burden by cutting out-of-pocket expenses
βœ… Encourages preventive care for age-related conditions

πŸ“ Targeted Beneficiaries
βœ… Senior citizens aged 70 and above

πŸ“ Funding Mechanism
βœ… Funded under Ayushman Bharat PM-JAY
βœ… Free treatment for ~2,000 medical procedures
βœ… Additional β‚Ή5 lakh per year for those already covered under AB PM-JAY

πŸ“ Features
βœ… Covers medical consultations, treatments, hospitalization expenses, and complex procedures like angioplasty
βœ… Implemented in empaneled hospitals across India
βœ… Ensures transparency and accountability via digital tracking

#Government_Schemes
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πŸ”† UDAN – Regional Connectivity Scheme (RCS)

πŸ“ Why in the News?
βœ… CAG Audit Report on the Regional Connectivity Scheme (UDAN) was presented in Parliament.

πŸ“ Quick Facts
βœ… Purpose: Enable air operations on underserved/unserved routes, promote balanced regional growth, and make flying affordable.
βœ… Type: Central Sector Scheme
βœ… Support to Airlines: Concessions & Viability Gap Funding (VGF)
βœ… Tenure: 10 years

πŸ“ Objective
βœ… Strengthen aviation infrastructure and enhance air connectivity in Tier II & Tier III cities.

πŸ“ Salient Features
βœ… Background: Launched under National Civil Aviation Policy (NCAP) 2016.
βœ… Fiscal support & infrastructure development for regional air connectivity.
βœ… Airlines to provide 50% of seats at subsidized rates.
βœ… Airfare capped at β‚Ή2500 for 500-600 km per seat (subject to indexation).
βœ… Regional Connectivity Fund (RCF): Self-financing mechanism via a levy on domestic flights.
βœ… Demand & Market-Based Model:
RCS available only in States & airports providing concessions.
State governments to provide free security, utilities at concessional rates, & free land for RCS airports.

βœ… Funding Support: 80% VGF by Centre, 20% by States (10% for NE States, UK, HP, UTs).
βœ… Flexible Route Selection: Airlines propose regional routes & seek VGF.

πŸ“ Key Initiatives Under UDAN
βœ… Lifeline UDAN – Assisted India’s COVID-19 fight.
βœ… Krishi UDAN – Helped farmers transport agricultural produce, benefiting northeast & tribal districts.
βœ… International Air Connectivity Scheme (IACS) – Aided State Governments in international airport connectivity.


#Government_Schemes
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πŸ”† BharatNet – Ministry of Communications

πŸ“ Why in the News?
βœ… 2.1 Lakh Gram Panchayats have been made service-ready under the BharatNet project.

πŸ“ Quick Facts
βœ… Purpose: Providing last-mile connectivity to all Gram Panchayats (GPs).
βœ… Type: Central Sector Scheme
βœ… Funding: Universal Service Obligation Fund (USOF)
βœ… Implementing Agency: Bharat Broadband Network (Merged into BSNL in 2022).

πŸ“ Objective
βœ… Provide 100 Mbps broadband connectivity to all Gram Panchayats (2.6 lakh) under Digital India.

πŸ“ Phases of BharatNet
βœ… BharatNet Phase I (2011):
Established as National Optical Fibre Network (NOFN).
Connected block HQs to GPs using CPSUs like BSNL, RailTel, PGCIL.
βœ… BharatNet Phase II (2017):
Uses OFC, radio, and satellite for connectivity.
Implemented via State-led, Private Sector, and CPSU models.
βœ… BharatNet Phase III (Upcoming):
State-of-the-art future-proof network.

πŸ“ Current Status (2025 Target)
βœ… Phase 1: 1.22 lakh out of 1.23 lakh GPs made service-ready.
βœ… Phase 2: 71,000+ out of 1.44 lakh GPs made service-ready.

πŸ“ Approach
βœ… Village Level Entrepreneurs (VLEs)/BharatNet Udyami to manage fiber connections on a 50:50 revenue-sharing basis.
βœ… VLEs get equipment, routers, and additional fiber optics from BBNL.
βœ… Satellite Connectivity (GSAT-11 & GSAT-19): Provides connectivity to 6700 GPs/areas lacking other mediums.

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πŸ”† PM-AJAY (Pradhan Mantri Anusuchit Jaati Abhyuday Yojana)

πŸ“ About:
βœ… Launched in 2021-22 to uplift Scheduled Caste (SC) communities by generating employment opportunities.

πŸ“ Structural Mandate:
βœ… Nodal Agency: Ministry of Social Justice and Empowerment.
βœ… Implementing Agencies: Central/State Governments, Union Territories, and Central/State Universities/Institutions will send proposals through the PMAJAY portal.

πŸ“ Aims and Objectives:
βœ… Reduce poverty among SC communities through employment generation, skill development, and income generation.
βœ… Enhance infrastructure in SC-dominated areas to promote socio-economic upliftment.

πŸ“ Targeted Beneficiaries:
βœ… Scheduled Caste (SC) communities across India.
βœ… Local communities in SC-dominated villages.

πŸ“ Funding Mechanism:
βœ… Centrally Sponsored Scheme.
βœ… Cost norms for construction/expansion of hostels:
1. North Eastern Region: β‚Ή3.50 lakh per inmate.
2. Northern Himalayan Regions: β‚Ή3.25 lakh per inmate.
3. Gangetic Plains & Lower Himalayan Regions: β‚Ή3.00 lakh per inmate.
βœ… 100% Central assistance for hostels (previously shared with the State).

πŸ“ Features:
βœ… Development of 'Adarsh Gram' (model villages) in SC-dominated areas.
βœ… Grants-in-aid for socio-economic development projects.
βœ… Financial assistance for beneficiaries (β‚Ή10,000 to β‚Ή50,000, or 50% of asset cost).
βœ… Construction of hostels in higher educational institutions for SC students.
βœ… Merging of previous schemes like PMAGY, SCA to SCSP, and BJRCY.
βœ… Web-based portal developed for submission, approval, and monitoring of annual action plans.


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πŸ”† PM-WANI (Prime Minister WiFi Network Interface)

πŸ“ Launched: 2020
πŸ“ Objective:
βœ… To enhance the proliferation of public Wi-Fi hotspots to create robust digital communications infrastructure, especially in rural areas.

πŸ“ PM-WANI Ecosystem: Consists of four parts:
βœ… Public Data Office (PDO)
βœ… Public Data Office Aggregator (PDOA)
βœ… App Provider
βœ… Central Registry

πŸ“ Roles:
βœ… PDO establishes the Wi-Fi Hotspots and provides internet access to users.
βœ… PDOA provides authorisation and accounting services to PDOs.
βœ… The App Provider displays the available hotspots in the phone’s proximity.
βœ… The Central Registry, overseen by the Centre for Development of Telematics, maintains details of App Providers, PDOs, and PDOAs.

πŸ“ How can individuals access the PM-WANI internet?
βœ… To access public hotspots under the scheme, one needs to download a relevant App that shows available networks.
βœ… The user can then choose from a list of available connections and make a payment to use the network.
βœ… The user can access the network till his/her balance is exhausted.


#Government_Schemes
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πŸ”† Ayushman Vay Vandana Yojana

πŸ“ Launched: September 2018, by PM in Ranchi, Jharkhand

πŸ“ Structural Mandate
βœ… Nodal Agency: Ministry of Health and Family Welfare
βœ… Administered under PM-JAY for structured implementation of India's health insurance network
βœ… Implemented in empaneled hospitals across urban and rural areas
βœ… Centralized digital system for tracking treatments and expenses for accountability

πŸ“ Aims and Objectives
βœ… Universal healthcare for senior citizens
βœ… Reduces financial burden by cutting out-of-pocket expenses
βœ… Encourages preventive care for age-related conditions

πŸ“ Targeted Beneficiaries
βœ… Senior citizens aged 70 and above

πŸ“ Funding Mechanism
βœ… Funded under Ayushman Bharat PM-JAY
βœ… Free treatment for ~2,000 medical procedures
βœ… Additional β‚Ή5 lakh per year for those already covered under AB PM-JAY

πŸ“ Features
βœ… Covers medical consultations, treatments, hospitalization expenses, and complex procedures like angioplasty
βœ… Implemented in empaneled hospitals across India
βœ… Ensures transparency and accountability via digital tracking

#Government_Schemes
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doc2025630578601.pdf
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πŸ”† 10 Years of Digital India: Transforming Governance and Empowerment

πŸ“ India marks a decade of Digital India with milestones in connectivity, inclusion, and innovation

βœ… Internet Boom: Connections rose from 25.15 crore (2014) to 96.96 crore (2024), with broadband growing 1452%.
βœ… 5G Revolution: 4.74 lakh towers installed, covering 99.6% of districts within 22 months.
βœ… Digital Economy Growth: 11.74% of GDP in 2022–23; expected 13.42% in 2024–25.
βœ… UPI Leadership: 1,867.7 crore transactions in April 2025 worth β‚Ή24.77 lakh crore. India handled 49% of global real-time payments in 2023.
βœ… BharatNet Progress: 2.18 lakh Gram Panchayats linked with high-speed internet; 6.92 lakh km of OFC laid.
βœ… DBT Success: β‚Ή44 lakh crore transferred; β‚Ή3.48 lakh crore saved by weeding out fake beneficiaries.
βœ… IndiaAI Mission: β‚Ή10,371 crore outlay to build compute power (now 34,000+ GPUs), indigenous models, and AI skills ecosystem.
βœ… Semiconductor Push: 6 chip projects worth β‚Ή1.55 lakh crore approved under β‚Ή76,000 crore mission.
βœ… E-Governance Boost: 53.92 crore DigiLocker users, 8.34 crore UMANG users; services in 23 languages.
βœ… Bhashini for Inclusion: Supports 35+ languages and 1,600+ AI models, making services multilingual.

πŸ“˜ Source: Ministry of Electronics and IT, July 2025 Report

πŸ“ Prelims Question
Q. Which of the following statements is true about India’s digital journey as of 2025?
(a) India has more 5G users than 4G
(b) DigiLocker has over 50 crore users βœ…
(c) UPI is used only within India
(d) BharatNet covers only urban municipalities



πŸ“ Mains GS2 Question
Discuss the achievements and challenges of the Digital India programme in the last decade. How has it contributed to inclusive growth and governance reforms?


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πŸ”† Cashless Treatment of Road Accident Victims Scheme, 2025

βœ… Notified by the Ministry of Road Transport and Highways (MoRTH) under the Motor Vehicles Act, 1988
βœ… Aims to provide cashless treatment up to β‚Ή1.5 lakh for road accident victims at designated hospitals for 7 days post-accident
βœ… Applicable across all public roads in India

πŸ“ Key Features:
βœ… Eligibility – All victims of motor vehicle-related road accidents
βœ… Coverage – Trauma and poly-trauma care in hospitals (including those under Ayushman Bharat PM-JAY)
βœ… Nodal Agency – State Road Safety Council
βœ… Payments – Handled by State Health Agency through Motor Vehicle Accident Fund within 10 days
βœ… Monitoring – Done by a MoRTH-led committee

πŸ“ Why It Matters:
βœ… India has the highest global road accident toll
βœ… ~4.6 lakh road accidents and 1.68 lakh deaths reported in 2022
βœ… Helps India meet UN Decade of Action target to halve traffic deaths by 2030

πŸ“ Complementary Initiatives:
βœ… Motor Vehicles (Amendment) Act, 2019 – Ensures strict enforcement
βœ… e-DAR Portal – Central database for road accident records
βœ… Road Safety Audits – Mandatory for National Highways
βœ… Good Samaritan Scheme – Rewards citizens who assist victims within the Golden Hour

#government_schemes
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doc202589603601.pdf
1.9 MB
πŸ”† Agriculture Infrastructure Fund (AIF) – Key Facts

πŸ“ About the Scheme
βœ… Launched in 2020, the Agriculture Infrastructure Fund (AIF) provides medium to long-term debt financing for post-harvest management infrastructure & community farming assets.
βœ… Nodal Ministry – Ministry of Agriculture & Farmers Welfare.
βœ… Credit Guarantee & 3% interest subvention for loans up to β‚Ή2 crore.
βœ… Fund Size – β‚Ή1 lakh crore to be disbursed through banks & FIs till 2025–26.

πŸ“ Stakeholders
βœ… Farmers & FPOs – to develop warehouses, cold chains, processing units.
βœ… Agri-entrepreneurs & Startups – to set up modern agri-infra projects.
βœ… Banking Ecosystem – ensures easy access to credit.
βœ… Government – policy support & monitoring.
βœ… Consumers – benefit via reduced wastage & better quality produce.

πŸ“ Objectives
βœ… Reduce post-harvest losses.
βœ… Improve value chain efficiency.
βœ… Boost rural employment & income.


πŸ“ Prelims Question
With reference to the Agriculture Infrastructure Fund (AIF), consider the following statements:
1. It provides long-term debt financing for post-harvest management infrastructure.
2. Only Farmer Producer Organisations (FPOs) are eligible for benefits.
3. It offers 3% interest subvention for loans up to β‚Ή2 crore.

Which of the statements given above is/are correct?
(a) 1 and 3 only
(b) 1 only
(c) 2 and 3 only
(d) 1, 2 and 3



πŸ“ Mains Question
Discuss how the Agriculture Infrastructure Fund can contribute to doubling farmers’ income and improving India’s agricultural value chain.

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πŸ”†AgriEnIcs Programme

βœ…MeitY recently announced the transfer of technology under the AgriEnIcs Programme.
πŸ“About AgriEnIcs Programme:
βœ… Nodal Ministry: MeitY
βœ… Implementing Agency: Centre for Development of Advanced Computing (C-DAC), Kolkata.
βœ… Objective: To develop and deploy Electronics and ICT-based solutions for agriculture and environment,
enhancing productivity, quality, and sustainability through AI, IoT, and sensor technologies.
πŸ“Key Technologies:
βœ…Go-P (Cattle health monitoring device) & MAST-D (mastitis detection devices).
βœ… Grain-Ex, CT-Vieu & RIGE-Sense: AI-based systems for quality analysis of pulses, chilli, and rice respectively
βœ…Odour Monitoring System: Real-time gas-sensor device for municipal solid waste sites, industrial waste processing units, and landfill areas.

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