🔆 CURRENT AFFAIRS — 10 JANUARY 2026

🔆 REGULATORY / RBI

📍 Ways and Means Advances (WMA) – January 2026
✅ RBI revises WMA limits for States/UTs
📍 Instruments:
✅ Special Drawing Facility (SDF)
✅ Ways and Means Advances (WMA)
✅ Overdraft (OD)

📍 GNCTD–RBI Agreement
✅ RBI to conduct general banking business of Delhi Govt
✅ Effective from 9 Jan 2026

📍 Revised Limits
✅ WMA for GNCTD: ₹890 crore
✅ Aggregate WMA (States/UTs): ₹61,008 crore
➡ Earlier: ₹60,118 crore
➡ Increase due to inclusion of GNCTD
✅ Highest WMA limit: Uttar Pradesh (₹6,519 crore)

🔆 ECONOMY

📍 UN Growth Projection
✅ UN-DESA projects India growth at 7.2% (FY 2025-26)
📍 Supporting factors:
✅ Strong domestic consumption
✅ Robust public investment

📍 Risks
✅ ~18% of exports U.S.-bound (tariff risk)
📍 Mitigators:
✅ Europe & West Asia demand
✅ Electronics largely tariff-exempt

📍 External Competitiveness
✅ REER improved to 100.9 (2025)
➡ 2024: 104.7

📍 SBI Research
✅ FY26 GDP growth projected at ~7.5%
➡ Higher than NSO estimate (7.4%)

🔆 NATIONAL AFFAIRS

📍 Agriculture & Gender
✅ India to host Global Conference on Women in Agriculture
📍 Venue: Pusa, New Delhi
📍 Dates: 12–14 March 2026
📍 Partners:
✅ ICAR, CGIAR, PPV&FRA, TAAS

📍 Housing & Employment
✅ SWAMIH Investment Fund generated 36,000+ jobs
📍 Purpose:
✅ Last-mile funding for stalled housing projects
📍 Managed by:
✅ SBI Ventures

📍 Governance
✅ PM Modi chairs 50th PRAGATI meeting
📍 Focus:
✅ Power sector projects
✅ Centre-State coordination
📍 PRAGATI:
✅ Launched: 2015
✅ Integrates digital data + GIS + video conferencing

📍 Textile Sector
✅ Govt launches District-Led Textile Transformation (DLTT)
📍 Target:
✅ 100 districts → Global Export Champions
✅ 100 aspirational districts → Textile hubs

📍 Agri-Tech
✅ Digital Green + Cisco launch AI advisory app “FarmerChat”
📍 Features:
✅ Hyper-local advisories
✅ Pest diagnosis via photos
📍 Supported by:
✅ Govt of Andhra Pradesh

📍 Ports & Shipping
✅ Sarbananda Sonowal launches ₹235 crore port projects in Tamil Nadu
📍 Includes:
✅ e-Port Clearance Portal (ONOP)
✅ Sailing training support

📍 Science Diplomacy
✅ OPSA + ORF launch Raisina Science Diplomacy Initiative (SDI) 2026
📍 Dates: 5–7 March 2026
📍 Held alongside:
✅ Raisina Dialogue

🔆 DEFENCE

📍 Defence Manufacturing
✅ Defence Minister inaugurates EV factory in Lucknow
📍 Outcome:
✅ Defence production rises from ₹46,000 cr → ₹1.5 lakh cr

📍 Hypersonic Technology
✅ DRDO successfully tests actively-cooled Scramjet engine
📍 Duration:
✅ Engine ran 12+ minutes
📍 Significance:
✅ Boost to hypersonic cruise missile capability

📍 Indigenous Artillery
✅ L&T bags Indian Army order to upgrade Pinaka rocket systems

📍 Strategic Defence Deal
✅ India–Germany talks advance on $8 billion submarine deal
📍 Partners:
✅ Thyssenkrupp Marine Systems
✅ Mazagon Dock
📍 Includes:
✅ Transfer of submarine technology

🔆 STATES

📍 Tamil Nadu
✅ Launches India’s first Deep-Tech Startup Policy
📍 Outlay:
✅ ₹100 crore
📍 Target:
✅ Support 100 deep-tech startups

🔆 IMPORTANT DAYS

📍 Pravasi Bharatiya Divas
✅ 9 January
📍 Marks return of Mahatma Gandhi to India (1915)

📍 World Hindi Day
✅ 10 January

🔆 APPOINTMENTS

📍 Judiciary
✅ Justice Manoj Kumar Gupta appointed Chief Justice, Uttarakhand HC

🔆 OBITUARY

📍 Environment
✅ Renowned conservationist Madhav Gadgil passes away

🔆 BOOKS

📍 Biography
✅ Book on life of President Droupadi Murmu released
📍 Title:
✅ Agni Sarassulo Vikasinchina Kamalam Droupadi Murmu

🔆 SCIENCE & TECHNOLOGY

📍 Space Mission
✅ ESA–NASA Mars Sample Return Mission cancelled
📍 Reason:
✅ Budget cuts in U.S.
📍 Significance:
✅ Would have been first Mars sample-return mission

🔆 SPORTS

📍 Khelo India Beach Games
✅ Tamil Nadu wins:
➡ Gold – Women’s Beach Volleyball
➡ Gold – Men’s Regu Pencak Silat

📍 Chess
✅ Nihal Sarin wins Tata Steel Chess India 2026 (Open Rapid)
➡ Viswanathan Anand finishes 2nd

#CurrentAffairs

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​🌟 Conversations for Inner Clarity: Finding Your True Purpose

​1. Arjun: I feel lost. I don’t know what my "calling" is. Everyone else seems to have a clear destination.
✅Krishna: You are looking for a map outside, but the compass is inside. Purpose is not something you find lying on the road; it is something you uncover within yourself. Stop looking at others; their path is not yours.

​2. Arjun: But how do I know if I am on the right path?
✅Krishna: The right path does not mean an easy path. It is the path where your burdens feel heavy, yet you enjoy carrying them. If the work exhausts your body but feeds your soul, you are on the right path.

​3. Arjun: I am afraid of choosing the wrong career and wasting my life.
✅Krishna: You cannot waste life if you live it with awareness. Every wrong turn teaches you the geography of the road. Sometimes, you must do what you hate to realize what you love. It is all part of the curriculum.

​4. Arjun: Is my purpose something grand? Do I need to be famous or wealthy?
✅Krishna: Do not confuse purpose with popularity. A small lamp that lights up a dark room is serving a greater purpose than a fireworks display that just makes noise. Your purpose is simply to be the best version of yourself and serve others in your own unique way, however small.

​5. Arjun: The ancient texts speak of "Dharma." What is my Dharma?
✅Krishna: Your Dharma is your Swabhava—your own true nature. It is better to do your own duty imperfectly than to perform another’s duty perfectly. If you are a creator, create. If you are a helper, help. Do not try to be a lion if you are a bird; fly, do not roar.

​6. Arjun: I feel I have many interests. I am confused.
✅Krishna: Confusion is the first step toward clarity. Follow your curiosity; it is the breadcrumb trail to your purpose. You do not need to see the whole staircase; just take the first step that feels true to you.

​7. Arjun: Ultimately, what is the meaning of life?
✅Krishna: To be useful. To be kind. To grow. The meaning of life is to find your gift. The purpose of life is to give it away.

​💡 A Small Tip
​Use the "Joy Audit."
For one week, pay close attention to your energy.
​When do you feel drained? (These are likely not your purpose).
✅​When do you feel "in the flow" or lose track of time? (This is a clue). Your purpose usually hides in the things you would do even if you weren't paid for them.

Ashoka the great PYQ THEMES

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🔆 Endangered Languages in India & Government Efforts

📍 Context
✅ India is one of the world’s most linguistically diverse countries
✅ UNESCO lists 197 endangered languages in India
✅ Languages fall into categories: vulnerable, endangered, severely endangered, or extinct

📍 Examples of Critically Endangered Languages
✅ Great Andamanese – Andaman Islands
✅ Toda – Nilgiri Hills (Tamil Nadu)
✅ Asur – Jharkhand
✅ Koro – Arunachal Pradesh

🔆 Government Initiatives for Language Preservation

📍 Scheme for Protection and Preservation of Endangered Languages (SPPEL)
✅ Focus: Languages spoken by fewer than 10,000 people
✅ Aim: Documentation, research, and promotion
✅ 117 languages prioritised in the first phase

📍 UGC-supported Measures
✅ Funding for academic research on indigenous languages
✅ Establishment of Centres for Endangered Languages in Central Universities
✅ Promotion of interdisciplinary linguistic studies

📍 Training & Documentation Efforts
✅ Regular training programmes for linguists and researchers
✅ Preparation of:
 • Dictionaries
 • Grammar books
 • Audio-visual recordings
✅ Focus on long-term language survival and revival

🔆 Why It Matters
✅ Language loss = loss of oral history, folklore, ecological knowledge
✅ Preserving languages strengthens cultural diversity and identity
✅ Aligns with constitutional values of pluralism and inclusiveness

#goverment_schemes

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River patterns drainage

🍃 Conversations for Inner Peace: Understanding Detachment

​1. Arjun: You say "Be detached," but does that mean I shouldn't care about my goals? That sounds like laziness.
✅Krishna: No, Arjun. Detachment is not indifference. It means you are so dedicated to the work that you do not have time to worry about the result. You care deeply about the action, but you remain neutral to the outcome.

​2. Arjun: But if I don't obsess over the result (the rank, the money, the win), where will my motivation come from?
✅Krishna: Obsession drains energy; passion creates it. When you work for the result, you are working out of fear and greed. When you work for the love of the duty itself, you are working out of joy. The latter is a much cleaner, stronger fuel.

​3. Arjun: It is hard to work hard and not worry about what I will get in return.
✅Krishna: You have the right to your labor, but never to the fruits of your labor. The fruit depends on many factors—timing, karma, others' actions—that are beyond your control. Why suffer over what you cannot control?

​4. Arjun: So, if I fail, I shouldn't feel bad?
✅Krishna: You should feel responsible, but not defeated. If you succeed, do not let it get to your head. If you fail, do not let it get to your heart. Treat success and failure as two impostors; they are just different kinds of experiences.

​5. Arjun: How does a detached person live?
✅Krishna: Like a lotus leaf in the water. It is completely submerged in the water (the world/duties), yet the water drops simply roll off it. It remains dry. Be in the world, do your best, but do not let the world's chaos stick to your soul.

​6. Arjun: It feels like I am giving up ownership of my life.
✅Krishna: You are giving up the burden of your life. When you think "I am the doer," you carry the weight of every success and every failure. When you realize you are just an instrument of a larger energy, the weight lifts. You become lighter.

​7. Arjun: What is the ultimate benefit of this detachment?
✅Krishna: Peace. When you are no longer begging the future to make you happy, you become happy in the present. You become invincible, because nothing outside of you can disturb the peace inside you.

​💡 A Small Tip
✅​Try the "Archer's Focus" Visualization.
Imagine you are an archer.
​Your job is to check the wind, check the tension in the bow, aim your arrow, and release it with perfect form.
✅​Once the arrow leaves the string, it is no longer yours. You cannot scream at it to go left or right. You cannot worry it into the bullseye.
​If you stare at the target while shooting, your aim will waver. If you stare at the arrow, your aim will be true. Focus on the release (the action), not the target (the result).

Radhe Radhe #geeta

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🔆 Pattachitra Paintings

📍 Overview
✅ Traditional cloth-based scroll painting from Odisha
✅ Term derived from Sanskrit:
 • Patta = cloth
 • Chitra = picture

📍 Themes & Inspiration
✅ Primarily based on Hindu mythology
✅ Strongly inspired by Lord Jagannath and Vaishnavism
✅ Occasional themes from Shakta and Shaiva traditions

📍 Canvas Preparation
✅ Painted on small strips of cotton cloth
✅ Cloth coated with a paste of:
 • Chalk
 • Natural gum from tamarind seeds
✅ Preparation traditionally done by women artisans

📍 Painting Process
✅ Initial sketching and final detailing done by master painter (traditionally male)
✅ No use of pencil or charcoal
✅ Natural colours only used
✅ Painting heated over a fireplace from the back
✅ Fine lacquer coating applied for durability and shine

📍 Distinctive Features
✅ Bold outlines and stylised figures
✅ Flat perspective with decorative borders
✅ Intricate detailing and narrative storytelling
✅ Emphasis on symmetry and rhythmic composition

📍 Variants
✅ Tala Pattachitra:
 • Painted on palm leaves
 • Incised lines filled with natural colours

#prelims
#art_and_culture

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